MasterCard PDA Guide

MasterCard International has released the MasterCard Global Service PDA Guide, an online downloadable version of the MasterCard Global Service international emergency phone list for personal digital assistants, including Palm OS and Microsoft CE-powered pocket PC devices.

Cardholders can now download the emergency service telephone numbers in their PDAs, making it as convenient to find MasterCard’s emergency phone numbers as it is to look up an address from their personal address book. Consumers can use MasterCard Global Service numbers to call for assistance virtually anytime, anywhere, and in any language.

“Our numbers always have been easily accessible to cardholders via directory assistance, hotel concierge desks, bank mailings, and other sources,” said Bonnie MacDonald, senior vice president, MasterCard Worldwide Cardholder Services. “However, this new portable format puts the information literally at our customers’ fingertips. No card offers easier access to customer service worldwide than the MasterCard card.”

Working with Seattle-based Palmtop Publishing, MasterCard has made the Global Service PDA Guide available to leading PDA-focused web sites, including (among others):











PDA and travel-related web sites worldwide are invited to share this essential MasterCard software for international travelers with their web site visitors. Developers and web administrators can visit for information on adding the guide to their sites. Since its initial availability, the Global Service PDA guide has been downloaded by nearly two thousand PDA owners worldwide.

The compact, 27k, Palm OS PDA Guide is powered by award-winning OnTap(R) Technology, making it intuitive, fun to use, and easy to share person to person with a simple infrared beam. The Pocket PC edition is a 92k e-Book.

Last year, MasterCard cardholders accessed MasterCard Global Service over 780,000 times, receiving assistance by calling toll-free or collect from 200 countries in 74 languages. Call Center Magazine, a key publication covering the customer service industry, recently named the MasterCard Global Service Center the “Call Center of the Year” for the credit industry.

Examples of services available through MasterCard Global Service include:

* Lost and Stolen Card Reporting: MasterCard notifies the issuer of the missing card within 15 minutes of the cardholder’s call;

* Emergency Card Replacement: With the issuer’s approval, cardholders receive a temporary replacement card — next day in the U.S. within two business days most everywhere else;

* Emergency Cash Advance: Cardholders can receive cash — within 15 minutes in the U.S.; within one hour most everywhere else; and

* MasterCard/Cirrus ATM Locations: Cardholders are directed to the nearest of our more than 602,000 ATMs.

About Palmtop Publishing

Founded in 1997, Palmtop Publishing is the leading provider of Palm OS and Microsoft Pocket PC Digital Marketing Giveaways and marketing communications solutions that put handheld computers directly in stream with traditional advertising and marketing communications messaging.

Headquartered in Seattle, WA with affiliate offices in San Francisco, Rochester NY, Pittsburgh, PA and Stockholm, Sweden, Palmtop Publishing is led by a group of embedded systems experts and smart, fast, pioneering women. This powerful team creates with an incredible passion for their craft, decades of unsurpassed expertise in embedded systems and field-based, remotely deployed solutions, and tremendous commitment to extending client messages creatively into a whole new dimension. Palmtop Publishing can be reached by phone at 206-923-0901 or by visiting [][11].

OnTap is a registered trademark of Aegean Associates, Inc. Digital Marketing Giveaway is a trademark of Palmtop Publishing.

About MasterCard

MasterCard International has the most comprehensive portfolio of payment brands in the world. More than 1.7 billion MasterCard(R), Cirrus(R) and Maestro(R) logos are present on credit, charge and debit cards in circulation today. An association comprised of more than 20,000 member financial institutions, MasterCard serves consumers and businesses, both large and small, in 210 countries and territories. MasterCard is the leader in quality and innovation, offering a wide range of payment solutions in the virtual and traditional worlds. MasterCard’s award-winning Priceless(R) advertising campaign is now seen in 81 countries and in more than 36 languages, giving the MasterCard brand reach and scope unrivaled by any competitor in the industry. With more than 21 million acceptance locations, no card is accepted in more places and by more merchants than the MasterCard Card. In 2000, gross dollar volume exceeded US$857 billion. MasterCard can be reached through its World Wide Web site at [][12].




