Cypress Semiconductor announced Ezetap mPOS solutions is using Cypress’s “CapSense Express” controllers in the world’s first capacitive-touch-based PIN-pad in its new MPOS device. The CY8CMBR2016 matrix keypad solution provides the Ezetap MPOS device with a durable user interface, helping it to pass all of the stringent EMVCo and PCI global certifications required for PIN entry devices. Consumer electronics and home appliances have rapidly been transitioning from mechanical buttons to capacitive touch controls. The EMV and PCI certifications are extremely strict due to the need to protect customer PINs against a broad range of attacks, while ensuring compatibility across a range of payment cards. Ezetap was able to go from concept, to certification, to manufacturing in less than a year.
Mako Networks and AirTight Networks announced a reciprocal agreement to bundle Mako’s network management system and AirTight’s Wi-Fi technology from the PCI SSC North American Community Meeting. The joint solution offers sophisticated yet easy-to-use cloud management ideal for distributed enterprises, coupled with powerful Wi-Fi retail analytics and end-to-end PCI DSS compliance. A Mako network appliance connects the site to the Internet using a broadband connection. As the conduit for all Internet traffic, the Mako System is able to collect information about network usage at the site, which is populated into a Central Management System (CMS) that can be accessed by administrators from a simple web interface, with detailed reporting on the network activity across their distributed enterprise locations. Retailers can integrate social media channels with AirTight’s customisable guest Wi-Fi portals to engage with in-store customers, encourage them to opt into marketing programs and reach out to them via geo-marketing campaigns, such as coupons or special offers. Built-in Wi-Fi analytics deliver insights into customer behavior and trends.
Digicash m-payment App that enables clients of affiliated banks to use their smartphones to pay directly from their bank accounts. With P&T Luxembourg (www.pt.lu) as the second bank to offer Digicash as of July 2013, this mobile payment product is now available to more than 60% of Luxembourg’s consumers. Digicash was first launched with Luxembourg’s largest retail bank BCEE in November 2012. On the payer’s side, the product is available as an App for iOS and Android smartphones through participating banks. Payments are made via SEPA Credit Transfers from the payers’ bank accounts using existing interbank channels (STEP2). Digicash is not only suited for payments of small amounts: the default spending limit is set at 2,500 € per transaction and per week. Digicash offers a multi-bank mobile payment solutions in Europe to be fully operational. It relies on the strong, trusting relationship between consumers and their retail banks regarding everyday payment services and tools. The direct link to customers’ current accounts and the easy-to-use sign-up process ensure maximum convenience.
Shopify ecommerce platform announced its Shopify POS system designed to let anybody easily sell in-store in addition to online. Shopify POS marks a new frontier for Shopify as they branch out from helping people create ecommerce stores, to helping people run and grow businesses across all levels of commerce. Shopify POS uses the same easy-to-use online store management system as its ecommerce platform, allowing merchants to manage all aspects of their business from one place. They can add a product or update inventory on one side of the system, and it is instantly updated across the board – creating an organized, seamless integration between selling online and selling in-store.
Global technology company NCR Corporation (NCR) has won a new automated teller machine (ATM) order of more than 500 units from ATMU (China) Technology Co. Ltd (“ATMU”), the largest ATM cooperation operator and service provider in China. The order includes NCR SelfServTM ATMs with cash dispense, deposit and cash recycling functions, which will help ATMU’s bank customers, especially small-to-medium sized banks, to deliver a better customer experience. Since 2008, NCR has won volume ATM orders from ATMU totaling more than 9,200 units. ATMU owns and operates its ATM network through a profit-sharing model with cooperated banks. This cooperation model allows banks, especially small-to-medium sized banks in China, to avoid making separate investments in dedicated ATM fleets.
TransCentra announced that it has been selected by North American Power, one of the nation’s fastest-growing retail energy suppliers, to manage its billing and payments processing. The end-to-end, multichannel billing and payments processing solution will integrate services across the business, enabling North American Power to simplify and enhance billing and payment communication methods for more than 250,000 customers, while driving operational efficiencies. With operations currently in 11 markets, North American Power sought a solution that would transform its billing and payments model, meet regulatory compliance requirements in new markets, and provide the tools to address customer needs quickly and efficiently. TransCentra’s payment processing services include paper and electronic lockbox service, payment data management, A/R file consolidation and generation, and more.
