Keycorp Ltd reported an operating loss after tax of $A14.7 million ($US7.7
million) for the year 2000. For 1999, Keycorp reported a net profit of $A7.28
million ($US3.81 million). The Company says it suffered delays in realizing
revenue last year. The delays resulted primarily from extended periods for
certification on certain contracts, delays in procurement to meet demand and
longer than expected finalization of large contracts. Smart card specialist
Keycorp says it spent $A29.9 million ($US15.67 million) on research and
development during 2000, a 45% increase over 1999.



Entrust Technologies, the leading global provider of Trust Relationship
Management for e-business,
and Egg, one of the UK’s leading e-commerce financial services companies, today
announced that they have won MIPS
Technologies “Best M-Commerce Implementation Category” at the Advanced Card

Egg’s use of Entrust Technologies’ getAccess Mobile Server enables Egg to
deliver secure, individualized web access to its
customers via WAP, and ensure its customers can access banking and shopping
services via mobile devices.

The Advanced Card Awards, now in its third year, is the UK’s foremost card
industry awards program. Its aim is to reward
pioneering implementations and technical innovation within the international
card industry. The best M-Commerce Implementation
category was introduced this year and recognizes the increasing importance of
smart card technology in secure m-commerce.
Entrust competed against other leading smart card manufacturers in this
category. The judges of the award included leading
figures from the Smart Card industry as well as other independent experts such
as Duncan Brown, Consulting Director at Ovum,
and Jack Schofield, computer editor at the Guardian.

“The Advanced Card Awards scheme was created to honor innovative
technologies in the card industry,” said Richard Kirk,
vice president and general manager, Global Wireless Solutions, Entrust
Technologies. “To have won this award is recognition of
our market-leading work with Egg-a collaboration that positions Entrust
Technologies at the forefront of wireless technology.”

“We are delighted to have won this award,” said Peter Marsden, chief
technology officer at Egg. “Through our long standing
relationship with Entrust, our customers can now enjoy unlimited access to
their account information at any time, wherever they
are. We are really pleased with our choice of getAccess and our continued
relationship will help build on our already hugely
successful banking service.”

The smart card industry is growing and the technology will play a
fundamental role in both leisure and commerce. The scope of
smart cards has already extended from banking cards to intrinsic security
elements in the arena of Internet and mobile services.
Entrust is leading the way in this arena by delivering innovative secure
solutions that enable companies to expand their e-business
capabilities and exploit the new opportunities offered by wireless commerce.

Schlumberger Test & Transactions, a business segment of Schlumberger Limited
announced it has
won the coveted Advanced Card Award for the “Best Loyalty Implementation”
with its Advantage Card powered by Egg. Based on the Schlumberger
EMV-compliant e-Galleon card, the Advantage Card combines loyalty points and
credit capabilities on one secure smart card – turning the potential of
multi-application card technology into practical reality.

The third annual Advanced Card Awards also selected the iSimplify! Card,
developed by Bull CP8 and announced at the Paris-based Cartes’1999 fair, as
the most innovative product of the year.

The iSimplify! card is based on an innovative technology which transforms
a smart card into a true node of the Internet network and is the first smart
card to integrate this concept.

The card is designed to simplify and secure personal access to the
Internet by integrating Internet protocol (IP) communications within the smart
card. The iSimplify! card stores each user Internet ID, enabling secure,
hardware-independent access to personal data such as bookmarks and e-mail
address books. The Oversoft technology used in the iSimplify! card is a
communication architecture that adds a new function to the smart card. The
card “talks IP”, is proactive and can achieve operations requested via the

iSimplify! selected by Dataquest
Dataquest highlighted the iSimplify! card as particularly relevant to
network security applications and as one of the most innovative developments
in the smart card industry in 1999. Dataquest identifies secure network
access as the fastest-growing smart card application, particularly in North
America, which will retain more than 56 percent of worldwide share throughout
1999-2004 period.

