Equifax Inc. reported second quarter net income of $47 million, an increase of 7% over last year. However revenues of $270 million, were down 4% compared to one year ago. The company also reported that its North America “Direct-to-Consumer” 2Q revenues were up 36%, to $9 million. Equifax is currently beefing-up its Small Business Financial Exchange. With the addition of 13 million records, Equifax will have over 20 million financial records representing approximately 10 million small businesses in the U.S. For complete details on Equifax’s 2Q/02 results visit CardData ([www.cardata.com]).