U.S. Bank Looks to Reduce Its Environmental Impact

U.S. Bank has selected Hara Environmental and Energy Management (EEM) as it continues to reduce its energy and carbon emissions. Hara’s comprehensive energy and resource management software will take U.S. Bank’s sustainability efforts to the next level as it identifies further energy reduction opportunities in U.S. Bank properties, tracks and measures environmental initiatives and leverages best practices. Hara EEM will create a central repository that accesses U.S. Bank’s energy and environmental data on more than 2,200 of its owned and operated sites across 25 states. U.S. Bank was already designated an ENERGY STAR Partner by the U.S. Environmental Protection Agency for its voluntary commitment to energy efficiency and is committed to educating and providing employees and customers with solutions to help them minimize paper use through electronic banking options.

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Visa Partners for Disaster Relief Payments

Visa and the Cash Learning Partnership have got together for the distribution of money in disaster relief faster, more effective and more secure. Beginning with a focus project in the Philippines, the partnership will support the development of knowledge and tools that will help humanitarian organizations deliver relief funds quickly and efficiently to people affected by natural disasters and other emergencies. The partnership also will promote knowledge-sharing with the broader humanitarian community through the development of trainings, case studies and other resources. The Visa/Cash Learning Partnership collaboration will rely on the experience and expertise of each organization to support cash transfer programming in the Philippines ‘ a country typically at-risk for natural disasters each year.

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Jack Henry Banking & BankMarketingCenter.com Ally

The Jack Henry Banking division of Jack Henry & Associates computer systems and electronic payment solutions has established a strategic alliance with BankMarketingCenter.com to re-market the turnkey, subscription-based marketing service to banks automated by its core banking platforms. BankMarketingCenter.com is a cost-effective, user-friendly, Web-based solution that enables bankers to create print ads, direct mail and e-mail campaigns, statement stuffers, product and service brochures, posters, flyers, newsletters, digital signage solutions, and more. BankMarketingCenter.com also provides a digital sign solution for bankers to create ads or videos for lobby TVs and monitors and program them to automatically run on designated dates and times.

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Blackhawk Network Expands with Argos

Blackhawk Network prepaid and financial payments products has partnered with Argos retailer to extend its reach to the other side of the pond. Blackhawk Network Europe is working with Argos in bringing consumers in the UK and Ireland its “Gift Card Mall” solution, which is featured in 460 Argos and met with rave reviews. In response, Argos expanded the Blackhawk program into over 200 more UK stores and will be launching 39 stores in Ireland during Spring 2011. Gift Card Mall offers the most popular retail branded gift cards across a number of different categories such as fashion, entertainment, digital gaming and experiences.

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O2 & 3V Partners Launch Prepaid Reloadable Card

Telefónica O2 Ireland has launched its ‘O2 Money’ prepay money card, developed in conjunction with 3V Transaction Services Ltd Irish Payments company providing innovative prepaid debit solutions. The 3V Transaction Services will provide the end to end operating platform for the ‘O2 Money’ prepaid reloadable card. The Card also offers all the benefits and flexibility of a chip-and-pin payments card in addition to the security and control of a prepay card. The card is available to purchase in O2 Stores nationwide by customers of any Irish mobile operator who are over 18 years of age, is reloadable in increments of EUR20-EUR350 and operates on the Visa platform for broad acceptance.

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HomeATM & CardinalCommerce Launch Secure mPIN Debit

HomeATM’s PCI certified 2.1 PED “Rover POS” Internet PIN entry device (PED) has achieved PCI certification 2.1. As “friendly and easy” for a consumer to use when shopping online or on their mobile phone, with instantaneous implementation, the “Rover POS” will be delivered as part of CardinalCommerce’s “Universal PIN Debit Service” (UPDS) and available to merchants that use the Cardinal “Centinel” Universal Merchant Platform. The “UPDS” will allow Centinel merchants an additional payment option, the ability to accept online PIN debit transactions, to offer their online and mobile shoppers. The Rover will provide secure multi-factor authentication for eCommerce and mCommerce transactions with device level 3DES encryption; 4-Factor authentication; and fraud reduction/elimination.

