CANADA

AutoBranch Technologies Inc. of Toronto,
Ontario and Charlotte, North Carolina, together with Rogers Video of Richmond,
British Columbia, announced today that they have signed an agreement to launch
Dynamic Branding automated bank machines in Rogers Video stores.
Rogers Video becomes the first major Canadian retailer to benefit from
ATMs with Dynamic Branding. The patent-pending technology, developed in
Canada, allows multiple financial institutions to share a single network of
ATMs while also enabling retailers to use the ATMs as a valuable channel to
strengthen relationships with their customers.

“We are very excited to be working with a market leader like Rogers
Video”, said John Sinton, President and CEO of AutoBranch Technologies, Inc.
“Rogers has the sophistication and vision to fully leverage the potential of
this technology. By offering portfolios of products and services through our
Dynamic Branding(TM) ATMs, Rogers can build even stronger loyalties with its
customers. At the same time, our bank partners’ cardholders can do their ATM
banking transactions without surcharge in a safe, convenient and pleasant
environment that they know and trust.”

“This is clearly not an ordinary ATM,” said Pierre Robichaud, Vice
President of Business Development at Rogers Video, “When a customer walks up
to this machine, the world of Rogers products and services will be available
to them. They will be able to enroll in the Rogers VIP program, reserve the
latest DVD release, and view and pay their Rogers AT&T wireless services bill
all via the ATM. And ultimately, we’ll be able to present each customer with
unique content based on his or her profile. The possibilities are endless.”
In the first phase of this program, Rogers Video will house AutoBranch
Dynamic Branding(TM) ATMs in six stores across the GTA. Initially, customers
can learn about upcoming releases, in store promotions, Rogers AT&T wireless
services as well as trying their hand at movie trivia. The roll out is on a
fast track, with the first locations planned to go live in March 2001. The
agreement also includes provisions that could extend the Dynamic Branding(TM)
ATM network to Rogers Video locations across Canada.

Dynamic Branding(TM) ATMs allow participating financial institutions to
define and deliver its own services, provide relevant marketing messages, and
present its distinctive “look and feel” from the time their customer puts
their card into the ATM until the card is removed — just as though it owned
the ATM. There is no longer any advantage for banks in owning proprietary
ATMs. As financial institutions join the AutoBranch network, retail partners
like Rogers will gain additional benefit as cardholders seek out their
convenient and trusted locations.

Consumers will benefit from the new shared ATM network at Rogers Video,
since it allows very convenient access to a wider choice of financial
institutions — and cardholders of participating financial institutions avoid
the ‘convenience fees’ common in retail locations. Financial institutions are
embracing the new network, because the shared network allows them to reach
consumers at much lower costs than they can achieve with old-fashioned
proprietary ATM networks.

About Rogers Video

Rogers Video was founded in 1988 and is the largest Canadian owned and
operated Video Specialty Retailer in the country. With stores located in
Ontario, Atlantic Canada, the 4 Western Provinces and the Yukon, Rogers Video
rents over 700,000 movies and games to its customers each week. Head Office
is based in Richmond, BC with the distribution centre in Calgary, AB and a
Regional Office in Toronto, Ontario.

Canada

DataWave Systems announced that it will offer a MasterCard-branded prepaid card
issued by Michigan National
Bank.

DataWave is a leader in the prepaid card business as a result of its
technology, which allows for point of sale activation of
prepaid card purchases. This announcement is a key component of DataWave’s
development plan for offering prepaid services
for new product lines such as Prepaid Cards, Prepaid Travel Cards, Prepaid Gift
Cards, and Prepaid Internet Payment Cards.

The prepaid card is designed to allow customers to make payments at any of
the more than 19 million MasterCard acceptance
locations worldwide. The cardholder will have the ability to check the card’s
balance and spending activity through a website.
The prepaid card is an ideal way for consumers to make purchases at MasterCard
merchant locations or through the Internet.

“The prepaid card will allow DataWave to create an additional revenue
source through new business ventures, in addition to
increasing revenue at our existing prepaid calling card sites. We anticipate
that future announcements will be forthcoming,”

commented Josh Emanuel, President and CEO for DataWave.
“DataWave’s technology will enable new payment products and services,” said
Marc Belsky, Senior Vice President, Payment
Products and Services, Michigan National. “We certainly anticipate that a
successful outcome of this project will be the
development of new products that benefit our customers while enhancing Michigan
National’s reputation as the financial services
provider of first choice in our markets.”

