Humboldt Merger

Humboldt Bancorp announced the closing of its merger with Red Bluff, California-based Tehama Bancorp, whereby Tehama’s wholly owned subsidiary, Tehama Bank, has become a separate subsidiary under Humboldt Bancorp. As of March 1, 2001, the combined company currently had $895 million in assets and approximately 2,100 shareholders.

Under the merger agreement, Tehama shareholders will receive 1.775 shares of Humboldt Bancorp common stock for each Tehama Bancorp share in a tax-exempt exchange that will be accounted for as a pooling of interests. Humboldt will issue a total of 3.39 million new shares in connection with the merger and the outstanding Tehama stock options will be converted into 394,000 Humboldt options. Tehama shareholders will own approximately 37.5% of the combined company.

Humboldt Bancorp, headquartered in Eureka, California, offers consumer and business banking services through its bank subsidiaries. Humboldt Bank, founded in 1989, operates ten branches located in Humboldt, Trinity, and Mendocino counties. Capitol Valley Bank, founded in 1999, serves customers from its main office in Roseville, California. Capitol Thrift & Loan, a state-chartered industrial bank, operates nine offices throughout the state. Tehama Bank was founded in Red Bluff in 1984 and serves four Northern California counties through six branch offices.

This release may contain forward-looking statements that are subject to risks and uncertainties. Such risks and uncertainties may include but are not necessarily limited to fluctuations in interest rates, inflation, government regulations and general economic conditions, and competition within the business areas in which the Company is conducting its operations, including the real estate market in California and other factors beyond the Company’s control. Such risks and uncertainties could cause results for subsequent interim periods or for the entire year to differ materially from those indicated. For a discussion of factors, which could cause results to differ, please see the Company’s reports on Forms 10-K and 10-Q as filed with the Securities and Exchange Commission and the Company’s press releases. Readers should not place undue reliance on the forward-looking statements, which reflect management’s view only as of the date hereof. The Company undertakes no obligation to publicly revise these forward-looking statements to reflect subsequent events or circumstances.


MasterCard Merger

There are indications this morning that MasterCard and Europay are planning to merge to form the world’s largest debit card network. Europay, which has exclusive rights to distribute MasterCards in Europe, and MasterCard, which owns about 12% of Europay, previously formed a joint venture to offer the ‘Maestro’ global debit card. According to the London-based Financial Times, the Board of Directors of MasterCard and Europay have agreed in principle to the merger which is expected to be formally announced this summer. Reportedly, the terms of the all-stock deal will give the European bank owners of Europay between 25% and 33% ownership of MasterCard International. Europay will also receive an unspecified number of board seats. MasterCard International has more than one billion ‘MasterCard’, ‘Cirrus’ and ‘Maestro’ branded credit, charge and debit cards in circulation, 19 million acceptance locations, and annual gross dollar volume of about $833 billion. Europay has 271.5 million ‘Eurocard-MasterCard’, ‘Maestro’, ‘Cirrus’ and ‘eurocheque’ debit and credit cards in circulation. For more details on the European card market and other international payment card developments visit RAM Research Group Ltd. ([][1]).



Online Card Channel

A new consumer survey shows that Internet marketing of credit cards produced four million new accounts for 2000. Meanwhile a former Citibank card executive has launched a credit card marketing Web site that endeavors to capture a maximum amount of feedback from card prospects. Atlanta-based Brittain Associates says more than 13 million new card accounts have been opened since 1996 as a direct result of online marketing. Brittain found that 57.2 million U.S. adults accessed the Internet at least once every two weeks or more during 1998 compared to 87.6 million during 2000. Brittain says the leaders in online credit card marketing include: NextCard, First USA, Providian, Citibank, Capital One and Discover. Meanwhile, S. Jeffrey Baxter, an industry consultant, has opened a Web site called: ‘’ that requires visitors to provide information about their interests, lifestyle, and credit standing which is then matched against a online database of credit card products offered by large issuers. Baxter’s Las Vegas-based Web site does not accept banner ads from credit card issuers and charges no placement fees for its listings. The Web site revenues are generated from commissions earned from approved applications. The latest report from Nielsen//NetRatings shows that Internet penetration has reached 60% in the USA, with more than 168 million people having Web access from either the home or the workplace in January. However overall response rates to banner ads have fallen below 0.50%.’s consumer channels, which attract about 300,000 visitors per month, produced a click-through-rate of 3.14% last week.


