Robert McKinley, Senior Analyst/Editor Robert McKinley, with 33 years experience covering payment cards and payment systems, is Senior Analyst/Editor for CardFlash and other payments-related publications. He is the retired founder and chief executive of RAM Research, CardWeb and CardTrak. McKinley served as an expert witness in 100+ litigations including two multi-$billion trials, testified before the U.S. Congress, chaired multiple payments conferences, hired as consultant by Fortune 100 companies and several overseas financial institutions. Full Bio:

Datacard Issues Prepaid Cards to Citizens Affected by Flooding

Datacard Group announced that their financial instant issuance solutions were used to help issue prepaid cards to those affected by the massive flooding in Canada. Severe flooding had forced thousands of residents to evacuate their homes throughout southern Alberta” including the City of Calgary, Town of High River and several others. The Alberta Government set up a flood assistance program that included issuing prepaid cards to affected Albertans. Those who qualified were able to receive $1,250 per adult and $500 per child. Datacard Group worked closely with Alberta to help the government very quickly issue prepaid cards to thousands of affected residents. Datacard® CardWizard® issuance software securely loaded and configured onto laptops; and Datacard® CD820™ instant issuance systems facilitated the printing, card personalization and issuance.

Heartland Payment Posts 2Q/13 Net Income Up 2% Y/Y

[ihc-hide-content ihc_mb_type=”show” ihc_mb_who=”0″ ihc_mb_template=”1″] Heartland Payment announced a 2Q/13 Adjusted Net Income of $23.1 million compared to the year ago figure of $20.5 million. For the quarter, Heartland reported Record Small and Mid-Sized Enterprise (SME) quarterly transaction processing volume of $19.3 billion, up 4.2% from the second quarter of 2012; Record Quarterly Net Revenue of…

FIS 2Q/13 Revenue Up 3.8% Y/Y

[ihc-hide-content ihc_mb_type=”show” ihc_mb_who=”0″ ihc_mb_template=”1″] FIS posted 2Q/13 revenue up 3.8% to $1.51 billion from $1.46 billion in 2Q/12. These results included debt refinancing costs and an adjustment related to the December 2010 acquisition of Capco, FIS’ global consulting business. Revenue was up 3.7% on an organic basis compared to the second quarter of 2012, which…

Merchant Processing Fees Down in 2012

[ihc-hide-content ihc_mb_type=”show” ihc_mb_who=”0″ ihc_mb_template=”1″] General purpose and private label credit, debit, and prepaid cards generated $4.409 trillion in payments for goods and services in 2012, and U.S. merchants paid $66.51 billion in fees to handle that business. Merchants paid $69.81 billion the prior year on $4.105 trillion in purchase volume, according to The Nilson Report,…

NCR Appoints New VP, Financial Services

NCR consumer transaction technologies announced Wolfgang Kneilmann as the new VP for it financial services line of business in Europe. Having started his career at NCR, Kneilmann worked in various sales and management positions for more than 11 years. In 2001, he joined Swissrisk AG, a European software specialist, as a member of the management team. He oversaw sales and marketing for banking-specific software solutions from 2001 until early 2007. In March 2007, he returned to NCR to become managing director for Germany, Austria and Switzerland.

South African Development Community Deploys Payment System

The SADC Integrated Regional Electronic Settlement System (SIRESS) was successfully implemented in a live environment for South Africa, Namibia, Lesotho and Swaziland. First stage of SADC Payment System project is in production; South Africa, Namibia, Lesotho and Swaziland are live on SIRESS; and benefit to our community of existing investment SWIFT. The first funding instructions between South Africa’s Real Time Gross Settlement System, SAMOS, and SIRESS were processed at 08:12 while the first customer payment was settled at 11:01 and by close of day twelve payments to the value of R 215,814,276.95 had been settled.

Adyen mPOS Embarks on New Market

Adyen announced that Shuttle, its innovative payment solution enabling businesses to accept payments on-the-go from Android or iOS mobile devices at the point-of-sale (mPOS), is now available in 17 European countries following recent launches in Switzerland, Norway and Denmark. Shuttle became the first fully EMV (Europay, MasterCard, Visa) compliant mPOS device available in Europe last year, delivering payment acceptance via smartphones or tablets through a Bluetooth connection. The recent additions of Switzerland, Norway and Denmark, means that Adyen can now offer its mPOS solution in 17 European countries. Shuttle is also available in Austria, Belgium, Finland, France, Germany, Greece, Ireland, Italy, Luxembourg, The Netherlands, Portugal, Spain, Sweden and United Kingdom.

SingTel and Visa Announce NFC Partnership

SingTel and Visa have announced a strategic alliance that will enable consumers in Singapore and Australia to pay for goods and services using their smartphones at all Visa payWave acceptance points worldwide. Visa is working with SingTel to link Visa prepaid accounts to mCash, SingTel’s mobile money solution. Planned for launch in early 2014, the service allows mCash customers to wave and pay with their NFC-enabled smartphones for daily necessities such as coffee, fast food, groceries and movie tickets at Visa payWave acceptance points. There are currently more than 12,000 Visa payWave acceptance points in Singapore and over 100,000 across Australia.

NCR 2Q/13 Revenue Up 9% Y/Y

[ihc-hide-content ihc_mb_type=”show” ihc_mb_who=”0″ ihc_mb_template=”1″] NCR reported 2Q/13 revenue of $1.54 billion, up 9% from the year ago figure, and income from continuing operations of $86 million, compared to the year ago figure of $89 million. An identification of those special items, and the impact of pension and those special items on income from continuing operations…

Lootsie Launches In-Game Rewards Program

Lootsie, a new rewards program for mobile, social and casual games that benefits gamers, game developers and advertisers alike, launched today for iOS and Android platforms at Casual Connect USA. Lootsie is an unintrusive rewards layer that doesn’t disrupt or compete with the gaming experience. The platform rewards players for reaching in-game achievements, making purchases and engagement activity, providing them with points they can redeem for real-world goods such as gift cards, prizes, special offers and more. Lootsie comes to market several developers, including Babaroga, One Spear Entertainment, First Post Studios, Sabertooth Interactive, Matty Rich Games and Social Gaming Network (SGN) When users play Lootsie-enabled games, they receive a notification bar – similar to a text message – as they reach achievements the developer has set, alerting them to a Lootsie Point value they’ve earned for that achievement and what rewards they may be able to redeem. Gamers can redeem Lootsie Points at their convenience in the game, via the Lootsie app (coming soon), or online at

PULSE to Deploy Paydiant mPayment

PULSE debit/ATM network and Paydiant cloud-based mobile wallet and offer redemption platform, are working together to provide an easy-to-use mobile commerce solution for PULSE participants. The Paydiant solution will enable PULSE financial institution and merchant partners to quickly deploy contactless payment and cash access functionality to better serve their mobile-minded customers. Paydiant’s mobile wallet platform is software-based and works with both new and existing smartphones – including iPhone® and Android™ devices already in the hands of millions of consumers. It also works with existing point-of-sale (POS) terminals used by participating merchants today without requiring new hardware.