Discover U.S. Spending Monitor Up Mere 2.2 Points in January

The Discover U.S. Spending Monitor remained flat in January, up only 2.2 points to 85.2, thanks in large part to 50% rating economic conditions as stagnant. The number of consumers rating the economy poor fell 1% since December to 56% while those whom felt economic conditions were getting worse was up a point since December to 49%. Meanwhile, 53% expect to spend the same in February as they did in January, a 9-point increase from last month’s Monitor; 54% plan to spend less on discretionary personal purchases, a point increase from December; 52% anticipate spending less on major personal purchases, also a a point increase from December. There was no change in home improvement spending intentions month-over-month, and 54% of consumers will spend the same on household expenses like gas and groceries during the month ahead, a 3-point increase. Overall, 34 percent rated their personal finances as good or excellent, a 3-point increase from December and a 9-month high, while 22% felt their personal finances were getting better, also a 3-point increase from December and a 17-month high. Twenty-four percent currently rate their personal finances as poor and 47 percent feel their finances are getting worse.

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OneSimCard Donates to Red Cross for Haitian Earthquake

Prepaid cell phone card OneSimCard has made a donation to the Red Cross
on behalf of the Haitian earthquake victims.
The donation will provide international cell phone
service for Relief Emergency Response Units being deployed to Haiti,
giving ARC teams reliable communications to assist with the coordination
of relief efforts. OneSimCard is a division of Long Distance Post LLC
and provides international
cell phone service in 180 countries with its universal international SIM
card.

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Gemalto & BNP Paribas Renew 2 Year Contract

BNP Paribas has selected Gemalto digital security, as part of first global tender covering fifteen countries, for the supply of EMV banking cards and personalization services over a two-year period to support the BNP Paribas Group in its international development. With this, Gemalto is BNP Paribas’ first supplier in France and gains a new presence in Belgium through BNP Paribas Fortis and will provide banking cards compliant to EMV Dynamic Data Authentication (DDA) security. In BNP Paribas mission to strengthen its relationships with suppliers with the widest geographic coverage, Gemalto meets the criteria for supplying bankcards. Gemalto digital security had 2008 annual revenues of EUR1.68 billion with 10,000 employees operating out of 75 offices, research and service centers in 40 countries.

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Paymetric Launches XiPay On-Demand Card Processing for SAP Business One

E-payment provider Paymetric has launched secure XiPay On-Demand credit card processing for SAP Business One.
SAP partner Support One is the master-reseller and support provider for “XiPay On-Demand”, the
Paymetric automated credit card processing solution built specifically
for SAP Business One. This partnership delivers affordable and
simple-to-use electronic payment processing for SAP Business One users
and provides a significant recurring revenue stream for VARs selling the
service under a shared revenue plan. With Support One providing Paymetric-branded support and implementation
for this new, advanced electronic payment processing solution, SBO VARs
can focus on offering their customers a truly cost-effective,
fully-modernized, and seamlessly integrated system. Small-to-midsized
businesses no longer need to use multiple, disparate systems to process
payments, which can introduce the risk of entry errors and internal
theft. In addition, the solution makes it easier and more affordable for
SAP© Business One customers to comply with the Payment Card Industry
Data Security Standards.

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CreditReport.com Encourages Decade of Debt Reduction

CreditReport.com independent consumer credit information is encouraging its credit monitoring subscribers to adopt new practices to promote a “Decade of Debt Reduction.” Encouraging its subscribers, the CreditReport.com is advising consumers know what they owe by reviewing their credit report. Assess debts, the balances, the interest rates, the minimum monthly payments and consider making larger payments to payoff debt faster. Consumers are also being advised to create a budget and stick to it; cutting the fat; to organize progress; pay your bills on the same dates every month, rounded to the nearest $100th; and to use cash rather than use credit cards. CreditReport.com has facilitated consumers for paying off debt with such tools as its “ScoreTracker” credit report alert system that automatically alerts you to changes in your credit score and details the factors affecting your score.

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Evolve IP CaaS Now SAS 70 and PCI-ASV Certified

Communications-as-a-Service (CaaS) provider Evolve IP is now SAS 70 and
PCI-ASV certified.
SAS 70 is a widely-recognized, industry accounting standard developed
by the American Institute of Certified Public Accountants designed
to test and validate the quality and integrity of a company’s internal
standards and controls. Designation is achieved following an in-depth
audit, conducted by an independent accounting firm, of a company’s
control objectives and activities, including information technology and
related processes. PCI DSS is the payment card industry’s security
standards for entities
that process, store, or transmit cardholder data. ASV designation is
awarded by the Payments Card Industry Security Standards Council to
approved scanning vendors that have demonstrated the ability to
maintain a quality of scanning and recording fidelity.

