Oberthur Technologies announced massive deliveries of OT’s MultiSIM for O2 in Germany. OT developed the MultiSIM form factor and adjusted it according to Telefónica Germany requirements. From now on, O2customers do not need to worry anymore, as their new SIM card will fit into any mobile phone. If they want to change from one form factor to another, they do not need to ask their operator for a new SIM card, but can just deplug their MultiSIM. The introduction of OT’s MultiSIM by Telefónica Germany is in line with the issuing of SIM-Plugs instead of ID-sized card bodies which allows the recycling of plastics and marks another step toward environmental sustainability.
MasterCard and Syniverse today joined forces to deliver a number of mobile and payment services to enhance peace of mind for mobile users when they are traveling abroad. The two companies are currently in pilot-phase for an opt-in service that will enable card transactions for users only when they have their mobile device switched on in a specific geolocation abroad. This service aims to reduce consumers’ frustrations associated with having their payment cards used without their knowledge or having their own transactions unnecessarily declined when trying to make purchases in another country. Financial institutions will also have an additional tool that will help them make more effective decisions when approving or declining a transaction on behalf of their customers.
Oberthur Technologies identification solutions and services based on smart card technologies announced CANAL+ OVERSEAS, the international subsidiary of CANAL+ Group, has selected its electronic top-up solution to dematerialise the distribution of their prepaid Pay TV renewal of subscriptions in Africa. Using electronic top-up will allow CANAL+ OVERSEAS to dematerialise and automate the reselling process of prepaid subscriptions. CANAL+ OVERSEAS’ retailers will be able to instantly top-up subscribers’ Pay TV accounts via a mobile phone. The platform will also manage e-voucher purchasing and delivery via SMS. While significantly reducing the costs and constraints associated with physical inventory management, the solution will also allow CANAL+ OVERSEAS to quickly adapt to market changes and trends and offer a broader range of products.
Presented by LoyaltyOne and Visa, the 3rd Annual COLLOQUY Loyalty Awards- loyalty awards decided by members of the loyalty industry- announced its recipients. Among them is American Express, selected by the panel for its “Digital Loyalty Innovation.” American Express won for a suite of digital innovations, including its first mobile redemption service, a loyalty experience for the iPad, barcode scanning and price comparisons. From November 2011 to March 2012, mobile/tablet redeemers increased by 117 percent and point redemption, as a share of overall redemption, rose 300 percent. COLLOQUY launched the awards in 2010 to salute the most innovative loyalty initiatives in the industry and, through its more than 45,000 subscribers- select the winning initiatives across 10 industry categories.
Mobilis Networks international software applications company offering mobile wallet and billing solutions for mobile operators announced software services. These services include mobile wallets using POS fingerprint verification for international money transfers to mobile wallets and NFC mobile payments that support any mobile phone. By deploying Mobilis’ mobile wallet services for international remittances, a mobile operator can receive international money transfers directly into their subscribers’ mobile wallets through point-of-sale devices located in other countries.
Gemalto digital security was chosen by KDDI for its commercial NFC mobile services launch. Gemalto provides a one-stop service to KDDI, encompassing its Allynis Trusted Service Manager (TSM) software and UpTeq NFC high-end security device. The launch is a part of the recently announced Japan Mobile NFC Consortium that brings together the country’s three largest operators to coordinate the adoption of multiple international standards for NFC. Subscribers are able to experience various types of contactless services ranging from mobile payments, transportation services, e-driver’s licenses, e-ticketing as well as information acquisition from smart posters. KDDI began last year to insert UpTeq NFC in handsets in place of the standard SIM/UICC so they are ready now to mass deploy NFC services. This further permits the operator to progressively incorporate new partners without the need to extensively pre-qualify each and every service and application or anticipate all the subscriber configurations ahead of time.
Telepin Software mobile money transaction platforms announced that Etisalat Afghanistan has commercially launched “mHawala” Mobile Money Services platform. Telepin’s Cayman Transaction platform will be used by Etisalat Afghanistan for a full mobile financial services (MFS) offering that includes central bank cooperation, banking ecosystem participation, utility merchant involvement, and salary disbursement, which enables complete mobile banking capabilities and future cross-border money transfers. Etisalat Afghanistan is the first mobile network operator in Afghanistan to offer this entire range of Mobile Financial Services.
Mobile telephony provider TOT has selected Gemalto to enhanced TOT’s 3G network.
