BELGIUM

VASCO, a global provider of
enterprise-wide security solutions that support e-business and e-commerce,
announced its Digipass 110 secure smart card, the latest addition to the
Digipass family of strong authentication and digital signature products. The
Digipass 110, which is transparent to all market-leading smart card operating
systems, allows any organization to take full advantage of Digipass security
on a smart card platform. According to International Data Corporation (IDC),
the market for smart cards in Europe alone is expected to reach one billion
cards by 2004. By 2005, IDC expects the rest of the world to account for more
than half of the worldwide smart card market, thanks to accelerating growth
for smart cards outside of Europe.

“The Digipass 110 represents VASCO’s ability to rapidly deliver new
products to the market that meet the business needs of our customers,”
explained Jan Valcke, Executive Vice President of Sales and Marketing for
VASCO. “More and more of our customers are evaluating smart cards for an
increasing number of applications, including network security, access to data
and applications, and secure electronic commerce. Because it is compatible
with all market-leading smart card operating systems, we expect sales for the
Digipass 110 and other upcoming Digipass smart cards to quickly add to our
revenue stream.”

VASCO’s Digipass provides anytime, anywhere, anyhow security through
patented dynamic password and digital signature technologies that help ensure
positive identification of remote users and the integrity of data and
transactions. The Digipass family of products now includes the Digipass 110
smart card, Digipass 300, Digipass 600 providing logical and physical
authentication in one device, Digipass 700, Digipass 800 portable and secure
smart card reader, and Digipass Soft, which combines the security advantages
of Digipass strong authentication and digital signature with the flexibility
of a software-based solution.

About VASCO

VASCO secures the enterprise from the mainframe to the Internet with
infrastructure solutions that enable secure e-business and e-commerce, protect
sensitive information, and safeguard the identity of users. The Company’s
family of Digipass(R) and SnareWorks(R) products offers end-to-end security
through strong authentication and digital signature, true Single Sign-On,
access control and advanced entitlements, web portal security, and PKI
enablement, while sharply reducing the time and effort required to deploy and
manage security. VASCO’s customers include hundreds of financial institutions,
blue-chip corporations, and government agencies in more than 50 countries.
More information is available at http//www.vasco.com .

Details

SWITZERLAND

Gemplus, the world’s leading smart card solutions provider, and
STMicroelectronics, a world leader in designing and manufacturing secure smart
card microcontrollers, announced the successful security certification of a
smart card solution that combines Gemplus’ embedded software and ST’s ST19
hardware platform. The certificate was granted under the new ISO15408
standard,
also known as the Common Criteria, to a level of EAL4 Augmented. The ST 19
platform and embedded Gemplus secure software will be used in smart cards for
telecommunications and banking applications.
For some years, the smart card industry has recognized the pre-eminent
importance of formal security evaluation and certification to internationally
recognized criteria. ISO15408 security evaluations are performed by
independent, accredited Evaluation Facilities licensed by an appropriate
Certification Body. In France, where the ST/Gemplus security evaluation was
performed, the Certification Body is the DCSSI (Direction Centrale de la
Securite des Systemes d’Information), a government organization that
reports to
the National Defense General Secretary. The evaluation was performed by SERMA
Technologies, based at Pessac, near Bordeaux, and the resulting certificate
was
awarded by DCSSI.

“We are proud of this common achievement with Gemplus, which illustrates the
benefits of re-using existing platform certifications,” said Maurizio Felici,
Group Vice-President and General Manager of ST’s smart card division. “Because
the ST19 hardware, including its development environment, was already
certified
to ISO14508, the evaluation and certification process for the new product was
faster and less expensive, which benefits both our immediate customers and
their end users.” The ST19 was the world’s first smart card chip platform to
gain ISO15408 certification, which was awarded in May 2000.
“Increasingly sophisticated security measures are required to protect
businesses from technological attack,” said Daniel Bois, Senior Vice-President
Technology and R&D of Gemplus. “The certificate is a key achievement for us,
since it will enable our customers to implement, on a world-wide basis, fully
secure smart card based solutions for all types of electronic transactions.”
The ST19 family of microcomputer-based smart card ICs employs state-of-the-art
memory management techniques to allow the secure implementation of multiple
applications on a single smart card. ST19 devices also have an outstanding
resistance to the attack known as DPA (Differential Power Analysis), to which
many other designs have proven vulnerable.

About GEMPLUS

GEMPLUS the world’s leading smart card solutions provider

Since its creation in 1988, Gemplus International S.A.(Euronext Sicovam 5768
and NASDAQGEMP) has driven the global marketing and deployment of smart
card-based applications for telecommunications, financial services and
e-business security.

