CyberSource Offers Integration to SAP Software

CyberSource has teamed with Delego Software to offer SAP based SaaS for “DelegoSRV” integration.
CyberSource payment experts manage all implementation, configuration, testing, connectivity,
and maintenance. Once connected to CyberSource, merchants gain on-demand access to a full
spectrum of payment management services, including global payment
processing, fraud management, and payment security services. The managed
service integration is available in two forms, Standard and
Security-Enhanced. Merchants that opt for the Security-Enhanced service
have their customers’ payment account information stored remotely in
CyberSource’s secure (PCI-DSS certified) payment data storage system,
where tokens are substituted for payment data. Merchants use these
tokens to transact, issue credits, refresh authorizations and manage
recurring billing, and in doing so safeguard sensitive payment
information from hackers and merchant employee theft.

Triton Announces the Promotion of Karetas & Cuevas

ATM provider Triton Systems has promoted Alex Karetas to Senior U.S. Retail Manager and Stephen Cuevas to Regional Sales Manager. Karetas will take on more of a leadership role
within the retail sales division, will supervise the U.S. sales team
consisting of account executives and regional sales managers, and will
continue to manage the accounts he has built up over the years in the
Western region. Karetas, who began his career with Triton Systems in
2000, holds a bachelors degree from the University of Southern Mississippi.
Cuevas, who has more than 10 years experience in the financial industry,
will manage the accounts located within the Eastern region of the United
States in his new position. Cuevas is a graduate of the University of
Mississippi.

USAT Reports 50% Drop in Revenues for Quarter

Wireless cash transactions provider USA Technologies has reported a decrease in revenues of
$2,308,932 compared with $4,263,512 for the fiscal 2008 third quarter
USAT processed approximately 5.7 million transactions totaling over $11.2 million as
compared with approximately 3.2 million transactions totaling over $8.9
million during the corresponding quarter of fiscal 2008, an increase of
78% in transaction volume and 26% in dollars processed. Equipment sales were
$883,318 for the quarter ended March 31, 2009, a decrease of $2,337,079
compared with $3,220,397 compared to last year. The
increase in license and transaction fees was primarily due to the
increase in the number of units on the Company’s “USALive” network. The
decrease in equipment revenue was related to key customers awaiting the
availability of the new ePort G8 and ePort Edge products, as well as a
decrease in capital spending by some customers due to the current
economic slowdown. The “ePort G8” product became available for sale at the
end of the third quarter, so it had little impact on revenue during the
third quarter and ePort Edge is expected to be launched during the
fourth quarter 2009. For complete details on USAT’s latest performance visit CardData ([www.carddata.com](http://www.carddata.com))

Bling Nation & IBT to Create New Payments Interface

TX-based Integrated Bank Technology (IBT) has entered into a strategic partnership with CA-based Bling Nation to create an interface with
Bling Nation’s “Community Payments Service”
enabling joint customers to save money from the elimination of transaction fees. The platform will interface with IBT’s flagship product, “Integrated Bank Environment”, to debit customer accounts. Customers will also generate additional revenue by claiming a larger share of transaction values while lowering costs for merchants. Through its Community Payments Service, Bling Nation enables financial institutions to support secure contactless payments between their local demand deposit account (DDA) customers and their merchant customers by bypassing the current global debit payment model with a local payment network.

Capital One Small Business Offers Disaster Planning Checklist

Capital One Financial Corporation has released its updated disaster-planning checklist for businesses. In the event of an emergency, chief concerns for many businesses
include: meeting payroll obligations, paying bills, restoring critical
technology and communicating with employees, customers and suppliers. The checklist emphasizes the following points:
Develop a continuity plan that addresses post-disaster recovery procedures;
Consider alternative operational locations;
Equip backup operations sites with critical equipment, data files and
supplies;Safeguard property; Gather current contact information for employees, vendors and customers;
Develop multiple and reliable communication methods to reach employees;
Communicate details of the plan to employees;
Let customers and vendors know the business’ plan and what to expect
from the business; Develop a detailed action plan in the event of a mandatory evacuation; and
Prepare for emergency cash management to handle cash flow. Transport physical records when a business evacuates. Records should
always be kept where they can be removed quickly and easily to a safe
location. Identify which aspects of operations can be suspended temporarily and
which must be maintained. List the business tools they will need to
perform operations essential to sustaining business during a disaster
and the recovery period that follows. Review communications capabilities for maintaining contact with
employees. E-mail and text messaging should play a large role in
employee communications planning.

