Name Change

CheckFree Corporation announced that it has reached a settlement of the lawsuit it had filed January 25, 2001 against CheckSpace, Inc. for infringement and dilution of its trademarks. Under the terms of the settlement, CheckSpace agrees to immediately begin the process of changing its name to one that is not confusingly similar to that of CheckFree, and to complete the process no later than by August 12, 2001. Allen L. Shulman, CheckFree executive vice president and general counsel said, “We are very pleased with the outcome, and glad that once the matter was appropriately brought to their attention CheckSpace recognized the value to both companies of avoiding the potential for confusion.”

About CheckFree

![][1] CheckFree (NASDAQ: CKFR) is the leading provider of financial electronic commerce services and products. Founded in 1981 and celebrating its 20th year in e-commerce, CheckFree launched the first fully integrated electronic billing and payment solution in 1997. Today, CheckFree enables 4.8 million consumers to receive and pay bills electronically. The company has multi-year contracts with 245 of the nation’s top billers to provide online billing and payment through nearly 300 financial services organizations, including banks, brokerage firms, Internet portals and content sites and personal financial management (PFM) software. CheckFree Software Services division provides solutions that are used to process more than two-thirds of the nation’s six billion Automated Clearing House payments, and reconciliation and compliance products and services to 400 banks and businesses. This division includes CheckFree i-Solutions, the leading provider of interactive e-billing and e-statement software and services that enable companies to transform bills and statements into interactive conduits for customer relationship management, marketing and customer self service. CheckFree Investment Services provides a broad range of investment management services to thousands of financial institutions nationwide. The division’s clients manage more than 1,000,000 portfolios totaling more than $500 billion in assets. For more information visit [www.checkfree.com][2].

[1]: /graphic/checkspace/logo.gif
[2]: http://www.checkfree.com/

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ECHO & NCN Deal

Electronic Clearing House Inc. announced it has completed the acquisition of the assets of National Check Network, including the association’s name. NCN is an association of 60 collection agencies that contribute to a proprietary database of check writers populated by over three million records. The acquisition strengthens ECHO’s position as the operator of the National Check Information Service (NCIS) check verification system. Combining NCN’s data with existing NCIS data will expand the database to 15 million negative check records. The acquisition also expands ECHO’s collection agency sales channel significantly.

“The acquisition of NCN completes a key part of our strategy that ECHO has pursued for the past two years — to build the nation’s very best database of bad check writers,” stated Joel Barry, chief executive officer of ECHO. “Value in the check verification business is generated by the accuracy and timeliness of check writing data.

“The combined NCN and NCIS data, which is collected daily from over 260 collection agencies around the United States, will result in the most powerful and effective national database available to merchants today.

“By accessing our enhanced NCIS database, a customer will be more likely to have their check approved, a merchant will experience fewer checks being declined, and, on those checks that do bounce, a collections agency will enjoy a better rate of collection. ECHO’s relationship with a nation-wide network of leading collections agencies makes this possible.

“NCIS is a working database used by collections agencies to track bad check writers and motivate them to pay their obligation. This creates a strong incentive to quickly remove any person from the database who has made good on their bad check. Timely updating of the database has positive implications for the check writer, the merchant and the collection agency,” stated Barry. The addition of the NCN group of collection agencies and data also adds value to ECHO’s recently introduced check product, Electronic Check Conversion (ECC).

ECC is a process whereby a merchant can convert a check into an electronic record at the point of sale and then return the paper check to the customer. ECHO’s ECC system also captures an image of the check itself, which in the event of a collection action, becomes a very powerful tool to locate the bad check writer and convince them to honor the check.

For merchants using non-imaging ECC systems offered by third-party vendors, accessing the NCIS expanded database before accepting a check allows a merchant to be as confident as possible about the quality and history of the check writer. Most importantly, it diminishes the number of times a merchant will experience a bounced check transaction.

“Now that we have the premier negative check writer database, we are focused on what we believe are the two remaining strategic keys to becoming the nation’s top check service provider, expanding our management team and building our sales and marketing organization. The collection agencies represent a great sales channel to reach local merchants, because they are a primary point of contact for check services and understand the role that technology plays in efficient and successful collection actions. We intend to leverage these relationships to gain market penetration for several new check products and services that address the needs of merchants in today’s economic environment,” Barry concluded.