Gemplus is instrumental throughout the value chain – chip design, card
management systems, software development, and consulting – delivering
integrated custom-made solutions for the security, personalization and privacy
management needs of clients and partners worldwide.
Gemplus technology has played a defining role in the development of wireless
telephony since the introduction of SIM cards into the GSM standard in 1990.
For more than a decade, Gemplus has pioneered applications that enable network
operators around the world to answer the changing needs of their customers.
Gemplus was first to market with a 3G card and supplies a product range
compliant with new and emerging transmission standards – 2.5G, 3G.
In 2000, revenue was 1.205 BE, up 57% from the previous year’s 767ME. Net
income was 99 ME. Gemplus employs more than 7800 people in 37 countries
worldwide.

Since 11 December 2000, Gemplus shares have been trading on Euronext Paris
S.A.
First Market and on the Nasdaq stock market in the form of ADSs. Gemplus
www.gemplus.com

About STMicroelectronics

STMicroelectronics (formerly SGS-THOMSON Microelectronics) is a global
independent semiconductor company, whose shares are traded on the New York
Stock Exchange, on the ParisBourse and on the Milan Stock Exchange. The
Company
designs, develops, manufactures and markets a broad range of semiconductor
integrated circuits (ICs) and discrete devices used in a wide variety of
microelectronic applications, including telecommunications systems, computer
systems, consumer products, automotive products and industrial automation and
control systems. In 2000, the Company’s net revenues were $7,813.2 million and
net earnings were $1,452.1 million. Further information on ST can be found at
www.st.com.

Details

NV Fujitsu ATMs

Fujitsu-ICL Systems Inc. announced that Nevada ATM Service & Sales Inc., a leading Las Vegas-based bank equipment provider, has chosen the full line of Fujitsu automated-teller machines as the first new ATMs ever offered by the company.

Nevada ATM’s firsthand knowledge of the Fujitsu product made the decision to sell the Fujitsu Series 7000 ATMs and the Series 8000 ATMs an easy one, said Peter Leatherman, president of Nevada ATM. Fujitsu’s Series 8000 ATM is the first full-scale ATM based on the Microsoft Windows 2000 operating system. “Nevada ATM has been in the business for 12 years, and we are quite familiar with every brand of ATM. We chose the Fujitsu ATMs as the first new ATMs we’ve ever offered because we want to sell automated-teller machines that we consider wise investments for our customers,” said Leatherman. “Our customers — banks and credit unions throughout Nevada — keep these ATMs for many, many years, and they must be certain of the quality and reliability of their purchases.” Nevada ATM, which services all makes and models of new and used ATMs and cash dispensers, will not only sell the full line of Fujitsu ATMs, but will also provide installation, training, service and systems support to Fujitsu ATM owners and operators throughout Nevada.

Nevada ATM’s decision to sell the Fujitsu Series 7000 and Series 8000 family of ATMs speaks to the known reliability of Fujitsu’s full-scale ATMs, said Ron Omohundro, executive vice president and general manager for Fujitsu-ICL’s Transaction Systems division.

“Nevada ATM is a well-respected company, and it is a true compliment that they have chosen to sell Fujitsu’s ATMs as the first new line of ATMs offered in the company’s history,” said Omohundro. “This is a good fit for both companies.” Fujitsu-ICL services and supports Fujitsu-branded ATM hardware and turnkey hardware/software solutions via direct and indirect distribution channels. The company also offers customer-support services, including hardware support and repair; ATM integration, installation and rollout; and help-desk support.

About Nevada ATM Service & Sales Inc.

Nevada ATM Service & Sales Inc. is a privately held company founded in 1988 in Las Vegas by Peter and Cora Leatherman, who operate the company as president and vice president, respectively. Nevada ATM provides complete turnkey bank-equipment solutions to banks and credit unions throughout Nevada, supporting all associated sales, installation and service activities.

About Fujitsu-ICL Systems Inc.

Fujitsu-ICL Systems Inc. is a subsidiary of Fujitsu Limited, a $50 billion provider of Internet-based information technology solutions for the global marketplace. The company supplies bricks-and-clicks solutions that build on its established market leadership in retail and financial systems with innovative, Internet-based customer relationship management technologies. Its Transaction Systems division has almost 30 years experience in providing hardware/software solutions and services for retail point-of-sale (POS), specialized mobile computing and ATM applications. Its Transaction Applications division provides retail POS software applications and Internet-enabled customer relationship management (CRM) solutions that enable its clients to build high-value, personalized relationships with their customers. Web site: [www.fjicl.com][1]

[1]: http://www.fjicl.com/

Details

HONG KONG

WHEREVER.net, a
leading global Internet Protocol Communications provider, announced the
successful launch of their new international roaming phone card, World Call.
Unlike most of the other pre-paid phone cards on the market, the World Call
phone card is a roaming card, which allows customers to make economical long
distance calls while traveling overseas. World Call roaming cards can be used
in major Asian countries such as Hong Kong, Japan, Singapore, as well as the
U.S. and Canada. Customers can make international phone calls to almost any
country in the world.

