Card Easy ID

VeriFone has come up with a solution to eliminate the Jenna Bush problem. The terminal manufacturer has installed multi-application POS terminals in three liquor stores in Arkansas and Colorado to check a customer’s age as well as accept credit card payments. The three stores installed ‘Omni 3300’ terminals running both the ‘Easy ID’ and ‘SoftPay’ e-payment software. ‘Easy ID’ enables merchants conduct age verification by swiping magnetic-stripe driver’s licenses, which are used in 33 states, or by keying in the birth-date that appears on licenses without a magnetic-stripe. ‘Easy ID’ keeps a journal of the last 500 transactions on the terminal, indicating date, partial license number, birth date, product(s) requested and whether purchase was approved or denied. One of liquor stores plans to add applications to accept check payment, PIN-based debit and a loyalty program.


ValiCert, Inc. announced that TC TrustCenter, a
subsidiary of Germany’s leading private financial institutions that include
Commerzbank, Deutsche Bank, Dresdner Bank and HypoVereinsbank, has selected
the ValiCert Validation Authority(TM) (VA) solution for incorporation in the
Identrus system infrastructure it offers to bank customers. By choosing this
ValiCert solution, TC TrustCenter can enable secure e-Transactions among
Identrus member banks worldwide.

Deutsche Bank and HypoVereinsbank recently went into live production with
their Identrus implementation using ValiCert Validation Authority while both
Commerzbank and Dresdner Bank are expected to soon become Identrus-enabled
while also utilizing ValiCert VA. Dresdner Bank Group is one of Europe’s
leading financial services groups with over 1,400 branches and
50,000 employees in more than 70 countries. Commerzbank is one of Germany’s
largest private banks, maintaining outlets in roughly 45 other countries, with
a number of subsidiaries, branches and representative offices in the world’s
leading financial centers. As a “universal” or all-purpose bank, Commerzbank
functions as both a commercial bank, offering a broad palette of services in
wholesale and retail banking, and as an investment bank.

“Secure communication is the key to successful business and TC TrustCenter
meets this need by relying on ValiCert to provide the trust solutions
infrastructure that is vital for online transactions,” said
Sathvik Krishnamurthy, vice president of marketing and business development
for ValiCert. “As a result of the ValiCert-enabled infrastructure put in place
by TC TrustCenter, Identrus member banks such as Commerzbank and Dresdner Bank
can quickly and easily establish privacy, authentication and integrity in the
electronic business process.”

“ValiCert is widely recognized as a leading provider of Identrus-enabled
solutions, making them an ideal TC TrustCenter business partner,” said
Dr. Sabine Kockskamper, managing director of TC TrustCenter. “The ValiCert
Validation Authority solution is extremely flexible and easy to integrate into
our infrastructure, enabling us to offer our customers the reliability they
require to transact secure e-Commerce.”

“Identrus is the first organization to bring together the necessary
components to enable companies worldwide to address trust and risk barriers
that have to date impeded the wide adoption of e-commerce as a means of
facilitating sophisticated global business transactions,” said Kristin Kupres,
chief operating officer for Identrus. “ValiCert provides one of the
infrastructure components that make the Identrus system a reality.”

About TC TrustCenter

The TC TrustCenter GmbH is one of the leading suppliers of IT security
worldwide. The company’s core services are the issuance of digital
certificates and the set-up and operation of Public Key Infrastructures (PKI)
for the administration of digital certificates. The TC TrustCenter GmbH is a
partner for the outsourcing of security infrastructures and manages the
implementation and operation of a PKI. This allows the customers to make use
of TrustCenter-owned technology without having to acquire complicated know-how
about cryptography.