About DataWave (http//www.datawave.ca)

DataWave Systems designs, develops, produces, owns and manages a
proprietary, intelligent, automated
direct-merchandising network, comprised of free-standing intelligent machines
(DTMs) and over the counter “swipe” units
(OTCs) connected to the gateway and database software through a wireless and/or
landline wide area network. The DataWave
System enables the marketing of numerous products, from prepaid telephony to
financial products and services. This unique
leading-edge technology provides for point-of-sale activation, /credit card
acceptance, detailed reporting and 24/7 remote
self-diagnostic troubleshooting, making it virtually maintenance-free. The
proven success of the DataWave System has won many
prestigious national accounts in the US prepaid calling card market. This is
the enabling technology that will allow the Company
to enter new markets with new prepaid products.

Recently named 21st fastest growing technology Company in Canada by
Deloitte & Touche in its 2000 Canadian Technology
Fast 50 Program, DataWave is now poised to capitalize on the flexibility of its
System by augmenting its product range to meet
the diversified and changing needs of the prepaid market and in further
developing strategic partnerships.

About Michigan National

Michigan National provides a wide range of financial services and offers
creative ideas and product options designed to help
consumers and businesses meet their financial goals. It is committed to being
the financial services corporation of first choice in its
markets and provides the leading-edge products and services that customers
expect from a member of a global financial
network. Visit Michigan National’s web site at
http//www.MichiganNational.com.

About MasterCard

MasterCard International has the most comprehensive portfolio of payment
brands in the world. More than 1 billion
MasterCard(R), Cirrus(R) and Maestro(R) logos are present on credit, charge and
debit cards in circulation today. An
association comprised of more than 20,000 member financial institutions,
MasterCard serves consumers and businesses, both
large and small, in 210 countries and territories. MasterCard is the leader in
quality and innovation, offering a wide range of
payment solutions in the virtual and traditional worlds. With more than 19
million acceptance locations, no card is accepted in
more places and by more merchants than the MasterCard Card. In 1999, gross
dollar volume exceeded US$725 billion.

MasterCard can be reached through its World Wide Web site at
http//www.mastercard.com.

CANADA

MIST Inc. announced that is has signed a significant agreement with The
Horizon Group, one of the largest U.S.
distributors of POS equipment, to distribute MIST Freedom II terminals in the
United States.

Horizon, a Hypercom company based in St. Louis, chose MIST’s Freedom II
wireless POS terminals to meet its growing
customer base desiring wireless solutions. Horizon is also uniquely equipped to
provide specific deployment services, such as
software loading and encryption using the Freedom II terminals.

MIST’s wireless, direct-payment technology delivers leading-edge
capabilities in Point-of-Sale (POS) transaction terminals.
MIST Freedom wireless terminals allow businesses on the go, such as mobile
merchants or taxi companies, to offer customers
the convenience, flexibility, security, and revenue benefits of direct payment.

“MIST is an innovative leader in wireless electronic transaction solutions,
and we can immediately benefit from this new
relationship, as well as from synergies between their wireless transaction
solutions and our existing customer base,” said Scott
Rutledge from The Horizon Group. “We are pleased to add the MIST Freedom line
to our product base offering.”

“Our agreement with Horizon Group opens new markets for MIST’s wireless
payment terminals in the United States,” said
Linda Horwath, vice president, MIST, U.S. Sales. “The POS market can benefit
from our innovative technology with a truly
hand-held mobile system. As the need for wireless continues to grow in the
U.S., so does the need for more flexible, faster and
reliable wireless payment solutions.”

MIST’s Freedom II is a wireless portable device that allows a merchant to
perform credit or debit card transactions from any
location. What sets the Freedom II apart is its ease and flexibility of use
because integrated within each device is a wireless
modem supporting multiple platforms including, CDPD, Mobitex and Ardis/Motient.

This broad variety of wireless communication methods allows the merchant to
select one technology that best fits their
geographical area. In addition, there is a built-in thermal printer supporting
seven lines per second printing, and a Nickel Metal
Hydrite battery provides approximately two hours of constant use or 12 hours
standby.

About MIST Inc.

MIST Inc., a leading global provider of wireless transaction-enabling
technologies, is in the business of designing,
manufacturing, and distributing wireless and wired Point-of-Sale (POS)
solutions. With facilities in Toronto and Montreal, MIST
has an installed base of more than 550,000 POS terminals.

MIST’s clients include Canadian and international banks, financial
institutions, credit and debit card processors, as well as
retail, hotel, restaurant, healthcare and loyalty customers. The “MIST Freedom”
family of wireless transaction terminals was
developed to complement its range of existing products.

