Vodafone
CardWeb.com’s CardData database of Company Profiles today features Vodafone.
Jan 2015 ABS
Credit card Asset-Backed Securities (ABS) metrics for the February reporting period will weaken slightly in line with seasonal trends, but should remain near record levels of strength. The Monthly Payment Rate (MPR) fell to 27.36% in January and will likely slightly decline through the first quarter due to seasonal trends.
AXP Performance
Performance metrics for American Express credit cards continues to be strong, both short-term and long-term. Gross yield and monthly payment rate are very solid.
Americans’ Credit Bill Grows, Chargeoffs Continue to Wane
Although cardholders continue to rack-up their credit card debit, at least they continue to pay their bills on time. Prime charge-offs are anticipated to decline for the seventh straight month to the lowest observation in the near 23-year history of the Fitch index, even as total outstanding revolving US consumer credit is up 5.25% from…
U.S. Prime Credit Card Chargeoffs Drop 7th Consecutive Month
Prime charge-offs are anticipated to decline for the seventh straight month to the lowest observation in the near 23-year history of the index. The previous record low for charge-offs was 3.10% set in March of 2006, but are anticipated to end 2013 in the 3.0%-3.3% range. Fitch’s preliminary Prime Monthly Payment Rate (MPR) Index is…
MPR Drops Significantly from April Figure
Fitch’s May Monthly Payment Rate(MPR) Index continues to sit above the 20% mark, currently at 23.52%. Up over 10% since the year ago period and down nearly 4% from the April figure, MPR has consistently remained well above the historical average of 16.55% since 2009. MPR, which measures how quickly cardholders are paying down outstanding…
MPR Improves 5 Mos Running, Hits Highest Rate Ever
Fitch’s February Monthly Payment Rate(MPR) Index continues to sit above the 20% mark, currently at 24.83%. Up over 10% since the year ago period, MPR has consistently remained well above the historical average of 16.55% since 2009. MPR, which measures how quickly cardholders are paying down outstanding balances, is breaking the norm as it’s typically…
Fitch Projects Positive U.S. Credit Card ABS Metrics
Fitch Rating projects strong performance metrics to continue to support rating stability for credit card ABS. Master trust performance data for the February reporting period indicate that our prime credit card indices for gross yield, charge-offs, and 60+ day delinquencies are likely to be flat to slightly positive for the month. Meanwhile the Fitch Monthly…
Cardholders Continue to Pay Down Credit
Fitch’s January Monthly Payment Rate(MPR) Index continues to sit above the 20% mark, currently recorded at 21.52%. Up 5.42% since the year ago period, MPR has consistently remained well above the historical average of 16.55% since 2009. MPR, which measures how quickly cardholders are paying down outstanding balances, is typically stronger in the second and…
November Delinquency Rate Regains Lost Ground From October
After 12-months of straight improvement having snapped in October, Fitch’s 60+ Day Delinquency Index made up ground and improved one basis point (bp) to 1.70% in November. With this, late payments are down more than 26% year-over-year- the second lowest rate in any given month since the inception of Fitch’s index in 1991. Fitch’s Prime…
MPR Remains Above Historical Average
Fitch’s August Monthly Payment Rate Index reached a new record of 22.34% in August, advancing 29 bps from the previous high of 22.05% achieved in July. Monthly payment rate (MPR) was up 5.68% YOY and has consistently remained well above the historical average of 16.55% since 2009. MPR, which measures how quickly cardholders are paying…
ACG Reports mPayments Report & Usage
The Auriemma Consulting Group (ACG) is set to launch its new Mobile Payments Report (MPR), a market research service that provides comprehensive and trended insight covering mobile as a payments device, means to manage finances, marketing channel, and as a method of engaging with consumers. The MPR is an invaluable source of insight that solves multiple issues in a rapidly evolving market place. Unlike other ‘spot’ research it is trended four times a year, can have customised cross-tabulations based on precise subscriber needs, and will evolve as the industry evolves. Through insight and research, it enables subscribers to understand how consumers think, feel, and behave to craft compelling strategy and propositions. The report is to ensure subscribers can monitor best practices and access timely, up-to-date, tracked and trended consumer insight.