Heartland Payment Systems payments processor has installed its “E3” terminals at 1,020 merchants since commercially launching the industry-leading end-to-end encryption technology on May 24. The “E3” technology is designed to protect cardholder credit and debit card data, implementing layers of security, employing both tamper-resistant hardware and AES (Advanced Encryption Standard) encryption, the most secure encryption algorithm available. E3 encrypts all Track 1 and 2 data read from the cardâs magnetic stripe or manually entered so merchants never have access to sensitive card data and never risk storing card numbers or transmitting them through their systems or networks. E3 also securely automates the process of changing the encryption keys that convert sensitive account information to encrypted data. With no changes to a merchantâs daily routine or the speed of transactions, “E3” terminals include EMV/chip card technology capabilities â which may be coming to the United States.
Heartland Payment Systems has launched its new payment card security terminal for merchants and business owners nationwide. Having spent more than two years developing and ten months beta testing and iteratively improving the end-to-end encryption technology, Heartland’s “E3” is designed to protect cardholder card data with scrambled data. Protecting against data breaches, “E3” features layers of security using both software and tamper-resistant hardware with “Advanced Encryption Standard of encryption” (AES). Once a merchant purchases an “E3” terminal or PC-based magnetic stripe reader/wedge, they will experience no changes to their daily routine or the speed of transactions, will have available EMV/chip card technology capabilities and the ability to update encryption technology. The terminal automates the process of continually changing the encryption keys that convert sensitive account information to encrypted data and, if ever breached, Heartland will reimburse a merchantâs breach-related fines.
Heartland Payment Systems and OpenBook are set to deliver secure payments to the hotel and lodging industry. Integrating Heartland’s “E3” end-to-end encryption solution with OpenBook’s property management software will allow hotels to protect sensitive cardholder and payment account information. “E3,” a technology designed to provide the highest degree of data security in the marketplace, instantly encrypts data the moment a card is swiped using the strongest encryption methods available to safeguard cardholder data at rest and in motion throughout the lifecycle of payments transactions. Also, “E3” is designed to offer full lifecycle protection, to render payment data useless in the event of a compromise and is intended to satisfy Visa’s mandate and reduce the costs of PCI compliance as well as the risks of being non-compliant.
Several of the electronic payments system manufacturers working with Heartland Payment Systems payments processors are integrating Heartlandâs “E3” protocol end-to-end encryption solution. Leveraging Voltage “SecureData” encryption and key management technology, “E3” end-to-end encryption is considered the most effective security method available for protecting cardholder data on POS devices and other card payments platforms. Its encryption methods available to safeguard cardholder data at rest and in motion throughout the lifecycle of payments transactions through the payment processorâs network, making payment data useless in the event of a compromise. E3 features a tamper-resistant POS terminal, magnetic stripe reader/wedge and other devices and software tools that protect cardholder data and never store it on a businessâ system, relieving the business of PCI card data liability. Heartland currently provides Uniform Industrial Corporation (UIC), Hypercom, ExaDigm, and others with the “E3” protocol specification.