Robert McKinley, Senior Analyst/Editor Robert McKinley, with 33 years experience covering payment cards and payment systems, is Senior Analyst/Editor for CardFlash and other payments-related publications. He is the retired founder and chief executive of RAM Research, CardWeb and CardTrak. McKinley served as an expert witness in 100+ litigations including two multi-$billion trials, testified before the U.S. Congress, chaired multiple payments conferences, hired as consultant by Fortune 100 companies and several overseas financial institutions. Full Bio:

paysafecard Embarks on New Markets

paysafecard group prepaid payment provider aunched its new product “my paysafecard” in Switzerland and Luxembourg. Customers across Europe now have the option to manage all their PINs in one account which gives users a full overview of the current balance and all transactions. Making a payment online is becoming easier and safer than ever before: Instead of having to enter individual PINs, customers can use “my paysafecard” to pay quickly and easily by using a unique user name and password. The system automatically combines the paysafecard PINs for each payment, ensuring that the remaining credit on the paysafecard PINs is always used up.

Diebold Resigns ATM Software Agreement for Major Bank

Bank Mandiri signed an agreement with Diebold to add 1,421 Opteva® 529 automated teller machines (ATMs) to its existing Diebold ATM fleet and network. Bank Mandiri provides secure and convenient access to a broad range of transactions through its 10,985 ATMs across the country. By offering a variety of advanced technologies and a strong service organization that delivers differentiating ATM availability, Diebold is able to meet the bank’s strategic business needs. The Opteva 529 cash dispenser boasts the industry’s smallest footprint while providing advanced functionality and enhanced consumer security. Its capacity and intelligent modules enable Bank Mandiri to forecast maintenance needs, driving increased efficiencies, maximized uptime and reduced operating costs. Diebold also provides the Bank Opteva 378 cash recyclers, Opteva 326 self- service terminals through on the Diebold Agilis 3.0 software platform.

Anderson Zaks Forges Latest Partnership

Anderson Zaks Omni-channel Payment Service Provider (PSP), is working with ECR Retail Systems (ECR) mPOS specialist, to provide secure payment options on ECR’s range of handheld point of sale terminals.The partnership enables ECR to deliver secure payments on the move to customers with mobile sales and service teams. ECR already has several high profile clients using Anderson Zaks’ RedCard Processing Service, including Irish Rail for its Rail Gourmet on-board food service, The Big Bus Company for street ticket sales and recent signing East Coast Mainline trains. ECR has been delivering outstanding handheld solutions worldwide for over 40 years and has 20,000 user licences. Unlike a mobile phone based solution, this dedicated handheld terminal incorporates a sector specific POS application, integral printer, smart card readder and secure PIN pad all in a single rugged device.

MoneyGram Teams Lifestyle Expert on Mother’s Day Offering

MoneyGram is once again pairing with Hispanic lifestyle expert Marlene Pratt to present creative gift ideas that bring families closer this Mother’s Day and inviting consumers to create a customizable Mother’s Day card through an app on the company’s Facebook page. MoneyGram is giving its own gift to families who want to share special memories through an interactive custom Facebook photo application available on the company’s Facebook page. Consumers can upload a picture and create a Mother’s Day themed timeline or cover photo that can be customized with decorations and a caption that can be shared via Facebook post or downloaded and shared via email or Twitter. Consumers can also take advantage of creative gift ideas from home and lifestyle expert Pratt, who bases her advice on what she learned from her own Mother’s Day gift-giving experiences.

Cardis wins Contactless & Mobile Award

Cardis International has won the Competitive Advantage category at the Contactless & Mobile Awards 2013, wich recognizes Cardis for its aggregation technology that reduces the cost of handling everyday payments. Increasingly consumers are keen to use their contactless cards and NFC-enabled smartphones to make small purchases, opening up vast opportunities from cash replacement and efficiencies. Cardis is currently active in a number of European markets around the adoption of its solution for contactless and/or mobile payments within existing card scheme products. It is also working on a range of opportunities in the US where chip migration and innovative mobile payment environments require particularly flexible solutions.

Tranzlogic Partners Signature Card Services

Data analytics and marketing firm Tranzlogic ( has partnered with Signature Card Services (, giving the payment services provider an edge in the competitive processing marketplace. Being one of the first to beta test Tranzlogic’s proprietary technology has resulted in increased value and insight they have been able to bring to their merchants. Tranzlogic’s first-of-its-kind data analytics and marketing technology transforms a merchant’s credit card transaction data into actionable customer intelligence. By using Tranzlogic’s sophisticated tools, merchants of Signature Card Services will be able to better define and target their marketing efforts in order to find and keep their best customers.

Allied Payment Network to Present on mBill Pay App

Allied Payment Network online bill payment services will demonstrate at FinovateSpring 2013 its “Picture Pay” mobile bill payment app. The app allows financial institutions’ customers to pay bills using the camera on their mobile device. The “Picture Pay” app lets users take a picture of the bill, enter the amount and date, and the bill is paid. Picture Pay’s technology does the rest by reading the data from the bill, then syncing with the customer’s bank or credit union to process the payment. Additionally, Allied will debut a new functionality to Picture Pay – Voice PayTM – which allows users to pay bills on their mobile device simply by speaking.

Bancorp Launches UnionPay Travel Prepaid Card

The Bancorp Payment Solutions group will be issuing The UnionPay Travel Prepaid Card for United States residents traveling to Asia. More than 3.5 billion UnionPay cards have been issued internationally and the UnionPay Travel Prepaid Card is the first UnionPay card to be issued within the United States. The card can be purchased at Agent banks and loaded at the bank or online via account to card transfer after micro deposit verification. Though the card is targeted to those planning to travel to Asia, the card will be accepted within the US wherever UnionPay cards are accepted. UnionPay acceptance is growing dramatically and is currently accepted in every major US city.

FIS Sees Payment Solutions Revenue Up 2.5%

[ihc-hide-content ihc_mb_type=”show” ihc_mb_who=”0″ ihc_mb_template=”1″] FIS posted 1Q/13 revenue up 4.6% to $1.5 billion, compared to $1.4 billion in the first quarter of 2012, up 4.8% on an organic basis. Organic revenue growth, which adjusts for the impact of acquisitions and foreign currency demonstrated growth in International Solutions accelerating to 10.8%. First quarter 2013 non-GAAP results…

Heartland Posts 1Q/13 Net Revenue Up 16.8% Y/Y

[ihc-hide-content ihc_mb_type=”show” ihc_mb_who=”0″ ihc_mb_template=”1″] Heartland Payment processor posted an Adjusted Net Income of $19.4 million for 1Q/13, compared to the year ago Adjusted Net Income of $16.0 million. With this, Heartland posted Quarterly Net Revenue of $146.8 million, up 16.8% from the first quarter of 2012; Operating Margin on Net Revenue of 18.2% compared to…