Robert McKinley, Senior Analyst/Editor Robert McKinley, with 33 years experience covering payment cards and payment systems, is Senior Analyst/Editor for CardFlash and other payments-related publications. He is the retired founder and chief executive of RAM Research, CardWeb and CardTrak. McKinley served as an expert witness in 100+ litigations including two multi-$billion trials, testified before the U.S. Congress, chaired multiple payments conferences, hired as consultant by Fortune 100 companies and several overseas financial institutions. Full Bio:

GoPago to Demo mPOS Card Reader

GoPago will unveil its mPOS solution as the latest addition to our commerce in the cloud product suite at the National Restaurant Association (NRA) show. All the power of GoPago LIVE’s tablet POS on a smartphone, GoPago mPOS pushes the POS to the edge of brick and mortar restaurants. To debut on the Nexus 4 with a card reader, rugged case and with its POS software already loaded, the mPOS offers flexible connectivity for merchants via WiFi with the option to upgrade to a 4G data plan. “Green” flexibility is offered when customers can choose to have their receipts texted or emailed and for merchants who desire, printed wirelessly via Bluetooth.

Earthport Announces New Payment Route

Earthport cross-border payments service provider deployed its fully automated payment service, offering first low value payment service route for Earthport in North Africa. Allowing Earthport to expand its network infrastructure into the region. Clients will be able to benefit from more competitive and transparent payments services, while leveraging Earthport’s local clearing capabilities to offer more cost efficient, low-value payments. Among the top remittance destinations on the African continent and the second largest remittance country in North Africa with an estimated $6.4 billion worth of payments received in 2010, the expansion into the region is in response to the growing demand for low-cost payments into the region.

Absa Bank Launches Multi-Currency PrePaid Card

bsa Bank launched a Multi-Currency Cash Passport – South Africa’s first reloadable prepaid travel Multi-Currency Card. The card allows cardholders to load multiple currencies on the same card with global reach of MasterCard, while it is also accepted at 35.9 million locations worldwide. Cardholders can currently load up to four currencies on the easy-to-use card: US dollar, British Pounds, Euro and the Australian Dollars. More currencies will be added to the Multi-Currency Cash Card at a later stage.

WEX Announces Virtual Payment Solution Partner

WEX corporate payment solutions formed an agreement with Grupo Transhotel (“Transhotel”) travel related services, to provide the WEX Travel solution for Transhotel’s supplier payments. The WEX Travel Solution allows Transhotel to reduce costs, increase efficiencies, and improve security with its pioneering single use virtual card technology. This agreement builds on WEX’s virtual card technology and expertise in the travel industry and underscores WEX’s commitment to service customers across Europe.

CHARGE Anywhere Launches EMV MPOS

CHARGE Anywhere award-winning, secure mobile payment apps and payment gateway technology is demonstrating smart phone EMV payment acceptance by converting a BlackBerry phone into an EMV POS. The CHARGE Anywhere Mobile Payment solution combines powerful tools to enable secure EMV mobile payment acceptance; any BlackBerry and a Bluetooth enabled EMV/Chip & PIN smart card reader. The CHARGE Anywhere MPOS Payment Application for BlackBerry enables business owners to securely process credit and debit cards anywhere their business takes them. Now, merchants operating on the new BlackBerry 10 platform and BlackBerry legacy devices can accept EMV payments in a mobile environment.

Square Announces New iPad POS Hardware

Square announced its “Square Stand” hardware for brick and mortar businesses that turns an iPad into a complete point of sale. Giving merchants a new way to manage and grow their business, “Square Stand” works with Square Register free POS app gives merchants access to real-time analytics, robust reporting, and a delightful experience for their customers. Square Stand features an integrated card reader that keeps information secure from swipe to payment, and easily connects to the hardware accessories businesses need, including a receipt printer, kitchen printer, cash drawer, and barcode scanner. Square processes over $15 billion in payments on an annualized basis, excluding Starbucks.