MIST has business offices in Canada and the United States. For more
information, visit www.mistwireless.com.

CANADA

MDC Corporation of Toronto announced that its card services unit Metaca Corp.,
has acquired
100% ownership of NBS Canada, the Canadian card services unit of Mist Inc.,
and the third largest card services provider based in Canada. NBS Canada is a
supplier of plastic cards and personalization services to financial
institutions and retailers in Canada and the United States.

The transaction is expected to add $10 million in annual revenues to
Metaca and will position Metaca as the largest card services provider based in
Canada, offering an increasing range of card related services to major
magnetic stripe and smart card issuers.

“The purchase of NBS Canada is a strategically important move for Metaca.
It will substantially advance our stated plan to widen and deepen our scope of
customer relationships within the financial institution, loyalty and
commercial segments,” said Greg McKenzie, President and Chief Operating
Officer of Metaca. “The other strategic advantage is NBS Canada’s smart card
personalization platform and innovative in-house card design and pre-press
capabilities. I think these will greatly enhance our service offering and
customer service.”

“This acquisition is consistent with MDC’s ongoing strategic plan of
expanding card services, which was initiated by the 1996 purchase of Davis +
Henderson, Canada’s leading cheque manufacturer,” added Miles S. Nadal,
Chairman, President & Chief Executive Officer of MDC.

“Our focus on the continued development of our card services business
reflects our commitment and desire to develop products and services that meet
progressive customer needs and complement our paper payment systems business,”
he said.

“We’re delighted to be joining Metaca, it’s a good fit,” said Dan
Pelletier, President of NBS Card Services Canada. “Our combined organization
will deliver increased value to customers and increased delivery
efficiencies.” Pelletier will continue as General Manager of the combined
business reporting to McKenzie.

McKenzie noted that the acquisition will add Desjardins, Laurentian Bank,
Alberta Treasury Branch, Firstar, Shoppers Drug Mart, Petro-Canada, Sears and
BCE Emergis – additional critical mass to the ongoing relationships of its
already impressive line-up of existing customers, including Royal Bank, CIBC,
National Bank, Bell Canada, Telus, Loyalty Management Group (Air Miles) and
Barnes and Noble.

About Metaca

Metaca Corporation is Canada’s leading Cardprogram Management(TM) Company
with a blue chip customer portfolio, which includes financial services,
telecommunications, retail, loyalty, insurance and utility industries. Metaca
supports this customer portfolio from operations in Canada and in Australia
where it operates under the Placard name. Metaca is owned 85% by MDC and 15%
by Symcor Services Inc.

About Symcor

Symcor is a leading North American customer communication, information
delivery and item processing services provider, with customers in the retail
and corporate banking, mutual fund, investment banking, insurance, retail,
telecom and utility industries across the country. Symcor’s services include
Web development, cheque processing, credit card and payment processing, and a
full range of customer bill and statement advisory, design and presentment
capabilities. Symcor is a joint venture established by Bank of Montreal, Royal
Bank Financial Group and TD Bank Financial Group, combining the “best of the
best” practices from these complex organizations.

About MDC Corporation Inc. (“MDC”)

MDC is a publicly traded international business services organization
with operating units in Canada, the United States, United Kingdom and
Australia. MDC offers security sensitive transaction products and services in
four primary areas: Personalized Transaction Products such as personal and
business cheques; Electronic Transaction Products such as credit, debit,
telephone and smart cards; Secure Ticketing Products, such as airline, transit
and event tickets; Stamps, both postal and excise. In addition, MDC is
majority owner of Maxxcom Inc., which is the largest full service marketing
communications organization based in Canada. MDC shares are traded on the
Toronto Stock Exchange under the symbol MDZ.A and on NASDAQ National Market
Systems under the symbol MDCA.

CANADA

Three major Canadian banks, CIBC, Scotiabank and TD Bank Financial
Group have signed a letter of intent with CertaPay Inc. to offer their
customers the latest in
payment innovation and convenience the ability to make secure payments using
e-mail.
CertaPay Inc. is a leader developing state of the art software that lets bank
customers send
money securely via e-mail.

This agreement is about taking the speed and convenience of e-mail and applying
it to
payments, said David Marshall, Vice-Chairman, Electronic Commerce, Technology
and Operations,
CIBC. We believe Canadians will take to e-mail payments the same way they ve
taken to e-mail.
It s convenient, fast and secure. IDC Canada research predicts almost one
million Canadians
will e-mail $2.2 billion in payments within the first 12 months of
availability.