The World Call phone card utilizes a customized IVR (Integrated Voice
Responding) System and is able to provide different language support for
various calls, depending on the call’s origin. Johnny Lee, WHEREVER.net
Founder and CEO commented, “We believe our World Call phone card has
tremendous potential in our target market of business travelers and SMEs
(Small and Medium Enterprises). The World Call phone card’s roaming ability
in almost all the major countries in Asia makes it stand apart. I believe
that many people will soon find our cards not only cost-effective, but
convenient as well.”

Earlier this year, the World Call phone card underwent a series of
rigorous tests and consumer studies to establish service quality and customer
satisfaction. Johnny Lee further commented, “Our World Call phone card has
been well received by our corporate customers, as well as our retail
customers.

Based on the current popularity and success of the World Call card, we expect
these phone card sales to generate a substantial portion of revenues by the
end of 2001.” Paul Lee, Senior Vice President for Asia Pacific Operations of
WHEREVER.net added, “WHEREVER.net has successfully marketed several types of
international long distance phone cards in major Asian countries. Based on
these past success, we believe that the World Call card will further enhance
our phone card business in the Asia Pacific markets.” Presently, the World
Call international roaming card is available in 100 unit cards, with plans to
increase unit volume in the very near future.

Details

UNITED KINGDOM

Visa International announced the promotion of Caroline B. McNally, senior
vice president of global brand management, to the position of executive
vice president of global brand management.

McNally is responsible for global brand strategy leadership, including
directing Visa’s global brand strategy development; creating new brand
expressions and brand communications; establishing and monitoring brand and
corporate identity standards worldwide and conducting market intelligence.
She is also responsible for measuring and monitoring worldwide brand
performance for Visa, evaluating opportunities to expand the Visa brand and
building a brand culture within Visa.

“As the Visa brand is one of the most recognised and leading brands in the
world, it helps our members increase their profitability because the Visa
brand represents the most trusted way for their customers to pay anytime,
anywhere and any way,” said David Demarest, executive vice president of
Global Corporate Relations and Brand Management for Visa International.
“Working with our regions around the world, Caroline has exhibited a
remarkable talent for ensuring that our brand equities are preserved and
advanced globally.”

As the head of Global Brand Management, McNally recently developed Visa’s
latest brand expression, a new animated logo with a unique sound designed
to extend the company’s brand in e-commerce, mobile commerce, and other
emerging forms of payment beyond the point-of-sale. She also is responsible
for launching Visa’s first global advertising campaign targeting borderless
segments, such as international travellers.
McNally joined Visa in 1990 and has held positions including director of
international marketing, communications and destination marketing and vice
president of global brand marketing. She became senior vice president of
global brand management in 1997. Her extensive experience in financial
services marketing includes positions at American Express and MasterCard
International. While at MasterCard, McNally held the position of vice
president of marketing in New York and Paris.

She is a member of the board of the International Advertising Association
and a frequent lecturer at branding conferences worldwide. A graduate of
Vassar College, McNally received her Master’s in International Management
from the American Graduate School of International Management.

Details

MEXICO

Drexler Technology Corporation has received an order release for one million
LaserCard optical memory cards under a U.S. government subcontract. The
high-tech cards are slated for use as U.S. Department of State “Laser Visa”
cards for frequent visitors from Mexico and as U.S. Immigration and
Naturalization Service Permanent Resident “Green Cards” conferring the
right to
live and work in the United States.

The optical card order is valued at more than $3 million in revenues to
Drexler
and calls for delivery of the one million cards over seven months, from March
through September 2001, at an average rate of 143,000 cards per month. An
earlier one million card order, announced January 22, 2001, called for
deliveries of 110,000 per month through September 2001. Thus, Drexler’s
combined shipment rate under the two orders averages 253,000 cards per month.
Approximately 8 million U.S. and Mexican residents have received Drexler’s
cards since 1997, in the form of either Green Cards or Laser Visas. Currently,
the INS and DoS are personalizing and issuing the cards to about 300,000 more
people each month under these two programs. (The government’s issuance of
cards
at the 300,000-card monthly rate utilizes an inventory of cards previously
manufactured by Drexler in addition to the monthly 253,000 card shipments.)

