Apple Pay is now live in the UK, and MasterCard has announced it will offer its cardholders immediate access to the new service helping them to use their cards where and how they want with a seamless experience.
MasterCard will offer its customers access to Apple Pay, which is transforming mobile payments with an easy, secure and private way to pay, when it launches in the UK.
Visa Europe will offer Visa debit, credit and reloadable prepaid cardholders access to Apple Pay, a new service that looks set to transform mobile payments with an easy, secure and private way to pay when it launches in the UK this July.
Visa Europe has launched a new marketing campaign to drive further adoption of contactless as it becomes the everyday way to pay. Currently, there are nearly 40 million Visa contactless cards in the UK and over 300,000 contactless payment terminals.
Albron independent caterer is deploying biometric and contactless payments in its restaurants through its partnership with Equens. The Equens “Snel en Simpel Betalen” [Quick and Easy Payments] is designed to offer speed at the cash register and payment convenience for shorter waiting times and eliminates the inconvenience of topping up and checking your balance. Guests at client restaurants can now choose whether they wish to pay biometrically (using their finger) or contactlessly (using a Near Field Communication debit card).
Visa Canada announced that the roster of Visa payWave-enabled merchants continues to grow, enabling Canadians to make secure, more convenient transactions and experience fewer and quicker line-ups when buying a cup of coffee, a bite to eat or other every day purchases.
In recent months, an increasing number of new merchants have signed up to receive the advantages of Visa payWave. Using their Visa payWave-enabled cards, Visa cardholders can shop at some of Canada’s most popular merchants, including SUBWAY, Second Cup, The Jean Coutu Group, Country Style and Coffee Time. Visa issuers have also embraced contactless technology. TD Canada Trust and RBC Royal Bank value the convenience, security and speed of Visa payWave and are actively issuing Visa payWave cards to their customers. By the end of 2010, it is expected that there will be several million Visa payWave cards in the Canadian market.
SCM Microsystems will be unveiling its new “SCL3710” USB Dongle
NFC Reader for the use of contactless applications over a mobile
platform. The “SCL3710” is set to be launched at the Annual Cards
Asia Conference in Singapore, supports NFC technology contactless
payment links on mobile phones/PDAs with computer/web applications
for secure payment, banking and other financial applications. Furthermore,
the new solution allows merchants to communicate with NFC devices to
support transactions. SCM Microsystems provides digital content/services
through its range of smart card reader technologies over multiple platforms
and is headquartered in Ismaning, Germany.
Banco Santander Santiago has signed agreements to implement Wincor
Nixdorf software for 320 ATMs. This brings the total number of Banco
Santander Santiago ATMs using Wincor Nixdorf software to 1100,
expands their software presence in Latin America, and will be complete by
December, 2007. This development is also consistent with the bank’s
goal of reducing teller-window traffic by allowing customers to do more
self-service banking with the machines, which will use contactless card
readers. Also, for public transportation fares, customers can reload their
fare cards for use on local trains, subways and buses. With 350 branches
and 8000 employees, Banco Santander Santiago has an installed base of
1700 ATMs in Chile.
The sign of things to come has been developed by MasterCard. An instructional symbol for “PayPass” contactless transactions is being offered to the payments industry to help consumers understand the new way to pay. MasterCard says recent research revealed that consumers consistently requested an instructional symbol that would help them quickly understand both how to properly hold the card or device and where to tap it on the payment terminal. The symbol clearly depicts bringing the card or device into contact with the reader at the spot where the radio frequency signal is strongest. The read of the card or device begins at about four centimeters above the reader. MasterCard has been at the forefront of contactless payments in USA after successfully conducting several pilots of “PayPass” in Orlando and Dallas. In August, McDonald’s inked a deal to accept MasterCard “PayPass.” Participating McDonald’s restaurants in Dallas and the New York metropolitan area will implement “PayPass” later this year, with additional locations to be added in 2005. McDonald’s will eventually accept “PayPass” nationwide. (CF Library 8-18-04)
The definition of technical standards for GeldKarte terminals in cigarette machines was the occasion of a meeting at the “Heinz Nixdorf Museum Forum” to which ORGA Kartensysteme GmbH had invited well-known machine, terminal and software vendors and the Bundesverband Deutscher Tabakwaren-Groh¤ndler und Automatenaufsteller e.V. (BDTA = Federal Association of Tobacco Wholesalers and Automated Machine Installers). The main concern of the participants at the conference was to promote payment with the German electronic purse i.e. GeldKarte, especially at cigarette machines.
“The advantages are obvious as payment will be made quicker and easier for customers. You no longer need to have the right change, breaking open the machines is pointless and in the long term rationalisation is possible due to the reduced need to handle coins,” stated Klaus Ott, the sectional head of the BDTA.
Around 1000 machines accepting payment by the GeldKarte will be installed nation-wide in August this year as part of an acceptance test. “At the moment, Germans are still too much in love with cash,” regrets Ott. But he continued by pointing out that the future is clearly in payment by card and that this was already a matter of course for the young generation. The electronic cash cycle is simple: the person who fills up the machine unloads the electronic cash with an MDE (mobile data entry terminal). Data is transferred contactlessly by infrared. In this way, it is possible to determine immediately how much normal cash and how much electronic cash should be in the machine. This amount is then tallied with the cash in the machine and the number of cigarette packs withdrawn. The MDE transfers this data daily to a PC of the machine installer. The PC detects the data for the electronic cash and sends it by modem to the various bank clearing centres. The amounts are then credited to the account of the machine installer within 24 hours.
ORGA Kartensysteme GmbH is one of the pioneers and market leaders in the smart card industry. It is jointly owned by Bundesdruckerei, Berlin, (74.9%) and DETECON GmbH (25.1%). With subsidiaries, sales offices and joint ventures in Great Britain, France, the US, Russia, China, South Africa, the United Arab Emirates, Denmark, Brazil and Singapore, ORGA enjoys a worldwide presence. In 1998, ORGA’s 845-strong workforce generated sales of DM 302 million.
For more information on ORGA, please visit our web site at [www.orga.com]