While 54% of Americans report that they feel happy when they save money, more than a quarter (28%) report that they always or very often spend their savings, according to a new survey released today by Capital One Bank. The Capital One 2015 “Challenge Your Savings” report reveals that more than a third (36%) of Americans say their income is not high enough to allow for much savings and on top of that, when they do save, the top reason is to pay off debts.
The maker of the first and largest valet parking apps for consumers and operators that offers interactivity, seamless mobile payments and on-demand services, added two top executives.
SEEKING REAL “GUARDIANS OF THE GALAXY!” Walt Disney Studios Motion Pictures, Marvel Studios, Dolby® Laboratories and Visa Signature are joining forces for a nationwide MARVEL’S “GUARDIANS OF THE GALAXY””GUARDIANS OF GOOD contest in conjunction with the August 1, 2014 release of Marvel’s “Guardians of the Galaxy,” starring Chris Pratt, Zoe Saldana, Dave Bautista, Vin Diesel and Bradley Cooper. MARVEL’S “GUARDIANS OF THE GALAXY””GUARDIANS OF GOOD invites real “Guardians of the Galaxy,” young men and women (ages 14-18) from across the United States, to share their stories of how they are bettering their communities through service, science or innovation, and gives them the opportunity to connect with a galaxy of Peer Guides”who are already doing great things”to learn from their successes. Entries will be accepted between June 11, 2014 and June 29, 2014.GUARDIANS OF GOOD INNOVATION & SERVICE SUMMIT is scheduled to include presenters from NASA/JPL, speaking on the monitoring and protection of Earth through asteroid detection and Earth-observing satellites and ensuring the safety of Mars spacecraft during a comet encounter, Disney Imagineers, generationOn, Broadcom MASTERS®, Discovery Science Center, & Disney Global Community Outreach.
Multivendor software Vantiv-certifies NCR Corporation’s multivendor ATM software on its network. Vantiv is a leading provider of payment processing services and related technology solutions for merchants and financial institutions and drives more than 12,000 ATMs for financial institutions across the U.S., many of whom operate mixed-vendor fleets comprised of ATMs from NCR and other manufacturers. While Vantiv has supported NCR APTRA Edge software for several years, certification of APTRA Edge for multivendor environments will help financial institutions of all sizes reap the benefits of a single software platform. Only one percent of U.S. financial institutions with less than $50 billion in assets have installed multivendor software applications. Vantiv’s customers now will be able to take advantage of this growing trend.
FIS announced new agreements to deploy and manage more than 5,500 ATMs in India as part of a pan-India ATM rollout by a consortium of public-sector banks over the next two years. FIS will provide end-to-end outsourcing services including supply, setup and ongoing ATM operation. Currently driving more than 3,500 ATMs across India and operating two of India’s four interbank ATM switching networks, the new deployment will significantly expand FIS’ business in the country, which is a key market in FIS’ international growth strategy.
NCR Corporation began installations of its “APTRA Interactive Teller” virtual teller ATMs at Sussex County Federal Credit Unions. NCR “APTRA Interactive Teller” lets consumers talk to a teller over an ATM, even during evenings and on weekends. NCR will begin additional installations at other financial institutions throughout the U.S., Canada, Australia and other countries during the next three months. The “APTRA Interactive Teller” helps financial institutions resize their business model for delivering the traditional branch banking experience. APTRA Interactive Teller gives cost-effective options for reducing customer wait times during busy periods of the day and staying open for business longer – such as during evenings and on weekends.
SpyderLynk marketing technology company launched its “Snap-to-Buy” mobile commerce solution that closes the loop for publishers and advertisers, allowing them to take traditional media right to the intersection of social, mobile and, now, m-commerce. It lets consumers ‘Like’ a brand on Facebook, obtaining additional product information, scoring and redeeming offers to purchasing products – all with one snap or scan of a “Buy it Now” or “Shop the Look” SnapTag from a printed advertisement using their mobile phones.
Infosys launched “Finacle e-Banking Version 11” at the 2011 BAI Retail Delivery Show in Chicago, a comprehensive offering that empowers banks to achieve quick global rollouts of online banking services. The new version of Finacle e-banking provides unique personalization capabilities, industry-leading security features and intelligent customer insights to drive adoption of online banking channel and enhance customer loyalty. The “Finacle e-Banking Version 11” delivers a rich, intuitive and persona driven online banking experience, catering to the individual needs of retail customers. It combines enhanced customer experience with rich functionality. Built on a robust, scalable and extensible architecture, it is easily configurable and allows for seamless deployment with multiple host systems.
Diebold ATMs launched its “MobiTransact Card Lock,” allowing users to lock and unlock their bank cards to permit or deny account use at ATMs and POS devices. Diebold is also making it easier for consumers to take advantage of mobile banking services like Card Lock by facilitating signup right at the ATM. The “MobiTransact Card Lock” solution also utilizes the mobile channel as an out-of-band authentication tool for ATM and POS transactions, allowing users to send SMS text message commands that control the usage status of their ATM debit cards. With this, texting “lock” or “unlock” to a designated number allows the user to respectively control their card for all future ATM and POS transactions.
Fiserv financial services technology solutions published a white paper identifying five best practices financial institutions can borrow from online retailers in order to boost customer engagement and create cross-sell opportunities. The paper, titled “Online Banking Meets Online Buying”, shares findings from a series of consumer focus groups and a June 2011 Fiserv Consumer Insights survey of 3,000 U.S. consumers and outlines how the consumer mindset differs when banking online and buying online, stating that consumers hold their financial institutions to a “higher standard.” However, there are still opportunities to market products and services through the online channel. Adopting the following tricks of the trade from online retailers can increase cross-sell success.
Fiserv financial services technology solutions, shared key insights into how financial institutions can add social media to their marketing mix at the 2011 BAI Retail Delivery Conference. The Company shared advice on how to monitor the social media conversation, prepare the internal groundwork for a social media launch, tailor the content and frequency of interactions to different social sites, market a social media presence and, lastly, measure results. Steps covered encourage Strategy Development; Listening and Monitoring the Conversation; Laying the Internal Groundwork; Integrating Marketing; and Metrics and Reporting.
Merchant Warehouse merchant accounts and credit card processing solutions partnered with CurveNorth to launch an online application process allowing agents to sign merchants up for accounts in real-time, without the hassle of paper faxes. Through the demonstration, CB App Express will show agents in the field how to maximize their time when working with customers. The merchant simply completes the application online (currently iPad compatible), signs the document electronically and once the merchant confirms receipt of the completed application, it is submitted to be processed. Merchant Warehouse offers secure payment processing solutions and merchant account services to merchants and partners nationwide.