About the Advanced Card Awards

The Advanced Card Awards is the UK’s foremost card industry awards program,
rewarding excellence in all aspects of the
international card industry. Now in its third successful year, it is sponsored
by Bull, ORGA, STMicroelectronics, Oberthur Card
Systems, MIPS Technologies, Card Technology, RNIB, Smart Card 2001, Mortimer
Alexander, Knight & Charles, Bluefish,
Mondex International and Ctt. For further information, contact Jane Adams on
0044 205 226 9841.



In a move to accelerate its
expansion into the European electronic payments market, First Data Corp.
announced that it has changed the trading name of its UK
subsidiary FDR Limited to “First Data Europe,” which will focus on
driving continued European expansion across its card issuing services and
merchant processing businesses.

“First Data Europe is well positioned to capitalise on the strong growth
in European electronic payments by virtue of our unmatched experience, our
market scope and technological strength,” said Gerald Hawkins, chief executive
officer of First Data Europe. “As the leading processor of electronic
payments in Europe, we are already the processor of choice for a number of
European financial institutions. The new name provides the catalyst to drive
the organisation to further solidify our position and greatly expand on it.”
Currently, First Data Europe serves more then 50 financial institutions,
450,000 merchant locations, and 28 million cardholders in the United Kingdom,
Germany, Spain, The Netherlands and the Middle East. First Data Europe is
also the European leader in Internet card processing.

Europe’s move toward a cashless society is one of the factors driving
First Data’s expansion on the Continent. According to The Nilson Report,
European credit card transaction volume was up over 16 percent in 1999, with a
total of 10 billion transactions worth more than $US 230 billion — an
increase of close to 19 percent.

Additionally, Europe is the driving force behind smart card growth. A new
Frost & Sullivan report indicates smart card shipments in Europe will continue
to rise from $US 794.6 million in 1999, to $US 2.05 billion in 2006, with
revenues jumping from $US 1.2 billion, to $US 4.2 billion in the same period.
First Data Europe already processes nearly seven million smart card accounts,
which is expected to grow to 10 million by year-end 2001.
Other trends fueling First Data Europe’s opportunities include bank de-
regulation, which is well under way in most European Union countries. Many
banks are finding that outsourcing card processing is an attractive option in
an increasingly competitive market.

“Because we enable businesses and consumers to pay anyone-anywhere-
anytime, using any device that gets them online, we are helping to deliver on
the promise of the Internet — which is growing rapidly in the European
market,” said Hawkins. “In addition, we have initiated a $50 million
investment in our technology, which will give us the functionality and
bandwidth that makes First Data Europe an attractive partner for financial

First Data A Business without Boundaries

All of First Data’s businesses have continued to expand their transaction
processing and payments services leadership across borders. In addition to
Europe, First Data’s card issuing services and merchant processing operations
are today active in Australia, Canada, Mexico, Panama, the Dominican Republic
and South America. Each year, First Data processes more than 13 billion
electronic payment transactions worldwide.

First Data Europe intends to leverage its already strong presence in two
of the strongest European economies – Spain and Germany, where the company has
dedicated offices and significant client relationships.

* First Data Europe has provided credit and debit card-processing
services in Germany through an agreement with
BayerischeHypothekenWechselBank AG (Hypo Bank) since 1996. In 1998,
Hypo Bank merged with Bayerische Vereinsbank AG to create the second
largest bank in Germany, HypoVereinsbank. First Data Europe now
processes approximately one million accounts for its six German clients
who also include Advance Bank and Dresdner Bank.

* First Data began its operations in Spain — First Data Iberica —
through a joint venture with NISA (Negocios Informaticos, S.A.) in
1997. NISA is the largest card processor in Spain’s oil services
market. In 2000, First Data Iberica, with its main office in Spain,
processed more than 90 million transactions on behalf of merchants and
held 360,000 cardholder accounts on file.

* Additionally, First Data Europe has a growing presence in the Middle
East with Riyadh Bank and Arab National Bank.

