Robert McKinley, Senior Analyst/Editor Robert McKinley is an analyst of the payments industry on a daily basis for 32 years covering payment cards and payment systems from both the business side and the consumer side. McKinley is the retired founder and chief executive of RAM Research, CardWeb and CardTrak. In his prior position, McKinley has participated in more than 10,000 documented news media interviews, testified as an expert witness in two separate $billion+ U.S. anti-trust trials, testified before the U.S. Congress, assisted the GAO with paymentsIMG_2006 (1).jpeg reports, chaired numerous business conferences and provided C-Suite opinion to a multitude of Fortune 500 companies. In retirement, he has continued developing and funding digital media assets as well as contributing payments related analysis/content to a broad list of online publishers, including CardFlash, CardTrak and CardData. McKinley is also a national certified mentor with the non-profit SCORE organization with a focus on assisting Fintech startups. www.robert-mckinley.com

nCircle Launches PCI DSS Compliance Package

nCircle security performance management solutions integrated its nCircle Certified PCI Scan Service in the PureCloud security services platform, giving users access to vulnerability scanning, web application scanning and automated PCI scanning. Improving network security and compliance with PCI DSS, the PCI Scan Service enables smaller organizations and businesses to cost effectively achieve PCI compliance and improve network security. With an average of 5,000 new vulnerabilities discovered each year, regular or continuous vulnerability scanning is an essential security best practice. nCircle is offering a PureCloud Small Business Compliance Package that provides five IPs of PCI scanning and five IPs of comprehensive vulnerability and web application scanning, enabling smaller organizations and businesses to achieve PCI compliance and, at the same time, improve network security.

Foursquare Specials for Credit Cards Implements First Data

First Data electronic commerce and payment processing is working with Foursquare to extend their already-successful Foursquare Specials for Credit Cards program to now accept Visa and MasterCard, and most debit cards. Foursquare has integrated the First DataSM OfferWiseSM solution that seamlessly allows users to sync their card, and then swipe at a participating merchant location to redeem offers and receive automatic savings. First Data merchants participating in the Foursquare Specials for Credit Cards program will now be able to drive measurable and incremental purchase volume through this expanded feature, offering secure, value-added POS convenience. The integrated, card-linked structure of the OfferWise solution combined with Foursquare Specials creates a friction-free POS experience for the consumer.

MoneyGram to Partake in Credit Suisse Conference

MoneyGram International announced that Alex Holmes, executive vice president and chief financial officer, will participate at the Credit Suisse Global Service Conference in Arizona March 11. The discussion will take place at approximately 10:30 a.m. Eastern Time / 7:30 a.m. Pacific Time at the Phoenician. The presentation will be available via webcast in the Investor Relations portion of moneygram.com.

Cardholders Continue to Pay Down Credit

[ihc-hide-content ihc_mb_type=”show” ihc_mb_who=”0″ ihc_mb_template=”1″] Fitch’s January Monthly Payment Rate(MPR) Index continues to sit above the 20% mark, currently recorded at 21.52%. Up 5.42% since the year ago period, MPR has consistently remained well above the historical average of 16.55% since 2009. MPR, which measures how quickly cardholders are paying down outstanding balances, is typically stronger…

MasterCard, Equity Bank and Ezetap Launch mPOS

MasterCard and Equity Bank launched mPOS technology to Kenya, in conjunction with Ezetap. Part of the strategic alliance between Equity Bank and MasterCard to issue 5 million cards, this will give Equity Bank the necessary data to implement a more in-depth countrywide roll-out of the Ezetap MPOS solution. The mPOS consists of a lightweight and robust device that can be plugged into smart phones and tablets and is PCIDSS and PADSS compliant. Merchants with transaction volumes of less than US$100,000 are able to revolutionize their businesses with the adoption of this technology. It includes a mobile phone, the MPOS card reader payment application and the Ezetap MPOS Card Reader that plugs into the mobile handset.

KDDI Deploys Gemalto TSM for NFC-Based Flight Boarding

Gemalto digital security is providing its Allynis Trusted Service Management (TSM) solution to KDDI mobile network operators to provide NFC airline boarding service. Gemalto has been delivering its UpTeq NFC high end SIM to KDDI since March 2012 and now aims to boost usage of mobile boarding by providing increased speed and convenience to end users while reducing operational costs. Gemalto’s TSM allows KDDI to securely download the JAL application into the SIM, enabling passengers to just tap their mobile phone when required to present their boarding pass. It can easily expand using Gemalto’s TSM to include additional NFC services and applications such as contactless payments, loyalty programs, transportation and couponing.

MasterCard and VimpelCom Launch mMoney

MasterCard and VimpelCom forged their strategic partnership, combining MasterCard mobile payments technology and solutions with VimpelCom’s globally integrated telecommunications services. Offering innovative payment solutions to a new generation of customers, both banked and underserved, to VimpelCom’s 212 million customers in 18 countries. Deployments will leverage the full range of both companies’ complementary solution suites, offering merchant secure and flexible payment solutions.

Aptys Launches ACH and Wire Origination Platform

Aptys Solutions payments network provider to financial institutions launched ACH and Wire Origination solutions through their “PayLOGICS” unified payments platform. The “PayLOGICS” allows banks to offer end-to-end ACH and Wire solutions for originating, analyzing, funding, processing, sending and receiving, managing risk, and monitoring ACH and Wire transactions. The PayLOGICS system relies on an easy-to-use, template-based method for originating transactions quickly and effortlessly. Community Banks are looking for user-friendly solutions backed with unmatched customer support and most importantly products that can and will streamline their processes”the PayLOGICS platform does just that.

USA Technologies VP a Top 2012 Communications Executive

USA Technologies’ Veronica Rosa, VP, Corporate Communications and Investor Relations, has been selected by the ranking committee of ExecRank as a “Top Communications Executive” for 2012. The rankings are the result of two years of research and feedback from evaluation committees and top Chief Communications Officers that yielded an algorithm for how to rank communications executives based on their performance in 24 key areas. Responsible for USA Technologies’ integrated communications program including public relations, media and investor relations efforts, she joined USA Technologies in February 2012 while her experience extends from Fortune 500 to small cap companies as well as “Big 4” public accounting for over 25 years in investor relations, corporate communication and finance.