The
March and January card orders were released under a blanket procurement order
for up to 24 million LaserCard(R) optical memory cards under a five-year
subcontract awarded to the Company in June 2000, for cards to be used by both
the INS and U.S. Department of State.
The Laser Visa card and INS Permanent Resident Green Card are “digital
governance” applications, which represent Drexler’s principal LaserCard market
today. “Digital governance” means the utilization of digital information
technology to facilitate or expedite the process of governing by a nation,
state, region, municipality, agency, institution, or commercial enterprise.

The
LaserCard’s high-security features inhibit counterfeiting and data tampering
and provide controlled access to the rights granted by the card.
The most successful LaserCard applications to date utilize the card as proof
that the cardholder has a formal permission, privilege, or right from the card
issuer. Governmental and commercial examples include the right to reside and
work in another country; cross a border for commercial purposes; carry on a
business or profession; receive medical care, welfare benefits, or importing
privileges; utilize a motor vehicle; construct buildings; utilize expensive
medical equipment on a pay-per-use basis; obtain automobile maintenance
services; or obtain certain purchasing or tax benefits.
Headquartered in Mountain View, Drexler Technology Corporation
(www.lasercard.com) manufactures LaserCard(R)
optical
memory cards used for immigration, visas, pay-per-use systems, ID/access,
cargo
manifests, motor vehicles, healthcare, and other digital read/write
wallet-card
applications. Drexler’s wholly owned subsidiary, LaserCard Systems
Corporation,
makes optical card read/write drives, develops optical card system software,
and markets card-related systems and peripherals.

Details

Concord Consolidation

Concord EFS announced this morning a company-wide consolidation plan to expedite the integration of its recent acquisition of Star Systems. Approximately 250 employee positions, which represent about 10% of Concord’s work force, are expected to be eliminated through a combination of management action and attrition. The three-part plan also includes consolidation of data centers and other facilities to eliminate redundancies; reassignment or termination of certain employees timed to coincide with the integration of redundant processing platforms; and functional integration of the STAR organization into Concord. Concord said the consolidation will cause a one-time charge, net of taxes, between $75 million and $90 million in 1Q/01.

Details

SWEDEN

VeriFone, a division of Hewlett-Packard Company, and worldwide leader in
electronic payment solutions, announced a marketing agreement with EHPT, a
joint venture between Ericsson and Hewlett-Packard, to offer an integrated
Internet payment solution that handles both micro- and macro-payments for
value-added e-services.

Micro-payments — very small transactions that are below the typical limits
set for credit card purchases, are used to charge for e-services billed in
increments, such as by the minute, hour, game, per point, per download, or per
online session. E-service providers need to support both micro- and larger
macro-payments made by consumers purchasing e-services, no matter what
Internet-enabled device they’re using. To achieve this, e-service providers
typically outsource the task of payment and collection to a payment service
provider like a telco, bank, processor or Internet Service Provider.

Jalda, a payment technology developed by EHPT, avoids the complexities and
expense of a proprietary micro-payments solution by offering payment service
providers a way to securely handle micro-payments over fixed and mobile
Internet-enabled devices. Payment service providers will be able to use the
Jalda-based EHPT SAFETRADER payment system and VeriFone’s e-Payment Server
(ePS) product to handle micro- and macro-payment transactions for e-services,
as well as the reloading of the accounts from which micro-payments are
deducted, and all infrastructures required to support it. EHPT SAFETRADER is
the first payment system based on the Jalda technology.

“Many people think Internet based services are restricted to what they can
access through their PC, but e-services will become ubiquitous — available
through a wide variety of Internet-enabled devices including cell phones,
vending machines, point-of-sale terminals, handheld PDA’s, and many others,”
said Patrik Attemark, marketing director, EHPT Internet Payment Systems. “Many
of these new e-services, like streaming video, music and on-line gaming, also
are charged in small, low-valued increments. As a result, e-service providers
need the power and flexibility to accept virtually the entire spectrum of
e-payments — small or large — no matter what Internet-enabled device is
used.

VeriFone’s e-Payment Server (ePS) for macro-payments, integrated with our
Jalda-based EHPT SAFETRADER solution for micro- and session based payments
answers this need.”

VeriFone’s ePS is a comprehensive, standards-based solution that handles
traditional macro-payments over the Internet, including debit, credit, gift
card, and electronic check, as well as online, customer prepaid accounts. A
mission-critical payment server that provides essential capabilities for
automating and integrating Internet, wireless and physical transactions, ePS
interfaces with EHPT’s Jalda-enabled Internet payment system for
micro-payments. By integrating with EHPT SAFETRADER, VeriFone’s ePS enables a
payment service provider to reload capability for prepaid accounts and accept
macro payments.

