Robert McKinley, Senior Analyst/Editor Robert McKinley is an analyst of the payments industry on a daily basis for 32 years covering payment cards and payment systems from both the business side and the consumer side. McKinley is the retired founder and chief executive of RAM Research, CardWeb and CardTrak. In his prior position, McKinley has participated in more than 10,000 documented news media interviews, testified as an expert witness in two separate $billion+ U.S. anti-trust trials, testified before the U.S. Congress, assisted the GAO with paymentsIMG_2006 (1).jpeg reports, chaired numerous business conferences and provided C-Suite opinion to a multitude of Fortune 500 companies. In retirement, he has continued developing and funding digital media assets as well as contributing payments related analysis/content to a broad list of online publishers, including CardFlash, CardTrak and CardData. McKinley is also a national certified mentor with the non-profit SCORE organization with a focus on assisting Fintech startups.

MasterCard Launches New Priceless Campaign

MasterCard is launching Priceless Aruba, in partnership with the Ministry of Tourism and the Tourism Authority of Aruba. Aruba is the fifth city in the Caribbean to join MasterCard’s Priceless Cities program. The program offers MasterCard cardholders extraordinary experiences, exclusive offers and privileged access in their home city and cities around the world to not only make MasterCard their top of wallet choice but also bring a little more priceless to their life. Through MasterCard’s innovative Priceless Aruba program, cardholders will receive offers and discounts on products and services at over 30 participating merchants when making a purchase with their MasterCard®. Cardholders can access the complete list of offers and benefits at, or through printed guides distributed at high traffic areas like the Aruba airport, as well as at participating shops, restaurants and hotels.

Sysnet Appoints EVP, Strategy

Sysnet Global Solutions, a leading provider of Payment Card Industry (PCI) compliance management services specialising in PCI DSS and merchant intelligence solutions, announced that it has appointed Branden Williams as EVP Strategy, with ownership of global sales and marketing. Branden has over fifteen years of experience in technology and information security with a formidable background in the majority of the technologies that drive today’s businesses. After spending the first several years of his career working with education institutions and internet service providers to secure their infrastructures, Branden co-founded an IT consulting business that was later sold to a venture capitalist. Branden holds a Masters of Business Administration from the University of Dallas and is a current doctoral candidate in business intelligence at Capella University.

BPC SmartVista Aces Testing

BPC Banking Technologies, the leading provider of Open System payment solutions for the global financial industry, reports on the successful completion of set of audited performance and availability tests for SmartVista. The tests were conducted at the IBM Systems Solution Centre Labs in Bangalore, and were audited by KPMG. During the test, BPC’s switch solution, delivered peak performance of 2,932 TPS (transactions per second) with 40% server utilization, demonstrating that the configuration had ample capacity for growth. The tests were designed to replicate real-world situations, operating under very high transaction loads. These outstanding results prove that SmartVista can support the volumes generated by extremely large ATM networks, as 2,932 TPS equates to an ATM network with more than 520,000 ATMs carrying out 10.5 million transactions an hour. During the 2 hour stress test, SmartVista sustained an average of 1,875 TPS, which equates to an ATM network with more than 330,000 ATMs operating at full capacity.

Pay.on Incorporates P4 Solutions Sepa Payment

Pay.on, leading global operator of Web-based, multichannel payment infrastructure services, has integrated the SEPA direct-debit payment process from P4 Solutions into its global payment network. The PAY.ON platforms have supported SEPA payment processing already for some time, but by integrating P4 Solutions, a further SEPA direct debit payment process solution is now available to PAY.ON clients. PAY.ON clients are thus already well positioned for SEPA. This affords their merchants enough time for the technical implementation by 1 February 2014 and to actively prepare their end customers for the SEPA payment process. By means of the PAY.ON API, PSPs, ISOs and financial institutions have access to around 300 payment providers in total, including more than 100 payment types.

MasterCard Names VP, Global Products & Solutions

MasterCard appointed Ezediashi Ofili VP, Business Leader to drive the growth of its Prepaid Business in sub-Saharan Africa. He will also oversee MasterCard’s Global Products and Solutions team in the region. With more than twenty years’ experience in the banking, energy, Information Technology and credit rating sectors in both Africa and Europe, Mr. Ofili has played a key role in several major projects most recently the launch of the Nigeria National Identity Card project. MasterCard is seeking to expand its prepaid product offering in the region and has partnered with several financial institutions to drive this strategy. Mr. Ofili is a qualified Petroleum Engineer from the University of Ibadan, and is also a Microsoft Certified Engineer and Project Management Professional with PRINCE2® certification. In addition to that he holds a Master’s degree in Business Administration – Strategic Management of Technology – from Cass Business School in London.

