NCR consumer transaction technologies announced Wolfgang Kneilmann as the new VP for it financial services line of business in Europe. Having started his career at NCR, Kneilmann worked in various sales and management positions for more than 11 years. In 2001, he joined Swissrisk AG, a European software specialist, as a member of the management team. He oversaw sales and marketing for banking-specific software solutions from 2001 until early 2007. In March 2007, he returned to NCR to become managing director for Germany, Austria and Switzerland.
Sybase 365 mobile messaging and mobile commerce services has expanded its mobile commerce offering with version 3.0 of Sybase “mBanking 365” mobile banking platform. This is designed to enhance functionalities and simplify deployment. It offers iPhone support for Consumer Retail Banking and provides an mBanking iPhone application for Corporate Banking-specific Treasury management. Sybase “mBanking 365 3.0” includes device detection and features Multi-Channel mBanking: SMS, mobile browser and rich-client; an exclusive iPhone app for Corporate Banking-specific Treasury management workflows for Positive Payment decisioning, ACH release, Wire release, Corporate Account Activity Alerts, and mobile phone optimized Cash Management reporting.
German retail bank Postbank has successfully gone-live on the SAP
Payment Engine application. The SAP Payment Engine application offers a
single payment operations
platform to streamline all payment processes across a bank, and
standardizes interfaces to surrounding applications in order to allow the
creation of a central payments hub. The SAP Payment Engine application is
based on the SAP NetWeaver technology platform, unifying application
infrastructure and integration components. SAP NetWeaver is compatible with
banks’ existing IT infrastructure, easing integration and consolidation.
The platform is based on industry standards like XML, Java and Web
Services, and can be integrated with commonly used technologies such as
Microsoft .NET and IBM WebSphere. Postbank is a long-time SAP customer
and the first customer to
implement SAP core banking solutions. Its subsidiary Betriebs-Center fur
Banken AG (BCB) is the largest payment transaction firm in Germany,
servicing four out of Germany’s five biggest banks and has a market share
of over 20%.
Paris-based LCL has implemented the Nexus “SoftwareDeveloper” and “Self-Service” versions of the “INvolve” middleware in order to port and upgrade its automated teller machine software solution. Nexus provided LCL with migration services that accelerated integration of the application into the open-standard “INvolve” middleware. LCL’s existing self-service ATM software solution was based on a LCL proprietary application specific to each manufacturer and implemented on
the DOS and Windows NT operating systems. The “INvolve” family of cross-channel client middleware can be used in either single or multiple channel solution architectures to connect financial services solutions to multiple and varied sets of more than 300 banking-specific devices used with branch teller workstations, kiosks and ATMs.
UK-based cashless payment specialist, CreditCall Communications, has partnered with North Carolina-based Nexus Software to create an “EMV Level 2” compliant solution for Nexus’ “INvolve” family of middleware and its more than 90,000 installations worldwide. The product, known as “EmvX”, is based on the “CreditCall CardEaseEMV” certified smart card transaction processing engine, which provides a straightforward means for financial institutions and payment machine operators to upgrade almost any existing Windows-based payment terminal, whether operating attended or unattended, to accept and process EMV cards. The “EmvX Toolkit” is aimed primarily at payment system developers.
Nexus Software, Inc., a provider of cross-channel client middleware for financial services delivery, announced a strategic alliance with Bristol, U.K.-based cashless payment specialist, CreditCall Communications, to create an Europay/Mastercard, Visa Level 2 compliant solution for Nexus’ INvolve(R) family of middleware and its more than 90,000 installations worldwide.
Through this alliance, CreditCall’s EmvX(TM) toolkit now fully supports INvolve and will facilitate a rapid and cost-effective path to full EMV compliance for any machines that utilize the INvolve single or cross-channel solution. The product, known as EmvX(TM), is based on the CreditCall CardEaseEMV(TM) certified Smart Card transaction processing engine, which provides a straightforward means for financial institutions and payment machine operators to upgrade almost any existing Windows(R)-based payment terminal, whether operating attended or unattended, to accept and process EMV cards.
“We recognized that the Nexus INvolve platform was innovative as well as trusted and that it was important to support it in our EmvX product,” said Nick McGarvey, managing director of CreditCall. “Given that both products are based on the same Microsoft(R) COM architecture, there was technical synergy from the outset.”
Europay International, Mastercard International and Visa International joined together in 1999 to create EMVCo, LLC. According to the company, it oversees the EMV Smart Card Specifications for Payment Systems as chip cards become more accepted and used worldwide. Mandating compliance with EMVCo specifications, guarantees that single terminal and card approval processes will develop along with cross-channel payment systems, so one does not outgrow the other.
The EmvX Toolkit is aimed primarily at payment system developers, giving them a powerful suite of software tools to allow EMV Level 2 compliance to be added to existing Microsoft Windows applications with the minimum cost and development time. By adding it to the INvolve family of cross-channel client middleware, Nexus connects financial services solutions to multiple and varied sets of banking-specific devices used with branch teller workstations, kiosks and automated teller machines (ATMs).
“As European financial institutions approach the 2005 EMV deadline and other financial companies around the world begin to adopt the standard, it was important that Nexus work with CreditCall to develop an efficient and cost-effective EMV solution,” said Robert Usner, marketing director for Nexus Software, Inc. “The INvolve family of products and EmvX compliance toolkit together provide a complete EMV-ready platform for any ATM or Smart Card solution.”
INvolve 3.2 is available immediately to existing customers and evaluation versions are also available. EmvX is a free download from CreditCall’s EMV Web site. The Trialware download includes a PCSC driver for any standard EMV Level 1 compliant card reader that supports PCSC.
About CreditCall Communications Ltd.
Founded in 1996, CreditCall Communications, a provider of credit and debit card-based solutions for the cashless society, is a major UK supplier of payment solutions for diverse applications including in-room card-based telephony solutions, Pay & Display car parking, E-TopUp, Vending, Ticketing and Pay TV.
CreditCall invests heavily in research and development and aims to provide facilities, which will allow any machine or device to be enabled to accept cashless payment, either via credit, debit, or micro payments.
For more information about CreditCall products and services visit www.creditcall.com. For more information on CreditCall EmvX visit www.emvx.co.uk.
About Nexus Software
Nexus Software is the world-leader in cross channel client middleware and related products and services for financial services providers that connect any solution to any device in any channel from any vendor. Nexus Software XFS standards-based, vendor neutral solutions are installed in more than 90,000 ATMs, Kiosks and Branch teller stations at over 580 financial institutions around the world. Nexus Software is headquartered in Raleigh, N.C., USA, with development offices in Portsmouth, England and Edinburgh, Scotland.
For more information on Nexus Software products and services, visit the company’s Web site at www.nexussoft.com.
MBNA reported that managed loans in Europe increased 45% during the second quarter to $14.5 billion while managed loans in Canada grew 43% to $3.2 billion. During the second quarter MBNA added 460,000 new accounts in Europe and 260,000 in Canada, a 50% increase over the second quarter of 2002. The card issuer also added 16 new affinity programs in Europe, and 46 new affinity programs in Canada, during the quarter, according to CardFlash International. To-date, MBNA has 910 card programs in Europe, and 510 card programs in Canada. In April MBNA announced plans to market credit cards and related products in Spain through offices located in Madrid. Spain is the fourth international market entered by MBNA preceded by the United Kingdom, Ireland, and Canada. Since operations began in Spain the issuer has signed 29 affinity programs in the country.