Electronic Clearing House Inc. provides debit and credit card processing, check guarantee, check verification, check conversion, check re-presentment, check collection, and inventory tracking to over 58,000 retail merchants and U-Haul dealers across the nation.

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AE46C

Hitachi unveiled this morning an enhanced function smart card controller that has the world’s largest on-chip memory integrated in a smart card device. The ‘AE46C’ controller combines 68KB EEPROM, 160KB ROM, 6KB RAM and a 1024-bit co-processor. Based on a new 16-bit CPU core designed to support multiple applications on one smart card, the ‘AE46C’ controller is an extension to the ‘AE-4’ family and is ideal for USIM cards and high-end applications such as banking systems. It also allows for greater functionality of GSM and SIM cards. Cards equipped with the EEPROM memory will also support UMTS services which offers services through such as financial transactions, e-commerce applications, stock quotes and online gaming. Samples of the new smart card controller will be available this summer.

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Shopcarte

Bridging technology to provide smart card-based loyalty capabilities in the U.S. was introduced this morning by MA-based WearLogic. ‘Shopcarte’ offers the ability to rapidly implement smart card-based coupons, discounts, or special offers by delivering compatibility with virtually every merchant in the U.S. that takes coupons today using bar code scanners. The first ‘Shopcarte’ product, the ‘Merchant Shopcarte’ device, is placed at the checkout counter. It requires only batteries and does not need a network connection. When a card is inserted into the device, two special traffic lights on the box indicate whether the smart card has been correctly inserted. After seeing the green light, the sales person points the bar code scanner at the Shopcarte device, capturing the electronic bar code coupon. The cardholder then uses their card in the standard card POS terminal to pay as always. The ‘Merchant Shopcarte’ will be available in June. WearLogic plans to introduce a ‘Personal Shopcarte’ device.

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Datacard Milestone

Datacard Group announced shipment of the 700th smart card personalization module for its flagship card issuance systems. The module, used with the Datacard 9000 or 7000 Series Systems, enables high-speed smart card personalization in a variety of industries including financial, healthcare, transit, loyalty, telecommunications, identity and e-commerce. “This latest milestone clearly shows that the momentum continues both for smart cards and for Datacard,” said Bob Beer, Datacard’s vice president of smart card solutions. “As more card issuers make the transition to multi-application smart cards, Datacard stands at the forefront of the technology with the world’s only fully integrated infrastructure for multi-application smart card issuance and post-issuance lifecycle management.”

Unlike traditional magnetic stripe cards, a smart card can support multiple applications on a single chip. For example, multi-application technology can allow consumers to make online and on-site purchases, access healthcare, interact with public transportation and procure points in loyalty programs using a single card.

“Datacard changed the world more than 30 years ago with secure, high-speed credit card issuance, and now we’re leading the charge to advance the power, value and convenience of smart cards in a similar fashion,” Beer said. “Our relentless development of smart card technology over the last 15 years has resulted in software, systems and professional services that are unrivaled in the industry.” In addition to inline modules for its high-volume card issuance systems, Datacard’s smart card solutions offering includes chip operating systems, card personalization systems, life cycle management software and consultative services.

“Our in-house smart card experts, mathematicians and cryptographers intimately understand the challenges and security risks inherent to smart card issuance,” Beer said. “That is why leading card issuers choose Datacard first for launching secure, successful card programs. As smart cards become increasingly indispensable in everyday life, the significance of our issuance and management infrastructure will only become more evident and strategically important to card issuers.” Other inline capabilities for Datacard 9000 and 7000 Series Systems include full-color photo printing, magnetic stripe encoding, high-speed embossing, color topping, thermal printing of logos, text and bar codes, laser engraving, topcoat application and card delivery.