DataCash and Shopitize Launch Cashback Mobile App

DataCash partnered Shopitize to enable quick-and-easy cashback payments for UK shoppers using the Shopitize App. The Shopitize mobile app, available on both Android and iPhone, enables shoppers to earn cash rewards on top brands across major UK supermarkets. The customer downloads the app and registers with Shopitize to gain access to exclusive grocery deals directly from major brand partners including Kellogg’s, Danone, Innocent, Yeo Valley and Dr. Oetker. When the shopper purchases an item, they take a photo of their receipt using their Shopitize app to submit for verification. Shopitize’s system automatically matches eligible purchases against the offers available and once the customer accumulates five pounds in savings, they automatically receive cashback.

VeriFone Launches Mobile App for NYC Taxi Payment

VeriFone Systems announced its “Way2ride” mobile app that allows New York City taxi passengers to get in, tap, and get out the moment their ride is over. The “Way2ride” is available for iOS and Android smartphones, makes the taxi experience faster and easier for New Yorkers and business travelers by enabling riders to pre-load payment information and preferred tip amounts. Once inside the cab, passengers can pay at any time with a tap of their phone. At the end of the trip, riders can simply get out of the taxi and get on with their day. Digital receipts are stored in the app and accessible at for easy tagging and expensing of business trips. After the New York launch, VeriFone will be expanding Way2ride acceptance throughout its network of more than 70,000 payment-enabled taxis worldwide. Way2ride uses VeriFone’s patented Zoosh sound-based technology to check passengers into their ride, allowing for secure transmission of payment information through the cloud.

PCI Council Highlights Changes to PCI DSS and PA-DSS

The PCI Security Standards Council published PCI Data Security Standard and Payment Application Data Security Standard (PA-DSS) 3.0 Change Highlights as a preview of the new version of the standards coming in November 2013. The changes will help companies make PCI DSS part of their business-as-usual activities by introducing more flexibility, and an increased focus on education, awareness and security as a shared responsibility. The seven-page document is part of the Council’s commitment to provide as much information as possible during the development process and eliminate any perceived surprises for organizations in their PCI security planning. Specifically, the summary will help PCI Participating Organizations and the assessment community as they prepare to review and discuss draft versions of the standards at the 2013 Community Meetings in September and October.

Jack Henry Wins Processing Client

Jack Henry & Associates payment processing services announced that Bank of the Sierra has selected its SilverLake System core processing platform to provide enterprise-wide automation. In addition to SilverLake, Bank of the Sierra will initially implement an array of Jack Henry Banking’s complementary solutions including ArgoKeys DepositKeys account opening and administration; Vertex Teller Automation System; Vertex Teller Capture; NetTellerOnline Banking; iPay Consumer Online Bill Pay; the iPay Biz 2.0 small business online bill payment suite; goDough mobile banking; OurCashFlow online financial management (OFM); Opening Act online deposit and loan account opening; Electronic Statements’Interactive; DirectLine Wires; DirectLine International; Remote Deposit Capture, Remote Deposit Anywhere (RDA) mobile and flatbed remote deposit capture; Cognos 10business intelligence and enterprise reporting; Smart GL general ledger reconciliation and compliance; Relationship Profitability Management (RPM); and components of the Synergy Enterprise Content Management (ECM) solution; components of the Yellow Hammer fraud detection and prevention suite; the Gladiator security services suite; Centurion Business disaster preparedness and recovery services; jhaCall Center; and more.

Capital Bank Deploys Diebold ATMs

Capital Bank has partnered with Diebold, Incorporated (DBD) to standardize its ATMs and support services. Diebold installed 170 Opteva ATMs, 100 of which feature deposit automation capabilities along with comprehensive integrated services to manage the fleet. Through multiple acquisitions over the past two years, the bank’s network included ATMs from several manufacturers that were supported by various vendors. Capital Bank recognized it would be best served by a single source for the delivery and management of its ATM fleet. Through its ATM Endpoint Protection by Symantec™ and software deployment service Diebold will maintain up-to-date anti-virus and operating system software, as well as security patches and provides 24/7 ATM status monitoring, notification, remote diagnostics and failure resolution to keep Capital Bank’s ATMs up and running.

Sage Pay Launches Channel Payment Integration

Sage Pay multichannel payment processor made available its omni-channel payment integration feature. Allowing retailers to view reports for all transaction data in one portal, this will include payments made in-store, online and over the phone, providing retailers with a single view of customer transactions and helping them better understand sales trends. The solution is available now to all size businesses and combines the data from different payment options. Results can be viewed together or broken down by transaction type and can be exported directly from the online area, into Excel or CSV format to aid the reconciliation process.