Ahead of Mobile World Congress 2012, Ericsson (NASDAQ:ERIC) unveils its new extended suite of m-commerce solutions and services, designed to accelerate access and interconnection between the emerging m-commerce eco-system and the financial world to fast track the next generation of mobile financial services. Ericsson is launching two new services within its m-commerce portfolio – Ericsson…
Ericsson Money Services launches its first global ‘corridor’ for cross-border international remittance in partnership with Globe Telecom and SMART Communications Inc (Smart) enabling mobile phone users in the Philippines to send and receive money to and from friends and family in Europe instantly, safely and conveniently, 24 hours a day. Users can then withdraw cash from ATMs around the world. The mobile money service currently connects seven European countries – UK, France, Germany, Italy, Spain, Poland and Sweden. The latest addition of international remittance brings the company one step closer to introducing its full suite of convenient, cost-efficient, secure and instant mobile financial services to consumers globally.
NXP Semiconductors’ NFC technology has been selected by Sony Ericsson for inclusion in its Android-based smartphones to further enhance its consumers’ mobile experiences. Using simple touch gestures, consumers will be able to make purchases or connect to a POS terminal, ticketing terminal or location-based promotional tag simply and securely with their NFC-enabled smartphones. NXP provides complete embedded, secure NFC solutions and recently announced that its NFC software is open source on the Android platform and enables the Google Wallet application. Sony Ericsson intends to use the NXP PN65 NFC solution in their Android-based smartphones, which includes the NFC radio controller, the embedded secure element and NFC software. The embedded secure element enables NFC to be used for mobile transactions.
Gemalto will continue the long-term partnership with Orange France as part of the “Nice, mobile contactless city” commercial project. Orange has selected Gemalto as partner for its Nice, mobile contactless city”
Near Field Communication (NFC) solution. The project is the first commercial launch of contactless mobile services in Europe. With the support of the French government, it is being developed in conjunction with mobile operators, banks, transport operators and the retail sector. It allows citizens and visitors in Nice to use their NFC-enabled mobile phones to pay at restaurants, supermarkets and local stores, as well as riding the city’s buses and tramways, all in total convenience and digital security.
The “Nice, mobile contactless city” solution is designed to interface with Trusted Service Partner platforms in an open environment. It complies with the latest EPC (European Payment Council)-GSMA standards and will enable the secure, over-the-air activation of their applications in UICC cards. Gemalto’s partnership with Orange and other parties delivers in the Nice project the best-in class trusted service technology, that will help boost the uptake of mobile contactless services.
The NFC Forum has selected 20 finalists for its NFC Forum Global
Competition 2010. The submissions cover a broad
span of consumer and business application areas, including mobile
couponing, healthcare, building access and security, retail
merchandising, online user authentication, nutrition management, gaming,
online banking and support for the disabled.
The Competition’s Commercial Track recognizes the commercial solution
judged “The Best NFC Service of the Year 2010,” while a Research Track
honors the academic organization that develops “The Most Innovative NFC
Research Project of the Year 2010.” Three winners in each track will be
awarded cash prizes. First-place winners will receive 5000 euros,
second-place 1500 euros and third-place 1000 euros. Finalists and
winners may look forward to global media coverage, increased awareness
among industry leaders and venture capitalists, and opportunities to
forge partnerships and share ideas.
SIA-SSB has won the tender called by the Bank of Italy for the
management of the Interbank Computerised Archive of bad
cheques and payment cards (CAI – Centrale di Allarme Interbancaria).
The total value of the five-year contract with a possible further
three-year extension, is EUR23,174,800. Bank of Italy’s interbank computerised archive of bad cheques and
payment cards (CAI) contains data on irregular bank and postal
cheques and payment cards. SIA-SSB will manage the entire IT system at CAI
headquarters, controlled by the Bank of Italy, as well as the
interconnections with the remote sites (local archives) located at the
notifying bodies’ premises (banks, Poste Italiane, supervised financial
intermediaries issuing payment cards, prefectures through the Interior
Ministry, Judicial Authorities through the Ministry of Justice).
Also planned are additional new functions, among which the link to
already available network infrastructures participating in SITRAD, the
system for electronic data transmission, and the strengthening of
“disaster recovery” procedures. The Italian Interbank Network will guarantee the interconnection between
CAI headquarters and the remote sites at the notifying
bodies (banks, Poste Italiane, supervised financial intermediaries
issuing payment cards, Prefectures, Judicial Authorities)
The NFC Forum has announced 19 new members from 14 countries during its week-long all members meeting taking place in Shanghai.
