EMV chip card payments consultancy FIME is the first to have its chip card personalization validation services and POS/ATM certification test platform approved by the Debit Network Alliance (DNA) under its recently established DNA Shared Debit AID certification program.
The Debit Network Alliance (DNA) ” comprised of 10 leading U.S. debit networks ” announced it is ready to deploy the DNA Shared Debit AID.
FIME and Thales are making a joint offering for the host card emulation (HCE) mobile services market. The partners have combined expertise to provide near field communication (NFC) service providers and issuing banks with a complete three-phase portfolio of functional and security consultancy and testing services.
FIME secure-chip testing locations are now accredited to deliver testing services for JCB’s J/Speedy mobile, and contact and contactless, products. FIME’s Global test tool is available for purchase as an off-the-shelf product for in-house pre-certification testing. Using FIME’s services to test JCB’s J/Speedy products enables mobile handset, USIM and dual interface card manufacturers to confirm that the application layer of their products meets the requirements laid out by the payments system for all forms of contactless payment.
FIME’s Japanese operation has been accredited as a MasterCard test laboratory for mobile handsets. FIME testing focuses on confirming the compliance and interoperability with the EMVCo Contactless approval process.
FIME testing focuses on confirming the compliance and interoperability with the EMVCo Contactless approval process. The ability to save time and money throughout the certification process is of great value to Japanese manufacturers. Vendors in the region can access FIME’s global expertise quicker than ever before and tap into our knowledge of the regional ecosystem’s variations and complexities in order to achieve this approval quickly and effectively.
GlobalPlatform, has qualified Fime’s ‘Global’ test tool, validating its ability to evaluate the functionality of secure elements (SEs) to support payment, telecom and identity applications. The tool is available for SE providers, mobile network operators (MNOs), and handset manufacturers, to purchase for pre-certification development testing, and as part of FIME’s laboratory testing service portfolio. GlobalPlatform test libraries have been added, including the Common Implementation Configuration, Secure Element Access Control and Secure Element Configuration. Additionally, the tool is qualified to confirm SE compliance to specifications outlined by the payment systems, with further libraries to be confirmed in the coming months.
EMVCo has approved Fime’s laboratory to its EMVCo Contactless Communication Protocol Specification. This accreditation means FIME Japan can support chip card and mobile device manufacturers with type approval testing of their products to the requirements defined by EMVCo. EMVCo is the EMV® technical body collectively owned by American Express, Discover, JCB, MasterCard, UnionPay and Visa. It accredits laboratories and qualifies test tools that in turn can support product type approval. This particular EMVCo contactless specification describes the minimum functionality required for operation and market interoperability of contactless payment cards and NFC enabled mobile devices.
Fime has been qualified by Visa to perform testing for its ‘contactless EMV analogue and digital’ specifications. This latest qualification supports handset manufacturers by enabling the leading payments consultancy and advanced testing provider to confirm compliance of near field communication (NFC) enabled mobile devices to the functional requirements laid out by the payment system. This after Visa accredited FIME EMEA laboratory to deliver Visa Mobile Payment Application (VMPA) testing to validate Visa payment applications on secure elements.
Fime, is helping Indian banks to reduce time to market for EMV readers and chip enabled debit/credit cards when seeking the MasterCard Terminal Integration Process (M-TIP) service by streamlining its processes and offering. The MasterCard chip testing processes are mandated to qualify that banks and financial institutions align to its requirements before chip products are deployed in the market. FIME, an independent service provider accredited to provide formal approval for MasterCard M/Chip™ services, has refined its offering to ensure the M-TIP service can be delivered quickly and efficiently to acquiring organisations in India. FIME’s SAVVI analysis test tool, along with test cards qualified by MasterCard, enables acquirers to debug and test the compliance of a contact, contactless and mobile payment acceptance terminal in preparation of formal MasterCard approval prior to market implementation.
Fime completed a period of consultancy and testing to validate Nabil Bank’s point of sale (POS) terminals and host acquirer platform infrastructure to UnionPay, MasterCard and Visa specifications. The host acquirer platform certifications, also completed by FIME, confirm that the bank’s infrastructure adheres to the functional standards set out by the three payment systems. These standards aim to ensure that POS terminals connected to the bank’s network are using the same ‘language’ to relay information. FIME is an EMV implementation partner, offering practical support and solutions to ensure banks can implement EMV effectively and successfully. Using the FIME SAVVI test analysis tool, with FIME test cards qualified by the payment systems, acquirers have the ability to debug and test the compliance of a payment acceptance terminal in preparation for formal approval and, ultimately, market implementation.More than 80 countries worldwide have adopted, or are adopting, EMV in order to increase transaction security, reduce fraud and enable cardholders to execute payments worldwide.
Fime expanded its services to offer PCI PTS allowing FIME to not only provide functional compliance for payment brand specifications, but also perform security evaluation for payment terminals and mPOS solutions against the PCI PTS requirements set by the PCI Security Standards Council. The service, in partnership with EWA-Canada, a laboratory accredited by the PCI Security Standards Council, will offer terminal manufacturers the security expertise required to achieve PCI PTS compliance. This includes source code and product design review, vulnerability analysis and penetration testing before products are formally approved by the PCI Security Standards Council FIME can also deliver testing for payment devices against Australian Payment Clearing Association (APCA) requirements and confirm that mPOS solutions meet the specifications outlined in the Visa Ready Program for mPOS.