In addition, the TC TrustCenter GmbH, in corporation with the strategic
Partner Global Commerce Systems, establishes the infrastructure within the
framework of the worldwide certification institution of Identrus LLC to allow
the participation of financial institutions in the Identrus system.
With roughly 120 employees, the TC TrustCenter GmbH is a subsidiary of the
Commerzbank AG, Deutsche Bank AG, Dresdner Bank AG and HypoVereinsbank AG. The
company’s headquarters are based in Hamburg, Germany. More information about
TC TrustCenter can be found on the company’s Web site at http//

About ValiCert

ValiCert is a leading provider of secure solutions for paperless
e-Business. The company’s open and neutral security solutions are designed to
enable enterprises and service providers to protect all phases of the
transaction lifecycle regardless of the type of credentials that are used for
authentication purposes. ValiCert’s products and services are available
through its direct sales force, resellers and global affiliate network.

ValiCert has technology and marketing alliances with a range of security,
e-Commerce and wireless companies, as well as systems integrators. The
company’s customers include Global 2000 organizations in financial services,
telecom, healthcare and government sectors. ValiCert is headquartered in
Mountain View, California and has offices throughout the US, Canada, Europe
and Asia. ValiCert is available on the World Wide Web at http//

Paymentech Gets HotelTools

HotelTools, Inc., a company specializing in technology solutions for the hospitality industry, has announced its partnership with Paymentech, the nation’s leading acquirer and processor of credit card transactions. The alliance provides credit card and payment processing solutions within HotelTools’ Enterprise Management Solution, the company’s suite of Internet-Native application services comprised of Property Management, Reservations, Guest Management and Reporting. HotelTools’ industry-leading ASP solution provides hotel owners and operators with the tools to manage multiple properties, rates and relationships in real time.

Specifically designed to meet hoteliers’ needs, Paymentech’s Hospitality Solutions include a wide variety of back-end functionality including credit/debit card authorization, transaction processing and comprehensive reporting, as well as expanded payment options and competitive discount rates.

According to Mario Dittmer, Director of Strategic Relationships for Paymentech, “Our partnership with HotelTools allows us to extend our offerings within an ASP solution to our existing lodging customers and potential clients, as well as to bundle our services for the benefit of HotelTools’ customers.”

“As a valued third party partner, Paymentech provides HotelTools’ customers with a comprehensive technology solution for backend processing and value added information services,” stated Todd Sharp, Vice President of Global Solutions at HotelTools. “The addition of their credit, transaction and reporting solutions within our Enterprise suite is a winning combination. Through this partnership, our customers will have the option to unify their multi-property operations by leveraging the HotelTools application services together with select third party applications to better manage their business.”

About Paymentech

Dallas-based Paymentech, the payment solutions company, delivers secure and reliable electronic payment services in merchant acquiring and point-of-sale transaction processing. Paymentech ( ) processed approximately 3.4 billion transactions and $109 billion in bankcard sales volume in 2000. Founded in 1985, the nation’s premier processor and acquirer of credit card transactions is also the leader in non-face-to-face payment processing for Internet and direct marketing.

About HotelTools

HotelTools, Inc. has developed the first Internet Enterprise Software for the hospitality industry. As the lodging industry’s first ASP truly architected for the future, HotelTools leverages the Internet as a cost-effective communications network, giving hoteliers capabilities previously unavailable to most of the industry.

Smart Target

Smart payment cards in the U.S. got a big boost yesterday as a major retailer announced it will issue ‘smart VISA’ cards as well as install EMV-compliant smart card terminals throughout its chain of stores. MN-based Target Corporation will issue the new smart cards through its Retailers National Bank affiliate this Fall, and will deploy smart card POS terminals in all 990 Target Stores by the Spring of 2002. Target currently has 36.4 million retail credit card accounts according to CardData, and plans to convert millions of these accounts to ‘smart VISA’ cards. VISA says it expects Target to contribute significant growth to the number of ‘smart VISA’ cards issued in the U.S. Even though discussions are still underway, Target says it will focus on developing a loyalty function of the co-branded ‘smart VISA’ that could enable a cardholder to download electronic coupons onto the card from a PC. Target also expects to expand the functionality of its current rewards program offered under the ‘Target Guest Card’ program with the new smart card. The company currently operates 1,320 stores in 46 states including 990 Target stores, 266 Mervyn’s stores and 64 Marshall Field’s stores.