Datacard Group provides financial institutions, corporations, consumer marketers, governments, schools, healthcare providers, service bureaus and other enterprises with the software, systems and professional services they need to build successful card programs. The company’s solutions portfolio includes the world’s best-selling smart card software and card issuance systems, as well as a complete line of digital identity systems. Consultative services include a smart card chip security laboratory that works with the world’s leading smart card issuers. DataCard Corporation, doing business as Datacard Group, is privately held and based in Minnetonka, Minn. Datacard Group serves customers in more than 200 countries. ([www.datacard.com][1])

[1]: http://www.datacard.com/

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Multi-Currency EBPP

MasterCard announced the introduction of multicurrency settlement capability to its EBPP services. The new capability enables customers using MasterCard RPPS to settle payments in 37 countries, including Australia, Canada, Hong Kong, Malaysia, New Zealand, Singapore, South Africa, the U.K., and the European Union. MasterCard RPPS also offers participants exclusive advanced functionalities ­ such as bill push, message bursting, flat file connectivity, and out-of-band communications.

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MBNA Harrah’s Card

Harrah’s Entertainment, Inc. announced this week it has selected MBNA to offer credit card services to members of Harrah’s Total Rewards program.

Total Rewards, the gaming industry’s only nationwide customer-loyalty program, has more than 23 million members. The agreement provides them the opportunity to earn cash awards redeemable at Harrah’s, Rio and Showboat casinos around the country by using Total Rewards branded credit cards issued by MBNA.

“MBNA’s reputation for outstanding customer service and leading-edge marketing make it a perfect fit for Harrah’s and our customers,” said David Norton, Harrah’s Entertainment’s Vice President of Loyalty Marketing.

“Harrah’s is known for its terrific Total Rewards program,” said John Cochran, Chief Marketing Officer of MBNA. “We look forward to working with Harrah’s to provide innovative financial products backed by superior service to their customers.”

MBNA Corporation, a bank holding company and parent of MBNA America Bank, N.A., a national bank, has $88 billion in managed loans. MBNA, the largest independent credit card lender in the world, also provides retail deposit, consumer loan and insurance products. The company’s web site, [http://www.mbna.com][1], provides credit card, consumer loan, retail deposit, travel and shopping services.

Founded more than 60 years ago, Harrah’s Entertainment, Inc. is the most recognized and respected name in the casino-entertainment industry, operating 21 casinos in the United States under the Harrah’s, Showboat, Rio and Players brand names. With a combined database of more than 23 million players, Harrah’s Entertainment is focused on building loyalty and value with its target customers through a unique combination of great service, excellent products, unsurpassed distribution, operational excellence and technology leadership.

Additional information about Harrah’s Entertainment is available on the Company’s web site, [http://www.harrahs.com][2].

[1]: http://www.mbna.com/
[2]: http://www.harrahs.com/

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VIP Preferred e-Check

Global Payments Inc. announced the launch of VIP Preferred e-Check, the first electronic check- cashing card designed exclusively for the gaming industry.

Currently, there are more than a quarter million Global VIP Preferred cardholders using their check cashing cards in over 50 casinos and gaming establishments throughout the U.S. Global will market the enhanced, electronic version of VIP Preferred to these markets, as well as to additional gaming establishments throughout the country.

The addition of VIP e-Check makes the VIP Preferred card two cards in one by offering consumers the option of cashing a paper check or requesting an electronic check transaction. The VIP Preferred card’s proprietary software provides the gaming industry with the ability to establish a significant, consumer revolving check-cashing limit in less than two minutes.

“This new electronic capability significantly enhances Global Payments’ standard VIP Preferred product offering, which has been an industry leader for several years. With the addition of the e-Check feature, VIP Preferred becomes one of the most innovative and cost effective check cashing and electronic check transaction services available in the industry today,” said Paul R. Garcia, President and CEO Global Payments Inc.

“This product will benefit both gaming establishments and their customers,” said Dean DeCristoforo, Vice President of Gaming Services for Global Payments. “For consumers, it provides quick access to their cash without standing in long lines, while gaming establishments benefit from improved customer service, reduced fraud, customer demographics, detailed billing and IRS reporting data,” he said.

Global Payments Inc. is a leading provider of electronic transaction processing services to merchants, Independent Sales Organizations (ISOs), financial institutions, government agencies and multi-national corporations located throughout the United States, Canada and the United Kingdom. Global Payments offers a comprehensive line of payment solutions, including credit and debit cards, business-to-business purchasing cards, gift cards, check guarantee, check verification and recovery, terminal management and funds transfer services.

