Real-Time Payments

Even as real-time payments systems are proliferating around the globe, real time can mean many different things with vastly different implications to users of the system. The paper provides clarity on what a real-time payment is by exploring what real time means, outlining the challenges to implementing real time, and identifying major use cases and user impact.

EMV Smart Chips

Though millions of EMV”Europay, MasterCard, and Visa”cards have already been issued to cardholders nationwide, an October 1st deadline has been set to deliver any remaining computer chipped cards.  With this push comes an opportunity for scammers to use old tricks to install computer malware or phish for personal information via fraudulent emails.

SBM & China UnionPay

Though millions of EMV”Europay, MasterCard, and Visa”cards have already been issued to cardholders nationwide, an October 1st deadline has been set to deliver any remaining computer chipped cards.  With this push comes an opportunity for scammers to use old tricks to install computer malware or phish for personal information via fraudulent emails.