Alaska Option Joins Acculynk PaySecure

Alliance Data Systems Corporation loyalty and marketing solutions has
signed a multi-year agreement with CA-based Pacific Dental Services
(PDS) business support services provider to provide patient financing
and marketing services through a private label credit card program.
Terms of the agreement stipulate Alliance Data is to provide integrated
private label credit card services for receivables funding; credit
authorization; statement generation; remittance processing; customer
service functions; and marketing services in support of the private
label credit card program. ADS is also to integrate account acquisition,
authorization and settlement services into Pacific Dental’s practice
management system to allow for seamless account acquisition and patient
financing. PDS provides comprehensive business support services to
dental and orthodontic practices throughout California, Nevada, Arizona,
Colorado and Texas with recorded 2008 revenues in excess of $270 million.

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SECURITY RESILIENCE

The 1,500 delegates and 500 companies expected at the CARTES &
IDentification trade show for digital security and intelligent
technologies on November 17-19 will be addressing the minimal impact the
struggling economy has on secure identity card use. The smart card
industry’s three major markets, including mobile telephony, payment and
identity, are experiencing collateral and marginal effects from the
financial crisis. With 7 billion smart cards currently in use, key
players demonstrate a strong resilience to the slowdown in activity
along with sustained potential for growth. The “Smart Security” industry
is tackling the crisis after having completed its cost reduction,
rationalization and internationalization programs; has achieved a
critical mass giving it an independence which it did not have in the
last crisis with much less dependence on other business sectors; and its
markets are influenced more by a long-term and profound change in
lifestyles and fashions than by investment policies.

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Mochi Media Offers Zong Payment Platform

Online mobile gaming payment service Zong has partnered with gaming
property Mochi Media to offer players the Zong payment platform.
Mochi Media has integrated Zong’s mobile payments platform into its
recently launched Mochi Coins micro-transaction and distribution
platform for Flash Games. Flash developers that have integrated Mochi
Coins into their game platforms can now extend a frictionless,
easy-to-use and secure mobile payment solution to gamers anywhere on the
web. With more than 14,000 Flash games distributed across 30,000 game
portals, the Mochi Media games network reaches more than 100 million
unique visitors a month. The integration of Zong into Mochi Coins will
provide an even greater ability for Mochi Media to tap the lucrative
multi-billion dollar virtual goods market. Featured on Facebook and
MySpace and integrated with
virtual worlds and gaming sites like Gaia Online, IMVU and
Outspark, Zong’s frictionless payment experience converts “shoppers”
into “buyers” at rates up to 10 times greater than traditional payment
methods such as credit cards.

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ALTERNET & NUMOBILE

NuMobile and Alternet Systems intend to jointly pursue the mobile
computing and smartphone market in Central and South America. NuMobile
is building a portfolio of proprietary software product offerings for
the smartphone and mobile computing market while Alternet is to offer
its range of mobile commerce and electronic ticketing payment services.
The partnership is scheduled to present October 1 for the Greenfield
program to accelerate the introduction of new technologies into new
markets. Alternet Systems provides: telecommunications services;
education and health-care application software and systems; and
electronic transaction platforms for the mass transportation and utility
markets while NuMobile security and software solutions targets the
global mobile computing and smartphone market.

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Online Gamers Gain Access to Rixty Payment

Alternative payment platform provider Rixty has added the Rixty payment option
to Offerpal Media’s monetization platform. The addition of Rixty to the Offerpal monetization platform gives
consumers more ways than ever before to get and use virtual currency,
while also putting cash back in developer’s pockets
This partnership provides a direct link between real money and virtual
currency for the consumer, and it helps developers monetize a large
audience base that might not have access to traditional payment methods
but find it simple to use Rixty’s prepaid payment system.
Online gamers on leading social networks such as Facebook, MySpace and Bebo,
will now be able to use their coins and cash to pay for virtual goods and
currency at their favorite online social networking and gaming sites.
Users can exchange their coins for free at more than 10,000 Coinstar
kiosk locations and receive a voucher for use at any of Offerpal Media’s
1,200+ online publishers. Rixty’s extensive network of 14,000
Coinstar and convenience store locations enables youth and other
cash-based consumers to spend their cash online as easily as at a local
store.