Trintech, a global provider of secure payment
infrastructure solutions, announced that Brother International
Corporation has selected Trintech’s enterprise ePayment solution PayWare ERP
to automate all its web-based and call center payment transactions. The
solution allows Brother to procure a higher volume of credit card orders, thus
reducing its operating costs.

PayWare ERP was implemented as part of a recent initiative by Brother to
procure sales orders at their websites and manage orders entered via the
Customer Relationship Management module in its call centers. Brother is
now able to handle credit card-based financial transactions, while delivering
superior customer service and developing a greater relationship with its
customer base. PayWare ERP also allows Brother to reduce costs by lowering
the processing cost of each transaction and to deploy its offering globally
with PayWare ERP’s multi-currency functionality.

“Trintech’s PayWare ERP product enables Brother to achieve the highest
level and most responsive CRM when handling customer orders taken at our call
centers or websites,” stated Dennis Upton, CIO at Brother International
Corporation. “Brother chose Trintech for its long track record in the
payments industry and because the solution integrates easily with our SAP R/3

Prior to implementation of Trintech’s PayWare ERP solution credit card
transactions were processed through a proprietary batch-oriented system.
PayWare ERP sends and receives credit card authorizations during order entry
which allows Brother to notify its customers immediately when orders are
accepted or rejected.

“Brother International Corporation has an enormous global ERM and CRM
operation with thousands of transactions flowing through every day,” said
Trevor Healy, vice president and general manager ePayments Division for
Trintech. “Implementing the PayWare ERP solution enables Brother to
efficiently process a higher volume of online orders and be more interactive
with their customers during order entry. Streamlining the online payment
process results in significant cost savings for companies such as Brother
International Corporation.”

Developed in close collaboration with SAP, PayWare ERP is ideal for
enterprises with large transaction volumes. The solution extracts costs from
internal operations to streamline the payment process, while providing a
migration path to new revenue channels, such as eCommerce, mCommerce and
tCommerce. PayWare ERP is scalable, designed to seamlessly integrate with R/3
sales order processing system and is easily configured to process card
payments in both physical and virtual environments.

PayWare ERP Product Overview

Trintech’s PayWare ERP solution provides seamless and tight integration of
the payment acceptance function into enterprise and resource planning (ERP)
systems and retail automation applications, allowing corporations to leverage
their ERP system to realize operational efficiencies and cost benefits.
Supporting multiple financial and communication protocols, PayWare ERP manages
both the authorization and settlement of transactions between acquiring
institutions and ERP-based merchants and businesses.

About Trintech

Trintech is a leading provider of secure electronic payment infrastructure
solutions for real world, Internet and wireless transactions. The company,
founded in 1987, offers a complete range of payment software products for
credit, debit, commercial and procurement card applications. Trintech’s secure
product range is deployed in over 35 countries worldwide and covers the
payment requirements of consumers, card issuing banks, merchant acquiring
institutions, merchants, eMerchants, telcos, wireless operators, ISPs/CSPs,
Portals and large corporations. The Group’s range of scalable, open systems
architecture solutions for UNIX(R) and Windows NT(TM) platforms covers
consumer, merchant and financial institution requirements for all card-based
payments, including eCommerce and the emerging world of mCommerce. Trintech
can be contacted in the U.S. at 2755 Campus Drive, San Mateo, CA 94403
(Tel: 650-227-7000) and in Ireland at Trintech Building, South County
Business Park, Leopardstown, Dublin 18 (Tel: 353-1-207-4000). Trintech can be
reached on the Web at
Investor information can be
found at

About Brother International Corporation

Bridgewater, New Jersey is the corporate headquarters for Brother in the
Americas, from Canada to South America and has fully integrated sales,
marketing, services, manufacturing, research and development capabilities,
located here in the U.S. In addition to its headquarters, Brother has
branches in California, Georgia, Illinois, Massachusetts, Tennessee and Texas
as well as subsidiaries in Ohio, Canada, Brazil, Chile and Mexico.


