First-Quarter Global CIF

First-Quarter Global Cards +7% YOY +9% CAGR Major 4 Networks

First-quarter global cards among the Major 4 U.S. payment networks expanded by 369 million credit and debit cards-in-force (CIF) over the past twelve months. The Major 4 (Visa [V], Mastercard [MA], American Express [AXP], Discover/Diners [DFS]), global payment cards grew 7.0% year-on-year (YOY) in the first-quarter (1Q/19). First-Quarter Global CIF Growth The compound annual growth…

First-Quarter Visa Mastercard US CIF

First-Quarter U.S. Visa Mastercard Credit + Debit CIF +5% CAGR

First-quarter U.S. Visa Mastercard credit and debit cards-in-force (CIF) increased 6.7% year-on-year (YOY), compared to a 6.1% YOY gain in payment cards for the prior quarter (4Q/18). Visa and Mastercard U.S. credit cards increased 5.5% YOY while CIF for debit cards rose 7.7% YOY, in 1Q/19. There are were 1377 million Visa and Mastercard payment…

First-Quarter Wells Fargo Cards

First-Quarter Wells Fargo Cards Above Par Peer Performance

First-quarter Wells Fargo cards posted solid year-on-year (YOY) gains across-the-board in all portfolio metrics. Purchase dollar volume (PDV) for both Wells Fargo (WFC) credit and debit cards were up 8% YOY and 6% YOY, respectively, for the first quarter (1Q/19). The performance was boosted by its American Express Propel card. WFC U.S. total credit card…

Visa Mastercard International Transactions

Visa Mastercard International Gross Transactions up 19% YOY

International gross transactions (GTX) for Visa and MasterCard credit and debit cards grew by 18.6% year-on-year (YOY) in the fourth quarter (4Q/18), compared to 11.8% YOY in 2017. International GTX for credit cards increased 18.1% YOY, compared to 4.1% YOY in 2017. International CTX for debit cards soared 18.9% YOY in 4Q/18, compared to 17.1%…

International Card Cash Transactions

International Card Cash Q4 Transactions Up 6% YOY

International card cash transactions (CTX) for Visa and MasterCard credit and debit cards grew by 6.0% year-on-year (YOY) in the fourth quarter (4Q/18). International CTX for credit cards increased 0.2% YOY while international CTX for debit cards rose 6.3% YOY in 4Q/18. In the fourth quarter gross international payment card CTX for Visa and MasterCard…

International Credit Cards

International Card Accounts for Visa and Mastercard Q4 Grew 8% YOY

Visa and Mastercard international card accounts gathered more steam in 2018 as the annual growth rate expanded by 50 basis points (bps). Visa and Mastercard gross (open) payment card accounts (GAC) for the fourth quarter (4Q/18) grew 7.9% year-on-year (YOY), compated to 7.4% YOY in 2017. International credit GAC was up 6.1% YOY and international…

International Credit Card Cash Volume

International Credit Card Cash Volume for Visa and Mastercard Slips 160 bps FX YOY

International credit card cash dollar volume (CDV) for Visa and Mastercard decreased, on a currency adjusted basis (FX), to 5.3% in the fourth quarter (4Q/18) compared 6.9% one-year ago. On a nominal basis (not currency adjusted), Visa and Mastercard international payment card (credit + debit) declined 1.9% YOY in the fourth quarter, while credit card…

Internal Via Mastercard GDV

International Card GDV for Q4 Visa and Mastercards Credit +10% & Debit +12% YOY

International card GDV for Visa and Mastercard credit cards for the fourth quarter (4Q/18) rose 9.5% year-on-year (YOY), on a currency adjusted basis (FX). International debit card gross dollar volume (GDV) jumped 12.1% YOY FX for both networks combined for 4Q/18. On a nominal basis (not currency adjusted) international credit and debit cards for Visa…

U.S. Visa Mastercard Accounts

Visa Mastercard Accounts U.S. Double-Digit Q4 YOY Growth Sparked by Debit Cards

U.S. Visa Mastercard credit and debit card accounts grew 10.9% year-on-year (YOY) for the fourth quarter (4Q/18). U.S. gross (open) accounts (GAC) for credit cards grew 7.6% YOY in 4Q/18. U.S. debit card GAC was up 13.2% YOY for the fourth quarter, according to figures gathered by CardData. Visa and MasterCard passed the one billion…

Visa Mastercard Cards-in-Force

U.S. Visa Mastercard Cards-in-Force Regain Steam in Economically Heated Q4 Market

Visa Mastercard cards-in-force (CIF) for U.S. payment cards (credit & debit) increased 6.1% year-on-year (YOY) in the fourth quarter (4Q/18), compared to a 2.1% YOY gain in the prior quarter. Visa and Mastercard U.S. credit cards increased 3.4% YOY while CIF for debit cards rose 8.1% YOY, in 4Q/18. There are were 1371 million Visa…

International Visa Mastercards

International Visa Mastercards Surpass Four Billion Cards-in-Force

International Visa Mastercards set a new record of 4 billion cards-in-force (CIF) in the fourth quarter (4Q/18), growing 7.5% year-on-year (YOY) last year, compared to a 5.7% YOY gain for 2017, according to figures gather by CardData. International credit card CIF for Visa and Mastercard increased 5.7% YOY in (4Q/18), while international debit card CIF…