VisaNet Upgrade

VISA International’s Board of Directors has given the green light to build the next-generation of the ‘VisaNet’ system. Over the next five years, ‘VisaNet’ will be enhanced around a new framework called the ‘VisaNet Distributed Processing Solution’. VDPS will use a series of hardware, software, and connectivity upgrades to increase regional control and capacity. VDPS deployments will operate over an IP-based network, which is being implemented globally over the next three years. The VDPS framework allows easier scalability to accommodate the market needs of any region in the world, delivering cost-effective processing and global interoperability. ‘VisaNet’ processed more than $1.8 trillion in payments in 25 billion transactions last year.

Qualys Platform for SDP

Qualys, Inc., a leading provider of enterprise network vulnerability assessment and monitoring solutions, announced that its global vulnerability scanning platform has been selected by Predictive Systems, Inc., a leading network and security consulting firm, and Ubizen, a leading provider of e-Security solutions, as the online scanning platform for MasterCard International’s recently introduced Site Data Protection Service. The global reach of the Qualys platform, its scalability, and its ability to identify the latest security vulnerabilities will enable Predictive Systems and Ubizen to provide MasterCard’s members and merchants worldwide with accurate, proactive network security scanning services.

MasterCard’s SDP program will incorporate state-of-the-art, Internet-based scanning to identify and assess vulnerabilities in a member’s or merchant’s online systems. The Qualys-enabled scanning services provided by Predictive Systems and Ubizen will automatically perform more than 1000 vulnerability tests in real time over the Internet, without special customer software or hardware. Each Qualys-powered online scan results in an electronically delivered report that graphically details security risks and recommends possible fixes. In addition to providing an “intruder’s eye view” of online security exposures, the Qualys platform is designed to promptly recognize new network vulnerabilities as soon as they emerge so that companies stay constantly abreast of the latest security challenges.

“Qualys offers impressive and sophisticated technology that provides true value to MasterCard’s members, merchants and cardholders,” said Steve Orfei, senior vice president, Business Development, Global e-Business, MasterCard International. “By aligning with cutting edge security and technology companies, we are able to combine our unique areas of expertise and deliver customized security solutions to our membership.”

“MasterCard had a demanding set of requirements for the security vulnerability scanning component of its SDP program,” said Errol Weiss, vice president of Managed Security Planning at Predictive Systems. “We selected QualysGuard as our solution for MasterCard because it gave us the manageability, security, and price-point that we needed to service thousands of merchants.”

“In making online security auditing a central feature of its new SDP program, MasterCard is empowering its acquirers and merchants to take a proactive stance against hackers,” said Dirk Peeters, EVP of Ubizen Managed Security Services. “By selecting the Qualys platform, we are able to support MasterCard with the industry’s first distributed global architecture for scalable, non-intrusive and up-to-date network vulnerability scanning.”

With Predictive Systems and Ubizen standardized on the Qualys platform, MasterCard members worldwide will be able to launch scans via a secure browser connection from any web-enabled location and access the same comprehensive range of scanning features to rapidly run non-intrusive vulnerability tests on any sized network. The hosted architecture enables Qualys to quickly expand its database of vulnerability detection signatures and provide customers with prompt signature updates without any user intervention. Real-time feeds from major sources of vulnerability information augment Qualys’ own vulnerability data for a comprehensive picture of emerging security exposures.

“MSPs such as Predictive Systems and Ubizen, and MasterCard, a leading payments solution company, are taking the lead in bringing new-generation security measures to an ever widening community of end users,” said Philippe Courtot, chairman and CEO of Qualys. “Entirely Internet-based, online vulnerability scanning is the most cost-effective and efficient way for eBusiness players around the world to head off network security risks.”

Both Predictive Systems and Ubizen incorporate Qualys-powered online vulnerability scanning services today as part of their total security service offerings. These services are available to companies in a wide range of industries around the world. The MasterCard SDP program is expected to be available globally to MasterCard members by the fourth quarter of 2001.