The deployment of the Gemalto Over-The-Air platform provides TOT with multiple benefits. With Gemalto’s OTA platform, TOT subscribers can enjoy more value-added services that are more accessible and easier to download over-the-air, including internet and MMS applications via OTA. With 3G’s broader bandwidth capabilities, TOT will be able to communicate with their subscribers through high-speed data channels while subscribers will enjoy faster access to the network. TOT can stay in touch with its customers while reducing the cost and hassle of frequently replacing USIMs as services evolve. TOT can update the USIMs with both operator and subscriber-centric applications based on subscribers’ needs, such as updates for service subscription, roaming lists and data management.
The complete Gemalto Over-The-Air system was delivered and installed in Bangkok in March 2010. The USIM cards have already been deployed since November 2009, to coincide with TOT’s 3G launch on December 5, 2009.
KPN Netherlands has started deploying Gemalto’s “Roaming Director” real-time solution for steering of roaming. KPN Netherlands is the largest mobile operator in the country with close to eight million subscribers. With Gemalto’s solution, subscribers will use KPN’s preferred partners when traveling, which enables them to benefit from the operator’s latest services abroad.
Roaming Director offers an intuitive graphical interface for KPN Netherlands to monitor traffic distribution in real time by country and by operator. With the Gemalto solution, the roaming manager can easily fine-tune traffic redirection according to his business requirements.
Equifax has launched “Debt Wise” which uses information from
the “Equifax Credit Report” to enable consumers to create a plan for
paying off their debt faster. The average subscriber can save over $30,000 in
interest and get out of debt 15 years quicker by following their Fast
Pay Plan. For less than $.50 per day, Debt Wise subscribers can create a personal
debt payment plan online in as little as 10 minutes, in the privacy and
comfort of their own home and receive access to highly rated, user
ranked features like “Monthly Progress Alerts” that help subscribers know if they are on
or off plan and when an account is paid off; “Credit Monitoring” and alerts within 24 hours of key changes to
their Equifax credit file; “Fast Pay Plan Wizard” that makes setting up a plan simple,
straightforward and flexible by automatically importing debts from the
“Equifax Credit Report” and enabling subscribers to decide which debts to
include in their payment plan; 4 FICO Scores every 12 months so subscribers can check their
credit score, as it may change over time; “Commitment Calculator” tool to simulate how paying additional
amounts towards debts could accelerate one’s debt freedom date; “Spend Smart Tools” that provide ideas on ways to save money and
spend wisely and “Identity Theft Insurance” of up to $25,000 with no deductible.
Consumer information clearinghouse Equifax has launched “Debt Wise” to enable consumers to free themselves from debt faster.
Debt Wise effectively eliminates one of the biggest hurdles for many
debt laden consumers, which is where to start. Subscribers can create their
personal debt payment plan online in as little as 10 minutes, in the
privacy and comfort of their own home. The “Fast Pay Plan Wizard” makes setting up a plan simple,
straightforward and flexible by automatically importing debts from the
Equifax Credit Report and enabling subscribers to decide which debts to
include in their payment plan. The plan includes “Monitoring and Monthly Alerts” that help subscribers know if they
are on or off plan and when an account is paid off; Plus alerts within
24 hours of key changes to their Equifax credit file; 4 FICO Scores every 12 months so subscribers can check their
credit score, as it may change over time; the “Commitment Calculator” tool to simulate how paying additional
amounts towards debts could accelerate one’s debt freedom date and “Spend Smart Tools” that provide ideas on ways to save money and
spend wisely. Debt Wise aligns those debts in an optimal order and then applies a debt stacking strategy so that the
subscriber can see how to pay them off faster, without paying more in
monthly payments than they already do.
New analysis from Frost & Sullivan, “Latin American Mobile Banking
Market”, finds that mobile banking is a
budding service in Latin America and is expected to catch on in
countries such as Chile, Brazil, and Argentina, where the economic and
political condition is relatively stable. Currently the main
channel of connection is SMS and is likely to remain so since mobile
banking through messaging will be less expensive for the user and will
not require a sophisticated handset. But, even though the most important
connection channel with the highest rates of adoption is messaging,
accessing mobile banking with a special WAP application will represent a
considerable increase in mobile data use, and carriers will be most
interested in working together with financial institutions to promote
this value added service. Success in the mobile banking
market will help mobile operators shore up their average revenue per
user (ARPU) even when the mobile voice traffic slows down.