Cap One 3Q/01

Capital One’s sustained drive into super-prime credit cards is paying off as the issuer reported a 38% increase in total revenues and a 35% increase in earnings. Third quarter revenue rose to $1.8 billion versus $1.3 billion for the comparable period in the prior year and earnings hit $165.3 million compared to $122.1 million for 3Q/00. Marketing expense for the third quarter was $281.9 million an increase of $48.7 million over 3Q/00. For the quarter, Cap One added 2.0 million net new accounts, bringing total accounts to 40,145,000. The company’s managed consumer loan balances increased by $3.2 billion in the third quarter to $38.5 billion. The managed net charge-off rate increased to 3.92% for the third quarter compared with 3.80% for the third quarter of 2000. The managed delinquency rate (30+ days) increased to 5.20% as of September 30, compared with 4.92% as of June 30. The company’s managed net interest margin was 9.27% in the third quarter of 2001 versus 10.75% in the comparable period last year. Cap One noted that its annualized operating expenses per account was $77.06, down from $77.38 for the second quarter and $82.84 for 3Q/00. For complete details on Cap One’s 3Q/01 results and past performance visit CardData ([][1]).




Datacard Group announced it has accelerated final development and market
introduction of a portfolio of advanced security OVD offerings that make photo
ID cards virtually impossible to counterfeit and at the same time provide
tamper-evidence that reveals any attempts at alteration or forgery. The new
Datacard DuraGard registered OVD laminates feature the advanced security
of high-resolution, computer-generated holographic imagery that cannot be
copied or reproduced with conventional scanning and printing systems. Company
officials said the new, maximum-security portfolio of OVD solutions will be
available for sale by the end of the week.

“Government agencies, corporations and other security-minded organizations need
to know the ID cards they issue are highly secure,” said Tate Preston,
marketing vice president for Datacard’s Government Solutions group. “This new
portfolio of overt and covert advanced security OVD’s represents a significant
advance over today’s commercially available laminates.”

With its OVD technology, Datacard will be able to incorporate highly secure
visual and covert effects — such as registered transparent holographic images,
kinetic movement, microprint and an advanced suite of covert features — into
the DuraGard registered OVD laminates it provides. In addition, Datacard
provides the light sources and other proprietary inspection devices that can be
used to automatically verify card authenticity.

“When the new DuraGard registered holographic laminates are combined with our
advanced OVD security features, it clearly strengthens the protection of cards
against forgery and alteration or counterfeiting,” Preston said. “The visual
and covert security we can add to an ID card provides a critical component of a
security program. But in order for ID cards and identity systems to be truly
secure, they must be part of a comprehensive plan that includes effective
policies and procedures, integrated security systems and cardholders who
understand their role in maintaining a secure environment.”

Preston said he expects Datacard’s new DuraGard registered OVD laminates will
be implemented immediately in many government and corporate identity programs
supported by Datacard.

“We’ve helped organizations issue more than 600 million photo cards in more
than 60 countries worldwide, ranging from high security passports to ID cards
for clubs and associations. In addition to building a vast portfolio of
identity solutions, we’ve also amassed a tremendous amount of knowledge
surrounding security and identity documents,” Preston said. “This expertise is
extremely valuable for our clients as we help them develop and implement
effective identity programs.”

Datacard Group provides corporations, government agencies, schools and other
enterprises with a broad portfolio of digital identity solutions. Current
engagements include national ID programs in more than 15 countries, driver’s
license programs in more than 20 countries and employee ID implementations for
many of the world’s largest corporations. In addition to offering the world’s
best-selling brand of photo ID systems, Datacard offers solutions integrating
smart cards and biometrics, to create systems for both visual and virtual
identification. The company also provides financial institutions and other card
issuers with the software, systems and services they need for successful card
programs. Offerings include smart card operating systems, multi-application
smart card management systems and the world’s best-selling family of card
personalization systems. DataCard Corporation, doing business as Datacard
Group, is privately held and based in Minnetonka, Minn. Datacard Group serves
customers in more than 200 countries.