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MC Adds 2 Biz Partners

MasterCard International announced two new offerings for its Small Business Connections program, an innovative online resource for connecting small businesses with the Internet’s top business-to-business service providers and MasterCard’s best-in-class payment solutions.

The new additions to MasterCard Small Business Connections are PromiseMark, the country’s first Internet and data-related protection plan company, and Bpath, a leading provider of e-commerce and e-marketing services for small businesses and web masters worldwide.

As part of the agreement, MasterCard small business cardholders will be offered a 30 percent discount from retail prices for PromiseMark’s plans to help protect identity and data while conducting business online. PromiseMark plans include Virus Protection, Data Recovery, and Hacker and Identity Theft Protection services. The Virus Protection Plan is offered as a free benefit to MasterCard Executive BusinessCard cardholders. In the future, PromiseMark will also offer MasterCard small business cardholders their service plan for used computers as soon as the program’s development is complete.

![][1] The agreement with Bpath will provide MasterCard small business cardholders with increased customer awareness of their online presence through Bpath’s proprietary URL submission technology, HyperSubmit. MasterCard cardholders will receive special pricing for this service, which automatically provides URL registration for websites, including automatic monthly re-registration, to 400-plus search engines and directories. The importance of search engines can’t be overlooked, as they are the most popular method for discovering new sites across the Internet. In addition, users can sign up for HyperRank, a utility that automatically measures the success of their promotion campaign with search engines and directories.

![][2] “With this latest announcement, MasterCard continues its dedication to helping small businesses conduct business on the Internet,” said Steve Abrams, senior vice president, Corporate Payment Solutions, MasterCard International. “Through our new agreements with PromiseMark and Bpath, MasterCard small business cardholders can increase the awareness of their web presence with peace of mind. This announcement underscores MasterCard’s leadership in providing small businesses with the services and tools they need to successfully run their businesses.” “Working with a global payments leader like MasterCard demonstrates PromiseMark’s commitment to protecting small businesses from Internet hacking, security breaches, data loss and the damaging effects of computer viruses. It also provides small businesses with the confidence needed to fully realize the potential of the Internet,” said Bernard Brenner, president and CEO of PromiseMark.

“We’re excited to be working with MasterCard to provide small businesses with the necessary tools to start, e-commerce-enable and promote their online business offering,” said Ami Dotan, chairman of Bpath. “Small businesses are a rapidly growing part of the online business community, and through our “HyperSubmit” service, they have the ability to quickly and easily get the online presence up and running, giving them a competitive edge over slower moving competitors.”

A Community of Services

MasterCard Small Business Connections is a web community devoted to helping entrepreneurs and small businesses save time and money, communicate and stay competitive. Additionally, MasterCard Small Business Connections is an Internet gateway for managing expenses; gathering marketplace news and information; accessing better buying opportunities on technology solutions for marketing, sales, web design, hosting, e-commerce and more. It combines all the tools and services that small business owners need to succeed, in one, easy-to-navigate location. These products and services already include:

– MasterCard MarketAccess(TM) — A marketplace where small business cardholders buy and sell goods and services online, MasterCard MarketAccess provides a secure, one-stop shopping resource for small businesses by introducing offers from a growing list of suppliers, including barnesandnoble.com, Business Solution, Egghead.com, OfficeMax, Paper Direct, PC Flowers & Gifts and Tiger Direct. MasterCard MarketAccess also enables businesses to create websites with storefronts at no charge, helping them build or expand their e-commerce initiatives.

– MasterCard Smart Data OnLine(TM) — This web-based tool assists small businesses in organizing, consolidating, analyzing and managing financial data through the Internet. Accessed through a web browser in real-time, Smart Data OnLine creates improved efficiencies in reconciling expenses and eliminating time-consuming paperwork.

– MasterCard Business Bonuses(TM) — This program rewards small businesses for MasterCard purchases by allowing them to earn generous travel-based rewards for any airline with no blackout periods. (Availability limited based on card issuer participation. Program participation fee applies)

– MasterCard Business Savings(TM) — This program enables small businesses to take advantage of special discounts MasterCard has negotiated on key goods and services in categories including, legal, personnel, financial, office supplies, business travel, technology, communications, marketing, public relations and business planning.