About MasterCard International

MasterCard International has the most comprehensive portfolio of payment brands in the world. More than 1.7 billion MasterCard(R), Cirrus(R) and Maestro(R) logos are present on credit, charge and debit cards in circulation today. An association comprised of more than 20,000 member financial institutions, MasterCard serves consumers and businesses, both large and small, in 210 countries and territories. MasterCard is the leader in quality and innovation, offering a wide range of payment solutions in the virtual and traditional worlds. MasterCard’s award-winning Priceless(R) advertising campaign is now seen in 81 countries and in more than 36 languages, giving the MasterCard brand reach and scope unrivaled by any competitor in the industry. With more than 21 million acceptance locations, no card is accepted in more places and by more merchants than the MasterCard Card. In 2000, gross dollar volume exceeded U.S.$857 billion. MasterCard can be reached through its World Wide Web site at .

About Predictive Systems

Predictive Systems, Inc. is a network and security consulting firm providing solutions to support the business goals of multinational enterprises and service providers. Under its security umbrella, Predictive Systems offers such high-end services as managed firewalls and IDS, Information Sharing and Analysis Centers (ISACs), incident response and cyber-forensics, security assessments, and security architecture consulting. Predictive Systems’ clients include Allstate, American International General (AIG), Marsh, Bear Stearns, Cisco Systems, Citibank, Credit Suisse First Boston, First Union National Bank, and Pfizer. Headquartered in New York City, Predictive Systems has regional offices throughout the United States, as well as in Germany, Japan, the Netherlands, and the UK. For additional information, please contact Predictive Systems at 800-770-4958 or visit .

About Ubizen

Ubizen, a leading provider of e-Security solutions, allows companies worldwide to confidently conduct their business operations online. Ubizen MultiSecure(R), a family of application security products, provides secure e-Business transactions and Web portal access. Ubizen OnlineGuardian(R), a family of managed security services, provides 24×7 proactive security surveillance of networks. Ubizen’s extensive Knowledge Management is made available through its portal site, , an extensive online security resource, and through Ubizen’s Security Intelligence Lab, which collects, researches and disseminates information on vendor products, viruses and vulnerabilities. With operations in the U.S.A., Europe and Asia-Pacific, Ubizen ( is a public company with dual listings on Nasdaq Europe (UBIZ) and the Euronext (UBI) exchange.

About Qualys, Inc.

Qualys, Inc. is a leading provider of network assessment and monitoring solutions, enabling Managed Security Providers, security professionals and corporate customers to remotely and automatically audit Internet-connected networks for security vulnerabilities. Where traditional security monitoring products require customers to buy, develop and manage solutions internally, Qualys’ service platform approach enables immediate, transparent and continuous security auditing and risk assessment of global networks, inside and outside the firewall. Founded in 1999 by a team of Internet security experts, Qualys is headquartered in Sunnyvale, California, with research and development facilities in Paris and offices in Germany and the U.K. The company is privately financed by ABS Ventures, Bessemer Venture Partners, Trident Capital, and VeriSign, the leading provider of Internet trust services. For more information about Qualys, please visit .

Dialpad Phone Card

In the past, there has always been a hefty price to pay for keeping in touch with those at home — until now.

Using IP telephony, a technology that routes calls over the Internet, travelers can completely bypass the phone companies networks, and enjoy substantial cost savings. Dialpad Communications, for example, offers the Dialpad Prepaid Phone Card, which allows you to make calls from any telephone, cell phone or payphone anywhere in the U.S. for just 5.7 cents per minute.

“In the past, travelers who wanted to enjoy the cost benefits of IP telephony were tethered to their laptops,” said Roger Wood, Senior Vice President of Marketing for Dialpad. “With the Dialpad prepaid phone card, customers in the U.S. can make high quality calls around the world from any phone. Travelers no longer need to log onto the Web from their hotel room, or hunt for the closest Internet cafe, to enjoy savings.”

To purchase a Dialpad prepaid phone card, travelers can purchase them online at .