Micros and Payleven Partner on Cloud POS

Micros and payleven mobile payment partnered to provide businesses cloud-based POS with integrated mobile Chip & PIN card payment. Based on Micros’ “Kachng!,” the partnership created a cloud based pay-as-you-go system that incorporates rich POS capabilities which can be implemented in minutes. A “Kachng!” rolling subscription costs from GBP49 per month per POS and payleven simply charges 2.75% per transaction and GBP89 + VAT for the card reader. Both can be cancelled at any time. It offers a truly mobile POS that works via 3G, 4G or Wi-Fi – perfect for both mobile retail and flexible in-store transactions.

Vantiv and NCR Partner on mPOS

Vantiv announced its NCR partnership to bring POS technology integrated with leading payments solutions to the small business market. The multi-year agreement will focus on developing exclusive new solutions and expanding both companies’ innovative technology platforms to deliver personalized customer experiences that help smaller merchants compete more effectively against larger competitors. The Vantiv Mobile Checkout powered by NCR Silver, offering single shop and small chain owners a complete solution that makes managing their sales, inventory, marketing and customers easier, will represent the partnership debut. It includes all of the payment processing services, software and cloud-based back-office functions, and the necessary hardware peripherals that transform a business’ own iPad® into a turnkey mobile POS system.

Tyfone Solution Focused on Cyber Security

Tyfone unveiled its Connected Smart Card (CSC™) solution, allowing users to augment passwords and other user ID information used to access sensitive information. Tyfone’s CSC solution uniquely combines centralized data with local, device validation to strengthen and simplify the centralized storing of passwords, credit card numbers and other digital ID credentials, optimally ensuring security to keep passwords, payment and biometric ID information out of the hands of cybercriminals. Tyfone’s CSC solution operates much like the traditional plastic smart card systems already in widespread use, but has a much smaller physical footprint and uniquely has the ability to connect to any mobile device, tablet or PC. Tyfone’s CSC hardware works with all existing software, smart card applets, password schemes and digital certificates, making it the first truly interoperable solution that secures the device, the identity and the transaction, controlling access to ID information in a unique combination of distributed and local (on device) layers.

comForte & DataOne Thailand Announce PCI Workshop Success

comForte Asia and DataOne Asia (Thailand) ran a successful PCI workshop for HP NonStop users in Thailand. A guest speaker from Verizon Enterprise Solutions talked about PCI from an auditors and forensic analyst’s perspective. Representatives from all HP NonStop users in the Financial Industry in Thailand were present and learned about PCI DSS in Asia, PCI best practices for HP NonStop systems and how to embrace the PCI challenge by implementing a suitable project, procedures and software solutions.

Paymill Adds AmEx as a Card Offering

Paymill payment service provider now enables merchants to accept multiple credit cards, now offering American Express, Diners Club and others. Merchants can accept payments in 120 transaction currencies from their customers all over Europe, reducing the traditional hassle and complexity, as PAYMILL allows merchants to handle and process all cards and currencies in one account from everywhere in Europe. PAYMILL launched AutoInvoicing as well. Merchants can now add invoicing and merchant notifications on their PAYMILL account. The installation is very simple and straight forward and enables merchants to send out automated invoices to their clients in their company’s corporate identity. This reduces administrative efforts and costs and makes business even more efficient.

Dollar Bank to Expand NCR Deployment Agreement

NCR Corporation is growing its relationship with Dollar Bank, which will begin replacing 60 older non-NCR ATMs with NCR’s deposit-taking NCR “SelfServ.” Complete with scalable deposit module, Dollar Bank’s ATMs will run on NCR “APTRA Edge” software for multivendor ATM environments. NCR “SelfServ” ATMs with scalable deposit module (SDM) make the deposit portion of an ATM transaction twice as fast. SDM is the only technology in deployment that allows consumers to deposit both cash and checks simultaneously, in any orientation, through a single slot. This consumer-friendly technology makes ATM deposits faster and easier, and helps banks improve the customer experience. In addition to the SDM units, Dollar also is replacing 10 older ATMs with traditional NCR SelfServ ATMs.