Fundtech global transaction banking launches its “CASHplus Mobile Corporate Banking” for Tablets as part of its “Triple Play” (desktop, smartphone, tablet) cash management product strategy. This lets banks offer corporate customers access to treasury services across multiple access channels with a consistent and integrated user experience that is right-sized for the device. The “CASHplus Mobile Corporate Banking” for Tablets gives corporate treasurers access to critical bank information and services so that they can manage their cash flow and make decisions anywhere, anytime with multi-channel access to treasury services. It also features Native iOS and Android app with optimized functionality for touch screen interaction and the ability for treasurers to access balances and transactions, wire approvals, ACH approvals, positive pay decisions and exceptions.
Diebold, Incorporated (DBD) announced preliminary 2012 third quarter revenue of approximately $710 million and earnings of $.27 per share, or $.39 on a non-GAAP* basis. The company has lowered its full-year outlook for revenue and earnings per share, now expecting total revenue growth of approximately 6 percent and full-year non-GAAP earnings of $2.25 to $2.30. This compares with previous revenue guidance of 6 to 8 percent growth, and non-GAAP earnings of $2.50 to $2.60 per share.
[ihc-hide-content ihc_mb_type=”show” ihc_mb_who=”0″ ihc_mb_template=”1″] U.S. credit card delinquency has plunged to an all-time low with Fitch Ratings’s 60-day Delinquency Index having dropped to 1.76% for the month of August. This brings delinquencies down to their lowest level on the Prime Credit Card Index in 21 years while delinquencies are down 25.74% since the year ago…
Bottomline Technologies cloud-based payment, invoice and banking solutions announced that its business-to-business settlement network, Paymode-X, has expanded payment capabilities to 23 currencies. The Paymode-X network first increased its global reach with the launch of a travel commission payment offering. Paymode-X supports 23 currencies spanning more than 30 countries and is used by travel companies to send electronic commission payments and remittance detail to their agents around the globe. Eliminating paper payable processes presents significant opportunities for cost savings and allows organizations to reduce their environmental impact.
Malauzai mobile banking SmartApps for community financial institutions, has released “Monkey Insights,” a monthly research service based on the company’s Real-Time Experience Behavioral Analytics (REBA). Monkey Insights will reports on two indices: The Mobile Engagement Index (MEI) which tracks end-user engagement with mobile banking and the M-Money Index (MMI) that summarizes statistics related to mobile money movement such as transfers, bill payments and deposits. Malauzai will analyze the user behavior associated with more than 350,000 unique logins and nearly 52,000 registered users to provide a summary index for both engagement and money movement. The MEI shows how end-user engagement with mobile banking changes over time, exploring metrics such as login frequency, feature usage and overall end-user activity to derive a unique engagement score.
Intercede announced the general availability of its “MyID CardChecker App for Apple iOS.” This app allows government agencies and enterprises to read and display electronic information from personal identity verification (PIV), PIV-I, commercial identity verification (CIV) or transportation worker identification credential (TWIC) smart cards on an iPhone or iPad. Leveraging mobile technology, Intercede has developed an affordable solution for corporations and government agencies to verify the identity of their employees, contractors and visitors anytime and anywhere. Intercede has developed a downloadable mobile app – available in the Apple app store – that allows iPhones and iPads equipped with a Tactivo Smart Card Reader from Precise Biometrics to read and display smart cards, including personal identification number (PIN) protected content.
Fiserv announced AT&T has extended its partnership agreements, signing a multi-year, sole provider agreement for its “CheckFreePay” walk-in bill payment service. This expands the walk-in bill payment capabilities for Wireline customers into 13 additional states, offering walk-in bill payment capabilities for their Wireline phone bills. AT&T also renewed the contract for its Long Distance, Mobility and U-verse(R) customers, so that customers in 48 states can continue paying their bills through walk-in bill payment locations. AT&T customers will have the option to pay their Wireline, Long Distance, Mobility and U-verse bills in person using cash, checks or money orders at any local CheckFreePay agent. A receipt is provided as proof of payment.
[ihc-hide-content ihc_mb_type=”show” ihc_mb_who=”0″ ihc_mb_template=”1″] With the total outstanding revolving US consumer credit having dropped 6.7% in July since the year ago figure, it was up in August 5.9% just as the national unemployment witnessed its largest change since February 2012, dropping to 7.8%. After sitting at just above the 8% mark for 8 months, the…
Virtustream enterprise cloud solutions provider announced Open Solutions collaborative enterprise technology to community-based financial institutions worldwide will build and deploy its development environment on xStream, Virtustream’s enterprise class cloud solution. Open Solutions’ decision to move its existing virtualized systems to the cloud will provide the increased flexibility and agility needed to enhance the performance of its software solutions so that it can better serve the financial services community with its radically different technological innovations. For Open Solutions, the flexibility, agility and cost-savings Virtustream offers distinguished the company from other cloud solutions providers. xStream can easily support dozens of copies of the same systems running simultaneously, enabling developers to work separately on the new systems without interference.
Servebase global payments provider has launched a Magento eCommerce Plug-In, allowing Magento users easy access to global, painless, feature rich eCommerce payments. The Servebase Payment Gateway allows online retailers and merchants to make money straight away with Global Acquirer links, Multi-Currency Support and Dynamic Currency Conversion. Tokenization and industry standard functionality of, Address Verification System and 3D Secure checking ensures security compliance and risk is of no concern and pre-authorisations, sales and online refunds mean all transaction types are supported.
Blackhawk Network prepaid and financial payments products partnered mFoundry allowing it to offer digital and physical gift cards from hundreds of brand name merchants to smartphone users through Fin.X from mFoundry. Fin.X is the next generation mobile banking platform from mFoundry, North America’s leading provider of mobile banking and mobile payments. Smartphone users whose financial institution has deployed Fin.X and offers this option can browse and buy gift cards electronically from entertainment, fashion, dining, and home improvement brands that have a relationship with Blackhawk Network. The purchased gift cards are accessible via the consumer’s smartphone and can be redeemed electronically at participating merchants.
Bluepoint Solutions expanded its automated fraud prevention tools for its RDC capture apps such as mobile deposit, ATM, merchant and home capture points. Checks from all deposit channels, now including Bluepoint’s award-winning QwikDeposit ToGo mobile capture, ImagePoint ATM, QwikDeposit Pro merchant capture and QwikDeposit Home products, are combined centrally in the company’s ImagePoint Hub for validation against multiple third-party services. The solution is designed to identify multiple types of exceptions, including checks drawn on accounts with a high incidence of return, low balance, new accounts, closed accounts, accounts with a known history of counterfeits and more.