PayPal Utilizes ICS

Trintech, a leading provider of secure electronic payment solutions, announced that it signed a deal for the implementation of its Issuer Chargeback System (ICS) into the customer management system for PayPal, the world’s first and largest Internet-based person-to-person payments service.

![][1] The implementation of Trintech’s dispute management software supports PayPal’s recent initiative to issue co-branded MasterCard debit cards to business users among its six million plus customers. Trintech’s ICS solution will allow PayPal to manage both the cost and service implications of managing any disputed transactions that will arise from this extension of their service offering. The product will be integrated with PayPal’s customer management system (e-service) in order to allow PayPal to provide their clients with a high level of service throughout the dispute resolution process. Trintech’s ICS product solution is both a multi-language and multi-currency solution, which will support PayPal as they develop their international strategy.

“Our PayWare ICS solution provides all the functionality to efficiently and effectively manage any disputes arising from the chargeback process. We believe that PayPal will enjoy the benefits offered by ICS in terms of reduced cardholder attrition through improved customer service as well as reduced processing costs and increased productivity,” concluded John Harte, Trintech’s Senior Vice President of Marketing and Sales.

“PayPal is committed to delivering a customer-friendly experience to all our users. It is a vital element of our customer service to ensure that any disputes are dealt with effectively — the addition of exception management capabilities to our payment solutions adds an extra dimension to our customer offering,” said Todd Pearson, Senior Vice President of Financial Services for PayPal. “The implementation of Trintech’s PayWare ICS will also allow us to more easily add new products to our product portfolio with reduced training for staff as the complex payment regulations are already encoded into the system.”

About Trintech

Trintech is a leading provider of secure electronic payment infrastructure solutions for real world, Internet and wireless transactions. The company, founded in 1987, offers a complete range of payment software products for credit, debit, commercial and procurement card applications. Trintech’s secure product range is deployed in over 35 countries worldwide and covers the payment requirements of consumers, card issuing banks, merchant acquiring institutions, merchants, eMerchants, telcos, wireless operators, ISPs/CSPs, Portals and large corporations. The Group’s range of scalable, open systems architecture solutions for UNIX(R) and Windows NT(TM) platforms covers consumer, merchant and financial institution requirements for all card-based payments, including eCommerce and the emerging world of mCommerce. Trintech can be contacted in the U.S. at 2755 Campus Drive, San Mateo, CA 94003 (Tel: 650-227-7000) and in Ireland at Trintech Building, South County Business Park, Leopardstown, Dublin 18 (Tel: 353-1-207-4000). Trintech can be reached on the Web at [][2]. Investor information can be found at . ICS Product Overview

Trintech’s Issuer Chargeback System (ICS) automates the exception management process from end-to-end, increasing processing efficiency and creating more opportunities for greater customer care.

ICS combines a powerful decision-support environment with compliant dispute regulations to enable optimum management of the entire chargeback process using an easily understood graphical user interface, for swift and informed decision-making.

The essential difference between ICS and other exception management systems is its built-in knowledge of national and international chargeback regulations. The chargeback regulations for VISA and MasterCard/Europay have been encoded into the application so that the system can recommend the appropriate action and chargeback reason codes for each case, replacing the need to navigate a series of intricate paper trails and complex and changing regulations. Combined with ICS’s ease of use, this dramatically reduces the average training time for new staff to be fully operational.

About PayPal

PayPal is the instant and secure online payment service that allows people and businesses to send and receive money by e-mail from bank accounts or credit cards. With more than six million members, PayPal is the world’s first and largest Internet-based payment network, and the No. 1 financial site on the Internet, according to PC Data Online. PayPal is the preferred payment service for online auctions, online community and group Web sites, and is seeing tremendous growth in use for e-commerce. PayPal members send over $7 million in more than 150,000 payments each day. Free to consumers, PayPal can be used from PCs or web-enabled mobile phones. A privately held company headquartered in Palo Alto, California, PayPal was named one of the 50 Most Important Private Companies in the World by Red Herring and one of the Top 25 New Companies by Fortune Small Business. The PayPal Website has been cited as among the “Best of the Web” by Forbes, Time, and U.S. News & World Report. For more information, please visit [][3].

