Roamware Makes Available Cardless ATM

Roamware mobile roaming solutions and financial services has made available its “Cardless ATM” service. Allowing customers to withdraw cash from an ATM without the use of a cash card, “Cardless ATM” can be used in case of loss or theft of a cash card as well as to send money to friends or family at home or abroad. “Cardless ATM” is already in use in Europe and is one of many mobile financial products that Roamware has made available to banks and mobile operators since the acquisition of mobile financial services developer Macalla Software in 2009. Other m-commerce and mobile banking solutions offered by Roamware include credit transfers, international remittance, adding prepaid minutes, person to person transactions and bill payment.

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PayPal Launches Second Annual Developer Challenge

PayPal has announced its second “PayPal X Developer Challenge” global competition to award innovative applications using the PayPal X open global payments platform. For this second annual challenge, PayPal is expanding the contest by adding new sponsors and giving away more prizes. The first “Developer Challenge” launched at the PayPal X Innovate event in November 2009 and attracted hundreds of submissions. The grand prize winner of this year’s “PayPal X Developer Challenge” will receive an award totaling up to $100,000, including $50,000 into the winner’s PayPal account and $50,000 in waived transaction fees. PayPal is also introducing “X Awards,” the People’s Choice Award and the Audience Award. The “X Awards” will go to best application built from the PayPal X Mobile Payments Library; best application built by university students; best consumer application; best application for cross-border commerce; best application built on the Yahoo! platform; and the best application built on the eBay platform.

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SMB Advocates Fully Support Swipe Fee Reform

On Thursday, June 17, small business owners with Reform Swipe Fees NOW! will converge on Washington, D.C. to urge Congress to pass commonsense swipe fee reform. The Senate passed an amendment last month offered by Sen. Richard Durbin (D-IL) to rein in excessive debit card fees on a broad, bipartisan basis as part of financial reform. As the differences between the House and Senate version of the financial reform legislation get ironed out in conference committee, small businesses are urging Senators and Congressmen to ensure the Durbin amendment is part of the final bill. The U.S. currently pays higher swipe fees than any other industrialized nation and has seen rates triple in less than a decade. These fees totaled $48 billion in 2008 Visa and MasterCard banks charged retailers and other business, equating to an average $427 charged annually to the average household. The Durbin Legislation will reduce interchange costs between $35 million and $42 million annually.

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Cubic Launches Bay Area Transportation Card

Clipper card reader technology and decals have been installed throughout the San Francisco Bay Area transportation network and is now set to distribute its smart cards to local commuters. The reloadable Clipper card allows riders to transfer from one transit agency to another by simply touching the card to the Clipper card reader on board each bus or at rail stations for one card to pay for all the rides. The Metropolitan Transportation Commission (MTC), the agency that plans, coordinates and finances transportation projects in the nine-county San Francisco Bay Area, chose the name Clipper because of its connection with the region’s transportation history. Cubic joined with MTC officials in officially launching the new smart card on June 16 and will be useful on the Muni, BART, AC Transit, Golden Gate Transit, Golden Gate Ferry and Caltrain for about 80% of Bay area transit riders. The Clipper system will eventually extend to 25 transit agencies.

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Bling Nation Expands to Valley National Bank

Valley National Bank is making available mobile payments to its customers thanks to its partnership with Bling Nation mobile payments services. Connecting financial institutions, businesses and consumers through tap-and-pay for purchases at the point of sale, Bling Nation is offering Valley National Bank customers its “BlingTag” microchip sticker that adheres to the back of a mobile phone. Allowing debit transactions directly from their account, the “BlingTag” provides the user a transaction confirmation and account balance by text message with every purchase. The “BlingTag” will provide Valley National Bank customers instant 5% cash back with every Bling transaction up to $100 and does not store any personal information, to avoid any chance of identity theft or fraud.

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GuestMetrics & AmEx Expand Data Application

Shot Spirits has announced GuestMetrics has expanded its relationship with American Expres to further positions GuestMetrics in the market. American Express, as a client, will utilize GuestMetrics to track data such as geotargeted spending habits, consumer spending on AMEX vs. other cards and extremely detailed data tracking such as spending on luxury, party sizes at restaurants vs. other card users, etc…GuestMetrics will now work with American Express to provide data retrieved from AMEX users, for a price, to restaurants, any and all of which, would benefit with such data as it helps them determine who’s spending what and how; allowing the restaurant owners to tailor marketing, service, pricing, etc. in accordance for maximum profitability and competitive edge.

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Convio & PayPal Boost Nonprofit Donations

Convio on-demand constituent engagement solutions and PayPal have signed an agreement to allow nonprofits to quickly and easily implement PayPal to collect donations online. PayPal will be a part of Convio’s integrated services, making it simple for Convio’s 1,300 nonprofits to add PayPal to their site and collect donations. PayPal’s nonprofit services include comprehensive reporting tools and discounted rates for 501 charities. Food For The Poor is the number one international relief and development charity in the United States, feeding 2 million people every day, helping children and the poorest of the poor by providing food, housing, health care, education, water projects, emergency relief and micro-enterprise assistance in the Caribbean and Latin America.

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Jeanie Network Offers Acculynk Internet PIN Debit

Fifth Third Processing Solutions’ Jeanie Network has signed agreements to offer Acculynk’s Internet PIN debit solution, “PaySecure”, to Jeanie participants this year. The Jeanie Network is owned and operated by Fifth Third Processing Solutions. With Acculynk’s PaySecure, online shoppers enter their PIN on a graphical PIN-pad at the merchant checkout, and only need their existing Jeanie debit card and a PIN to complete the transaction. There are no hardware devices, passwords, enrollment, or redirection to another website for payment. PaySecure is designed to provide an extra layer of security for debit card transactions, helping lead to reduced fraud and charge-backs for financial institutions, while offering attractive margins and opportunities for incremental volume.

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AdvanPOS Introduces Hospitality Desktop POS

AdvanPOS POS provider has introduced its “Desktop POS DP-6500.” Designed to help save space, the unique desktop design makes AdvanPOS DP-6500 ideal for the hospitality market.
As its ergonomic design allows easier and faster touch screen operation, it ultimately speeds up counter service time and features modularization design for superior flexibility in modular expandability. The design not only allows easy on-site maintenance but also reserves space for further expandability on Wi-Fi, MSR, IC card reader, fingerprint, and RFID module. A second display with VFD is also available as an option.

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Panini Announces RDC Management Web Seminar

Panini distributed capture is set to host the Aite Group at the WebEx online seminar Tuesday, June 22 at 10:00am EST, with a second session at 2:00pm EST that same day. The webinar will cover key topics related to mitigation of risk in remote capture environments. Banks must adhere to strict regulatory guidelines while preserving and protecting customer data and transactions on remote deposit capture. Technology is a critical component of any RDC solution, and there are many factors that should be considered to mitigate risk and ensure compliance with FFIEC regulatory guidelines, which will be addressed at the webinar.

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UKASH MEXICO

Ukash online-cash payments company has partnered with MIT and Citadel to extend its services into Mexico. A mostly cash-orientated economy, Mexico consumers are unable to make transactions online. Through the Ukash partnership with MIT (Mercadotecnia, Ideas y Tecnología), Ukash vouchers are issued at the POS from nearly 400 convenience stores that provide mobile airtime and other payment services through the popular Compra y Paga brand. Ukash vouchers are available in denominations of 200 and 500 Mexican Peso, obtained by simply exchanging cash for a voucher. Ukash vouchers can also be obtained online through a deal with Citadel, where consumers can visit the Citadel payment page and select a voucher from around 150 to 1,500 Mexican Peso.

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