J.P. Morgan Chase reported this morning that credit card profits for the third quarter were $421 million on revenues of $3.77 billion. Managed card loans of $131.5 billion were up 5.1% year-on-year and up 3.6% sequentially. During the third quarter, Chase added 2.76 million net new credit card accounts, ending the quarter with 95.9 million cards in-force. Charge volume for the third quarter was $73.3 billion compared to $65.3 billion one-year ago. The managed net charge-off ratio declined to 4.88% from 5.43% in the prior year and 5.56% in the prior quarter. The 30-day managed delinquency ratio was 3.81%, down from 4.24% in the prior year and up from 3.72% in the prior quarter. Bank card volume for Chase’s merchant acquiring business was $123.5 billion with nearly 4 billion transactions. Chase also reported that it ended the quarter with 8,282,000 debit cards. For complete details on Chase’s third quarter performance, visit CardData ([www.carddata.com]).