Robert McKinley, Senior Analyst/Editor Robert McKinley is an analyst of the payments industry on a daily basis for 32 years covering payment cards and payment systems from both the business side and the consumer side. McKinley is the retired founder and chief executive of RAM Research, CardWeb and CardTrak. In his prior position, McKinley has participated in more than 10,000 documented news media interviews, testified as an expert witness in two separate $billion+ U.S. anti-trust trials, testified before the U.S. Congress, assisted the GAO with paymentsIMG_2006 (1).jpeg reports, chaired numerous business conferences and provided C-Suite opinion to a multitude of Fortune 500 companies. In retirement, he has continued developing and funding digital media assets as well as contributing payments related analysis/content to a broad list of online publishers, including CardFlash, CardTrak and CardData. McKinley is also a national certified mentor with the non-profit SCORE organization with a focus on assisting Fintech startups. www.robert-mckinley.com

Restaurant Manager to show iPad POS Tech

Action Systems, makers of the Restaurant Manager Point-of-Sale System and long-time leaders in mobile POS solutions for restaurants will unveil their latest iPad POS solution, RM Kiosk, at the National Restaurant Association Show. The RM Kiosk iPad POS app is a customer facing restaurant POS technology developed as a native app for iPad. This self-service solution will allow customers to browse a restaurant’s menu and then place their own order using a sleek iPad interface. RM Kiosk is fully integrated with the Restaurant Manager POS system so restaurateurs with self-ordering kiosks can continue to use a familiar, user-friendly interface to manage their operations.

Chase Tops Keynote mBanking Scorecard

Chase took top honors in the Keynote Mobile Banking Scorecard for overall mobile web experience in Q1 2013. This is Chase’s third consecutive win in Keynote’s ranking of mobile offerings among the 15 largest U.S. banks. In the latest Keynote Scorecard, Chase ranked #1 in two of four categories – Functionality and Ease of Use – to take the top spot overall. Features include “QuickDeposit” mobile check deposit capability; “QuickPay” person-to-person payment service; and Chase Instant Action Alerts to notify customers of a low balance. The Scorecard measures and ranks the 15 largest retail banks in the United States based on a list of more than 100 criteria in four main categories, developed from user testing and research.

Charge Anywhere Launches MPOS EMV on Blackberry

Charge Anywhere MPOS apps is set to demonstrate its smart phone EMV payment acceptance by converting a BlackBerry phone into an EMV point of sale terminal. The Charge Anywhere Mobile Payment solution combines powerful tools to enable secure EMV mobile payment acceptance; any BlackBerry and a Bluetooth enabled EMV/Chip & PIN smart card reader. The Charge Anywhere MPOS Payment Application for BlackBerry enables business owners to securely process credit and debit cards anywhere their business takes them. Now, merchants operating on the new BlackBerry 10 platform and BlackBerry legacy devices can accept EMV payments in a mobile environment.

GoPago to Demo mPOS Card Reader

GoPago will unveil its mPOS solution as the latest addition to our commerce in the cloud product suite at the National Restaurant Association (NRA) show. All the power of GoPago LIVE’s tablet POS on a smartphone, GoPago mPOS pushes the POS to the edge of brick and mortar restaurants. To debut on the Nexus 4 with a card reader, rugged case and with its POS software already loaded, the mPOS offers flexible connectivity for merchants via WiFi with the option to upgrade to a 4G data plan. “Green” flexibility is offered when customers can choose to have their receipts texted or emailed and for merchants who desire, printed wirelessly via Bluetooth.

Earthport Announces New Payment Route

Earthport cross-border payments service provider deployed its fully automated payment service, offering first low value payment service route for Earthport in North Africa. Allowing Earthport to expand its network infrastructure into the region. Clients will be able to benefit from more competitive and transparent payments services, while leveraging Earthport’s local clearing capabilities to offer more cost efficient, low-value payments. Among the top remittance destinations on the African continent and the second largest remittance country in North Africa with an estimated $6.4 billion worth of payments received in 2010, the expansion into the region is in response to the growing demand for low-cost payments into the region.

