ActivCard S.A. and Authentic8 International, Inc.
announced that, due to current market conditions, the two companies have
agreed to terminate the Stock Purchase Agreement announced previously on
February 18, 2001.

“ActivCard will continue to explore existing and future strategic market
opportunities with Authentic8 as we seek technology licensing and development
alternatives,” said ActivCard Chairman and CEO Jean-Gerard Galvez.
Confirming that customers have found the companies’ solutions
complementary, Authentic8’s Chairman Roger Allen added, “Authentic8 is
continuing to experience strong customer demand for its Internet
Authentication Service and security products having recently won multi-million
dollar orders from two major telecommunications companies, supporting the next
phase of the company’s growth.”

As a result of this decision, ActivCard will take a one-time charge of
approximately US$4.0 million in the first quarter 2001. This charge
represents cumulative costs incurred to effect the proposed Stock Purchase
Agreement as well as break-up costs.

ActivCard management reaffirmed its comfort with analysts’ revenue
expectations for the first quarter 2001, which will be reported on
May 10, 2001.

About ActivCard

ActivCard, a leader in digital identity and electronic certification
technology, delivers core components required to enable next generation
e-Business communication and transactions. The ActivCard technology suite
offers the ease-of-use of an ATM transaction with a security level better than
face-to-face meeting. ActivCard solutions, in conjunction with the
applications support for public key based data confidentiality and integrity,
allow individuals and businesses to perform secure online transactions over
the Internet. Today, more than 2 million people use ActivCard products for
secure Internet banking, Web access and remote access to corporate networks.
ActivCard is headquartered in Fremont, California, with worldwide operations
in France, Germany, Japan, Sweden, Singapore and United Kingdom. For more
information, please visit the company’s website at http//

About Authentic8

Authentic8’s IAS authenticates the digital identity of employees,
customers and partners when they remotely access their organization’s computer


Commerce 1Q/01

More first quarter 2001 data are showing the collapse in credit card outstandings. MO-based Commerce Bancshares reported yesterday 1Q/01 receivables of $458 million compared to $522 million for 4Q/00, a 14% drop. Accounts also dropped from 586,040 to 540,715 as the percentage of active accounts dropped from 52% to 50% during the first quarter. More details on 1Q/01 portfolio data for top 350 U.S. issuers is available via CardData ([][1]).




Philips Semiconductors, a division of Royal Philips Electronics, has licensed
the SmartMIPS architecture and the MIPS32 4KSc smart card core from MIPS
Technologies, Inc., a leading provider of industry-standard processor
architectures and cores for digital consumer and network applications.
The SmartMIPS architecture and MIPS32 4KSc smart card core will further
accelerate consumers’ adoption of multi-application smart cards. Combined with
Philips Semiconductors’ expertise, the new SmartMIPS low-power,
high-performance embedded 32-bit processor will enable sophisticated
applications and higher levels of security to be embedded in the next
generation of smart cards, particularly as required by UMTS applications.
With the SmartMIPS architecture and MIPS32 4KSc smart card core, Philips
Semiconductors will extend its existing technology portfolio in smart cards.
“This agreement with MIPS Technologies will increase our ability to develop
leading-edge smart card technology for emerging applications, which require
sophisticated products with greater processing power,” said Karsten Ottenberg,
vice president, Identification Businesses, at Philips Semiconductors. “With
expertise in security and low-power design, Philips Semiconductors will offer
complete chip solutions for high-performance applications on open operating
systems platforms.”
“We are delighted that Philips Semiconductors is the first semiconductor
manufacturing company to license the SmartMIPS architecture and MIPS32 4KSc
smart card core,” said Derek Meyer, vice president of World Wide Field
Operations at MIPS Technologies. “After introducing the SmartMIPS products
two months ago, we are extremely pleased to see the rapid industry adoption of
this technology. We believe that expected high demand from consumers for more
powerful, secure and `smarter’ mobile platforms will benefit all customers of
our smart card solutions.”
In the future, smart cards will be the delivery vehicle for personalized
applications and services via mobile communications. User applications in
banking, personal information management, secure network access and transport
— often combined on a single multi-application card — will require more
secure, powerful and sophisticated card products. Product designers will
high flexibility in terms of technology and design methodology. Philips
Semiconductors is able to combine its advanced expertise in the area of
security, non-volatile storage and contactless technology with leading CPU
architectures to create advanced products for smart cards needs.
This agreement extends the long-standing relationship between Philips
Semiconductors and MIPS Technologies. Philips Semiconductors’ existing
include the MIPS32 and MIPS64(TM) architectures and the MIPS64(TM) 20Kc(TM)
64-bit processor core. The new licenses will enable Philips Semiconductors to
further extend smart card-specific functions such as cryptographic processing
and interpretive language acceleration.

