Robert McKinley, Senior Analyst/Editor Robert McKinley is an analyst of the payments industry on a daily basis for 32 years covering payment cards and payment systems from both the business side and the consumer side. McKinley is the retired founder and chief executive of RAM Research, CardWeb and CardTrak. In his prior position, McKinley has participated in more than 10,000 documented news media interviews, testified as an expert witness in two separate $billion+ U.S. anti-trust trials, testified before the U.S. Congress, assisted the GAO with paymentsIMG_2006 (1).jpeg reports, chaired numerous business conferences and provided C-Suite opinion to a multitude of Fortune 500 companies. In retirement, he has continued developing and funding digital media assets as well as contributing payments related analysis/content to a broad list of online publishers, including CardFlash, CardTrak and CardData. McKinley is also a national certified mentor with the non-profit SCORE organization with a focus on assisting Fintech startups. www.robert-mckinley.com

Dunkin’ Donuts Implements NCR Digital Signage

NCR announced Dunkin’ Donuts deployed its high-definition “Vitalcast” digital signage solution at locations across the United States. Dunkin’ Donuts will leverage the state-of-the-art digital signage solution to bring its popular food and beverages to life with visually compelling animations and messaging similar to the brand’s iconic advertising. The NCR Vitalcast digital signage has been installed in approximately 400 Dunkin’ Donuts restaurants with more than 2,000 restaurants anticipated to transition from static menu boards to digital signage by year-end. This will provide Dunkin Donuts restaurants the opportunity to showcase a wider variety of food and beverages with high resolution product shots and video to enhance the overall guest experience. The digital signage solution will also make it easier and cost effective to update information in real-time, feature new and limited time products, and display nutritional information.

Western Union Partners AntiCounterfeiting Coalition Against eFraud

The Western Union Company and the International AntiCounterfeiting Coalition (IACC) announced an alliance to help identify and prevent the sale of counterfeit goods through the IACC Payment Processor Portal Program. A collaborative effort between the IACC and the payment industry, the Payment Processor Portal provides a system for intellectual property rights-holders, such as manufacturers of luxury goods, electronics, pharmaceuticals, and consumer products, to report the sale of illegal counterfeit goods. Once the IACC verifies a merchant claim, a third-party monitoring agent alerts affected payment processors, like Western Union, enabling them to take necessary actions. This service will assist Western Union in identifying rogue merchants who sell counterfeit materials and who encourage buyers to send payments using Western Union Money Transfer® services.

Fiserv Announces Latest Credit Union Client

Fiserv announced that Navigant Credit Union selected its DNA account processing platform from Open Solutions, now part of Fiserv, to better serve its 62,000 members. DNA from Fiserv is the first open, relationship-centered core banking platform built for global collaboration, offering a 24/7 continuous, real-time platform that employs a relational data model designed around the person, not the transaction, so Navigant staff can securely view complete profiles of their retail and commercial customers by person, product or account. Navigant can easily enhance DNA with solutions from Fiserv, third-party partners and applications developed by other DNA clients. The credit union will have access to the DNAcreator™ development toolkit, which allows the credit union’s technical staff to create and sell custom core extensions called DNAapps™ to other financial institutions via the DNAappstore™ — the first online marketplace for core innovation and collaboration through shared custom applications.

Ixaris Launches Prepaid Corporate Cloud Programs

Ixaris global electronic payments, launches Ixaris Payments Server, a cloud-based platform that enables banks to quickly and cost-effectively develop their own corporate prepaid programmes. The comprehensive, out-of-the-box package allows banks to take a share of what is arguably the most lucrative segment of the prepaid card market, and to do so with minimal capital expenditure. Corporate prepaid presents an enormous revenue opportunity for banks. Greater convenience and flexibility have contributed to the adoption of prepaid cards to address all sorts of business challenges across many different verticals. Key features include Ready-built apps, quick Time-to-market, Minimal capital expenditure and Configurability.