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Connecthings Launches NFC Tag Customization

Connecthings has made available the nfctagstore.com as venue for retail customers to personalize tags. Customers can customize their NFC tag with pictures and its content. The nfctagstore.com provides an easy, economic and creative way to keep in touch and offers tags available on adhesive layer from EUR4. Moreover, the Connecthings’ “AdTag” unified platform designed manages 2D Codes and NFC tags, enabling a full follow-up, service personalization and statistic access, acts as the foundation of nfctagstore.com

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Credit Card Debt Drops 3% Over Holidays?

Credit trends show total debt per consumer (excluding mortgage) for the nation increased to $25,709 in the fourth quarter of 2010, up 2.2% from the $25,163 figure in 3Q/10. Though total debt generally rises in the fourth quarter because of holiday shopping, among other things, TransUnion found that credit card debt actually declined nearly 3% during this period as lines of credit, revolving loans and installment loans increased. The total active credit population in Canada is 24.91 million consumers, up from 24.85 million consumers at the end of 2009, for whom credit card borrower debt declined to $3,688 in the quarter after two straight quarterly increases. Credit card debt is down 2.7 percent compared to the fourth quarter of 2009 ($3,790). Meanwhile, the national credit card delinquency rate (the ratio of credit card accounts 90 days or more delinquent) increased to 0.36%, up 5.9% over the previous quarter, but is down 7.7 percent from 0.39 percent since 4Q/09.

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Hypercom Posts 4Q/10 Revenue Up 19%

Hypercom is projecting 4Q/10 net revenue of approximately $140 million, up $23 million by 19% from the $117 million in the year ago period and by approximately 12% over the 3Q/10 net revenue of $125 million. This is thanks to 63% year-over-year growth in Asia-Pacific; 24% growth in Southern EMEA; and 15% in the Americas (15%). Meanwhile, cash is expected to increase to approximately $57 million at December 31, 2010 from $38 million at September 30, 2010 driven primarily from positive cash flow from operations. For all of 2010, net revenue is expected to increase approximately $61 million, or 15%, as compared to 2009. The quarterly performance is also a reflection of stock gains on the unsolicited Verifone, all-stock acquisition of Hypercom, announced in the Fall.

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ACI Posts 4Q/10 Revenue Up 12% After Tough 2010 Start

[ihc-hide-content ihc_mb_type=”show” ihc_mb_who=”0″ ihc_mb_template=”1″] ACI Worldwide electronic payments software 4Q/10 net income was up to $27.1 million from the year ago figure of $19.6 million. For the quarter, revenue was up 12% to $141.2 million. For the full year, revenue was up $27.1 million to $418.4 million compared to the year ago figure of $19.6…

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Western Union Expands mMoney Service in EMEA

Western Union global payment services is set to ink agreements to expand its “Mobile Money Transfer” service throughout 18 countries in EMEA with the Etisalat Group mobile operator. This will let Etisalat’s subscribers send and receive Western Union Money Transfer transactions using their mobile “wallets,” or accounts tied to their mobile phones. Subscribers who initiate transactions from their mobile phones would be able to send funds to a receiver for cash payout at more than 400,000 Western Union Agent locations in 200 countries and territories. In addition, Etisalat subscribers would be able to send funds to other selected mobile subscribers who have mobile wallets. In 2010, Etisalat Group closed the year by reaching 135 million customers, and 2% revenue growth over 2009.

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eServGlobal Expands mMoney Solution to Syriatel

eServGlobal telecoms software vendor specializing inMobile Money and Value-Added Services (VAS) has partnered with Syriatel to extend its “PayMobile” solution with Mobile Money services to its subscriber base. Syriatel has over 6.4 million subscribers, for whom “PayMobile” will let conduct money transfer, bill payment and salary disbursement. The “PayMobile” solution is a mobile money and recharge solution, deployed in more than 30 countries, used every day by more than 250 million underbanked worldwide.

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