CardData 3Q/01

Fleet reported a 7.5% increase in gross accounts between the second and third quarters. As of Sept 30, Fleet had 7.2 million gross accounts and 5.24 million active accounts according to CardData’s 3Q/01 portfolio survey. Fleet’s receivables edged up from $14.5 billion for 2Q/01 to $14.6 billion for 3Q/01. Fleet’s year-to-date volume was $15,576,000,000. FleetBoston will release its earnings reports tomorrow. Meanwhile National City reports a slight decrease in its credit card portfolio. Receivables declined from $2,158,551,199 for 2Q to $2,131,046,593 for 3Q. National City’s gross accounts slipped from 1,838,144 for the second quarter to 1,811,478 for the third quarter. For complete details on 3Q/01 portfolio results visit CardData ([][1]).




Sappi, the world’s leading producer of coated woodfree paper, has begun using
TradeCard, a U.S.-based company that automates the financial portion of trade
transactions and provides an online alternative to costly letters of credit
among its product offerings.

Sappi has already used these services for trade transactions with several
buyers in Hong Kong and Taiwan in lieu of letters of credit. After initial use,
the company has realized immediate process efficiency and cost saving benefits.
Further, Sappi, now aims to increase the number of buyers with whom they
conduct trade transactions using TradeCard’s web-based service.

Henri Kirsten, Financial Director of Sappi Trading, said: “Sappi had researched
a number of Internet-based options designed to save time and money by providing
alternatives to letters of credit. TradeCard currently best suits our needs. We
gave it a try and found that TradeCard made the trade transaction process
faster, more efficient, and less expensive. We look forward to more of our
buyers becoming TradeCard members.”

Once buyers and sellers become approved TradeCard members, they can then
conduct their financial portion of their trade transactions through TradeCard’s
patented financial supply chain platform. The financial supply chain involves
managing the flow of necessary data relating to settlement beginning with the
purchase order all the way to payment. This system provides all approved
trading parties and their service providers complete online visibility into
their transaction, accurate 24/7 data monitoring, e-mail reminders for tasks to
be completed, an assurance of payment to sellers upon correct fulfillment of an
order, access to export financing facilities, and a patented data compliance
engine with discrepancy notification. And unlike letters of credit where each
discrepancy results in a fee, TradeCard members can negotiate discrepancies
online at no additional cost.

“Sappi recognizes the benefits that TradeCard can bring,” said TradeCard
Chairman and CEO Kurt Cavano. “They are processing transactions with key buyers
and are seeing the results. And the more buyers that become members, the more
all parties to the transaction save in time and costs.”

About TradeCard

TradeCard is a financial supply chain service provider. TradeCard’s secure
transaction infrastructure greatly reduces the inefficiencies and uncertainties
found in traditional domestic and cross-border trade transaction processes. By
streamlining and enhancing the steps necessary for purchase order approvals,
payment decisions and settlement, TradeCard provides a cost-effective,
practical and patented service for financial supply chain management.
TradeCard, Inc. is headquartered in New York City with offices in San
Francisco, Seattle, Chicago, Hong Kong, Taipei, Seoul, Tokyo and London.
TradeCard can be found on the World Wide Web at

About Sappi

Sappi leads the fast growing coated woodfree paper market. Coated woodfree
paper is used in high quality publications such as annual reports, catalogues,
brochures and magazines. It has a 15% share of the world market and has leading
market shares in North America, Europe and Africa, selling nearly a quarter of
the coated woodfree paper in the western world. A high level of pulp
integration protects Sappi from pulp price volatility. It sells almost as much
pulp as it buys and in particular is the largest, (15% world market share)
lowest-cost producer of dissolving pulp used typically in the manufacture of
viscose textiles.
Sappi has manufacturing operations on three continents, in eight countries and
customers in more than 100 countries. Sappi can be found on the World Wide Web


Global & Planet Payment

Global Payments Inc., a leading provider of electronic processing services, announced a marketing referral agreement with Planet Payment to offer real-time, multi-currency Internet payment processing services to Global customers. Global merchants can now enjoy the benefits of multi-currency processing through a comprehensive product offering that includes a Planet Payment multi- currency account, advanced payment gateway technology and value-added products and services.