About Philips Semiconductors

Philips Semiconductors, which had annual revenues of approximately US$6.3
billion in 2000, designs and manufactures semiconductors and silicon systems
platforms. Philips Semiconductors is spearheading the emerging field of
on silicon solutions with the innovative Nexperia(TM) platform and VLSI
Velocity(TM) tool set. The company’s Sea-of-IP(TM) design methodology allows
plug and play intellectual property blocks for easily customizable products.
The company is a leader in communications, consumer, PC peripherals and
automotive semiconductors, which are key applications for convergence in
end-user products. Philips Semiconductors is headquartered in Eindhoven, The
Netherlands, and has operations throughout the world. For more information

About MIPS Technologies, Inc.

MIPS Technologies, Inc. is a leading provider of industry-standard processor
architectures and cores for digital consumer and network applications. The
company drives the broadest architectural alliance that is delivering 32- and
64-bit embedded RISC solutions. The company licenses its intellectual property
to semiconductor companies, ASIC developers and system OEMs. MIPS Technologies
and its licensees offer the widest range of robust, scalable processors in
standard, custom, semi-custom and application-specific products. The
company is
based in Mountain View, Calif., and can be reached at 650/567-5000 or


ATM Management Services

eFunds Corporation, a leading provider of electronic payment, risk management and related professional services, announced it is launching ATM Management Services, which will help ATM deployers maximize their ATMs’ profit potential, improve customer service and streamline back-office operations.

“For large deployers, the competition for high-volume, strategic ATM locations continues to increase,” said Jerry Lester, president of eFunds’ Financial Institutions and Networks division. “Our new services provide rapid ATM deployment and more importantly, superior information management once that ATM is in place. For a deployer, the more you know about how your ATMs are performing the better your opportunity to manage every one of your ATMs to be a profit generator.”

ATM Management Services, which will be rolled out over the course of this year, enable deployers to promote products and services to consumers through PC-based control of customized marketing messages. With real-time information, exception management and dispute resolution are handled quickly for improved customer service. The services also give deployers online, real-time access to ATM status information and cash management tools including online canister totals and low cash alerts — all from a desktop PC, saving time and money.

ATM Management Services consist of:

— Activation Manager — Significantly reduces ATM set-up time and enables seamless ATM integration. Makes changes to ATMs easy and reliable.

— Site Manager — Provides online real-time access to an ATM’s status and history tracking; monitors cash levels, including low cash warning messages; provides detailed totals by canister, including courier and route information for cash management planning.

— Content Manager — Targets product and service messages with welcome and wait screens, customizable by the financial institution.

— Back-Office Manager — Provides PC access to balancing services, including deposit verification and cash reconciliation; automates exception management for quicker customer service; customizes reports; real-time access to transaction details.

DataNavigator(TM) makes it possible

Many of the ATM Management Services derive their information from DataNavigator, eFunds’ software that manages electronic funds transfer (EFT) transaction data. DataNavigator is a single source of EFT information that can be accessed via the Internet from a PC. For example, users can point and click to research and resolve problems at a specific ATM, monitor cash, manage vendors and provide customer service.

In addition, financial institutions are able to “push” DataNavigator services to their customers, such as merchants, enabling them to retrieve data easily and serve customers at their own service desk. DataNavigator also has been upgraded with a generic data input, which makes it available to customers using platforms other than eFunds’ CONNEX(TM) processing software. DataNavigator also features continuous settlement, automated exception management, real-time access to data, and streamlined online reporting.

About eFunds Corporation

eFunds Corporation delivers innovative, reliable and cost-effective technology solutions to meet its customers’ payment and risk management, e-commerce and business process improvement needs. For more information, visit [][1].