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DIGITAL ECONOMY

Serious political attention is now being paid to the digitalisation of
households throughout the UK in the evolving ‘Digital Economy’. Business
& Decision’s recent report, “The Revolution in Self-Service Channels in
the Financial Services Sector,” analyzes the growth of consumer
self-service channels in key areas of the Financial Services market and
looks at who is winning and who could lose out. Examining the recent
emergence of new operating models and highlighting the transformation of
more established business models in those parts of the Financial Markets
most affected, the report investigates the drivers and inhibitors of the
market, the broad demographic spread of demand and the challenges to
established players in financial services and assesses the impact of
future changes that may occur in the digital marketplace. This includes
consumers’ testing the capability of many ‘traditional’ businesses to
communicate digitally, with businesses which do not connect digitally
increasingly left behind. The pressure grows on businesses to deliver
sites that meet their needs in design and ease of navigation with the
spread of demand for digital connectivity across all age groups and
correlation between age groups and various waves of social networking
media.

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JEAN COUTU & PAYWAVE

The Jean Coutu drugstore chains is set to offer its customers Visa
“payWave” contactless payments, providing “wave and go” convenience when
purchasing the Store’s health, hygiene and beauty products. With this
development, Jean Coutu locations will be equipped with Visa “payWave”
terminals to increase speed at the cash register. Visa “payWave” cards
and POS terminals is closely aligned with Visa Canada’s migration to
chip card technology. Visa employs a layered approach to its fraud
prevention efforts, meaning both the payWave card and the terminal have
built-in measures to help heighten security efforts. The Jean Coutu
Group operates a network of 358 franchised stores in Canada located in
the provinces of Québec, New Brunswick and Ontario.

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COESYS E-PURSE

Omani citizens have started activating the Gemalto ePurse application in
their e-ID card. The Gemalto solution supplies BankMuscat and Royal Oman
Police with “Coesys ePurse” turnkey, post-issue solution for activation.
Gemalto is also providing consulting services, project management,
support and maintenance. BankMuscat will issue, initiate and implement
the ePurse. This development provides Omani citizens the convenience of
ePurse without the need to renew their e-ID card and provides the
government significant savings. Users can use the ePurse to perform
transactions to pay for administrative fees notably for birth and
marriage certificates, car registration, driving license and visa
application.

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CIBC to Accept China Unionpay Cards via INTERAC

CIBC will begin accepting China Unionpay (CUP) debit cards at its more than 3,800 ATMs through the “INTERAC” network in Canada. Providing extensive access to Asian clients through all its banking channels, CIBC branches and telephone centers across Canada offer services in Cantonese and Mandarin, along with its Chinese language website at
www.cibcasianbanking.com. This has helped the bank introduce its
“Newcomer to Canada Plan,” offering a comprehensive suite of products
with everything newcomers need to keep their money and valuables safe
upon arrival, save money and establish their credit history. The agreement with China Unionpay builds on international expansion of the INTERAC network, which already has agreements in place with two U.S. debit networks. The CIBC financial institution has nearly 11 million personal banking and business clients.

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SAA & CYBERSOURCE

CyberSource has signed agreements with South African Airlines (SAA) for
use of the CyberSource “Decision Manager” anti-fraud solution. Acting as
a global fraud management portal alongside “Performance Monitoring”
managed risk service, “Decision Manager” provides fraud system analysis
and monitoring with access to over 150 global validation tests and
services. The tests and services are to be managed by SAA through a
sophisticated but easy-to-use rules console. Equipped with business
rules set by the airline, “Decision Manager” assesses transactions in
seconds with a recommendation to accept, reject or mark for further
review. As part of the Performance Monitoring service, CyberSource
experts design and configure order screening strategies and processes in
conjunction with South African Airlines’ experts.

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INTERAC & CUP

INTERAC national debit network China Unionpay national bank card payment
network have partnered to make available ATM services for the 1.9
billion CUP cardholders. These agreements build on international
expansion of the INTERAC network, already in agreements with two U.S.
debit networks. The agreement is expected to drive incremental ATM
volumes for Canadian acquirers, providing access to a growing cardholder
base, through the China Unionpay and INTERAC networks. The networks will
connect through a “Gateway”, eliminating network setup and significantly
reducing development costs for Canadian acquirers. CUP has 250 associate
members and is accepted in 67 other countries.

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