When you travel, wouldn’t you rather spend you your time worrying about bringing home a good tan, not an exorbitant phone bill? Picture this: you and your husband are leaving the kids at home to escape for a week’s vacation in Hawaii. You run through the house picking up last minute items before you scurry out of the house to catch your cab to the airport. You finally get to your hotel, but then panic hits you like a toothache. Did I forget about Billy’s piano lesson? To arrange the carpool? To remind Jenny of her soccer practice?

This is where Dialpad can be an invaluable item for any traveler, Wood says.

Dialpad also offers an international PC-to-phone calling service, Dialpad World, which allows customers to make calls from their computer desktop to telephones and mobile phones in over 200 countries at significant savings.

FI Hires McEnery

Signaling its intention to dramatically expand the awareness and value of its world-class brand to new markets, Fair, Isaac and Company, Inc. announced the appointment of Tom McEnery as Vice-President, Strategic Marketing.

McEnery joins Fair, Isaac from Fallon Worldwide — one of the most highly acclaimed creative agencies in the world — where he had held a number of senior leadership positions since 1993. At Fair, Isaac, McEnery will oversee all global marketing efforts. He becomes chief brand steward, with responsibility for expanding the Fair, Isaac brand value proposition beyond the company’s core industries of financial services to insurance, telecommunications and retail to a broad spectrum of marketing-driven companies. He has overall responsibility for brand strategy, advertising, public relations and marketing communications.

McEnery, well regarded for both his strategic insights and creative instincts, has nearly two decades of senior marketing management experience for blue-chip domestic and global clients. His broad-based background and experience in leading brand-focused integrated marketing efforts is expected to bring a new dimension and focus to Fair, Isaac’s marketing efforts.

“When we began our search for a brand-oriented marketing leader, we knew we needed someone who was not only comfortable with the complex strategic aspects of what we do, but someone who could distill those complexities into a clear brand proposition that would be a convergence point for all of our efforts. Obviously, we also wanted someone who would bring a fresh approach and new ideas,” explained Tom Grudnowski, Fair, Isaac’s CEO. “In Tom, we’ve found that person. And we’re delighted with his decision to join us.”

From McEnery’s perspective, Fair, Isaac represents a unique opportunity to leverage and apply his brand-building experience. “This is a very cool, well respected and forward-thinking global organization, packed full of very smart, very strategic people. Throw in more than 40 years of standard-setting technology successes, and it’s pretty clear why anyone in the business of building and nurturing brands would see this as a great opportunity,” McEnery explained. Earlier in his career, McEnery held account management posts at a number of leading ad agencies, including Martin/Williams and Campbell Mithun Esty. He has worked with clients as diverse as Nikon, First Bank System (currently US Bank), General Mills, Ralston Purina and Motorola.

About Fair, Isaac

Fair, Isaac and Company is a global provider of customer analytics and decision technology. Widely recognized for its pioneering work in credit scoring, Fair, Isaac revolutionized the way lending decisions are made. Today the company helps clients in multiple industries increase the value of customer relationships. Fair, Isaac has made the Forbes list of the top 200 U.S. small companies seven times in the last eight years. Headquartered in San Rafael, California, Fair, Isaac reported revenues of $298 million in fiscal 2000.

Experian Nabs Robert

Experian, a leading provider of global information solutions, announced that it has appointed Donald A. Robert as president of the information solutions business unit for Experian North America. Based in Orange, California, Robert will be a member of Experian’s North American Executive Committee and will play a key leadership role in expanding the core credit operations of Experian North America.

Robert comes to Experian from First American Corporation’s Consumer Information and Services Group, where he created their portfolio of consumer information businesses which use technology and data to compete in automotive credit reporting, application processing, automotive insurance tracking, tenant screening, pre-employment screening and sub-prime credit services. Additionally, Robert shared responsibility for leading the company’s Internet development and product delivery. Recently, he initiated and orchestrated the successful completion of seven acquisitions.

Robert previously served as president of First American Credco, the nation’s largest mortgage credit reporting company. His innovative product repositioning initiatives resulted in significantly increased market share and revenue. Before joining First American, Robert held various positions at U.S. Bancorp in the areas of branch banking, credit administration, dealer banking and corporate development.