[1]: /graphic/paypal/logo.gif


Prism POS Services

Prism Processing Services, the financial institution sales and service unit of Paymentech, has launched two new point-of-sale offerings for independent bankers and their merchant customers. Prism announced the services in Kauai, Hawaii this morning at the Western Independent Banker Association (WIB) Conference for bank presidents, senior officers and directors. Prism is the only merchant bankcard processor endorsed by the WIB.

Prism is one of the first to offer Telecheck’s Eclipse terminal, the first integrated payment terminal designed to provide support for electronic check conversion, and a proprietary gift card solution that will integrate gift card transactions with credit card processing. Prism provides independent banks with the ability to offer merchant clients the latest in payment processing technology.

Prism’s solution featuring the Eclipse terminal, offers a comprehensive payment solution that includes the TeleCheck(R) Electronic Check Acceptance(SM) (ECA(R)) service. ECA converts paper checks into an electronic transaction at the point of sale. ECA eliminates the hassles of processing paper checks, combining online check authorization and guarantee with an electronic capture of the transaction for settlement via the ACH network. The Eclipse terminal fully integrates the check transaction with other electronic payments such as credit and debit cards. Paymentech will also support electronic benefits transfers (EBT) and California truncation requirements.

ECA service is simplified with the Eclipse terminal: the merchant simply inserts the check into the terminal and enters the transaction information. Within seconds TeleCheck authorizes the transaction and the terminal prints a receipt for the customer to sign. With the signature TeleCheck electronically presents the transaction to the customer’s bank and automatically funds the merchant for the transaction within two business days.

Prism’s gift card solution is processed through Paymentech Network Services and eliminates the need for extra equipment and stand-beside applications when the merchant utilizes Paymentech for authorization and data capture services. Prism gift card services encompass customized plastic, transaction processing, specialized reporting, help desk support and database maintenance. The Prism/Paymentech Gift Card offers an electronic and highly secure alternative to paper gift certificates. Merchants can eliminate the need for costly stand-beside systems and extra equipment used with other gift card programs. This simplifies implementation and reduces a merchant’s initial investment.

Prism offers a full array of bankcard products, services and support to financial institutions. For nearly a decade Prism has been a leading processor providing tailored applications to meet the unique requirements of bank clients. Prism’s comprehensive services include: merchant sales and support, terminal management, authorizations and settlements, and reporting.

California-based Prism Processing Services ([][1]), founded in 1992, provides a wide-array of payment processing options to financial institutions nationwide. A subsidiary of Paymentech, Prism provides independent and community banks, credit unions and savings and loans institutions with full turnkey operations or customized merchant processing solutions. Paymentech, the payment solutions company(TM), is the nation’s largest processor and acquirer of credit card transactions, and the leader in non-face-to-face payment processing for Internet and direct marketing.



MIPS Japan

MIPS Technologies, Inc., a leading provider of industry-standard processor architectures and cores for digital consumer and network applications, Monday announced the promotion of Kazufumi Nakagami to business development director and country manager for Japan, reporting directly to MIPS Technologies Vice President of Worldwide Field Operations Derek Meyer. Nakagami has more than 17 years’ experience in the semiconductor industry, primarily in the marketing of high-performance processors. In his new position, he is responsible for all Japanese business development operations at MIPS Technologies. Previously, he was the company’s senior marketing manager for Asia.

“I’m delighted to announce Kazufumi’s new responsibilities as business development director and country manager for Japan,” said Meyer. “His work in marketing the MIPS architecture helped make MIPS the de facto standard in 32- and 64-bit digital consumer applications in Asia, and I look forward to his continued success at growing our business in Japan.” “MIPS Technologies is a leader in the digital entertainment market with high-performance, low-power, low-cost solutions for products such as smart cards, set-top boxes, digital televisions and DVDs, and we plan to expand that leadership to other markets including automotive, communications products and office automation,” said Nakagami.

Prior to joining MIPS Technologies, Nakagami spent 11 years as microprocessor marketing manager of Nippon IDT KK (Tokyo). He earned his B.S. degree from Nihon University, Tokyo.

About MIPS Technologies, Inc.

