Fortumo has launched a voucher management platform for the sale of digital goods. The platform also supports running marketing campaigns, enabling the vouchers to be used for cross-platform license management for other accounts and user acquisition.
Data leaks and phishing attacks continued unabated. Account information (40%) was the primary target of hackers in 2014, followed by credit card information (20%). The United States was hit harder than any other country when it came to data breaches.
Bank of Tokyo-Mitsubishi UFJ (BTMU) has implemented VASCO’s two-factor authentication solutions to protect retail banking customers accessing the bank’s online banking services.
Delivering a personalized, distinctive banking experience to Bellco Credit Union, Diebold, Incorporated worked in tandem with Bellco to design the credit union’s new Stapleton Branch located in Denver. The technology-based branch enables members to conduct efficient, self-service transactions on one of three deposit automation-enabled Diebold Opteva® Branch Performance Series™ in-lobby teller terminals, all the while encouraging a more personal interaction between members and branch staff.
Diebold will upgrade First Federal Bank of Louisiana’s Opteva automated teller machines (ATMs) to run on the Windows 7 operating system. The upgrade, along with Diebold’s installation of Agilis 3 software and new Encrypting PIN Pads (EPPs) on the bank’s ATMs, will help the bank comply with the latest PCI PTS version 3.1 security requirements. The bank is migrating all of its ATMs to Windows 7 to comply with PCI requirements for maintaining up-to-date security patches and avoid the need for additional compensating controls or custom XP support. First Federal Bank of Louisiana’s fleet includes 22 Diebold ATMs, most of which feature deposit automation technology for envelope-free check deposits. Diebold will replace two outdated terminals with new Opteva ATMs and update operating systems, software and hardware on the other terminals.
Capital Bank has partnered with Diebold, Incorporated (DBD) to standardize its ATMs and support services. Diebold installed 170 Opteva ATMs, 100 of which feature deposit automation capabilities along with comprehensive integrated services to manage the fleet. Through multiple acquisitions over the past two years, the bank’s network included ATMs from several manufacturers that were supported by various vendors. Capital Bank recognized it would be best served by a single source for the delivery and management of its ATM fleet. Through its ATM Endpoint Protection by Symantec™ and software deployment service Diebold will maintain up-to-date anti-virus and operating system software, as well as security patches and provides 24/7 ATM status monitoring, notification, remote diagnostics and failure resolution to keep Capital Bank’s ATMs up and running.
Diebold is now supporting Argenta’s entire self-service network of more than 200 “Opteva” ATMs. Argenta’s specifications included the renewal of embedded software on its ATMs, the transition of the bank’s systems to support an Internet Protocol-based (IP) network and monitoring support for the entire network. One of the most important requirements was to ensure the OLTB (On Line To the Bank) protocol exchange between terminals and servers, which is specific to Belgium and allows real time updates of transactions. Diebold’s Belgian management center will provide Argenta with outsourced network monitoring. This service includes maintaining up-to-date anti-virus software on Argenta’s terminals using ATM Endpoint Protection by Symantec™ and confirming all programs have the latest security patches using Diebold’s software deployment service.
Oberthur Technologies partnered HID Global, offering capability to support “Seos” digital keys on NFC-enabled smartphones. The partnership enables the Seos digital keys applet to be embedded in Oberthur Technologies NFC SIM cards, making it possible to use NFC smartphones for a wide range of applications that typically reside on smart cards. Oberthur Technologies´ dragonFly product family is a new generation of NFC SIM cards that combine speed and include best-in-class certifications (Common Criteria EAL4+, MasterCard, Visa, MIFARE DESFire™) and integrated anti-virus protection. The solution supports key applications driving NFC deployments such as transport, payment and access control. It also supports applications that facilitate a more convenient user experience, such as the use of a mobile phone for hotel check-in and hotel room access.
Oberthur Technologies has been selected by Advanced Info Service telecom operator to provide “MIFARE DESFire” secure, contactless technology embedded in an NFC SIM card. The NFC SIM card with embedded MIFARE DESFire™ technology, DragonFly, is being launched for the first time in Asia with AIS, and will enable a mobile phone to be used as an e-purse to pay for public transportation and goods in Bangkok. Service users can also directly top-up credit on their SIM card and check both their balance and transaction history using their mobile phones. This new generation of NFC SIM card, boasts increased speed, security and convenience as well as best-in-class certifications and an integrated anti-virus. The dragonFly also allows rich applications to be embarked on the SIM.
Presidio Bank is set to offer its clients IronKey “Trusted Access” to help prevent identity theft, online account takeover, and payments fraud. The “Trusted Access” platform allows the bank to meet and exceed the new Federal Financial Institutions Examinations Council (FFIEC) guidance, with which all financial institutions must comply in 2012 to reduce the risk of online banking fraud.
According to real-time research from SpyEye Tracker(1), today’s anti-malware software fails to detect crimeware at least 75 percent of time. The Anti-Phishing Working Group (APWG) estimates that 39 percent of all computers are infected with financial malware designed to steal personal and account information. As a result, online banking account takeovers are growing at a rate of 150 percent each year, based on research published by FS-ISAC (Financial Services Information Sharing and Analysis Center).
PAY.ON AG global payment processing switched all operations to its new central data. The performance concept of the new processing hotspot goes beyond today’s industry standards. It features interconnected redundant hot spares between two ‘Tier 3+’ data centre units for state-of-the-art high availability, highest processing performance, as well as free scalability and flexibility thanks to state-of-the-art virtualisation. Internationally applicable PCI-DSS v2 and ISO 27k standards provide the highest degree of data security as well as best risk protection through the use of a DDOS mitigation solution. Connected to London as the most powerful Internet hub in Europe, payment providers now have a processing infrastructure at their disposal that covers every requirement and dimension of modern payment transactions. PAY.ON services are hosted on architecture completely virtualised and thus seamlessly scalable at all times.
How people choose their ATM and debit card personal identification numbers (PINs) could predict how easily their accounts may be struck by fraud, according to a recent security study. That’s one reason why PULSE, one of the nation’s leading debit/ATM networks, recognizes ATM & Debit Card Safety Awareness Month each June. “It’s no secret that…