Advanta reported fourth quarter net income for its business cards division of $11.4 million, up 48% from fourth quarter 2000. Advanta ended the fourth quarter with managed business card receivables of $2,042,974 as compared to $1.66 billion one year ago. The after tax return on average managed receivables was 2.3% on an annualized basis, as compared to 2.2% for third quarter, and 2.0% for fourth quarter 2000. The over-30 day delinquencies were 6.66% at Dec 31, and charge-offs were 8.67% on an annualized basis for the quarter. Delinquency for 4Q/00 was 5.00% and charge-offs for the fourth quarter of 2000 were 5.54%. Advanta’s net interest margin was 16.57%, compared to 12.89% for 4Q/00. For complete details on Advanta’s 4Q/01 and previous performance please visit CardData ([www.carddata.com]).