The NFC Forum welcomes the new members at four levels, including two Principal Members, nine Associate members, four Implementer members and four Non-Profits. They are: Principal Members: Marvell Technology Group Ltd., Bermuda; Rogers Communications, Inc., Canada; Associate Members: Blackboard Inc., US Consult Hyperion, UK, DB Mobility Logistics AG, Germany, Micropross, France, Murata Manufacturing Co., Ltd., Japan, SGS SA, Switzerland, Taiwan Semiconductor Manufacturing Company, Ltd. (TSMC), China, Telecommunication Metrology Center (TMC), China, Zapa Technology, Ireland;Implementer Members: Adamsoft d.o.o., Slovenia, CASSIS International, Singapore, UPEK,Inc.,US, Yulong Computer Telecommunication Scientific Co., Ltd., China ; and Non-Profits Members: Center for Internet Excellence (CIE), Finland, National Retail Federation – Association for Retail Technology Standards (NRF-ARTS), US, NetPort.Karlshamn AB, Sweden, and Universidad Pontificia de Salamanca – Club de Innovacion, Spain. The NFC Forum’s Sponsor members, which hold seats on the Board of Directors, include leading players in key industries around the world. The Sponsor members are: Innovision Research & Technology plc, INSIDE Contactless, MasterCard Worldwide, Microsoft Corp., NEC, Nokia, NTT DOCOMO, Inc., NXP Semiconductors, Renesas Technology, Samsung, Sony Corporation, STMicroelectronics and Visa Inc.
The NFC Forum non-profit industry association for the advancement of NFC technology has formed liaisons with EMVCo, the GSM Association and the Smart Card Alliance to broaden and strengthen associations and standards bodies across the NFC ecosystem. This includes an MOU with each organization to outline collaboration with further development of the NFC market and NFC-based solutions. EMVCo’s primary role is to manage, maintain and enhance the EMVâ¢ Integrated Circuit Card Specifications to ensure interoperability and acceptance of payment system integrated circuit cards on a worldwide basis and make POS payments wherever such payments can be made with EMVCo contactless card products and act as POS devices within the EMVCo infrastructure. The GSMA represents the interests of the worldwide mobile communications industry by primarily commenting on technical specifications, certification and testing requirements while the Smart Card Alliance is teaming up with the NFC Forum on several joint marketing initiatives, including educational programs for vertical markets such as retail and transport.
Sybase 365, a subsidiary of Sybase mobile messaging and commerce, is
working with MoPay independent mobile banking services to provide mobile
access commerce in South African communities. To improve access to
financial services for the under-serviced and un-banked communities of
South Africa, the partnership is targeting primarily the lower to middle
social groupings dependent on services provided in municipalities.
Sybase 365 is managing all of the messaging interconnection for the
service using a dedicated SMS short-code that functions across all South
African operator networks and providing the mobile payments platform to
process all financial transactions. With MoPay, the companies aim to
enhance efficiency of payment collection for government bodies,
utilities providers and education organizations.
The NFC Forum all-members meeting in Oulu, Finland at the end of August
offered attendees a spotlight session and validation testing. The Forum
also provided a ‘Plugfest’ focused on Radio Frequency (RF) testing using
ISO-based test tools and Digital Protocol (DP) testing, in which 14 NFC
member companies participated with nine devices, three ISO-based RF test
tools, three NFC Forum digital protocol test tools and four prototype
reference tools. Test sessions were conducted to validate the NFC
Logical Link Control Protocol (LLCP) candidate technical specification
and identify any issues that could adversely impact interoperability
before formal adoption of the specification. Nearly 100 attendees from
all over the world engaged in open dialogue with NFC experts, discussing
use cases, projects around the world and the state of NFC specifications
and compliance efforts.
At the Sibos global event for the financial sector, Equens and VocaLink
signed a Letter of Intent (LOI) to extend their bilateral agreement to
include SEPA Direct Debit (SDD) payment processing, in addition to the
SEPA Credit Transfer (SCT). The agreement helps create a more
competitive payments market as banks will be able to choose which
processor they want to use for SDDs and SCTs. The interoperability
agreement is based on Interoperability Framework version 4.1 of the
European Automated Clearing House Association (EACHA). Version 4.1
elaborates on the improved process for exchanging and sharing of reach.
It also provides details on all the interoperability provisions for SEPA
Direct Debit (SDD) messages for both Core and Business-to-Business (B2B).
The NFC Forum non-profit industry association and the Mobey Forum
financial industry forum have signed a Memorandum of Understanding in
Oulu, Finland. Providing banks mobile financial services, the Mobey
Forum hopes to further efforts to create open standards for the delivery
of services through this latest development. Aimed at offering secure
and interoperable mobile financial transactions on a standardized
payment platform, the memorandum agreement coincides with the NFC Forum
all-members meeting in Oulu on August 31-September 6. During the NFC
Forum, 140 NFC Forum member organizations convene to advance initiatives
focused on bringing NFC products and services to market.