Global merchants will have the ability to accept international credit card payments in over 100 currencies and still settle in their choice of major settlement currencies including: US Dollar, Australian Dollar, Canadian Dollar, Euro, or Hong Kong Dollar, providing a complete, end-to-end multi- currency processing solution for all international payment services.

“Our agreement with Global Payments allows their merchants to be able to offer products and services in any country, display pricing in the local currency, yet be funded in their home currency without the risk of exchange rate fluctuations. Global’s merchants will also be well positioned to take advantage of Europe’s formal conversion to the new Euro currency,” said Philip Beck, chief executive officer, Planet Payment.

“Global Payments’ strategic partnership with Planet Payment represents our commitment to bringing our customers innovative solutions to help them maintain a competitive edge,” said Chief Information Officer, Barry Lawson, Global Payments Inc. “This partnership allows our customers to take advantage of the strengths of both companies thereby gaining the ability to compete more effectively in a global economy,” he added.

Planet Payment is a global leader in providing multi-currency payment solutions to merchants worldwide. Planet Payment’s affordable e-commerce solution enables Internet merchants to securely accept Visa(R) and MasterCard(R) and other major debit and credit cards in a secure, real time environment, and in over 130 currencies. The Planet Payment Gateway, powered by Authorize.Net(TM), is compatible with over 100 of the leading shopping cart technologies. Planet Payment can be contacted on the web at .

Global Payments Inc. is a leading provider of electronic transaction processing services to merchants, Independent Sales Organizations (ISOs), financial institutions, government agencies and multi-national corporations located throughout the United States, Canada, and the United Kingdom. Global Payments offers a comprehensive line of payment solutions, including credit and debit cards, business-to-business purchasing cards, gift cards, check guarantee, check verification and recovery, terminal management and funds transfer services.



Citibank e-Business, a unit of
Citigroup, the premier global financial services company announced the launch
of their European Commercial Cards procurement platform.
This global platform, now being launched in Europe, supports Travel & Expense
and Purchasing Cards, while offering companies electronic procurement,
information delivery, reporting and card management solutions, as well as
traditional corporate payment solutions. The platform provides corporations
with the ability to issue multiple currency card solutions that aid companies
in their compliance with local governmental regulations, and provides local
language support and customer service.

This global platform provides an embedded electronic commerce service, thereby
enabling companies to transact electronically with their vendors. These
enhanced solutions and capabilities are designed to assist companies in
launching their e-commerce and electronic payment services with leading
enterprise resource planning (ERP) and business-to-business technology vendors.
“We selected Citibank as our global partner in providing corporate T&E cards to
our 20,000 Ford Corporate Cardholders,” said Bud Moore, European Accounting
Executive, Ford Corporation. “Leveraging Citibank’s global infrastructure and
experience will provide Ford the corporate payment tool we require to feed our
Global Expense Management program we are launching in consort with the Citibank
Corporate Card.”

“Our customers will benefit from lower expenses, increased control and improved
reporting information,” said Boog Davidovac, Vice President, Citibank
e-Business. “Citibank recognizes that companies must streamline their processes
and reengineer their procurement systems in order to compete in today’s
business environment. This is another way we are positioning ourselves to be
the financial services engine powering business to business transactions.”