Pipeline Data Acquires PayPassage

Merchant payment processor Pipeline Data has completed the acquisition of full service credit card processor PayPassage. “PayPassage’s” processing solution is offered to
U.S. merchants in the retail, wholesale, mail/phone order, commercial
and e-commerce space. The former owners of PayPassage originally owned
Paynet Systems, Inc., another successful full service credit card
processing solution to the same merchant markets. Pipeline acquired
Paynet in 2006. The former shareholders of PayPassage have formed a new
entity that has entered into an exclusive Processing Service Agreement
with Pipeline for the provision of merchant processing services.

OKI Delivers Superior Value in POS Receipt Printing

NJ-based OKI Data Americas’ Printing Solutions brand has released the “RT322 Series” of thermal point of sale (POS) receipt printers.
The “RT322 Series” is part of the company’s label/POS product portfolio,which includes portable, desktop and enterprise thermal label printers,
and POS printers. OKI Data Americas is the only manufacturer to offer a
full-line portfolio of printer technologies, including label, POS, SIDM
and color and monochrome laser/LED and multifunction printers (MFP). Small footprint that can be positioned for horizontal or vertical use
making it conducive to environments such as retail where counter space
utilization is critical
Drop in and print paper loading that reduces end user training
requirements and downtime while processing customer transactions
Tear bar model offers customers a low cost of operation, plus an
optional cutter for increased functionality
Direct thermal printing technology provides lower consumables costs and
additional media flexibility with sharper print output
Models come with parallel, serial, high-speed USB or network
connectivity standard and interchangeable interfaces to deliver future
cost savings in the event businesses’ systems requirements change.

MC & HOCKEY

MasterCard Canada has rolled out “Little Fans in Big Seats”, a new
MasterCard program that will give kids the chance to experience the
thrill of watching pro and junior hockey games. The long-term goal of
the Little Fans in Big Seats program is to put
thousands of Canada’s youth in premium seats at MasterCard-sponsored
hockey games across the country. Little Fans in Big Seats is
distributing tickets with the support of Big
Brothers and Big Sisters of Canada (BBBSC).

MARCH LEI

The Conference Board Leading Economic
Index (LEI) for Japan decreased 3.5% and The Conference Board
Coincident Economic Index (CEI) decreased 1.1% in March. The positive
contributors to the index include interest rate spread, stock
prices, the (inverted) business failures, and real money supply. The
negative contributors include real operating profits, the six-month
growth rate of labor productivity, the Tankan business conditions
survey, dwelling units started, the new orders for machinery and
construction component and the index of overtime worked. With March’s
decline, the leading economic index
has fallen by 26.4% (about a -45.9% annual rate) from
September 2008 to March 2009, the largest six-month decline in its
44-year history. Moreover, the weaknesses among the leading indicators
continued to be very widespread. The Conference Board LEI for Japan now
stands at 68.8 (2004=100)

Debit Card Direct Mail Takes-Off in Q1

A new consumer survey reveals 43% of adults say they’re using debit
cards more and credit cards less because of the recession. Another fifth
of Americans told Mintel they’re relying less on both debit and credit
cards as they reduce spending. Overall, 83% of survey respondents report
having changed their spending habits due to the economy. In the first
quarter, credit card issuers cut solicitations in half, reducing mail
volume 49% from the fourth quarter. Mintel Comperemedia estimates U.S.
card issuers sent fewer than 500 million offers in the first quarter,
the lowest quarterly total recorded since 2000. But, the number of debit
card mail offers nearly doubled from the fourth quarter, while checking
account solicitations grew by 29%.

Pace of Deterioration Begins to Slow

U.S. consumers fell past due and defaulted on their credit cards at
record rates again last month, although the pace of deterioration showed
signs of slowing. Fitch’s “Prime Credit Card Chargeoff Index” increased
48 basis points to 8.89%, the second consecutive record high. Chargeoffs
have risen 18% since the beginning of this year and are now 44% above
year earlier levels. Fitch’s “Delinquency Index,” which tracks
receivables greater than 60 days past due, posted its fourth consecutive
record level rising to 4.44%. This reflects a increase of 11 basis
points, the smallest monthly increase in the last five months, during
which time delinquencies have risen 35%. Fitch’s “Monthly Payment Rate
Index” improved to 17.79% from 16.83%, primarily as a result of seasonal
normalization.