– Education — “The Small Business Financial Resource Guide,” has helped thousands of business owners understand the basics of financing a business and has pointed them to specific sources of capital. Available at no cost both online and in hardcopy, “The Small Business Financial Resource Guide” answers some basic questions small business owners may have about financing their businesses, such as when to seek financing, what types of financing are available, how to find local lenders and more. “The Small Business Financial Resource Guide” can be viewed online at [http://www.mastercard.co m/business/smallbiz/sbfrg/][3]. A hard copy of the guide can be ordered directly from the website.

– MasterCard BusinessCard(R) Card — Small businesses can better manage their expenditures with this card’s extensive array of business and travel services. Accepted at more than 21 million merchant locations, the card enables managers to set individual spending limits based on employee and management needs and choose the billing cycle, billing structure, and payment terms that work best for their organizations. They also have the ability to receive comprehensive financial reports for use at tax time. Through travel assistance services, the MasterCard BusinessCard helps insure and protect business travelers and maintains the highest level of customer service. These benefits include insurance medical coverage, retail protection services, roadside assistance, legal referrals and more.

– MasterCard Executive BusinessCard(R) Card — This card offers qualified small business owners and frequent travelers higher spending limits to allow for greater freedom in handling business expenses. Toll-free assistance is available 24 hours a day, 365 days a year, in more than 140 languages. This includes emergency card replacement within one business day in the U.S. and within two business days outside of the U.S. Through MasterCard Special Services, personal service consultants provide a complete package of domestic and international services including travel destination help and exclusive retail services to meet business, gift and entertainment needs. – MasterCard BusinessCard(R) debit card — This card was developed specifically to give business owners more control over time and finances. The card can be used to get cash at an ATM or to make purchases — the funds are automatically deducted from a business checking account. Since it is not a credit card, there are no monthly payments or finance charges (unless the business accesses an overdraft line of credit).

MasterCard Small Business Connections can be found at [http://www.mastercard.com/busi ness/smallbiz/][4].

About Bpath, Ltd.

Bpath provides an easy-to-follow path for emerging businesses to go and grow online. Bpath is the leading destination for e-innovators in 30 countries who need content, communication and commerce services to build their online business. With nearly 50 online communities, many translated into local language, Bpath offers a rich resource for members to research, build, enhance and generate revenues from their online business. Bpath was founded in 1996 and is based in San Jose, Calif. For more information on Bpath and its services, visit [http://www.Bpath.com][5].

About PromiseMark(TM)

PromiseMark is the only company to offer a suite of products that provide Internet and data-related service plans for consumers and small businesses. PromiseMark’s innovative protection plans ease concerns about computer and Internet related vulnerabilities. The products offer substantial value for strategic and channel partners who use them to acquire and retain new customers, strengthen brand identity and generate revenue. PromiseMark provides its products through its alliances with Symantec(TM) Corporation, the world leader in Internet security technology, DriveSavers(TM), the most trusted and progressive data recovery company in the industry, and Aon(TM) Innovative Solutions (AIS), a provider of customer care programs for many of the world’s largest companies. AIS is a subsidiary of Aon Warranty Group, Inc. (AWG). AWG is a subsidiary of Aon Corporation, a world leader in insurance brokerage, risk management products and consulting, service contracts and human resources services and consulting. PromiseMark, a privately held company in Fairfax, Virginia, can be found at [http://www.promisemark.com][6].

About MasterCard International

MasterCard International has the most comprehensive portfolio of payment brands in the world. More than 1.7 billion MasterCard(R), Cirrus(R) and Maestro(R) logos are present on credit, charge and debit cards in circulation today. An association comprised of more than 20,000 member financial institutions, MasterCard serves consumers and businesses, both large and small, in 210 countries and territories. MasterCard is the leader in quality and innovation, offering a wide range of payment solutions in the virtual and traditional worlds. MasterCard’s award-winning Priceless(R) advertising campaign is now seen in 81 countries and in more than 36 languages, giving the MasterCard brand reach and scope unrivaled by any competitor in the industry. With more than 21 million acceptance locations, no card is accepted in more places and by more merchants than the MasterCard Card. In 2000, gross dollar volume exceeded US$857 billion. MasterCard can be reached through its World Wide Web site at [http://www.mastercard.com][7].