How SAFETRADER and ePS Will Work Together

A consumer, for example, makes a payment of $10.00 or more — called a
macro-payment — to load value into an account. The funds in this account are
reduced over time as the consumer uses e-services that are charged using
small,
incremental micro-payments, such as 3 cents per minute for an Internet
telephone call, or 10 cents per download for an online research service. Once
the funds in the micro-payment account are used up, the account holder must
make another macro-payment to reload the account with value.
“This agreement is an exciting continuation of VeriFone’s Payment Roaming
initiative, which acknowledges that in today’s Internet landscape, payments
for
e-services must be possible with any Internet-enabled device, at any time,
using any form of payment,” said Stuart Taylor, director of emerging markets
and business development at VeriFone. “Jalda technology and VeriFone’s ePS
solution will extend a wide range of e-payment methods to virtually any
Internet-enabled device. EHPT SAFETRADER gives payment service providers the
flexibility, security and reliability they need to support session-based
micro-payments, which are required for many emerging e-services.”

About JALDA

Jalda(TM) is a payment method developed by EHPT, a company jointly owned by
Ericsson and Hewlett-Packard. Jalda makes micro- and session based payments
possible from both fixed and mobile devices with Internet access. It is
account
based which means that both consumers and content providers are connected
to an
account managed by a payment service provider. Jalda supports digital content
delivery, B2C e-commerce, IP services and is also configured to operate within
3G applications. It uses RSA Public Key Infrastructure cryptographic
technology
that enables the authentication and signing of Internet contracts. Find out
more at www.jalda.com.

About EHPT

EHPT is a global IT business, developing software applications for telecom
operators and Internet Service Providers around the world. EHPT’s product
portfolio is built on an open and modular architecture for use in both fixed
and mobile communications and the Internet. The company was founded in 1993 as
a joint venture between Ericsson and Hewlett-Packard. EHPT is represented
around the globe, with its Head Office in Sweden and a total of over 1,000
employees.

About VeriFone

VeriFone (http//www.verifone.hp.com), a division
of Hewlett-Packard Company, is the leading global provider of secure
electronic
payment solutions for financial institutions, merchants and consumers. The
division has shipped more than nine million electronic-payment systems, which
are used in more than 100 countries.

About HP

Hewlett-Packard Company — a leading global provider of computing and imaging
solutions and services — is focused on making technology and its benefits
accessible to individuals and businesses through simple appliances, useful
e-services and an Internet infrastructure that’s always on.
HP has 88,500 employees worldwide and had total revenue from continuing
operations of $48.8 billion in its 2000 fiscal year. Information about HP and
its products can be found on the World Wide Web at
http//www.hp.com.

Details

south KOREA

Bank of Korea reported that cash advances provided by domestic credit card
companies grew 400% last year and overall household lending surpassed 264
trillion won (US$200.1 billion), up 24%. Ay year-end 2000, household
lending totaled 264.1 trillion won, up 24% from 213 trillion won at the end
of 1999. Household lending by banks, savings organizations, insurance and
credit card companies reached 238.2 trillion won ($180.4 billion), up 24.8%
from the end of last year. Credit card sales directly linked to consumption
by households rose 16.9% to 25.8 trillion won ($19.5 billion). Household
lending through cash service by credit card companies last year rose by
16.3 trillion won, 4.2 times of the growth in 1999 at 3.89 trillion won.

Details

GERMANY

Three leading wireless solution providers, Baltimore Technologies, AU-System,
and Gemplus, announced the world’s first and most advanced security and
authentication technologies featuring digital signatures over General Packet
Radio Services networks.

This ground-breaking development in secure mobile commerce has been
achieved in partnership with Ericsson, using the R520 handset, and will be demonstrated at
the CeBIT trade show in Hannover, Germany from 22-28 March.
Security and bandwidth have been two critical success factors in the uptake of
mobile commerce across the globe. GPRS provides at least four times greater
bandwidth than typical GSM based connections and introduces core network
changes in preparation for 3G networks. The new mobile commerce and business
services require even greater security which is now being addressed jointly by
Baltimore Technologies, AU-System and Gemplus.

E-security for mobile devices is provided by digital certificates, which are
issued using a Wireless Public Key Infrastructure (WPKI) by network operators
and content providers. These digital certificates are stored on the mobile
devices using S/WIM (Subscriber Wireless Identity Module), the latest
development in chip cards. The combination of WPKI and GPRS enables the
provision of secure mobile services in the next generation mobile market.
According to Bo Albertson, Marketing Director Communications, Ericsson Mobile
Communications, “Ericsson regards mobile e-commerce as one of the exiting new
applications enabled by the combination of sufficient security level in the
phone and the greatly enhanced data transmission rates offered by GPRS. This
project gives powerful proof of the phone becoming a personal trusted device
allowing for new exciting services and applications and we are very pleased to
participate with the R 520 handset.”

