MasterCard QkR payment app follows the recent successful pilot. The mobile payment app allows parents to pay for school meals, contribute to fundraising initiatives as well as purchase school uniforms and other items via their mobile device or tablet. The Qkr payment app promises to significantly decrease the administrative burden of cash transactions for schools, and give parents greater control of their spending. And by allowing parents to pay for these items remotely, primary school children are no longer having to carry significant sums of money to and from school – a growing headache for parents everywhere. This technology marks an important step forward for schools everywhere and that the project should act as a template for the kind of mutually-beneficial partnerships that schools can make with private enterprises.
Maxa Technologies mobile computing partnered Hoeft & Wessel to make available “skeye.dart” on Android version 2.3.6 (Gingerbread). Its open-source platform offers developers and OEMs flexibility for bespoke work and customisation and provides “skeye.dart” in an enhanced version with roughly one third improved computing power, RAM twice as high, and faster UMTS/HSPA mobile telephony connection. The mobile computing device provides a future-proof platform for the most demanding applications.
SIX Card Solutions, part of SIX Group and a leading European payment processor, and PayLife cashless payments completed its migration of merchant-related systems and debit cards. The project began in April 2008 after PayLife decided to abandon its long-term proprietary processing platform and assigned SIX with the processing of its debit cards, ATMs and POS terminals. SIX and PayLife started a migration project that included extensive customisation to meet the specific requirements of Austrian cashless payments. SIX’s state-of-the-art acquiring and issuing processing platform has been handling all payments made with Austrian Maestro debit cards and transactions conducted at PayLife POS terminals since October 2011. The phased migration spanned three and a half years and a total effort of 180 person years, highlighting the scale of the project. All cash withdrawals and related transactions through the Austrian ATM network (Bankomat), which includes approximately 7,600 cash machines, were already being processed by SIX since March 2011.
Banco Popular de Puerto Rico (BPPR) will be implementing the Logica “All Payment Solution” (LAPS) to deliver central payments processing for its US Federal Reserve and SWIFT-based payments, anti-money laundering detection and financial messaging. The “LAPS'” scalability enables compliance with new regulations and addresses the changing needs of customers. The payment services hub increases automation levels, enabling real-time and more streamlined payments processing to improve customer service level and drive down operational costs. Logica will work with Banco Popular’s local IT implementation partner, EVERTEC to provide solution deployment support.
TruMark Financial Credit Union launched its ‘Customize My Card’ card customization service through agreements with Serverside Group. TruMark customer cardholders without images of their own can now upload one from a number of galleries provided by TruMark Financial, including animals, sports and scenic. The credit union is not charging cardholders for the service.
Serverside Group, having been subject to a challenge in opposition proceedings, has been maintained without amendments to the claims in an oral hearing by the European Patent Office. A written decision is expected imminently. The Company’s first patent to come to grant was opposed by Gemalto, which dropped its participation and took a major investment in Serverside in 2009, and Dimpledough, currently defending a multiple patent suit claim from Serverside. The endorsement from the European Patent Office of Serverside’s earliest patent family follows a rigorous testing of the patent validity.
Bank of Georgia made available its ‘Love Card’ card customization service through the Serverside Group. Available across the bank’s debit and credit portfolios and costs GEL 15, ‘Love Card’ card customization is currently applicable to Visa Electron, Visa Classic, Cirrus Maestro and MasterCard cardholders. Being marketed through multiple channels, from adverts and editorial slots on the major TV stations, articles in the country’s leading magazines and newspapers, to web banners on Facebook and videos on YouTube, it allows cardholders to design their own images or choose an image from one of a number of galleries, including Nature, Dessert and Drinks, National Symbols, Sports and Animals.
The Royal Bank of Scotland Group launched its Sepa Direct Debits via “Bankline,” RBS’s online banking service for UK clients. With this, organisations no longer require multiple bank accounts or a range of complex payment instruments to make cross border collections across Europe. Harlands Services Limited are a leading Bacs processing company and have for sometime been seeking expansion opportunities across Europe. Until SEPA, trading in any country other than the UK meant that they would need to adopt the legacy SEPA Direct Debits processing system in each country, which was operationally inefficient and limited business expansion plans. Moving to SEPA has improved Esendex’s cash collection process in Europe and means they can now offer a SEPA Direct Debit solution throughout the region without the need to apply for local bank facilities.
Vindicia has upgraded its offering with invoicing and billing to support digital merchants in the enterprise software, Software as a Service (SaaS) and B2B markets with its “CashBox” billing solution. Optimizing customer retention and acquisition generating US$50 million in annual incremental revenue for its customers, digital merchants using CashBox to optimise “pre-pay” models, where customers pay in advance of using a service. CashBox supports merchants of all sizes while its new version lets them present an aggregated, itemised invoice to customers and enable its payment. This includes the ability to bill customers for multiple services simultaneously, and to collect for those services in a single payment.
Epson’s “TM-T88” single-station thermal POS printer has passed the milestone of more than 5.5 million units sold. Ideally suited for restaurant, banking and retail technology printing applications, the “TM-T88-series” POS printer has been an industry benchmark product for nearly 14 years. The POS printer is the number one receipt printer sold worldwide, giving Epson the largest market share of more than 50%1 of the thermal POS printer segment. It also saves electricity and holds the ENERGY STAR2 comliance and boasts the best grey level graphical printing of any thermal printer.
WorldPay global payments provider is set to acquire Envoy Services alternative payment solutions to eCommerce merchants worldwide for an undisclosed terms. Envoy is a UK FSA-regulated global payments service that offers single point access to popular local payment and collection services worldwide. The company provides international eCommerce merchants with the broadest coverage for alternative payment acceptance through a global network of over 200 local bank accounts and 40 alternative payment services as well as a leading fraud screening service. The company is headquartered in London.Following the acquisition, Envoy will continue to operate its current business model, and the existing Envoy management team will join the senior leadership of WorldPay’s eCommerce business unit.
Bell ID has officially unveiled its “Bell ID EMV Token Manager” web based solution which coordinates and simplifies the management of any type or combination of EMV token deployment, including contact, contactless and dual interface cards as well as the option to support contactless applications in NFC enabled mobile phones. The redesigned successor to Bell ID’s “ANDiS4EMV” smart card management system draws on the company’s experience with banks and other chip & PIN card issuers worldwide. The “Bell ID EMV Token Manager” is responsible for performing data preparation for any EMV or chip payment application and for managing the entire lifecycles of an EMV token, its associated applications and related cryptographic keys. It enables issuers of payment applications to simply and quickly migrate to EMV and to enhance the functionality of their existing EMV deployments.