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Discover Introduces Interactive Tool Allowing Applicants More Control

Discover Financial Services has launched its “CardBuilder” online tool. Giving card applicants the ability to select certain terms, rewards preference and card design, “CardBuilder” provides applicants the ability to design a card based on how they want to use their Discover card, starting with the option that best describes their credit standing, how they plan to manage their balance and what’s most important to them. They have the flexibility to customize their introductory purchase APR, Purchase APR and balance transfer APR. Users are asked to choose low intro APR, long intro APR duration, low purchase APR, low balance transfer APR or long balance transfer APR duration and are shown an interactive chart for the best offers available with that selection. Finally, Applicants can pick a specific plastic design by choosing from 28 of the most popular card designs.

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Blackhawk Giftcard Network Partners with Xbox Live

Gift card provider Blackhawk Network has announced a partnership with
Microsoft’s Xbox Live.
Customers will now have the ability to purchase Xbox LIVE Gold
Subscription and Microsoft Points Cards from Blackhawk
Network’s Gift Card Mall. In addition to accessing online multi-player
gaming, consumers will also have the ability to download gaming and
entertainment content using these cards. Created and operated by
Microsoft Corporation, Xbox LIVE is one of the largest online
multiplayer gaming and digital media delivery services with over 20
million members. Consumers looking to purchase Xbox LIVE prepaid cards
can visit their
local grocer and look for the Gift Card Mall display. Xbox LIVE cards
are available in denominations of $19.99 for 1600 Microsoft Points or a
three month Gold Subscription; and $49.99 for 4000 Microsoft Point or a
12 month Gold Subscription. An Xbox LIVE Gold Subscription gives members
VIP treatment with exclusive access to one of the best values in home
entertainment. This includes access to multi-player games, Facebook,
Last.fm, Netflix, Twitter and social entertainment with a chance to win
real prizes on “1 vs. 100.” Microsoft Point cards allow users access to
digital content such as game extending add-ons, arcade games, music
videos as well as stream thousands of HD movies and TV shows from Xbox LIVE.

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DesignCon 2010 Features Mindspeed Analog Semiconductors

Analog semiconductor supplier Mindspeed Technologies will be featuring a variety of demonstrations at DesignCon 2010.
Mindspeed has scheduled live demonstrations showing both its 6.0
gigabit per second serial attached small computer systems
interface and 5.0 Gbps peripheral component interconnect
Express over a variety of different printed circuit board and
cable media. The PCI Express demonstration features the company’s M21362
eight-channel equalized crosspoint with clock data recovery circuits.
Mindspeed will also be highlighting the capabilities of its Signal
Integrity Consulting Group, which is dedicated to helping customers
solve signal integrity issues. The group has extensive channel-modeling
capabilities that greatly increase the probability of first-time design
success. The services of the Signal Integrity Consulting Group are
offered to all Mindspeed customers and have a proven track record of
helping customers though the challenging move to the next faster data rates.

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BNP PARIBAS & GEMALTO

BNP Paribas has selected Gemalto digital security, as part of first global tender covering fifteen countries, for the supply of EMV banking cards and personalization services over a two-year period to support the BNP Paribas Group in its international development. With this, Gemalto is BNP Paribas’ first supplier in France and gains a new presence in Belgium through BNP Paribas Fortis and will provide banking cards compliant to EMV Dynamic Data Authentication (DDA) security. In BNP Paribas mission to strengthen its relationships with suppliers with the widest geographic coverage, Gemalto meets the criteria for supplying bankcards. Gemalto digital security had 2008 annual revenues of EUR1.68 billion with 10,000 employees operating out of 75 offices, research and service centers in 40 countries.

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Trustcash Negotiates to Acquire up to 25% of Alligato

TRUSTCASH is in discussions for the purchase of up to a 25% interest in Alligato, in addition to current agreements stipulating Trustcash provide an alternative payment solution for Alligato’s mobile long distance services. Marketing its service under the www.CellLongDistance.com brand, Alligato delivers a comprehensive voice 2.0 platform available on a technology infrastructure offering truly open access to carrier-grade telecom functionality with hardware, software and network capacity. Alligato allows large member based organizations, existing service providers, application providers and web communities to provide cell phone long distance for their customers and members with greater quality for up to 90% savings. Integrating TrustCash as an alternative, secure, private and reliable payment system will be instrumental in the expanding distribution of their cell long distance service.

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XIPAY

E-payment provider Paymetric has launched secure XiPay On-Demand credit card processing for SAP Business One.
SAP partner Support One is the master-reseller and support provider for “XiPay On-Demand”, the
Paymetric automated credit card processing solution built specifically
for SAP Business One. This partnership delivers affordable and
simple-to-use electronic payment processing for SAP Business One users
and provides a significant recurring revenue stream for VARs selling the
service under a shared revenue plan. With Support One providing Paymetric-branded support and implementation
for this new, advanced electronic payment processing solution, SBO VARs
can focus on offering their customers a truly cost-effective,
fully-modernized, and seamlessly integrated system. Small-to-midsized
businesses no longer need to use multiple, disparate systems to process
payments, which can introduce the risk of entry errors and internal
theft. In addition, the solution makes it easier and more affordable for
SAP© Business One customers to comply with the Payment Card Industry
Data Security Standards.

Details