“GPRS allows customers to access more data-enriched services with the added
benefits of ‘always on, faster download’,” stated John Fallon, Director of
Wireless at Baltimore Technologies. “This combined offering from three leading
wireless solution providers makes available a comprehensive integrated
security
solution in tandem with the launch of 2.5G networks this year across the
world.”

“This is a major break-through in wireless security, which is becoming
increasingly important as GPRS and 3G networks are enabling new mobile
applications,” says Christer Bjork, Business Area Manager at AU-System. “The
solution is a great example of how AU-System, together with leading mobile
vendors, can create viable solutions based on emerging technologies and enable
a fast time-to-market.”
“The availability of secure and trusted solutions will be a major contribution
to the success of m-commerce. Gemplus has leading experience in S/WIM cards
and
thanks to this partnership, takes wireless networks to new levels of security
forging a Bond of Trust between consumers, financial institutions and mobile
operators,” said Patrick Imbert, Mobile Commerce Director, Gemplus.
The solution has been developed based on cutting-edge technologies from a
consortium of leading vendors within the mobile communications industry,
Baltimore Telepathy wireless e-security from Baltimore Technologies,
GemXploreTM Trust S/WIM cards from Gemplus and consultancy services from
AU-System, to achieve a complete end-to-end security solution based on the
latest WPKI and WIM standards

About GPRS

GPRS is a major step on the road towards 3G networks utilising an Internet
Protocol IP backbone and packet based communication and thus is often referred
to as 2.5G. Bandwidth is significantly greater than traditional GSM networks
opening up a far greater range of services for mobile users, all of which
require enhanced security. Such networks offer subscribers “always on”
connectivity, eliminating repetitive and time-consuming reconnections making
mobile intranet services possible, such access to corporate databases and
resources on the move.

About Baltimore Technologies
Baltimore Technologies develops and markets security products and services to
enable companies to develop trusted, secure systems for e-business, the
Internet and mobile commerce. Its products include a wide range of Public Key
Infrastructure (PKI) products and services, wireless e-security solutions,
cryptographic tool-kits, access control & authorization, content security
(MIMEsweeper products) security applications and hardware cryptographic
devices. Baltimore’s global professional services organization offers a wide
variety of consulting, training and deployment support to its customers
worldwide. Baltimore Technologies markets and sells its solutions worldwide
directly and through the TrustedWorld partner program. TrustedWorld includes
many of the world’s leading technology companies and a wide variety of global,
regional and local business alliance partners.

Baltimore Technologies employs over 1200 people worldwide and operates from
over 38 cities, with headquarters in Dublin, Ireland; London, UK; Boston, USA
and Sydney, Australia. Baltimore Technologies plc is a public company with
dual
listings on NASDAQ (BALT) and the London Stock Exchange (BLM). For further
information and press releases on Baltimore Technologies, please visit
www.baltimore.com.

About AU-System and WAP

AU-System is an active member in the WAP Forum and has participated in the
development of the WAP browser used by Ericsson in its terminals. The company
also has a distributor’s agreement with Ericsson, giving AU-System the
right to
licence the WAP browser to other suppliers of communication devices as the AUS
WAP Browser. The browser is compliant with the latest specifications from the
WAP Forum and the client list includes companies like Motorola, Samsung,
Compaq
and LG Electronics. Apart from software licences, AU-System also offers
consultancy services such as service development for mobile operators,
solutions development, e.g. secure mobile banking and stock trading, and
adaptation of the AUS WAP browser to various environments.

About AU-System

AU-System is a leading Mobile Internet consultancy. Through the subsidiary
SandbergTrygg, the company also offers integrated services for marketing
communications. Major clients include Ericsson, Telia, Scania,
MeritaNordbanken
and Singapore Telecom. AU-System was established in 1974 and currently employs
more than 1000 staff in offices in Sweden, the U.K., Italy, the U.S., Thailand
and Singapore. AU-System is listed on Attract40 of the OM Stockholm Exchange,
under the symbol AUS. For more information, please visit
www.ausystem.com.

About GemXploreTM Trust

GemXploreTM Trust is an enhanced SIM card with full support of Public Key
Cryptography to enable end-to-end mobile transaction security. It brings the
mobile phone one step closer to being our most trusted personal device.
GemXploreTM Trust is a SIM/WIM card, enabling RSA-1024 bit digital signature,
fully compliant with the latest WAP standards.