CertaPay will enable banks to integrate a P2P payment capability into their
existing online
services. To make a payment, bank customers will access their accounts online
and specify the
recipient s name and e-mail address. The recipient will receive an e-mail
notification
instantly with directions on how to collect the payment securely and in
real-time.

Canada s financial institutions are world leaders in offering our customers the
latest
innovations to make it easier and more convenient to do their banking, says
Albert Wahbe,
CEO of e-Scotia and Scotiabank s Executive Vice-President of Electronic
Banking. At
Scotiabank, we see this new e-mail service as marking a significant step
forward in
encouraging more Canadians than ever before to go online and try out the
convenience of
sending money securely using
e-mail.

CertaPay s service offers the best way to offer P2P payments because it works
within the
banks existing secure infrastructure. Most U.S. e-mail payment services
operate outside the
banking system so consumers need extra accounts, passwords and IDs to send and
receive money.

E-mail payments expand what Web banking customers can do online, says Chuck
Hounsell, Senior
Vice President, TD Canada Trust. Right now, consumers can view their accounts,
transfer
funds between accounts at the same bank and pay bills to businesses. With
CertaPay, consumers
can send money to and receive money from anyone with an e-mail address. It
will be the
service that encourages more Canadians to bank online.

Millions worldwide will make P2P payments over the next few years, says Michael
Ginsberg,
CertaPay s President and CEO. A number of international banks have expressed
interest in
CertaPay, and we intend to take our payment technology to markets outside of
North America.
Scott W. Appleby, an analyst from Robertson Stephens, predicts 42 million
people worldwide
will e-mail P2P payments by 2005.

ABOUT CERTAPAY INC.

CertaPay Inc. specializes in Internet-based payment solutions for financial
institutions
designed to open new markets and retain customers. Senior executives
responsible for
developing world-first e-commerce and financial industry initiatives (such as
FundSERV Inc.,
Trimark Investment Management Inc., Bayshore Trust and i|money) comprise its
management.
CertaPay Inc. was formed in 2000 as a privately held Person-to-Person (P2P)
payment provider.
CertaPay s Web site is located at: www.certapay.com.

CANADA

Advantex Marketing International Inc.
and CIBC announced that they have signed agreements
for Advantex to launch an online program for CIBC Aerogold VISA, to continue
the current Advantex Offline Benefit Program, and to develop and launch
customer loyalty online and offline programs for multiple CIBC Premium card
portfolios. CIBC is the leading Canadian bank card issuer, with 43% of the
premium card market. Under the terms of the agreements, Advantex and CIBC plan
to commence launching the new loyalty programs throughout 2001.

Signing of the agreements follows a November 22, 2000 announcement by the
companies of their plans to develop and launch new customer loyalty programs.
As previously announced, Advantex has agreed to issue to each of CIBC and Air
Canada warrants to purchase 7.5 million Advantex common shares, at a price of
$1.08 per share, exercisable over a five-year period. As also previously
announced, Advantex has agreed to issue to CIBC and Air Canada over a five-
year period, additional five-year warrants to purchase up to 55 million
Advantex common shares. The number of warrants issued each year will be based
on the contribution that both CIBC and Air Canada make to Advantex’s annual
revenue growth. The exercise price of the earned warrants issued each year
will be based on the prevailing market prices at the time of issue. The 70
million common shares which may be purchased by Air Canada and CIBC represent
approximately 58% of Advantex common shares on a fully diluted basis.

The agreements build on the relationship established between Advantex and
CIBC over the past five years. Advantex developed and operates the CIBC
Aerogold ADVANTEX Benefit program, offering bonus Aeroplan Miles on purchases
at hundreds of Canadian restaurants, golf courses, inns, resorts, and
entertainment venues. The new agreements provide for CIBC and Advantex to
develop online and offline loyalty benefit programs for the holders of CIBC’s
premium credit cards. Together the programs will feature rewards for dining,
leisure and sports, entertainment, hospitality, shopping, and a variety of
everyday Internet activities, including logging in, receiving special
information and value-added offers, visiting featured sites, and e-shopping at
a wide list of participating merchants.

Christine Croucher, Executive Vice President, CIBC VISA cards products
division stated, “We are very pleased to be working with Advantex to create
additional value for the holders of CIBC Aerogold VISA and our other premium
cards. Advantex has proven its ability as a partner in meeting the needs of
our cardholders. Advantex’s new online loyalty programs will provide our
cardholders with significant opportunities to earn further rewards as they use
the Internet.”