First, Inc., a global provider of electronic payment processing
solutions, announced the filing of its Form 10K and financial results for the
year ended December 31, 2000 and for the fourth quarter of the same year.
First Ecom, which is still in development stage, posted revenues for the
year 2000 of US$ 854,871 as compared with revenues for 1999 of US$2,634. The
increase is attributable to an increase in revenues from payment processing
systems integration revenue contributed by Asia Internet Limited, a business
acquired on March 31,2000. Net loss for the year 2000 after amortization,
depreciation and non-cash compensation associated with stock options was $
17,809,461 as compared to the year 1999 net loss of $ 6,788,885. The current
year’s loss includes one time non-recurring losses totaling US$4,038,182 for
the write down of certain assets to their net realizable value. The Company
also recognized a new expense relating to an additional imputed interest
of US $380,000 for warrants issued with debt in 1999 due to the implementation
of the Emerging Issues Task Force pronouncement (EITF) 00-27. This is an
accounting change that the Company was required to implement in the 2000 year.
Net loss per share for the year 2000 was US$ 0.98 per share as compared to the
net loss per share of US$ 0.56 for the year 1999.
As at December 31, 2000 the company had in excess of US$ 31,000,000 cash on
hand as compared to US $11,000,000 at December 31,1999.
For the fourth quarter of 2000, the Company had revenues of $189,150 as
compared to $2,634 in the fourth quarter of 1999 and a net loss of $7,227,060
as compared to $2,789,907 in 1999. The 2000 fourth quarter loss included
$3,854,382 of one-time charges to write down assets to net realizable value
the accounting change charge of $380,000. The loss for the fourth quarter was
$0.38 per share ($0.36 before the one-time write down and accounting change
charge) as compared to $0.21 for the fourth quarter of 1999.
“Our second full year of operations saw a dramatic change in the business
environment,” said Gregory Pek, president and Co-CEO of First “This
change plus some internal issues resulted in First Ecom having to change its
business approach. During the last quarter of 2000 the board and management
started to restructure and re-focus the Company in addition to significantly
reducing the burn rate. These changes should be completed and start to bear
fruit within the first half of 2001. The major changes made included a
reduction in staff levels, which included the closing of Asia Internet Limited
and the withdrawal from the business of systems integration as well as moving
to smaller premises. The Company also formed First Ecom Data Services Asia
Limited (FEDS Asia), which is primarily responsible for the selling of the
newly productized First Ecom gateway to banks in Asia.
Pek also announced the appointment of Steve Corbin as President of FEDS Asia.
Mr. Corbin will be responsible for the day-to-day operations of FEDS Asia and
the carrying out of the Company’s new sales initiatives.
Pek announced that the Board of Directors and management were studying other
opportunities for the Company and had retained Bain & Company to provide
strategic advice.

Pek added, “With our new structure and focus plus our strong cash position the
Company can build upon the successes it had during 2000. These included the
raising and preserving of significant capital, listing on National Market of
the NASDAQ in June, our listing on the Bermuda Stock Exchange, the bringing on
line of two banks in Hong Kong during September and December and the formation
and start of operations of First Ecommerce Data Services (FEDS) our joint
venture with the Bank of Bermuda.

The Company’s financial results for the year ended December 31, 2000
accompanied the filing of its Form 10-K with the Securities & Exchange
Commission on April 2, 2001, which is available on-line at the SEC’s Edgar
database at

About First
As a global provider of electronic payment processing, First provides
secure, easy-to-implement and low-cost online payment processing services to
banks and their merchants worldwide. Through strategic partnerships with
ISPs, e-commerce product suppliers, system integrators and storefront solution
providers, First will process credit card transactions made over the
Internet in multiple currencies, either domestically or offshore in a
tax-neutral jurisdiction.



PubliCARD, Inc. announced that its Infineer subsidiary has transferred
production of its smart
card readers to a high-volume, state-of-the-art manufacturing facility in
Daiya Bay, Guangdong Province, China.

