Pageonce launched its service to pay individuals and small businesses through its new Pay Anyone service and now allows users to pay local bills. Paying local organizations, small businesses, and individuals is still largely done via paper checks. Already processing over $1 million in bill payments per day, Pageonce is far simpler and more convenient than writing a check. All that is required is the payee’s e-mail address or mobile phone number. Pageonce ultimately provides a mobile alterative for local billers to engage customers, reduce costs and more efficiently collect payments.
Cardlytics is expanding its service to allow consumers to opt-in to receiving offers and rewards via Facebook. This will allow partner banks to deploy a Facebook App that integrates with the Cardlytics reward platform and let consumers privately see their offers and rewards while using Facebook. The Cardlytics software simply uses the Facebook API to create a link from an anonymous token ID at the bank to their individual Facebook ID. Cardlytics specializes in card-linked marketing, partnering with more than 300 banks providing insight into the spending of nearly 70% of households across the U.S.
ACI Worldwide payment systems announced its newest version of ACI “Proactive Risk Manager” payments fraud detection and mitigation solution. This provides financial institutions enhanced behavioral modeling tools and performance testing capabilities designed to strengthen fraud detection accuracy and improve the customer experience. The “Proactive Risk Manager” puts more control in the hands of the fraud manager through flexible configuration tools and a new user interface (UI). It also improves operational efficiencies with a new user interface (UI) designed to reduce the learning curve for new users while making the experience more intuitive for frequent users.
TSYS promoted Tony Hodge to Executive VP, Application Systems for its North America segment. Hodge brings to the position 30 years’ experience, having help multiple IT leadership positions at TSYS. Now responsible for more than 1,000 IT professionals in the North America segment, Hodge studied Computer Information Management at Columbus State University, and has completed numerous Bankcard and IT certificate programs. During his tenure at TSYS, he has received numerous leadership awards, including the James H. Blanchard Leadership Award and the Georgia Trend Top 40 under 40 Award.
Paybefore has chosen the KAIKU Visa Prepaid Card as a 2013 Paybefore Awards winner in both the Best General Purpose Reloadable Card Program – US Solutions and Outstanding Newcomer categories. Paybefore Awards, now in its seventh year, are presented annually by Paybefore, whose publications are the leading source of industry information for alternative payments executives. Kaiku Finance launched the KAIKU Visa Prepaid Card in July 2012 as a next-generation prepaid product empowering consumers to more effectively manage their money with an unparalleled combination of affordability, style, transparency, access, convenience, and mobility. The KAIKU Card’s sleek design and low monthly fee of $1.95 positions itself as a lifestyle choice for today’s increasingly mobile and cashless society.
Thales communications security and Miura Systems partner-launched an integrated m-payment solution for merchants to adopt mobile POS systems that fully support PIN based transactions and EMV chip cards. Smaller merchants can now take advantage of the inherent security qualities of these technologies to reduce fraud and simplify compliance, they also qualify for reduced interchange fees which directly benefits their bottom line. PIN based transactions and EMV cards requires a level of security that has (largely) prevented their use in the context of mobile payments since smartphones cannot be certified to the appropriate standards (PCI PTS). Any payment system relies on end-to-end protection of the transaction from the customer terminal right through to the payment processing infrastructure. Thales has worked with Miura to protect that back-end infrastructure via interoperability with the Thales payShield 9000 hardware security module (HSM).
2Checkout online payment processor partnered Inexika app developers to launch its “2Checkout Mobile” mobile app for the iPad. The “2Checkout Mobile” app for the iPad has been designed for their seller clients. It provides more interactive visual graphics and more functionality, furnishing interactive sales and payments dashboards, send customer invoices, and add or edit products from anywhere.
American Express launched its social commerce solution, implementing Twitter #hashtags as purchasing tools in a unique and seamless way. Now Cardmembers who sync their eligible Cards at sync.americanexpress.com/twitter and tweet special #hashtags can buy American Express Gift Cards and products from Amazon, Sony, Urban Zen and Xbox 360 through its own “Card Sync” technology. The “Card Sync” solution first launched on Twitter to deliver couponless savings to Cardmembers who tweet special offer #hashtags from merchants. The $25 American Express Gift Card can be purchased using a synced American Express Card for $15 by tweeting #BuyAmexGiftCard25 (quantities limited, offer expires 3/3/13, limit one per Cardmember). Meanwhile, Cardmembers can sync their eligible Cards with Twitter to purchase products and access content, offers and more.
AnywhereCommerce is now the provider for Heartland Payment Systems’ “Mobuyle” mobile payment reader. Combined with Heartland’s payment acceptance app for Apple iOS and Android operating systems, This allows merchants to take credit, debit and gift card payments on various mobile devices. AnywhereCommerce is a major mobile payments solution provider, serving many of the top 20 merchant acquirers, providing fully brandable merchant POS devices, software apps and a global gateway.
MoneyGram global money transfer announced users of iPhone, Android or Windows 8 mobile devices in the U.S. can now use moneygram.com to send money, find MoneyGram locations, estimate money transfer fees and view recent account activity. This allows the company to tap the $50 billion cross-border U.S. remittance market. MoneyGram offers money transfer services worldwide through a global network of more than 310,000 agent locations in 197 countries.
Fiserv financial services technology solutions announced that United Community Banks has extended and expanded its partnership, and will continue to operate on the Premier bank platform. In addition to new deployments of card services solutions from Fiserv, United Community Banks will implement a host of additional Fiserv solutions, selected for its innovation, integration and scalability. United currently utilizes “Business Process Manager” for new account and process management, “CheckFree RXP” for bill payment, “Popmoney” for person-to-person payments and “Merchant Source Capture” for remote check deposits, along with several other Fiserv solutions.
FIS’ “People Pay” solution, offering real-time P2P payments through its own “PayNet” real-time payments network, is now available through a single platform provided by their financial institution. It allows banks to offer a trusted payment services to their customers and drive increased P2P adoption. Beyond traditional P2P models, the next horizon for today’s digitally demanding, fast-moving consumer is paying any person, company or institution in real time – quickly, easily and securely. Users can now send payments directly to a recipient’s e-mail address or mobile phone number while utilizing the institution’s secure online banking Web site. The standalone P2P solution will also be integrated with FIS channel products and core solutions.