MIPS Technologies, Inc. is a leading provider of industry-standard processor architectures and cores for digital consumer and network applications. The company drives the broadest architectural alliance that is delivering 32- and 64-bit embedded RISC solutions. The company licenses its intellectual property to semiconductor companies, ASIC developers and system OEMs. MIPS Technologies, Inc. and its licensees offer the widest range of robust, scalable processors in standard, custom, semi-custom and application-specific products. Licensees currently include: Alchemy Semiconductor, Inc., Altera Corporation, ATI Technologies, Inc., Atmel Corporation, Broadcom Corporation, Centillium Communications, Inc., Chartered Semiconductor Manufacturing, Ltd., Conexant Systems, Inc., empowerTel Networks, Inc. (formerly known as Lara Technology, Inc.), ESS Technology, Inc., Gemplus International S.A., Integrated Device Technology, Inc. (IDT), inSilicon Corporation, Integrated Telecom Express, Inc.

(ITeX), LSI Logic Corporation, Macronix America, Inc., Metalink, Ltd., Micron Technology, Inc., General Instrument Corporation (acquired by Motorola, Inc.), NEC Corporation, NeoMagic Corporation, NKK Corporation, Palmchip Corporation, Philips Semiconductors International B.V., Quantum Effect Devices, Inc. (acquired by PMC-Sierra, Inc.), QuickLogic Corporation, Sandcraft, Inc., SiByte, Inc. (acquired by Broadcom Corporation), Sony Corporation, Synova, Inc., Taiwan Semiconductor Manufacturing Company, TeraLogic, Inc., Texas Instruments Incorporated, Toshiba Corporation and Excess Bandwidth Corporation (acquired by Virata Corporation). Numerous companies utilize MIPS-based(TM) intellectual property. MIPS Technologies, Inc. is based in Mountain View, Calif., and can be reached at 650/567-5000 or [][1].



NPC Renews Radisson

National Processing Company a leading provider of merchant credit card processing and corporate outsource solutions, and a wholly owned subsidiary of National Processing, Inc., announced Monday that Radisson Hotels & Resorts, a division of Carlson Group of Companies, has renewed a multi-year agreement for processing of agency commissions.

Radisson Hotels & Resorts, a world leader in the hotel industry, operates, manages and franchises more than 420 hotels and resorts worldwide, representing 99,000 guest rooms in 59 countries. Radisson has earned an industry leadership position pioneering new hospitality concepts and is expanding into new markets around the world. Solidifying its position as a market leader, Radisson has focused on total guest satisfaction and other initiatives designed to provide individualized services and greater customer intimacy.

“This renewal is a sign of our positive relationship with NPC,” stated Brian Stage, executive vice president of Marketing and Sales for Radisson Hotels & Resorts. “NPC’s services continue to help strengthen Radisson’s position in the marketplace with regard to Agency commissions. Commission Express has been key to Radisson’s strategy to develop and leverage Agency relationships and to improve service support of Radisson many operations. This renewal will allow Radisson to continue providing its customers with first-rate quality, value and customer service.”

“The renewal of Radisson Hotels & Resorts is an affirmation of its confidence in NPC,” stated John T. McRae, II, senior vice president of Outsource Services for NPC. “We are delighted that Radisson has renewed its commissioning agreement and look forward to helping them maintain their competitive edge and strong market presence.”

About Radisson Hotels & Resorts Worldwide

Radisson Hotels & Resorts is part of the Carlson Group of Companies. Carlson Hospitality Worldwide is a global leader in hospitality services, encompassing more than 1,330 hotel, resort, restaurant and cruise ship operations in 79 countries. Specific brands include: Regent International Hotels; Radisson Hotels & Resorts Worldwide; Country Inns & Suites By Carlson; Park Plaza and Park Inn Hotels in North America; Carlson Lifestyle Living (Carlson Park); Carlson Vacation Ownership; Radisson Seven Seas Cruises; T.G.I. Friday’s; Front Row Sports Grill; Friday’s American Bar; Italianni’s; AquaKnox; Star Canyon; Timpano Italian Chophouse; Samba Room; Taqueria Caqonita; and Provisions.

About National Processing Company

NPC is a leading provider of merchant credit card processing. NPC is 87 percent owned by National City Corporation (NYSE: NCC) (), a Cleveland based $89 billion financial holding company, supporting over 500,000 merchant locations, representing one out of every six Visa(R) and MasterCard(R) transactions processed nationally. NPC’s card processing solutions offer superior levels of service and performance and assist merchants in lowering their total cost of card acceptance through our world-class people, technology and service. Additional information regarding NPC can be obtained at [][1] .



