MasterCard kicked off its “MasterCard Mobile Money Partnership Program” global initiative to help more than 2.5 billion financially-underserved consumers worldwide gain access to formal financial services through their mobile phones. In partnership with Comviva, Sybase 365 and Utiba, this will let consumers purchase goods and services via their mobile phones at millions of brick and mortar and online merchants worldwide, as well as transfer funds and pay bills. This is designed to target the 70% of the global population with a cell phone, only half of which have a bank account. The “MasterCard Mobile Money Partnership Program” offers prepaid companion cards that account holders can use at merchants that accept MasterCard cards; virtual card accounts that can be used for eCommerce payments with a user’s mobile money account; and person-to-person payments between subscribers of two different mobile money services.
Sybase 365 mobile messaging and mobile commerce services has been selected by Dutch-Bangla Bank Limited (DBBL) for its mobile banking platform. The Sybase 365 mBanking platform allows DBBL to reach the rural and unbanked in the Country, of which 45% are mobile phone users. With capabilities to conduct local and international money remittance, expatriates will also be able to remit money to the mobile accounts of their families, who can then make a withdrawal at the nearest retailer or cash point. The service will be available on all mobile devices with subscription to any of the six mobile operators of Bangladesh. As mobile banking continues to progress in Bangladesh, DBBL with Sybase 365 will roll out the next phase of services allowing customers to conduct mobile airtime top-up, merchant payment and micro financing from their mobile device.
Sybase enterprise and mobile software has entered into a global agreement with IBM to target the mobile commerce opportunity with both hosted and on-premise solutions in developed and emerging markets. Sybase and IBM are already trusted and proven business partners for hundreds of the world’s enterprises, mobile operators and financial institutions. Under this agreement, IBM Global Business Services and Sybase 365 mCommerce team (Sybase 365 is a subsidiary of Sybase Inc.) will work together to extend their reach and meet the needs of even more clients.
Sybase 365 mobile messaging and mobile commerce services has partnered with Commercialbank of Qatar to implement its retail mobile banking and mobile payments service. This provides users instant and secure connectivity to accounts anywhere, anytime, letting them check balances, review transaction history and transfer funds between accounts. They can also make balance enquiries on all bank and card accounts, receive transaction summaries, make utility bill payments, order check books and conduct remittances.
Sybase 365 mobile messaging and mobile commerce services has expanded its mobile commerce offering with version 3.0 of Sybase “mBanking 365” mobile banking platform. This is designed to enhance functionalities and simplify deployment. It offers iPhone support for Consumer Retail Banking and provides an mBanking iPhone application for Corporate Banking-specific Treasury management. Sybase “mBanking 365 3.0” includes device detection and features Multi-Channel mBanking: SMS, mobile browser and rich-client; an exclusive iPhone app for Corporate Banking-specific Treasury management workflows for Positive Payment decisioning, ACH release, Wire release, Corporate Account Activity Alerts, and mobile phone optimized Cash Management reporting.
Sybase 365 has partnered with Mexico’s Ixe Bank to launch âIxe Net Movilâ, the Bankâs new multi-channel mBanking service. This partnership equips Ixe customers with immediate on-the-go account access and multiple banking functions through all channels – Intelligent SMS, mobile browser and rich-client Mobile Banking. Ixe Bank customers now have the ability to access banking services including alerts and notifications, account transfers, bill payment and monitoring of recent transactions. The Sybase 365Â® leading end-to-end mobile banking solution is a key component of the Sybase Mobility Platform, the industryâs first and most expansive framework of best-in-class mobility servers, mobile applications and mobile services, empowering enterprises, including financial institutions, to transform the way they connect with their customers and enable their employees. With more than 150 local branch offices across Mexico, this new mobile service also enables Ixe Bank to interact with its customers in real-time through mobile alerts, marketing campaigns and two-way banking services. Ixe customers can register for the free mobile service quickly and easily through Ixe Net, the bankâs online customer portal, or through their mobile device.
Mobile software solution provider Sybase announced its Sybase “mBanking 365”
and “Afaria” solutions were awarded at the MobileTrax 2010 Mobility
Awards. Sybase mBanking 365 was recognized as best in
class among mobile banking solutions. Sybase is at the forefront of
mobile banking globally, with the only product that offers a single
connection to complete, multi-channel mobile banking solutions with SMS,
mobile browser, and rich-client on a single platform.
