Mobeam and ProLogic have forged a strategic partnership to enable the processing of digital coupons on mobile devices, through which the companies will be working to integrate their technologies for digital coupons on consumer mobile devices and their redemption at point of sale. Combining mobeam’s light-based beaming technology and ProLogic’s Digital Coupon Clearing solution will create a completely digitized coupon system for consumers and retailers. Mobeam’s technology makes digital coupons and other content presented on a mobile device universally scannable by every point-of-sale (POS) system. ProLogic’s exclusive Digital Coupon Clearing solution will ensure optimal processing speed and accuracy at the lowest cost for retailers and brands, completing the purely digital coupon process.
United Bankers’ Bank (UBB) has implemented the Aptys PayLOGICS “Active Archive” and “Image Exchange” modules. With the ability to integrate seamlessly with the bank’s existing infrastructure, PayLOGICS enables UBB to house all transactions and historical data in one location. ACH and other transaction details are on a single cloud-based archive, the Active Archive module gives UBB a centralized view of all customer payment activity.
Chili’s chain restaurant throughout Indiana installed TableTop Media “Ziosk” pay-at-the-table touchscreen devices for its consumers’ use. To alleviate the biggest complaint from guests in restaurants – not being able to pay their checks and leave when they are ready- “Ziosk” is the digital entertainment and pay-at-the-table device lets users see featured items, play games, watch movie trailers, sign up for e-clubs, order desserts, take surveys and pay on demand when they are ready to depart. Ultimately, this eliminates the frustration of waiting for a busy server, letting customers simply pay with credit, debit and gift card payment options and leave.
Springfield-Ill.-based Marine Bank and two affiliate banks, United Community Bank, Oakwood and Schuyler State Bank, Rushville, have signed a multi-year contract with Computer Services, for the full suite of CSI products and services, including core processing, item processing, card services and risk management solutions. Marine Bank ($580 million in assets) has been a CSI customer for two decades – a testament to both the service provider’s technology and customer service. The “NuPoint Portal” is a comprehensive core banking suite delivered via service bureau and supported by solution customization and training. By leveraging CSI’s infrastructure, resources and expertise, the banks eliminate the investments in hardware, software, and people associated with in-house systems; CSI Item Processing Solutions includes branch capture, remote deposit capture and complete mailing services including statement and notice rendering; CSI Card Processing is online/fully integrated solution to CSI NuPoint, including ATM terminal driving, 7/24 monitoring, fraud prevention and card access to regional and national networks; Risk Management Solutions, which includes iMonitor, a fraud prevention solution that detects potential money laundering by monitoring customers, accounts and transactions to identify high risk customers and electronically report suspicious activity.
A new survey commissioned by State Farm found that even though 51% of
women ages 25-65 are concerned about their financial future,
only 19% have reported making major changes to their
financial planning. Thirty-one percent conducted research, but
ultimately didn’t do anything
differently, and 38% only made small changes with little or no impact
on short- or long-term financial performance, such as moving money from
checking to savings accounts. When women look for financial guidance,
they don’t always seek out
expert advice. The survey also found that 18% turn to their parents ,
15% to friends and 12% to spouses for financial advice and may not be as
likely to seek the guidance of professionals like insurance agents (7%) or
accountants (5%). More than 42% find going to the dentist less
excruciating than talking to their spouses about their daily finances
and 32%of women report only having
enough money in their savings to cover one month or less of expenses.
While 79% women feel it’s important to be adequately prepared for the
future; however, 38% suspect they’re falling short,
worried that they haven’t done enough to secure their financial futures.
IL-based Freestar has signed a three-year agreement with Moneris for credit card processing services and will participate in Moneris’ “Referral Bank” program. Under the agreement, Moneris offers Freestar the opportunity to provide advanced point-of-sale technologies, wireless payment processing and electronic bill payment to its business customers. Moneris Solutions, Inc. (www.monerisusa.com) has a 30-year history as one of North America’s largest electronic transaction processors, delivering advanced payment card processing capabilities through point-of-sale hardware, payment processing software, e-commerce solutions and a gift and loyalty program. Freestar Bank, headquartered in Pontiac, IL, is an independently owned community bank with assets of $ 270 million.
San Diego-based Systech has teamed with Kahuna ATM Solutions to resell Systech’s dial-to-IP converters for ATMs. Systech Internet Payment Gateways convert dial-up payment transactions to high-speed IP transactions. The gateways connect both legacy and new ATMs to Kahuna-sponsored processing hosts over the public Internet using secure SSL IP protocols. No changes are required to the installed ATM software dial applications. Merchants with existing, private IP networks can also use the Systech/Kahuna solution to convert and re-route dial transactions through existing WAN links.
Global Cash Access recently signed 26 gaming establishments for its “Casino Cash Plus 3-in-1 ATM” and “QuikCash” cash advance terminals. The Casino Cash Plus 3-in-1 ATM offers patrons a quick way to access cash through ATM cash withdrawals, point-of-sale (POS) debit card transactions and credit card cash advances with patented 3-in-1 rollover functionality. One of GCA’s most popular ATMs, the Casino Cash Plus 3-in-1 ATM, provides convenience to casino patrons and revenue potential to casino operators. Available in kiosk, countertop, wall-mount, free-standing and handheld models, QuikCash terminals can be installed virtually anywhere in a gaming establishment.
Simon Property Group is introducing giftcards for Indiana University and Purdue University. IU and Purdue fans can show their team spirit by simply flashing their Simon IU or Purdue Giftcards. A portion of the proceeds from sales will go to support scholarships from the IU Varsity Club and the General Scholarship Fund at Purdue University.
Bankrate recently expanded its research to 407 distinct American markets and in 310 product categories. Consumers can access rate information and advice on banking products such as auto financing, credit card rates, CD rates, home equity loans, mortgage refinancing, and mortgages through Bankrates’ website and newsletter.
Fiserv has launched the “Fiserv Clearing Network,” a venture that eventually will offer clearing and settlement services to all of Fiserv’s 1,700 check-processing clients through an agreement with United Bankers’ Bank of Bloomington, MN. The Fiserv Clearing Network also will offer transit-clearing services to United Bankers’ Bank customers, accept co-mingled cash letters of items drawn on Fiserv clients, and improve the return item process. United Bankers’ Bank provides lending, investment and depository products coupled with consulting services designed to meet individual community bank needs. Fiserv, Inc. provides industry leading information management systems and services to the financial industry, including transaction processing, outsourcing, business process outsourcing and software and systems solutions.
U.S. Bank last week named the winners in its “U.S. Bank’s Comin’ Up Roses ATM Sweepstakes” which awarded a $25,000 cash Grand Prize and also awarded four customers and two employees a free trip to the “Rose Bowl Game” and the opportunity to ride on the U.S. Bank float in the “Rose Parade”. The Sweepstakes took place from Sept. 22, 2003 until Nov. 7, 2003. All U.S. Bank branches in the bank’s 24-state footprint participated. The winners of a trip to the Rose Bowl Game and the Rose Parade are: U.S. Bank customers Keith Backer, New Rockford, N.D.; Bob Johnson, Aloha, Ore.; Pamela Dedrick, Bloomington, Minn.; and Jason Skinnor, Columbus, Ohio. U.S. Bancorp with assets of $189 billion, is the 8th largest financial services holding company in the United States. The company operates 2,201 banking offices and 4,506 ATMs, and provides a comprehensive line of banking, brokerage, insurance, investment, mortgage, trust and payment services products to consumers, businesses and institutions.