[1]: /graphic/bpath/bpath.gif
[2]: /graphic/promisemark/promisemark.gif
[3]: http://www.mastercard.com/business/smallbiz/sbfrg
[4]: http://www.mastercard.com/business/smallbiz
[5]: http://www.bpath.com/
[6]: http://www.promisemark.com/
[7]: http://www.mastercard.com/

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Tidel 1Q/01

TX-based Tidel Technologies reported yesterday a sharp decline in first quarter revenues and earnings due to the loss of its largest customer. Tidel did not sell any ATM units to Credit Card Center during the first quarter and, as a result, revenues declined from $18.6 million for 1Q/00 to $8.2 million for 1Q/01. During the first quarter of 2000, sales to CCC were $10,850,432. Tidel also reported yesterday that it shipped 1,360 ATM units for the quarter, an increase of 40% over the 971 units shipped to non-CCC customers for the previous quarter, and a 32% increase over the 1,030 units for the same quarter in 2000. Tidel says it is currently in negotiations with CCC to resolve receivables collection problems and is currently engaged in discussions with holders of “put right” debentures. For complete details on Tidel’s 1Q/01 results visit CardData ([www.carddata.com][1]).

[1]: http://www.carddata.com/

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InfoScope in Falcon

NetGeo, Inc., announced that HNC Software has implemented NetGeo’s flagship product, InfoScope, as a critical component of HNC’s eFalcon, the leading real-time Internet fraud detection service for e-commerce merchants and their service providers. InfoScope will augment eFalcon’s Internet Protocol Address Identification (IP-ID) system, which identifies the country of origin of purchasers on an e-merchant’s web site, providing e-merchants with enhanced fraud protection and allowing them to optimize strategies with which to interact with international customers.

![][1] “NetGeo continues its momentum as the preferred choice for companies looking to make customer intelligence technology an important part of their total web solution,” said Mark Cramer, President and CEO of NetGeo, Inc. “Infoscope will give companies like HNC Software the competitive advantage critical to preventing fraud online, a major source of concern for online commerce.” eFalcon is an intelligent fraud detection and risk management service available to online merchants. This advanced solution uses sophisticated neural networks, scores, and rules to distinguish between legitimate shoppers and fraudulent purchasers. It provides strategy management and customer service tools to help merchants save legitimate transactions that appear risky, as well as set policies for accepting and rejecting transactions. eFalcon is based on HNC’s Falcon payment card fraud detection technology, developed over a ten-year period and currently used to protect more than 300 million payment card accounts worldwide.

“These days, successful e-commerce firms must anticipate the needs of their customers, expand into new business lines and geographic markets, and deliver fast, consistent, and locally-relevant content on a global scale,” said Walter Lee, Vice President of Risk Management for HNC Software. “By implementing InfoScope, we can offer merchants not only a best-of-breed Internet fraud detection system, but also the ability to find out exactly where their customers are coming from and create a site or offering that is perfectly matched to their target market.”

About NetGeo’s InfoScope(SM)

NetGeo’s Internet customer intelligence solution is a revolutionary breakthrough that allows businesses to determine the geographic location of their web customers as well as the companies and organizations to which they belong. The system is designed to integrate easily and is scalable, maintainable, and fast. Customers and partners are up and running within days. NetGeo’s InfoScope enables many different types of Internet applications:

— Online Credit Fraud Detection – Companies use NetGeo’s information to “score” or screen online transactions in order to combat fraud.

— Digital Rights Management – Media companies protect their digital media and respect various regional restrictions and distribution agreements by filtering out users from certain geographic areas.

— Web Analytics – Businesses gather essential information about their web consumers to maximize their Internet content and commerce initiatives. Companies may also discover which corporations and organizations are visiting their web sites.

— Geo-Targeted Marketing- Marketers can deliver customized content and advertisements based on the location of web visitors.

About HNC Software

HNC Software (Nasdaq:HNCS) is a leading provider of Intelligent Response, decision management, and customer analytics software that enables companies in the financial, telecommunications, e-commerce, and insurance industries to acquire, manage, and retain customers. For more information, visit [www.hnc.com][2] or contact Melinda Bateman at 858/799-8370.

About NetGeo, Inc.