Sybase Afaria ranked first in the enterprise mobility software category.
With so many mobile operating system and device choices available,
Afaria was recognized for simplifying the management complexities by
ensuring all critical enterprise data, mobile applications and devices
Sybase 365, a subsidiary of Sybase mobile messaging and commerce, is
working with MoPay independent mobile banking services to provide mobile
access commerce in South African communities. To improve access to
financial services for the under-serviced and un-banked communities of
South Africa, the partnership is targeting primarily the lower to middle
social groupings dependent on services provided in municipalities.
Sybase 365 is managing all of the messaging interconnection for the
service using a dedicated SMS short-code that functions across all South
African operator networks and providing the mobile payments platform to
process all financial transactions. With MoPay, the companies aim to
enhance efficiency of payment collection for government bodies,
utilities providers and education organizations.
Sybase enterprise and mobile software has signed global agreements with
IBM to target mobile commerce with hosted and on-premise solutions in
developed and emerging markets. The contract stipulates IBM Global
Business Services and Sybase 365 mCommerce work together to extend their
client base. With its global reach, strong client relationships and deep
industry expertise, coupled with Sybase end-to-end mCommerce solutions
and global operator reach, IBM hopes to offer mobile banking, mobile
payment and mobile remittance to an increasing number of customers.
Sybase and IBM are business partners for hundreds of the world’s
enterprises, mobile operators and financial institutions.
Western Union Company money-transfer services has introduced its
“Digital Vendor Program” to offer its services using mobile finance
initiatives in Latin America, Africa, the Middle East and Asia. Endorsed
by the GSM Association, which represents over 750 mobile operators
worldwide, the “Digital Vendor Program” is initially offering its
certification program to finance platform providers on a single-country
basis, including South Africa-based Fundamo, India-based mChek,
U.S.-based Sybase 365 and Singapore-based Utiba Pte. Western Union is
certifying mobile platform vendors to reduce integration costs and
accelerate go-to-market activities for banks and mobile operators by
creating standard technical deployments. Once a bank or mobile operator
contracts with Western Union to activate the Western Union “Mobile Money
Transfer service”, consumers can remit funds on the Western Union global
money transfer network of 334,000 Agents in 200 countries. Fundamo
mobile banking software solution oversees 30 successful deployments in
20 countries, mChek mobile-based payment services enables users to
transact through their mobiles phones, Sybase 365 Processes more than
200 billion messages per year for more than 700 mobile operators and
their 3 billion subscribers while Utiba was founded in 2001 offering its
mobile commerce solutions in 20 countries through more than 15 operators.
Celcom, the mobile communications of Axiata Group has decided “Sybase 365”
mobile messaging services will power its “AirCash Unstructured
Supplementary Service Data” (USSD) mobile financial service, targeting 9
million Malaysian customers. Run on the Sybase 365 mCommerce “Mobiliser
Platform” payment processing and service delivery, “AirCash” allows
Celcom 2G and 3G customers to use their mobile phones for money transfer
to fellow “AirCash” users, remit money to foreign countries, top-up
mobile airtime and to add or withdraw money from their account at Celcom
branches. Offering end-to-end solutions for mBanking, mPayments and
mRemittance “AirCash” offers live deployment to more than 15 million end user
consumers and 20,000 merchants around the world while USSD transactions
occur only during the transaction, harboring no store-and-forward
capability, and is an instant messaging type phone service. The
service will be rolled out to other Axiata-owned operator entities
within major remittance corridors in the region over the next few months.
Enterprise software service Sybase has acquired mobile payment provider
paybox solutions AG. paybox will be integrated into Sybase 365. As a
provider of the broadest mobile commerce
offering, paybox brings Sybase a proven track record and a solid
customer base. Sybase will now provide mobile operators, financial
merchants with a full suite of mobile payment solutions enabling their
customers to undertake person-to-person remittances, make payments for
goods and services, top-up mobile airtime and pay bills from a mobile
device, in both developed and emerging markets.