Citigroup (NYSE: C), the most global financial services company, provides some
120 million consumers, corporations, governments and institutions in more than
100 countries with a broad range of financial products and services including
consumer banking and credit, corporate and investment banking, insurance,
securities brokerage and asset management. Major brand names under Citigroup’s
trademark red umbrella are Citibank, CitiFinancial, Primerica, Salomon Smith
Barney and Travelers. Additional information can be found at

Citibank e-Business

Citibank e-Business provides e-solutions that empower corporations and
financial institutions globally to connect to the Web, transform their business
using Internet-related technologies and extend their reach to new markets. Our
e-solutions support our customers as they integrate their Internet-based
exchanges, software solutions, logistics, and financial services with existing,
end-to-end, liquidity management, investment, cash management and trade finance
processes. Additional information may be found at:


Canadian Biz Card

Amex Bank of Canada introduced the first no-fee, cash rebate credit card for small business’ in Canada. The ‘American Express Business Card’ offers an annual cash rebate up to 2% and an introductory 6.9% interest rate on balance transfers for the first six months. Amex Canada’s small business cardholder base has grown by more than 40% driven by a suite of small business products including the ‘AmEx Costco Corporate Card for Small Business’, ‘AmEx AIR MILES Gold Business Card’ and the ‘AmEx Corporate Card for Small Business’.



John M. Lopes, Chief Executive Officer of
WebEngine Corporation is
pleased to announce that the Corporation has been invited to make a
presentation to the Governor of the National Bank of Yugoslavia and the Board
of Directors of P&P Banka, Belgrade for a complete re-development of the
bank’s existing technical infrastructure and sixteen of its branches located
through out Yugoslavia. WebEngine is the only company invited to present a
proposal to the bank. It is scheduled that WebEngine will present its multi-
faceted proposal over the course of this coming week. The WebEngine proposal
is valued at US$5 million. “Pending acceptance of the proposal, this will mark
the first step in WebEngine’s strategy to market its products and services to
the Eastern European financial services sector,” remarked John M. Lopes,
President & CEO, WebEngine.

The current proposal involves developing Internet banking capabilities,
replacing 300 work stations with state of the art hardware and software,
creating a new Virtual Private Network and Local Access Network for switching
secure transactions for more than 500 automated teller machines (ATMs) as well
as supplying tools and applications for treasury monitoring and securities
trading. WebEngine, in conjunction with P&P Bank, will also pilot a project of
selected bank merchants for a Point of Sale (POS), debit card, credit card,
and loyalty card program to 5,000 of P&P Bank’s more than 20,000 merchants.
“These infrastructure upgrades are necessary for both the bank and its
merchants to provide value-added services to consumers and to facilitate the
evolution of both merchant banking and retail consumer deposits,” commented
Dr. Peter Lukesch, director of P&P Bank and WebEngine.

About WebEngine:

Publicly-listed on the CDNX (YWE), WebEngine Corporation is a financial
transaction facilitator. The Company develops and markets sophisticated
solutions and provides advisory services to enable its clients to integrate
leading edge processing and security capabilities into their operations. Its
range of product offerings includes secure banking system infrastructure
development, credit card processing, clearing and settlement.

About P&P Bank:

Headquartered in Belgrade and with branches located throughout
Yugoslavia, Prva Preduzetnicka Banka A.D., is focused on serving small and mid-
sized companies. The Bank was established in 1992 to encourage the development
of private entrepreneurship in Yugoslavia and is focused on delivering
innovative financial services to its clients. P&P Bank has more than 13,000
depositors and in excess of 23,000 active accounts. (The Bank has assets of
approximately 3.4 billion dinars (US$51 million), the bulk of which (45%) is
held in cash.


Branch Gift Cards

Cleveland-based KeyBank has unveiled a new prepaid MasterCard gift card called: ‘Key Possibilities’. The new card is available for immediate purchase to customers at 900 bank branches. The card is available for a fee of $3.95 per card and is available in four preloaded denominations: $25, $50, $75 and $100. The ‘Key Possibilities’ card can be used at all MasterCard acceptance locations including MasterCard/Maestro/MAC/STAR/Cirrus ATMs.