Net Element Allows Access to Music1’s Video and Music Library

Net Element International electronic commerce and mobile payment processing through its subsidiary Music1 has made available access to Music1’s video and music library via leading song download services including Spotify and Google Music. Music1.ru, powered by Net Element’s proprietary Digital Music Discovery Engine, creates a personalized experience for the discovery of Russian concerts and music videos. Created through collaboration between Net Element and Mr. Igor Krutoy’s record company, “ARS Records”, the online and mobile monetization platform will expand Music1.ru’s current library of more than 2,000 hours of music videos and concert footage including both popular Russian and international titles. The Music1.ru endeavor is expected to become the leading Russian-based destination and monetization platform for Russian-originated digital music content management companies and content producers that are actively seeking distribution beyond Russia.

AJB Certifies WEX Fleet Card

AJB Software Design, Inc., a leader in integrated payment solutions, announced that they are the first to be certified for WEX’s Fleet Card Management program for Canada. AJB’s FIPay Payment software has been certified for use with WEX’s new cross-border, and Canadian fleet payment solution, enabling merchants to accept the WEX cobranded fleet management card and streamline their cross-border operations, and allowing business owners to ease administrative burdens and drive down the cost of operating and managing their commercial vehicle fleets. WEX’s card program helps businesses better control the cost of vehicle expenses through easy to use tools that allow them to set limits on fuel, service and merchandise for enforcement of company purchase policies.

CSI Launches Social Payments Instant P2P

In an effort to further improve P2P payments, Computer Services introduced its Social Payments Instant Network (SPIN), which enables banks to provide customers with more direct P2P payment functionality through the company’s mobile and Internet banking applications. CSI’s SPIN eliminates the delay in availability for the receiver, allowing funds to clear in a matter of minutes. This not only means the consumer receives funds faster, but it also leads to a more satisfied banking customer overall. As a component of CSI’s Internet or mobile banking platform, SPIN’s P2P payments technology requires only the 16-digit, fully encrypted debit card number to send payment to any Visa cardholder, which improves adoption among banking customers looking for a quicker transaction process.

Self-Service Networks Launches Bundled Gift Card Solution

Self-Service Networks introduced the first bundled gift card and automated selling application designed for shopping malls. GiftWise+ delivers Self-Service Networks’ proprietary kiosk; mall-branded, open-loop gift card; credit card payments processing and all required back-end services including funds settlement, reconciliation and regulatory compliance in a single product. In the past, malls contracted with multiple vendors and invested significant staff time away from their core business to administer gift cards. Some shopping centers have eliminated customer service centers due to budget cuts which also eliminated or reduced labor needed to sell gift cards.

NDB Advisory Announces Firm Expansion on PCI Compliance

PCI compliance mandates for South Carolina merchants and service providers require implementing comprehensive measures, such as developing policies, procedures, while also adhering to PCI mandated best practices. NDB Advisory, with years of experience in assisting companies with compliance mandates, has just launched comprehensive services aimed at assisting South Carolina businesses with the ever-growing PCI provisions. NDB now offers comprehensive PCI DSS services for South Carolina businesses. NDB Advisory, with years of experience in assisting companies with compliance mandates, has just launched comprehensive services aimed at assisting South Carolina businesses with the ever-growing PCI provisions. Services include PCI DSS Readiness Assessments and Gap Analysis findings and Vulnerability scans.

Trustwave Validates OpSource Level 1 PCI DSS Compliance

OpSource, the SaaS delivery experts, has announced Level One compliance with PCI DSS through Trustwave information security and compliance management solutions. Through its Level One PCI DSS compliance validation, OpSource can support any on-line application, regardless of the volume of credit card information stored, processed, or transmitted. This level of compliance validation is required of any service provider supporting customers storing, processing, or transmitting an aggregate of greater than one million transactions or accounts per year. Effectively, OpSource met the 12 requirements in building and maintaining a secure network, protecting cardholder data, maintaining a vulnerability management program and maintaining an information security policy.