About Gemplus

GEMPLUS the world’s leading smart card solutions provider Since its creation
in 1988, Gemplus International S.A.(Euronext Sicovam 5768 and NASDAQGEMP)
has
driven the global marketing and deployment of smart card-based applications
for
telecommunications, financial services and e-business security.
Gemplus is instrumental throughout the value chain – chip design, card
management systems, software development, and consulting – delivering
integrated custom-made solutions for the security, personalization and privacy
management needs of clients and partners worldwide. Gemplus technology has
played a defining role in the development of wireless telephony since the
introduction of SIM cards into the GSM standard in 1990. For more than a
decade, Gemplus has pioneered applications that enable network operators
around
the world to answer the changing needs of their customers. Gemplus was
first to
market with a 3G card and supplies a product range compliant with new and
emerging transmission standards – 2.5G, 3G. In 2000, revenue was 1.205 BE, up
57% from the previous year’s 767ME. Net income was 99 ME. Gemplus employs more
than 7800 people in 37 countries worldwide.
Since 11 December 2000, Gemplus shares have been trading on Euronext Paris
S.A.
First Market and on Nasdaq in the form of ADSs. Visit our website
http//www.gemplus.com/wireless/

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EAL4 Augmented

Gemplus, the world’s leading smart card solutions provider, and STMicroelectronics, a world leader in designing and manufacturing secure smart card microcontrollers, announced the successful security certification of a smart card solution that combines Gemplus’ embedded software and ST’s ST19 hardware platform. The certificate was granted under the new ISO15408 standard, also known as the Common Criteria, to a level of EAL4 Augmented. The ST 19 platform and embedded Gemplus secure software will be used in smart cards for telecommunications and banking applications.

![][1] For some years, the smart card industry has recognized the pre-eminent importance of formal security evaluation and certification to internationally recognized criteria. ISO15408 security evaluations are performed by independent, accredited Evaluation Facilities licensed by an appropriate Certification Body. In France, where the ST/Gemplus security evaluation was performed, the Certification Body is the DCSSI (Direction Centrale de la Securite des Systemes d’Information), a government organization that reports to the National Defense General Secretary. The evaluation was performed by SERMA Technologies, based at Pessac, near Bordeaux, and the resulting certificate was awarded by DCSSI.

“We are proud of this common achievement with Gemplus, which illustrates the benefits of re-using existing platform certifications,” said Maurizio Felici, Group Vice-President and General Manager of ST’s smart card division. “Because the ST19 hardware, including its development environment, was already certified to ISO14508, the evaluation and certification process for the new product was faster and less expensive, which benefits both our immediate customers and their end users.” The ST19 was the world’s first smart card chip platform to gain ISO15408 certification, which was awarded in May 2000.

“Increasingly sophisticated security measures are required to protect businesses from technological attack,” said Daniel Bois, Senior Vice-President Technology and R&D of Gemplus. “The certificate is a key achievement for us, since it will enable our customers to implement, on a world-wide basis, fully secure smart card based solutions for all types of electronic transactions.” The ST19 family of microcomputer-based smart card ICs employs state-of-the-art memory management techniques to allow the secure implementation of multiple applications on a single smart card. ST19 devices also have an outstanding resistance to the attack known as DPA (Differential Power Analysis), to which many other designs have proven vulnerable.

About GEMPLUS

GEMPLUS: the world’s leading smart card solutions provider

Since its creation in 1988, Gemplus International S.A.(Euronext: Sicovam 5768 and NASDAQ:GEMP) has driven the global marketing and deployment of smart card-based applications for telecommunications, financial services and e-business security. Gemplus is instrumental throughout the value chain – chip design, card management systems, software development, and consulting – delivering integrated custom-made solutions for the security, personalization and privacy management needs of clients and partners worldwide. Gemplus technology has played a defining role in the development of wireless telephony since the introduction of SIM cards into the GSM standard in 1990. For more than a decade, Gemplus has pioneered applications that enable network operators around the world to answer the changing needs of their customers. Gemplus was first to market with a 3G card and supplies a product range compliant with new and emerging transmission standards – 2.5G, 3G. In 2000, revenue was 1.205 BE, up 57% from the previous year’s 767ME. Net income was 99 ME. Gemplus employs more than 7800 people in 37 countries worldwide. Since 11 December 2000, Gemplus shares have been trading on Euronext Paris S.A. First Market and on the Nasdaq stock market in the form of ADSs. Gemplus: [www.gemplus.com][2]

About STMicroelectronics

STMicroelectronics (formerly SGS-THOMSON Microelectronics) is a global independent semiconductor company, whose shares are traded on the New York Stock Exchange, on the ParisBourse and on the Milan Stock Exchange. The Company designs, develops, manufactures and markets a broad range of semiconductor integrated circuits (ICs) and discrete devices used in a wide variety of microelectronic applications, including telecommunications systems, computer systems, consumer products, automotive products and industrial automation and control systems. In 2000, the Company’s net revenues were $7,813.2 million and net earnings were $1,452.1 million. Further information on ST can be found at [www.st.com][3].