Working through Asian Identification Systems, Ltd. (AIS), Infineer’s
contract manufacturing and distribution partner in the Asia-Pacific region,
the company has secured access to a large ISO 9002-certified production
facility for the mold manufacturing and surface mount assembly of smart card
readers. In addition, privately held AIS, which serves as the exclusive
reseller for Infineer’s smart card readers in Hong Kong, has added Japan and
China to its distribution territories for Infineer’s products.

“Shifting production to this world-class Chinese facility is an important
milestone for our rapidly emerging smart card reader business,” said Jan-Erik
Rottinghuis, PubliCARD’s President and CEO. “The plant is capable of
producing more than one million readers per month at a unit cost significantly
below that of our former facility, and the shipments we have received to date
have been of the highest quality. With this new capacity, Infineer can
continue offering full turnkey solutions on a customized basis, yet remain
very competitive on price as unit volumes ramp up in the growing global market
for smart card readers.

Mr. Rottinghuis continued, “We are also pleased to expand AIS’s
distribution responsibilities for the Infineer product line in the
Asia-Pacific region. Japan and China are two of the most promising markets in
the world for smart cards — both are well ahead of the United States in
adopting this technology. We believe AIS can help us capitalize on these
attractive markets for our smart card expertise.”

In January, PubliCARD’s Infineer subsidiary was named the provider of
smart card readers for initial installations of the U.S. Postal Service’s new
NetPost.Certified system — the electronic equivalent of Certified Mail. The
company also recently received a significant order for smart card readers to
be deployed in Virtual Private Networks developed by
SafeNet, Inc.

About PubliCARD

Headquartered in New York City, PubliCARD, through its Infineer
subsidiaries, is a smart card technology company providing infrastructure
products and solutions to facilitate secure access and transactions. The
company’s product range includes industry compliant smart card reader
solutions and application specific integrated circuits, also known as ASICs,
for television set-top boxes and PC keyboards for electronic commerce. The
company designs closed environment smart card transaction solutions, including
small value electronic cash systems and database management solutions.



Nokia, KPN Mobile, and Interpay Nederland have successfully made the first
financial transaction on a mobile network, based on WIM technology, which is a
part of the WAP 1.2 (Wireless Application Protocol) specification. With this
real time payment solution, a mobile telecommunications network operator, a
mobile phone and infrastructure manufacturer and a payment processor have made
secure m-commerce possible.

The solution is based on WIM (Wireless Identity Module), which is a mobile
Internet technology enabling secure transactions. Non-repudiation of
transactions is ensured by a digital signature. In practice, this means users
can perform transactions safely using a single PIN-code. In addition, built-in
security elements in the terminal and network ensure secure and reliable

To test user experience, a pilot will be launched in secluded surroundings
a limited number of users. To ensure content during the pilot, DaVista,
BelBios, Kijkshop, Wannahaves and AtoBe will co-operate on offering products.
Wireless Commerce Ltd. will provide an Internet based, wireless auction on a
daily basis.
“By participating in this pilot KPN Mobile demonstrates its vision on mobile
commerce that this is going to be one of the key services and markets of the
future. The standard tested in the pilot emphasises our strategy that mobile
commerce should be available to everybody, based on open standards,
of their network, operator or financial services provider. This way, paying
high value products or services (e.g. stock trading) independent of time and
place becomes an integral part of everyday life,” said Luc Maas, CCO, KPN
Mobile, the Netherlands.
“As a leading player in mobile communications, Nokia is pleased to facilitate
the roll-out of easy and effective solutions for making purchases over the
mobile Internet. This secure payment solution developed together with Interpay
and KPN Mobile is a benchmark example of the direction in which mobile
is heading People expect convenient and simple payment solutions which do not
compromise safety,” said Janne Jormalainen, Vice President, Product Marketing,
Digital Convergence Unit, Nokia Mobile Phones.
Interpay is a partner in this co-operation between three key players in the
mobile commerce environment, bringing substantial benefit to consumers and
merchants. It is an optimal mix of expertise in conjunction with security and
reliability, leading to significant ease-of-use.
Future mobile commerce solutions will be based on WIM technology, which is a
part of the WAP 1.2 (Wireless Application Protocol) specification. WIM enables
secure transactions such as trading, banking, ticketing and payments. In this
particular solution, WIM is implemented on the operator SIM card, provided by
Gemplus and Schlumberger. Secure transactions can, for example, be made by
using the SET protocol, a standard for electronic payments designed by
Eurocard/MasterCard and Visa.