Webraska & SureFire

Webraska, the worldwide provider of wireless navigation services and technologies, and SureFire Commerce Inc., a leading global provider of secure online transaction processing services, announce their partnership to develop wireless location-based mobile commerce (m-commerce) services.

Webraska and SureFire Commerce will provide technology and m-commerce solutions for merchants and wireless carriers. The solution will combine SureFire’s proprietary e-commerce solutions with Webraska’s Personal Navigation API. The initial offer will allow merchants to target selected customers, through mobile phones, with personalized purchase offers based on their proximity and individual profile. Furthermore, customers would be able to receive turn-by-turn directions and street-level maps to guide them into the store, providing the merchants with a virtual wireless sales force.

The service will allow consumers to buy goods at a discounted price from the store and get a returned confirmation SMS (or Short Messaging Service) message on the transaction. SureFire Commerce will provide all the secured transactional functions of the service through its mission-critical FirePay online payment platform.

“The Webraska and SureFire joint offering provides a very powerful platform for location-based m-commerce applications,” said Charles Nahas, General Manager, Webraska North America. “This partnership results in an additional strong value proposition for our telecom customers, as well as for consumers and merchants. Registered customers will for instance be able to receive timely personalized offers from merchants, complemented by turn-by-turn directions and maps that guide them to the store to purchase the product.”

“For the consumer, it is a discreet and paperless way to benefit from enticing discounts from renowned merchants. Likewise, mobile operators gain a new revenue stream, differentiate their offerings and reduce subscriber churn.” added Daniel Kornitzer SureFire’s Senior Vice President, Marketing & Product Management. “This innovative location-commerce service stimulates offline transactions by providing location-based offers to consumers and then tracking the transactions in order to immediately apply the appropriate discounts.”

About Webraska

Webraska is the worldwide provider of wireless navigation, spatial searching, mapping and traffic information services and technologies for telecom operators and car manufacturers.

Helping carriers leverage their UMTS, Wireless Internet and Location-Technology assets, and allowing application developers to ‘location & navigation-enable’ their wireless applications and location-based services, Webraska shortens time-to-market requirements, increases revenue and market opportunities, customer loyalty and brand recognition, for leading wireless service providers around the world, including SFR, TIM, ADAC and Orange. Webraska’s technology has been selected by industry leaders such as IBM, Nortel, Oracle, Openwave and SignalSoft.

The company is headquartered in Poissy, France and has offices in London, Brussels, Madrid, Amsterdam, Milan, Stockholm, Tokyo, Singapore, Melbourne and Montreal. For more information visit: [][1]

About SureFire Commerce

SureFire Commerce Inc. is a global business-to-business provider of proprietary e-commerce solutions in the area of secure credit-card transaction processing and merchant enabling. SureFire Commerce is an international provider of secure online transaction processing services to merchants in the areas of sports, entertainment and gaming, among others, targeting to process in excess of $1 billion in transactions this fiscal year. SureFire Commerce’s merchant enabling solutions provide telecommunications companies, Internet service providers, high traffic portals and financial institutions the ability to generate recurrent revenue streams for themselves and their small- and medium-sized business customers. SureFire Commerce is headquartered in Montreal, with offices in Hull and Boston.



7-Eleven Prepaid Phone

TracFone Wireless, Inc., a nationwide leader in prepaid wireless communications, has expanded its retail presence at 7-Eleven stores nationwide. By offering TracFone Wireless’ prepaid wireless airtime in up to 5,200 participating 7-Eleven convenience stores from coast to coast, TracFone Wireless now markets its prepaid wireless solution in up to 29,000 retail outlets nationwide.

“7-Eleven’s decision to make our TracFone prepaid airtime cards available in its stores nationwide confirms our belief that our product is the perfect convenience store purchase,” said F.J. Pollak, president and CEO of TracFone Wireless. “7-Eleven customers can add minutes to their wireless phone at the same time they buy a cup of coffee or gallon of milk. TracFone has proven to be the ideal convenience store commodity, especially with wireless service starting at $7.99 per month.”

“Being open 24 hours a day, seven days a week, 7-Eleven is the destination of choice for prepaid replenishment cards.” said Tim McCallum, category manager for Prepaid Services at 7-Eleven, Inc. “TracFone’s widespread availability across the nation provides an added convenience for customers, with wireless airtime available around the clock and around the corner.”


