Robert McKinley, Senior Analyst/Editor Robert McKinley, with 33 years experience covering payment cards and payment systems, is Senior Analyst/Editor for CardFlash and other payments-related publications. He is the retired founder and chief executive of RAM Research, CardWeb and CardTrak. McKinley served as an expert witness in 100+ litigations including two multi-$billion trials, testified before the U.S. Congress, chaired multiple payments conferences, hired as consultant by Fortune 100 companies and several overseas financial institutions. Full Bio:

Fortumo Inks Carrier Billing Partner

mPayments provider Fortumo has signed Global Framework Agreements with leading operator groups Telefónica and Telenor to bring direct carrier billing services to 460 million additional subscribers worldwide. Using the BlueVia Payments API to charge purchases to their mobile operator bill, users in more than 30 countries will now be able to purchase digital goods over the web and on Android, Windows 8 and Windows Phone devices. Fortumo’s in-app purchasing SDK has become developers’ preferred choice for mobile operator billing and in-app purchasing on Android, Windows Phone and online. It is already used by a lot of top developers such as Rovio, Popcap, Gameloft, Digital Chocolate, Vostu, Game Insight, Alawar and many others. Fortumo’s mobile payments platform, including direct billing connectivity to Telefonica and Telenor is available to all developers looking to accept global mobile payments.

Chase Paymentech Eases PCI Compliance Burden

Chase Paymentech Europe, a subsidiary of JPMorgan Chase Bank, N.A. and leading global merchant acquirer and payment processor, launched Dynamic Hosted Payments Page, a technology that helps European online merchants improve security. When merchants submit a payment transaction using the Dynamic Hosted Payments Page, they do not store, process or transmit cardholder payment data. This helps the merchant lower its Payment Card Industry (PCI) compliance responsibilities at both the acceptance and storage level. Instead, online shoppers upon checkout are seamlessly taken to a Chase Paymentech secure page for final payment processing. The Orbital Payment Gateway features Customer Profile Management; an Account Updater; “3D Secure” for authentication without merchants handling the card data; and Chase “Safetech” Fraud Tools with real-time analysis through advanced, fraud-fighting technologies.

BPC Banking Technologies Expands P2P Service Partnership

BPC Banking Technologies Open System e-payment solutions implemented its P2P money transfer service for Alfa-Bank, Russia. Available on ATMs and via Internet Banking, the P2P service delivers card-to-card transfers for MasterCard and Visa cardholders in Azerbaijan, Armenia, Belarus, Kazakhstan, Moldova, Russia and Ukraine. Alfa-Bank cardholders may make P2P transfers, via the ATM network, to recipients with cards issued by any CIS bank. For P2P transfers through Alfa-Bank’s internet banking channel, the cardholder may use Visa card issued by Alfa-Bank and MasterCard card issued by any bank of these 7 countries, in both rubles and US dollars. All transactions are secure and comply with MasterCard SecureCode and Verified by VISA.

DataCash Partners MoPowered mCommerce

DataCash partnered with MoPowered mobile commerce, allowing its merchants to meet the needs of a demanding mobile market by using MoPowered’s secure SaaS platform technology. This will also give retailers the reassurance and reputational advantage of providing customers with the best and most secure of payment services. MoPowered allows merchants to make the most of the growing smart phone adoption in the UK with optimised mobile websites and create another point of sale for existing and new customers.

Direct Pay with ACH Now Leads Consumer Bill Pay

[ihc-hide-content ihc_mb_type=”show” ihc_mb_who=”0″ ihc_mb_template=”1″] Direct Payment via ACH is the leading method consumers use to pay their bills, offered through 75% of billers which provide electronic payment options. Now 50% of consumer bills are paid through this method while only 42% consumer bills are still paid through the mail and 11% are paid with credit/debit… Acquires Mobile Start-up Company acquired Giftly mobile gifting app to build a digital and mobile commerce platform in the $110 billion gift card industry. commands strong positions in both the plastic and digital gift card spaces and prints on-demand custom gift-cards in its own facility. It offers personalized, pre-designed, virtual, local, group, and discount gift cards. Meanwhile, Giftly lets consumers buy and deliver digital gifts via its website and free app. Giftly has pioneered a new platform for gift cards which sends gift credits to recipients when they redeem a gift, rather than issuing plastic cards, and requires no point of sale integration.