Founded in February 2000 by mySimon.com’s former President and CEO, Michael Yang, NetGeo(TM), Inc. is a leading provider of Internet business intelligence solutions aimed at enabling companies to better serve their customers. The company offers a patent-pending technology in their premier product, InfoScope(SM). Based solely on a user’s Internet protocol (IP) address, NetGeo’s InfoScope determines the Internet user’s geographic location and the company or organization to which the user belongs. The company combines streams of data from more than 24 sources using a complex system of proprietary heuristics and algorithms in order to generate the results. As such, NetGeo’s technology does not require cookies or user registration to determine online user information. NetGeo, Inc. is a privately held company and is funded by LG Venture Capital and Alps Investment Research. The company is located at 2483 Old Middlefield Way, Suite 210, Mountain View, Calif., 94043, and can be reached by phone at 650/318-8000, or on the Web at [www.netgeo.com][3].

[1]: /graphic/netgeo/netgeo.gif
[2]: http://www.hnc.com/
[3]: http://www.netgeo.com/

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MyPoints & MC Expand

MyPoints.com, Inc., a leading provider of Internet direct marketing and membership services, announced an expansion of its existing strategic relationship with MasterCard International, a global payments association. The expanded agreement will allow for the joint development and marketing of debit and pre-paid solutions through 2005. The current agreement covered the last two years and yielded the introduction of the MyPoints MasterCard card and the announcement of MasterCard as the preferred payment provider on the MyPoints Shopping! network.

“MyPoints recognizes the enormous potential in our longstanding relationship with MasterCard,” said John H. Fullmer, chairman and CEO, MyPoints.com. “We are delighted to have the opportunity to take this relationship to another level. The ability to leverage MasterCard’s strong brand to provide MasterCard debit programs to our members will uniquely benefit all parties including the consumer.”

“MasterCard continues to see great value in its alliance with MyPoints.com and we look forward to developing exciting and innovative new solutions that offer consumers more choice and value,” said Dan Tuccillo, senior vice president, North America Deposit Access, MasterCard International.

MyPoints.com and MasterCard already co-promote several innovative debit programs, powered by Ecount(TM) technology. The first of these debit programs is the MyPoints Webcertificate(TM), a re-loadable MasterCard debit gift card that can be used at the 21 million locations at which MasterCard is accepted worldwide. MyPoints(R) Program members earn rewards for purchasing the gift card for friends and family as well as for themselves. Leveraging Ecount’s stored value technology, the gift card will also be included as a redemption option furthering the universality of the MyPoints(R) Program. Program members will now be able to redeem points for a gift card, which can be used anywhere MasterCard is accepted.

MyPoints(R) Program members are already eligible to earn points for a wide variety of online and offline activities including reading and responding to targeted email and Web-based offers, visiting Web sites, shopping, dining out and other everyday transactions. Members earn an additional point for purchases made with their MyPoints MasterCard card.

About MyPoints.com

MyPoints.com is a leading provider of Internet direct marketing and membership services. The Company’s flagship MyPoints(R) Program features a True Opt-in(R) database of members and provides advertisers with an integrated suite of targeted media products to market to them-including HTML-enhanced email and dynamically-served Web offers. The Company has sales offices in cities nationwide. For detailed product information please call 800-890-9351, 212-699-8050, ext. 7702 from outside North America, or visit MyPoints.com at [http://www.corp.mypoints.com][1].

About MasterCard

MasterCard International has the most comprehensive portfolio of payment brands in the world. More than 1.7 billion MasterCard(R), Cirrus(R) and Maestro(R) logos are present on credit, charge and debit cards in circulation today. An association comprised of more than 20,000 member financial institutions, MasterCard serves consumers and businesses, both large and small, in 210 countries and territories. MasterCard is the leader in quality and innovation, offering a wide range of payment solutions in the virtual and traditional worlds. MasterCard’s award-winning Priceless(R) advertising campaign is now seen in 81 countries and in more than 36 languages, giving the MasterCard brand reach and scope unrivaled by any competitor in the industry. With more than 21 million acceptance locations, no card is accepted in more places and by more merchants than the MasterCard Card. In 2000, gross dollar volume exceeded US$857 billion. MasterCard can be reached through its World Wide Web site at

[1]: http://www.corp.mypoints.com/

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