About Nokia

Nokia is the world leader in mobile communications. Backed by its experience,
innovation, user-friendliness and secure solutions, the company has become the
leading supplier of mobile phones and a leading supplier of mobile, fixed and
IP networks. By adding mobility to the Internet Nokia creates new
for companies and further enriches the daily lives of people. Nokia is a
broadly held company with listings on six major exchanges.

About KPN Mobile

KPN Mobile N.V. is a leading European mobile telecommunications network
operator and provider of mobile voice and data services. KPN Mobile is
currently active in The Netherlands, Germany (E-Plus), Belgium (KPN Orange),
Great Britain (via Hutchison 3G UK). Hungary (Pannon), Ukraine (UMC), and
Indonesia (Telkomsel). In February 2000 KPN Mobile has finalised the
acquisition of a 77.5% interest in German operator E-Plus and in February 2001
it acquired full ownership of KPN Orange. End of February 2001
approximately 13
million customers are served. KPN Mobile N.V. is a 85%-owned subsidiary of
Koninklijke KPN N.V. NTT DoCoMo owns the remaining 15%.

About Interpay

Interpay Nederland is a major service provider in payment processing and
related services. It processes large transaction quantities and thus
an important flow of payments in the Netherlands. Each day, Interpay processes
over six million payments, originating from giro collections, direct debit
authorisations, funds transfer, Eurocard/MasterCard and Visa credit cards, PIN
cards, Chipknip and SET.



About 1.8 million Maestro and 91,000 Eurocard/MasterCard were issued in
Russia last year. A total of 17.3 million transactions were conducted on
debit cards last year, 16% more than in 1999. Transactions on Maestro cards
totaled 788.6 million euros, up 14%. As for Eurocard/MasterCard, 1.2
million transactions were conducted last year, 16% more than in 1999, and
volume was up 20% to 226.1 million euros. Card volume totaled about 1
billion euros. Meanwhile, VISA International is pushing the smart
switchover in Russia with plans to have a full conversion by 2005. Avtobank
is expected to be the first bank to make the move. A manager for VISA in
Russia will be chosen next month.



NCR Corporation announced a major “first in the world” advance in security and
prevention. An NCR ATM application solution for chip (or smart) cards in
Denmark has passed all the applicable EMV Level 2 tests and is set to become
EMV Level 2 approved by Visa and EMVCo.
This is a major achievement and allows full end-to-end security and
encryption features which will reduce fraud. Migration to chip card
technology is seen as an essential step in countering plastic card fraud and,
in particular, as a means of preventing the rising threat of counterfeit card

NCR received EMV Level 1 approval in February 1999 and now becomes the
first ATM manufacturer to support end-to-end chip (or smart) card
transactions. Today’s announcement heralds a significant development in
expediting the global rollout of chip cards.
The EMV Group was established in 1993 and consists of representatives from
Europay, MasterCard and Visa. Together they devised industry specifications
for chip cards, terminals and applications to ensure consistent, secure
interoperability. EMVCo ensures that single terminal and card approval
processes are developed at a level that will allow cross payment system
interoperability through compliance with the EMV specifications. The NCR
solution complies with the EMV 3.1.1 Credit and Debit Chip Card specifications
developed by EMVCo.

With EMV approved hardware (Level 1) and EMV approved software (Level 2),
the ATM deployer can now provide the support required for end-to-end chip
transactions. With the appropriate upgrades to the ATM switch and host
software, the transaction acquirer can demonstrate compliance to the
international card scheme mandates and qualify for any incentives made
available under the chip migration program.

Christophe Primault, vice president, global marketing and communications
at NCR’s Financial Solutions Division, welcomed today’s announcement.
“This is the culmination of a great deal of work to solve a difficult
technical problem. With around 300 different software applications in use in
Europe alone, the development of the ‘NCR FBD EMV Application Kernel’ will
make the task of individual ATM deployers easier in obtaining approval for
their applications,” he said.