[1]: /graphic/stmicroelectronics/st.gif
[2]: http://www.gemplus.com/
[3]: http://www.st.com/

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CANADA

Visa Canada announced that Canadians
boosted their spending on Visa cards in 2000 by 15.9 percent to more than $93
billion extending Visa’s run of double-digit growth into its eighth year.
Visa Canada predicts that the record will remain intact in 2001 with
spending on Visa cards expected to increase by 12 percent to more than $100
billion.

The projected spending reflects the findings of a just-completed third
annual national consumer survey that reveals Canadians continue to be upbeat
about their personal spending and prospects despite some concerns over the
general economic outlook. According to the Visa sponsored research conducted
in February by Thompson Lightstone & Company Limited, 83 percent of the
respondents expect personal spending this year to either increase or remain
unchanged. Last year, 81 percent expected to increase or maintain their
spending.

Expectations for personal spending mirror confidence in personal
prospects with 41 percent of the respondents this year claiming they are very
confident about their personal outlook. It is the highest such rating in the
three-year history of the study. Last year 36 percent expressed strong
confidence in their personal prospects compared to 38 percent in 1999.
Optimism about personal spending continues to be highest in the Province
of Quebec where 92 percent of the respondents expect to increase or maintain
their personal purchasing this year. Atlantic Canadians and Ontarians, at 88
percent and 82 percent respectively, follow closely in second and third place.
In terms of personal spending priorities, in all regions clothing was the
number one priority, with the exception of British Columbia where
entertainment heads the list. The findings also show that 75 percent of the
respondents expect to either increase or maintain their use of credit cards
over the coming year, up slightly from the 72 percent who responded similarly
in the two previous studies.

“The study findings point to continued consumer confidence in personal
prospects which we expect will translate into more transactions and continued
strong growth in the Visa franchise across Canada,” stated Visa Canada
President Derek Fry. “We took a number of initiatives last year to promote
both the Visa brand and Visa card use while giving Canadians many reasons to
feel confident with the reliability and security of the Canadian payment
system.”

Last year, credit card fraud prevention was a top priority for the Visa
issuing institutions in Canada. In the three prior years fraud grew at 40
percent annually and would have exceeded $200 million last year if strong
action had not been taken. The aggressive fraud prevention measures taken by
Visa members cut the card fraud rate drastically and fraud totaled $120
million for the year. In the coming year, Visa Canada and its members will
continue to focus on fraud and on the use of chip technology for fraud
prevention.

In October, the Visa issuers in Canada adopted, Zero Liability, a policy
eliminating liability for Visa cardholders who experience fraud through
unauthorized use of their cards. The introduction coincided with the launch of
a major and highly successful Internet shopping promotion involving 13
Canadian e-tailers which ran through November to December 25.
This year, Visa plans to expand its Internet promotions beyond the
Christmas season to include the Back-to-School shopping season. In Canada, the
quickly maturing Internet shopping market is expected to be worth $5.7 billion
in 2001.

In November, Visa formed a group within Visa Canada dedicated exclusively
to developing and enhancing new payment initiatives in the physical and
virtual worlds. The group, e-Visa, will focus on new markets such as
person-to-
person payments, new delivery channels such as interactive TV and personal
digital assistants (PDA), new authentication and security programs and new
partners.

During 2000 Visa stepped up its efforts to be the payment choice
available to Canadians whenever and wherever they want to use their Visa
cards. Almost 850 million Visa transactions, averaging $98.58, were carried
out in stores and retail outlets of all types during the year.
On the consumer education front, Visa launched a $1.5 million personal
financial management education program for high school students last June.
Called Choices & Decisions Taking Charge of Your Financial Life, it includes
a CD ROM, teaching aids and study materials. It has been distributed to more
than 4,000 schools in Canada free of charge and is reaching almost 600,000
students annually.

About Visa Canada

As the “World’s Best Way To Pay”, Visa is the leading credit card payment
brand in Canada with more than 23 million Visa cards accepted at more than
562,000 merchant locations across the country. Visa Canada plays a pivotal
role in advancing new payment products and technologies to benefit its 26
Member financial institutions and their cardholders. Visa-branded cards
generate more than $93 billion in annual volume in Canada and are accepted at
over 16,250 ATMs in Canada. Visa’s Internet address is
www.visa.com

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