All of the online programs will feature the Advantex SmartBar(TM),
proprietary browser extension technology developed by Advantex. SmartBar is a
personal Internet rewards manager that travels with registered cardholders
while on the Web providing convenient and immediate access to a broad range of
rewards and information. SmartBar will automatically calculate and issue
rewards for designated everyday Internet activities including whenever
cardholders make purchases at participating e-merchants. SmartBar features a
meter that conveniently displays a running total of the rewards earned through
the program, keeping CIBC cardholders up-to-date on their rewards
accumulation.

“The signing of these agreements is a very exciting step forward for
Advantex,” said G. Randall Munger, Chairman and Chief Executive Officer of
Advantex. “The depth and breadth of our relationship with CIBC has expanded
significantly. We look forward to developing new and innovative programs for
CIBC and the holders of its premium credit cards, as we have successfully done
for the past five years for the holders of CIBC Aerogold VISA.”

About Advantex Marketing International Inc.

Advantex Marketing International Inc. is a leading consumer marketing
firm, specializing in online and offline customer relationship marketing
programs. Advantex programs strengthen the relationships between major
organizations and their valued customers, while building new and ongoing
relationships between those customers and participating merchants. Advantex
partners include US Airways, Air Canada, The Canadian Imperial Bank of
Commerce, The Bank of Nova Scotia, The New York Times, and other major North
American corporations, as well as an impressive list of retailers,
restaurants, golf courses, and resorts.

About CIBC

CIBC is a leading North American financial institution offering more than
eight million personal banking and business customers a full range of products
and services through its comprehensive electronic banking network, branches
and offices across Canada, in the United States and around the world. CIBC is
a leader in electronic banking, with more than three million e-banking
customers accessing Telephone and Internet banking. CIBC is also Canada’s
leading credit card issuer and offers the broadest range of choice and value
with 13 cards.

CANADA

Actinic Software, a provider of e-commerce software solutions for small to
medium-sized businesses, announced an
agreement to integrate InternetSecure Inc., the leading Canadian Internet
credit card processor, into its e-commerce solution.
This agreement allows Canadian merchants the ability to quickly set up an
online store and process all transactions through a
single, centralized source that offers leading-edge protection against credit
card fraud.

According to Statistics Canada, in 1999 the Canadian e-commerce industry
was valued at $4.4 billion and is expected to
increase to $151.5 billion by 2004. Despite this growth, costly complications
exist for small and mid-sized Canadian online
merchants. For example, Canadian merchants are typically required to obtain
merchant status from various banks (which often
require substantial security deposits) in order to process e-commerce
transactions. The agreement with InternetSecure eliminates
this step for Actinic merchants since they can now execute all payment
processing exclusively through InternetSecure.

InternetSecure is the only Canadian processor that provides merchant status
for all popular credit cards. In addition,
InternetSecure’s sophisticated fraud detection software provides Actinic’s
Canadian merchants with an exceptionally secure
payment offering.

“InternetSecure is the leading payment provider in Canada,” said Adrian
Horsfield, vice president of sales & marketing of
InternetSecure. “We offer online merchants the technology to process all
transactions safely and efficiently. This agreement with
Actinic enables a small to medium-sized e-business owner to now have access to
a premiere banking system that increases their
competitiveness, lowers costs and improves customer service.”

“This agreement with InternetSecure propels Actinic even more aggressively
into the Canadian market,” said Brian Johnson,
vice president of sales of Actinic Software. “Unlike the United States, where
there is a wealth of resources, Canadian merchants
are currently struggling to find the necessary tools they need to create an
online business. By integrating Actinic’s easy-to-use
desktop e-commerce software with InternetSecure, we can now provide Canadian
merchants with the most sophisticated
e-commerce solution in the marketplace.”

About InternetSecure

Operating in 84 countries, InternetSecure is the world’s premier Internet
credit card processor. Founded in 1995, the
Company provides merchant status for all popular card brands, and its
proprietary fraud detection software allows merchants to
enjoy the lowest chargeback rate in the industry.

About Actinic Software

Founded in 1996, Actinic Software is a provider of e-commerce software
solutions for small to medium-sized businesses.
Actinic’s full range of software products provides cost-effective ways to
design, build, manage and grow online businesses,
supporting business-to-consumer (B2C) and business-to-business (B2B) e-commerce
initiatives. The company has more than
10,000 licenses sold in over 20 countries worldwide.