Chase Enhances United MileagePlus Explorer Card

Chase Card Services announced all purchases made with the United MileagePlus Explorer Card outside of the U.S. will no longer be subject to foreign transaction fees. A cardmember spending $3,000 while traveling outside of the U.S. would save $90. This enhancement adds to the other unique benefits, such as a free checked bag, priority boarding and two United Club® passes per year, that MileagePlus Explorer cardmembers already enjoy. Cardmembers and up to one traveling companion will receive their first checked bag free on United operated flights when they purchase their ticket with their card- worth up to $100 per roundtrip. Service charges for additional/oversized/overweight bags will apply. Cardmembers also board prior to general boarding, so they have earlier access to overhead space and can relax as the rest of the plane boards and earn 10,000 additional bonus miles after spending $25,000 or more on the Card each calendar year.

TNS Intros Telco-Based Verification

Transaction Network Services (TNS) added to its “TNSVerify” product suite a solution to help reduce risk and fraud in the US payments and financial services industries. Professionals managing fraud, risk, and compliance challenges for brick-and-mortar and online companies, can benefit from unique telecommunication data insight and capabilities in a single solution thanks to TNSVerify. TNS has partnered with leading mobile and landline telecommunications providers who together, recognize the inherent problems and risks associated with establishing identity in response to the defective grey market phone subscription data currently serving the identity verification market. The “TNSVerify” solution boasts the highest security levels. TNS can reference accurate and current information through its extensive relationships with over 1,100 telecommunications companies, including many of the US’ largest mobile, VoIP, cable and landline telephone service providers.

NCR Installs First EMV Compliant ATM in U.S.

NCR Corporation has begun upgrading ATMs at People’s United Bank with the new consumer card security technology, in conjunction with Vantiv and Pendum, and the first EMV ATM in the US is officially in service. The first upgraded ATMs are the People’s United Bank ATMs located at their 250 Park Avenue, New York, branch. The upgrade includes an upgrade to the card reader hardware inside the machines as well as a software upgrade. Since 2011, NCR has been shipping all SelfServ™ ATMs with smart card readers as standard. Globally, 36 percent of cards and 65 percent of terminals in deployment run using the EMV standard. Vantiv became the first U.S. acquirer to complete MasterCard’s testing requirements to process EMV transactions for MasterCard, Maestro and Cirrus brands at both ATM and at the point-of-sale locations.

Monitise Sees 60K subscribers to New BBM Money Service

Monitise announced the early success of BBM Money, the P2P mobile payments service launched through its Joint Venture with Astra International in partnership with PT Bank Permata Tbk (PermataBank) and BlackBerry. Since going live at the end of February 2013, the service has attracted more than 60,000 registered users towards its end of 2013 target of 200,000. BBM Money gives BlackBerry Messenger (BBM) customers in Indonesia the ability to instantly create and access a Mobile Money account from their BlackBerry smartphone and make real-time payments to their BBM contacts who are also signed up to the service, at any time from wherever they are. The simple and secure service also enables users to buy mobile airtime credit and transfer money to bank accounts.

Elisa Implements Savantor mPayments

Savantor strategic, business and technical expertise to the payment industry announced its involvement in the successful launch of the innovative new contactless payment method offered by Elisa mobile network operator. To achieve the objective of launching the new product, Elisa recognised their requirement for additional expertise in new payment technologies. Savantor, as experts in the payment cards market, were selected to assist with Elisa’s fast-moving new payment initiatives providing the framework and necessary know-how to successfully undertake the programme. The new service includes an application on the mobile for contactless payments, separate online payment cards, an online and mobile payment application as well as money transfers between users, developed in collaboration with MasterCard and utilise MasterCard PayPass™ technology.

Diebold Installs Ground Breaking TouchScreen ATM

Mellon Bulgaria EAD payment solutions and outsourced services installed for Teximbank the latest Diebold Opteva® series ATMs. Running on Agilis software, the ATMs are equipped with the latest touch screen technology to replace the traditional screen tactile buttons and are the first to be installed in Bulgaria. This new ATM confirms the position of Mellon Bulgaria EAD as a technological innovator in this field. Opteva ATMs help financial institutions provide a level of service closer to a branch experience by enabling additional functionality including deposit automation, advertising and other advanced banking transactions, such as printing on passbooks to record consumers’ transactions.