“Don is the perfect fit for our organization with his extensive experience in the consumer and business credit arena,” said Craig Smith, chief executive officer for Experian North America. “He has proven himself to be a capable leader with the ability to improve existing products and services as well as implement innovative strategies to expand our business.”

About Experian

Experian is an information solutions company. It uses the power of information to help its clients target prospective customers, manage existing customer relationships and identify opportunities for profitable growth. Through multi-channel delivery of its web-based products and services, Experian enables its clients to conduct secure and profitable e-business. Experian is a subsidiary of The Great Universal Stores P.L.C. and has headquarters in Nottingham, UK, and Orange, California. Its 12,000 people support clients in more than 50 countries. Annual sales are about $1.5 billion.

Ad Spending

CMR, the leading provider of strategic advertising and marketing communications information, announced first quarter advertising spending for the financial sector. Spending $75.8 million in advertising through the first quarter of 2001, Citigroup was the top ad spender in the financial industry. Behind Citigroup, FMR Corp. ranked second, spending $72.7 million. As for the top spending brands, Discover Card spent $34.9 million and Fidelity Investments spent $34.3 million. Overall, the financial sector showed considerable growth from the first quarter of 2000 ($1.48 billion) to the same time period of 2001 ($2.82 billion). This category?s increase of 47.6% outpaced the overall first quarter advertising expenditures, which decreased by 5.2%.

About CMR:

CMR, a Taylor Nelson Sofres company, offers strategic advertising intelligence to advertising agencies, advertisers, broadcasters and publishers. The company?s tracking technologies collect occurrence and expenditure data, as well as the creative executions of over 900,000 brands across 15 media. CMR is headquartered in New York City and maintains sales locations in major markets throughout the United States. For further information, visit

Through its international network of more than 150 offices in over 50 countries, Taylor Nelson Sofres (TNS) provides market information services in over 80 countries to national and multi-national organizations. It is ranked as the fourth largest market information group in the world. For further information, visit .

4Cash ATM Sale

Wireless Ventures, Inc. announced that it has finalized its Agreement to acquire 4Cash ATM Services a division of IRMG Inc., an Ontario Company located in Markham, Ontario.

In consideration for all of the 4Cash assets, Wireless Ventures shall issue to IRMG, 10 million common shares and 1.1 million five-year warrants to Mr. Stephen L. Cussons to purchase Wireless Ventures common shares at an exercise price of $0.10 per share. Subject to the achievement of certain net profit objectives, IRMG shall earn an additional 10 million common shares and 5 million three years warrants. Wireless Ventures has also entered into a three-year management services agreement with IRMG for the management of the company.

Effective immediately, Mr. Cussons shall be appointed Chairman, President and CEO of Wireless Ventures. Mr. Paul K. Hickey, Chairman and interim CEO has resigned as an Officer and Director. In addition Mr. Lawrence Fox, Mr. David O’Kell and Mr. Angelo MacDonald have also resigned as Directors. Mr. Cussons would like to express his gratitude to the outgoing board and management for the exceptional support and effort in completing this transaction. “I wish them well in their future endeavors.”

4Cash is involved in the marketing and management of automated teller machines (ATMs) and related services in Canada and the United States. 4Cash is in the final stages of signing a material contract to own and operate automated cash machines and kiosks to be placed in high profile locations throughout North America. In addition, IRMG management has identified a number of additional opportunities to increase the number of ATMs under management by new marketing agreements or acquisition. IRMG management has extensive experience in the North American ATM industry.

Mr. Cussons, incoming CEO of Wireless Ventures, stated, “The ATM and related products and services, plays an important role in the self-service solutions industry for retail and other market segments. Combined with strong strategic partners and a well-managed and aggressive business strategy, Wireless Ventures will undoubtedly position itself as a leader in this market space. We look forward to delivering to the shareholders of Wireless Ventures positive growth in all aspects of shareholder value.” Wireless Ventures, Inc. is a Delaware corporation whose shares are quoted on the NASD’s Over-The-Counter Bulletin Board under the symbol WLSV.