TracFone Wireless sells its wireless phone service for as low as $7.99 per month, with rates available as inexpensive as $.33 per minute, which include all telecommunications taxes and fees. The TracFone Wireless prepaid cellular airtime cards are sold in increments of 10, 30, 120, or 300 units for $7.99, $19.99, $49.99, or $99.99, respectively. TracFone Wireless recently added a Plus(3)(R) card, where its customers can purchase an annual wireless service for only $99.99.

About TracFone Wireless

TracFone Wireless is the largest nationwide provider of prepaid wireless communication services. TracFone Wireless sells the TracFone service, a pay-as-you-go wireless phone service with coverage throughout the United States. TracFone Wireless’ service incorporates a customer-friendly, cost-control feature that displays the exact remaining airtime balance on the phone. TracFone Wireless requires no contract, no credit checks, no monthly bills, no activation fee, no security deposit and has no age requirements. TracFone Wireless has licensing agreements to imbed its proprietary prepaid technology in Nokia and Motorola handsets. TracFone Wireless is an affiliate of America Movil (NYSE:AMX). For more information on TracFone Wireless, visit the web site at [][1].



Oberthur Acquisition

Oberthur Card Systems announced this morning it has acquired Logica Impresora S.A., the top card manufacturer in Spain. Under terms of the deal, Oberthur will pay FRF 66 million (USD $9.06 million) to buy Logica. Oberthur says the acquisition is in line with the projected migration to smart cards of the Spanish banking sector by 2003. A strong growth is predicted in Spain as well as the rest of Europe where the adoption of EMV specifications calls for the replacement of traditional magnetic stripe cards with chip-based smart banking cards. Oberthur says this also provides the company with the ideal platform to further penetrate the burgeoning South American market. Barcelona-based Logica has annual revenues of FRF 60 million (USD $8.24 million) and 70 employees. The acquisition brings Oberthur’s total up to 19 production sites across the five continents.


Pathways Downsizing

WA-based The Pathways Group announced Friday it will reduce the space in its corporate office in Woodinville, WA and Santa Rosa, CA. and close its Honolulu sales facility. The proposed changes, along with other cost cutting measures, entail significant staff layoffs in all locations. Pathways says it is refocusing its efforts on the further development and sales of its transaction processing and card based solutions, as well as its ticketing suite of products. Last month, Upgrade International Corporation announced it was terminating its merger agreement with Pathways. Upgrade International Corp., through its ownership interest in UltraCard Inc., Efornet Corp. and cQue Corporation is engaged in the development and commercialization of a patented ultra high capacity portable data storage technology. (CF Library 2/20/01)


Tidel Distribution Deal

Tidel Technologies, Inc. announced that it has signed a preferred distribution marketing agreement with National Bank Equipment Corporation, one of the nation’s leading ATM distributors. Under the terms of the multi-year deal, National Bank Equipment will market the complete product line of Tidel ATMs to its customers.

“We entered into this strategic alliance with Tidel because of the strong combination of products, reliability and service that they offer,” said Thomas J. Kielich, President of National Bank Equipment. “Tidel offers the highest level of customer support of any manufacturer that we have worked with. It sets them apart from the pack.”

Michael Hudson, Executive Vice President of Tidel, added, “We are excited that National Bank Equipment selected Tidel for its primary product line of ATMs. Based on their historical levels of business, we expect equipment purchases from them of approximately $2 million in 2001. This estimate could increase, however, as a result of a recently executed agreement between National Bank Equipment and a regional health care association to provide ATM equipment and services to various member hospitals and clinics.”

Based in Buffalo, New York, National Bank Equipment has offered banking equipment, service and supplies for over nine years. National Bank Equipment was a pioneer Independent Sales Organization (ISO) for off-premise ATM deployments in the early 90’s and is currently one of the top ten ISO’s in the United States.

Tidel Technologies, Inc. is one of the nation’s leading manufacturers of automated teller machines and cash security equipment designed for specialty retail marketers. Tidel pioneered the dial-up ATM in 1992 and was recently ranked 55th in Forbes’ list of the 200 Best Small Companies in America. To date, Tidel has sold more than 30,000 retail ATMs and 115,000 retail cash controllers in the U.S. and 36 other countries. More information about the company and its products may be found on the Internet at [][1].