About NCR Corporation

NCR Corporation (NYSE NCR) is a leader in providing Relationship
Technology(TM) solutions to customers worldwide in the retail, financial,
communications, manufacturing, travel and transportation, and insurance
markets. NCR’s Relationship Technology solutions include privacy-enabled
Teradata(R) warehouses and customer relationship management (CRM)
applications, store automation and automated teller machines (ATMs). The
company’s business solutions are built on the foundation of its long-
established industry knowledge and consulting expertise, value-adding
software, global customer support services, a complete line of consumable and
media products, and leading edge hardware technology. NCR employs 32,900 in
more than 100 countries, and is a component stock of the Standard & Poor’s 500
Index. More information about NCR and its solutions may be found at http// .



technology companies Cloakware Corporation, Certicom, Communication
Intelligence Corporation and Neomar, this week demonstrated the industry’s
first biometric-enabled end-to-end PKI security
solution that safeguards e-business transactions using wireless devices.

Today’s demonstration illustrates how Cloakware’s Tamper Resistant
Software technology is used to protect biometric signature verification
software from Communication Intelligence Corp., which in turn, is used to
release a digital certificate using Certicom’s wireless Public Key
Infrastructure. This real-world application demonstration was performed
using a standard Palm VII and the Neomar WAP-enabled browser enabled with WPKI
from Certicom.

“The solution provides a user experience that is as natural and secure as
signing a credit card slip which ties the individual to the transaction,
rather than the device to the transaction” says Fariborz Fallah, Cloakware’s
President & CEO, “Cloakware’s TRS is the enabling technology offering the
market the first solution for a “me”-commerce society”.

“The ability for consumers to use their own handwritten signatures to
gain access to mobile commerce and financial services makes these services
easier to use, while also enhancing security,” said Greg Wolfond, Chairman,
724 Solutions Inc. “This biometric PKI solution is made possible through the
cooperation of some great companies and their winning technologies, and
724 Solutions is proud to have been the catalyst that brought these key
players together.”

The biometric PKI solution is the culmination of research and development
of secure software-based cryptographic key storage with biometric access
control first undertaken by 724 Solutions with Cloakware and CIC in 1999.
“Adding a biometric component to Certicom’s leading PKI solution further
safeguards m-commerce transactions,” said Prakash Panjwani, Vice President of
Business Development of Certicom. “Certicom continues to provide its leading
security for the industry’s most cutting edge solutions that address the
critical issues associated with today’s wireless economy.”

This secure wireless solution is completely unique and offers various
benefits for today’s brokerage firms, trading exchanges, and e-businesses. The
need for up-to-the minute secure mobile access for those needing to make
transactions quickly, no matter their location is one example, but the
benefits for e-businesses include lower operational costs such as a 75%
savings in credit card service charges as a result of the reduced fraud risk.
“Our partners and customers need to deploy a wireless solution that
offers end users peace of mind that their transactions are absolutely secure,
and this solution provides them with that peace of mind,” said William R.
“Butch” Winters, Neomar CEO. “Neomar has demonstrated its commitment to
delivering secure solutions by being the first company to deploy WPKI in our
browser, which enables digital signatures on wireless devices to become a

“A higher level of non-repudiation protection can be provided through the
use of biometric technology, stated Guido DiGregorio, CIC’s President & CEO.
“Combining tamper resistant software, biometrics and cryptography protects
users from fraud in the most vulnerable of environments and makes the
implementation of electronic transactions and correspondence as natural as
signing your name.”

About Cloakware


Cloakware Corporation is the world’s leading provider of tamper-resistant
software (TRS) technology and applications. Cloakware TRS technology protects
software applications and platforms from modification and reverse engineering
attacks by hackers. Cloakware TRS compliments today’s security infrastructures
by extending trust to software and it is a key infrastructure technology for
the future of E-commerce. Cloakware is working with leading OEMs to co-develop
and embed its patent-pending TRS technology into products for several high-
growth markets including mobile commerce, privacy applications, interactive
Digital TV (iDTV) and Digital Rights Management (DRM). Cloakware Corporation
( is a privately-held software
company headquartered in
Ottawa, Canada.