Absa Bank Launches Multi-Currency PrePaid Card

bsa Bank launched a Multi-Currency Cash Passport – South Africa’s first reloadable prepaid travel Multi-Currency Card. The card allows cardholders to load multiple currencies on the same card with global reach of MasterCard, while it is also accepted at 35.9 million locations worldwide. Cardholders can currently load up to four currencies on the easy-to-use card: US dollar, British Pounds, Euro and the Australian Dollars. More currencies will be added to the Multi-Currency Cash Card at a later stage.

WEX Announces Virtual Payment Solution Partner

WEX corporate payment solutions formed an agreement with Grupo Transhotel (“Transhotel”) travel related services, to provide the WEX Travel solution for Transhotel’s supplier payments. The WEX Travel Solution allows Transhotel to reduce costs, increase efficiencies, and improve security with its pioneering single use virtual card technology. This agreement builds on WEX’s virtual card technology and expertise in the travel industry and underscores WEX’s commitment to service customers across Europe.

CHARGE Anywhere Launches EMV MPOS

CHARGE Anywhere award-winning, secure mobile payment apps and payment gateway technology is demonstrating smart phone EMV payment acceptance by converting a BlackBerry phone into an EMV POS. The CHARGE Anywhere Mobile Payment solution combines powerful tools to enable secure EMV mobile payment acceptance; any BlackBerry and a Bluetooth enabled EMV/Chip & PIN smart card reader. The CHARGE Anywhere MPOS Payment Application for BlackBerry enables business owners to securely process credit and debit cards anywhere their business takes them. Now, merchants operating on the new BlackBerry 10 platform and BlackBerry legacy devices can accept EMV payments in a mobile environment.

Square Announces New iPad POS Hardware

Square announced its “Square Stand” hardware for brick and mortar businesses that turns an iPad into a complete point of sale. Giving merchants a new way to manage and grow their business, “Square Stand” works with Square Register free POS app gives merchants access to real-time analytics, robust reporting, and a delightful experience for their customers. Square Stand features an integrated card reader that keeps information secure from swipe to payment, and easily connects to the hardware accessories businesses need, including a receipt printer, kitchen printer, cash drawer, and barcode scanner. Square processes over $15 billion in payments on an annualized basis, excluding Starbucks.

Micros and Payleven Partner on Cloud POS

Micros and payleven mobile payment partnered to provide businesses cloud-based POS with integrated mobile Chip & PIN card payment. Based on Micros’ “Kachng!,” the partnership created a cloud based pay-as-you-go system that incorporates rich POS capabilities which can be implemented in minutes. A “Kachng!” rolling subscription costs from GBP49 per month per POS and payleven simply charges 2.75% per transaction and GBP89 + VAT for the card reader. Both can be cancelled at any time. It offers a truly mobile POS that works via 3G, 4G or Wi-Fi – perfect for both mobile retail and flexible in-store transactions.

Vantiv and NCR Partner on mPOS

Vantiv announced its NCR partnership to bring POS technology integrated with leading payments solutions to the small business market. The multi-year agreement will focus on developing exclusive new solutions and expanding both companies’ innovative technology platforms to deliver personalized customer experiences that help smaller merchants compete more effectively against larger competitors. The Vantiv Mobile Checkout powered by NCR Silver, offering single shop and small chain owners a complete solution that makes managing their sales, inventory, marketing and customers easier, will represent the partnership debut. It includes all of the payment processing services, software and cloud-based back-office functions, and the necessary hardware peripherals that transform a business’ own iPad® into a turnkey mobile POS system.

Tyfone Solution Focused on Cyber Security

Tyfone unveiled its Connected Smart Card (CSC™) solution, allowing users to augment passwords and other user ID information used to access sensitive information. Tyfone’s CSC solution uniquely combines centralized data with local, device validation to strengthen and simplify the centralized storing of passwords, credit card numbers and other digital ID credentials, optimally ensuring security to keep passwords, payment and biometric ID information out of the hands of cybercriminals. Tyfone’s CSC solution operates much like the traditional plastic smart card systems already in widespread use, but has a much smaller physical footprint and uniquely has the ability to connect to any mobile device, tablet or PC. Tyfone’s CSC hardware works with all existing software, smart card applets, password schemes and digital certificates, making it the first truly interoperable solution that secures the device, the identity and the transaction, controlling access to ID information in a unique combination of distributed and local (on device) layers.