Chase Paymentech merchant acquirer, payment processor and subsidiary of JPMorgan Chase announced the launch of “Chase Checkout” – solutions to help merchants seamlessly accept payments however they do business: in store, online or on the go. Merchants can now securely and efficiently accept card payments from their smartphones with the new Chase Mobile Checkout app and encrypted card reader. Chase Checkout helps merchants accept debit and credit card payments effectively and securely, whether a card is swiped on a merchant’s Apple® or AndroidTM-enabled smartphone, entered online or provided at a retail location. Chase Checkout gives merchants the convenience of working with one trusted provider – with integrated reporting, 24/7 live U.S.-based customer support and a commitment to security- when they accept payments Mobile Checkout; Retail Checkout; and Online Checkout. Chase Mobile Checkout is ideal for merchants who are interested in growing their business by taking payments wherever their business takes them.
First Southern Bank is pleased to announce that it has selected transmodus to provide remote deposit capture with its check process automation functionality to its business clients. The transmodus check solution allows First Southern Bank’s clients to utilize one comprehensive system that handles the entire cycle of check processing. With the transmodus solution, a client simply scans a check from his/her location using a remote scanner, and the deposit is processed. The client receives automatic notifications, custom reporting and can monitor every step of the deposit 24/7/365 in real-time.
Moneris Solutions and TouchBistro, a leader in providing innovative restaurant management solutions, announced that they have partnered to provide an iPad® payment solution with end-to-end encrypted processing for U.S. customers. Moneris will deliver a reliable payment processing system that integrates with TouchBistro’s point of sale and restaurant management tools. With this enhanced offering, TouchBistro customers can leverage the platform’s ability to increase operating efficiencies, integrating the payment solution with robust management tools that can be used table-side to run the entire restaurant operation.
American Express announced new technology capabilities to help make travel easier for today’s well-connected corporate traveler while also encouraging alignment with a company’s strategic travel and expense program. The capabilities announced today include a new platform that leverages social gaming mechanics to reward policy-adherent traveler behaviors; an integration with TripCase; a new capability that updates Corporate Card charges in near real-time so travelers can manage expenses on-the-go; and a new traveler-facing mobile interface for American Express’s duty of care solution, AX CONNECT.
American Express believes that incorporating gamification – an incentives-based approach using techniques from game design to motivate certain user behaviors – into travel management programs can prevent program leakage and therefore drive increased cost savings. Working with The Behavior Platform by Badgeville, a global leader in gamification and behavior management, American Express has created a pilot program that can be tailored to each company’s culture and travel program gaps. It uses social game mechanics to reward travelers for making decisions that fall within their company’s travel policy.
Adyen announced that Shuttle, its innovative payment solution enabling businesses to accept payments on-the-go from Android or iOS mobile devices at the point-of-sale (mPOS), is now available in 17 European countries following recent launches in Switzerland, Norway and Denmark. Shuttle became the first fully EMV (Europay, MasterCard, Visa) compliant mPOS device available in Europe last year, delivering payment acceptance via smartphones or tablets through a Bluetooth connection. The recent additions of Switzerland, Norway and Denmark, means that Adyen can now offer its mPOS solution in 17 European countries. Shuttle is also available in Austria, Belgium, Finland, France, Germany, Greece, Ireland, Italy, Luxembourg, The Netherlands, Portugal, Spain, Sweden and United Kingdom.
PULSE debit/ATM network and Paydiant cloud-based mobile wallet and offer redemption platform, are working together to provide an easy-to-use mobile commerce solution for PULSE participants. The Paydiant solution will enable PULSE financial institution and merchant partners to quickly deploy contactless payment and cash access functionality to better serve their mobile-minded customers. Paydiant’s mobile wallet platform is software-based and works with both new and existing smartphones – including iPhone® and Android™ devices already in the hands of millions of consumers. It also works with existing point-of-sale (POS) terminals used by participating merchants today without requiring new hardware.