VeriFone Holdings and POS partner MICROS Systems have added Savannah-based Carey Hilliard’s to its roster of restaurants using the “ON THE SPOT” payment solution. ON THE SPOT integrated solutions include a small handheld payment system that provides for credit and debit card acceptance at the point of service and is designed to cut down on credit card fraud and also allow restaurant operators to take advantage of lower-cost PIN debit payment. By allowing patrons to slide their own cards rather than handing them over to another person, “ON THE SPOT” helps cut down on “skimming,” an increasingly common practice in which a restaurant employee swipes the card through a special device that records its owner’s account information, which can then be used in identity theft. The payment system also uses special encryption and other security features to protect all financial data transacted over a restaurant’s Wi-Fi network. VeriFone Holdings provides secure electronic payment solutions.