SureFire Commerce Inc. announced that its full suite of online payment products
will now accept and
settle payments in 30 world currencies, including the US Dollar, the Canadian
Dollar, the Euro, the French Franc, the Deutsche Mark and the Sterling Pound.
SureFire Commerce can now process more currencies than any other payment
processor in the world.

SureFire Commerce will integrate this expanded currency capability into
its payment enabling solutions, including its Business and Personal Accounts.
SureFire Business Accounts allow businesses to accept credit cards, debit
cards and FirePay Personal Accounts on their site. The FirePay Personal
Account is an electronic payment account that consumers can securely fund from
a variety of sources, including Visa, MasterCard and electronic cheques, and
use to pay for products and services on the Web without having to divulge
sensitive credit card information.

The benefits of having multi-currency capabilities include:

– no foreign exchange risk, since SureFire Commerce’s payment solutions
will settle all online transactions in the “native” currency of the
consumer and merchant;

– the ability for SureFire Commerce to form successful strategic
partnerships in Europe similar to those in North America;

– the opening of the European market to SureFire Commerce’s current base
of North American merchants;

– one stop shop for clients, allowing them to handle 30 currencies with
only one integration.

“Our strengthened multi-currency capability will be instrumental to
cementing and expanding the scope of our European headquarters, which was
opened in March 2001,” said Rory Olson, President and CEO of SureFire Commerce
Inc. “Being able to accept and settle payments in 30 world currencies is a
‘must have’ for our European operations and will increase that business unit’s
ability to close strategic marketing partnerships with leading banks,
communications service providers and technology companies.”


SureFire Commerce recently signed a new partnership agreement with
RedBrigade, a global systems integrator that will benefit from this new multi-
currency capability. RedBrigade will integrate SureFire’s electronic Bill
Presentment and Payment solution into its financial processing system and
offer the solution to its FTSE 500 client base.

With the integration of SureFire’s Bill Presentment and Payment solution,
users of RedBrigade’s financial processing system will be able to send bills
to their clients via the Internet and receive both online and offline payments
through credit cards, debit cards, cheque or the Business Automated Clearing
System (BACS), depending on the client’s preference. The solution is
particularly effective for corporate clients with high billing volume, who can
send e-mail invoices to consumers who make offline transactions.

“Our partnership with SureFire Commerce is another major step in taking
the pain out of conducting business both online and offline, especially for
our corporate clients that have very high volume billing needs,” said John
Maruca, Director Emerging Technologies of RedBrigade. “We’re pleased to offer
clients seamless integration with the Bill Presentment and Payment solution of
SureFire Commerce, a company that shares our vision of what clients can
accomplish both online and offline.”


RedBrigade, an operating company under iGATE Capital, is one of Europe’s
fastest-growing providers of high-value IT solutions for companies addressing
technology change, from back-office systems through to the Web. Drawing on a
global resource of nearly 500 qualified consultants, the company guarantees
the rapid deployment of strong and consistent teams to deliver bespoke IT
solutions to its clients, at industry-leading prices. Consequently, RedBrigade
has been rewarded with a repeat engagement rate of 75 per cent. Formerly
Mastech Europe, RedBrigade’s headquarters were founded in the UK in 1996.
Other offices are located in Scotland, Ireland, Sweden, Finland and South


SureFire Commerce Inc. is a global business-to-business provider of
proprietary e-commerce solutions in the area of secure credit card transaction
processing and merchant enabling. SureFire Commerce is an international
provider of secure online transaction processing services to goods and
services merchants in the areas of retail sales, sports, entertainment and
licensed online gaming, among others. Total transactions processed exceeded
$1.2 billion in fiscal 2001. SureFire Commerce’s merchant enabling solutions
provide telecommunications companies, Internet service providers, high-traffic
portals and financial institutions the ability to generate recurrent revenue
streams for themselves and their small- and medium-sized business customers.
SureFire Commerce is headquartered in Montreal (Quebec) with offices in Hull
(Quebec), Boston (Massachusetts) and London (England).