About Certicom


Certicom is a leading provider of information security software and
services, specializing in solutions for mobile e-business. The company’s
products and services are specifically designed to address the challenges
imposed by a wireless data environment. Certicom’s solutions incorporate its
efficient encryption technology and are based on industry standards for
information security that utilize public key cryptography. Certicom’s products
are currently licensed to more than 150 customers including Cisco Systems
Inc., Handspring Inc., Motorola, Inc., NeoPoint, Inc., Nortel Networks,
Openwave Systems, Palm, Inc., Pixo, Inc., QUALCOMM, Inc., Research In Motion
Ltd. and Sony International (Europe) GmbH. Certicom’s headquarters and
worldwide sales and marketing operations are based in the Silicon Valley in
Hayward. For more information, visit Certicom’s Web site at

About CIC


Communication Intelligence Corporation (CIC) is the leading supplier of
natural input and electronic signature solutions for wireless Internet and e-
Commerce applications enabling the world with “The Power to Sign OnlineTM”.
The Company’s core software technologies include multilingual handwriting
recognition systems, biometric signature verification, natural messaging, and
operating system extensions that enable pen input. CIC’s products are designed
to increase the ease of use, functionality, and security of wireless
electronic devices ranging from handheld companions to cellular phones.
Ericsson, Fujitsu, Hitachi, Microsoft, Mitsubishi, National Semiconductor,
Symbian and IBM among others have licensed the company’s technology. CIC is
headquartered in Redwood Shores, California and has a joint venture, CICC, in
Nanjing, China. For more information, please visit our website at http//

About Neomar


Neomar is the leading provider of end-to-end wireless software that
enables the management and secure delivery of enterprise applications to smart
devices. Neomar’s standards-based browsers, Enterprise Servers, and service
provider products support any smart device over any wireless network. Neomar
partners with premier systems integrators, wireless carriers, and technology
companies to bring a full suite of wireless services to business customers. In
addition, Neomar powers solutions from Cingular Interactive, Bell Mobility,
and Motient Corp. Neomar, a privately held company based in San Francisco,
California, was founded in July 1999. For more information, please call 415-
403-7300 or visit Neomar’s web site at



The Reserve Bank of Australia is taking over the regulation of credit cards
in Australia, following a decision by the Payments System Board. The
‘Payments Systems Regulation Act 1998’ covers VISA and MasterCard credit
card systems. The Bank and the Australian Competition and Consumer
Commission have proposed limiting annual fees which total about A$600.



Due to rapid expansion SIM card and solutions provider Bluefish Technologies
has moved from serviced office accommodation in Reading, UK to their own new
office building in nearby Ruscombe. The move has been necessitated by
Bluefish’s need to recruit more staff and accommodate their fast growing team
of application development engineers.

The new offices are within easy reach of Reading, the M4 and M40 motorways and
are conveniently situated for access to Heathrow Airport. The completely
restored 200 year old barn based building provides modern office facilities in
an attractive location. “We are recruiting heavily and in what is a very
competitive environment we needed to have offices which would cope with our
continued expansion and be appealing to prospective employees and
customers. At
Castle End Park we have all this and more.” Said Jon Twigg, Managing Director
of Bluefish.

Bluefish are currently recruiting application development engineers, sales and
marketing personnel and customer service and support staff. More details
can be
found on the company’s web site at
Bluefish Technologies is a SIM solutions provider founded in 2000, with
from ACG AG*, and is the only smart card supplier to focus entirely on the
wireless telecommunications industry. With offices in Germany and the UK, and
more to follow worldwide, Bluefish pioneers a “virtual” approach to SIM card
production and draws upon over 150 years experience of the GSM sector.

SIM applications are currently in their infancy but are already a key
differentiator and revenue generator for network operators. As mobile networks
progress from providing predominantly voice based services (2G) towards third
generation (3G) technology the nature of applications and services will change
radically. It will be these SIM enabled applications at the heart of the
wireless future, operating on open platforms with high levels of security.
Visit for further information.

* ACG AG with headquarters in Wiesbaden and Munich is a high-tech broker for
chips and smart cards and market and technology leader for contactless chip
applications. In the fiscal year 2000 (ending December 31) the turnover
rose to
362.8 million Euro and the EBITDA reached 13 million Euro. The company employs
462 people and has a presence at 32 international locations in 17 countries.