Bank One is deploying the new NCR “Personas” ATMs that offer enhanced deposit technology that eliminates the deposit envelope, directly accepting checks and cash. Using NCR’s no-envelope ATM deposit technology, deposited checks are scanned and an image of the check appears on the ATM screen, allowing the customer to immediately verify the check amount. The check image is also printed on the customer’s receipt, along with a full count by denomination of all inserted cash. This total view offers proof of the deposit and a more complete account than currently offered at the teller window. Bank One is applying NCR’s “ImageMark” distributed capture system to process ATM check images in the back office. This state-of-the-art technology is being piloted for customers in select locations in Indiana and Kentucky. The new ATMs are driven by Concord EFS’ “Star” network.