First Data’s merchant processing operation currently handles all
transaction processing for Lloyds TSB and HSBC in the United Kingdom. In
addition to its UK operations, First Data is adding dedicated staff in
merchant acquiring services in Germany and Italy and is focusing additional
resources on European business development.

“Europe is an exciting example of explosive international growth that is
underway in every facet of our business, coming from virtually every corner of
the world,” said Eula Adams, executive vice president of First Data. “The
increasing use of e-payments and country-to-country migration are some of the
trends that make First Data today a dynamic global growth company.”

First Data has achieved and is continuing aggressive international growth
through its Western Union money transfer business. Throughout Europe, Western
Union has more than 37,000 agent locations in more than 10,700 cities.

Atlanta-based First Data Corp. helps move the world’s money. As the
leader in electronic commerce and payment services, First Data serves more
than two million merchant locations, 1,400 card issuers and millions of
consumers, making it easier, faster and more secure for people and businesses
to buy goods and services using virtually any form of payment. With more than
27,000 employees worldwide, the company provides credit, debit and stored-
value card issuing and merchant transaction processing services; Internet
commerce solutions; Western Union money transfers and money orders; and check
processing and verification services throughout the United States, United
Kingdom, Australia, Mexico, Spain and Germany. Its money transfer agent
network includes approximately 101,000 locations in more than 185 countries
and territories.



Gasper Corporation, a leading
provider of automated teller machine management software, announced an
agreement with Banamex, one of the largest banks in Mexico.
Gasper will provide ATM management services for 3,500 ATMs throughout the

“We look forward to a mutually beneficial relationship with Gasper as we
strive to uphold our reputation as the most technically innovative bank in
Mexico,” said Eduardo Castillo, Director of Technical Operations for Banamex.
“Gasper’s technology will assist us in maximizing ATM availability and
customer satisfaction.”

As part of a combined agreement, Gasper Corporation will install and
support its industry-leading ATM management solution, Gasper Manager and
NCR Corporation (NYSE NCR) will provide First Line Maintenance (FLM) and
Second Line Maintenance (SLM) for the Banamex NCR ATMs. Currently, Gasper
Management systems manage over 170,000 ATMs worldwide.

Gasper Manager is a Windows-based solution that features sophisticated
online monitoring, an integrated trouble ticketing and notification system,
and the most comprehensive reporting capabilities in the industry.

Gasper Manager’s four components work together to optimize ATM
availability and cost-effectiveness. The Core Manager interprets ATM status
codes, takes action based on customer-defined rules, opens and manages trouble
tickets, notifies appropriate personnel and reports on network and service
team activity. The Automated Service Manager executes and manages service
team notification, tracks performance, and escalates based on customer-defined
parameters. The Automated Command Manager enables and manages host commands
to ATMs and other elements. Transaction Monitor thresholds ATM transaction
and Reversal & Denial rates, detecting and acting upon potential problems with
Switch and Host links, Card Bases and ATM terminals.

Users of the Gasper Manager solution enjoy improvements in availability
and associated revenues arising from increased customer satisfaction,
decreased service costs through the reduction of first- and second-line
service calls, and lower operational costs due to improved help desk

For more information on Gasper Corporation or Gasper Manager, visit
http// .

About Gasper Corporation

Gasper Corporation, a leading provider of ATM management software, offers
comprehensive solutions that are specifically tailored to solve ATM management
problems. The company’s solutions monitor ATMs and manage the entire ATM
support process to maximize ATM availability, profitability and customer
satisfaction for ATM networks worldwide. Headquartered in Dayton, Ohio, the
company’s solutions are used to manage more than 170,000 ATMs worldwide.
Visit Gasper at http// .

About Banamex

Banamex was formed in 1884 as the result of a merger between two banks,
Nacional Mexicano and Mercantil Mexicano. Banamex has always been on the
forefront of banking technology, installing its first ATM in 1972, and
recently launching the first financial Internet portal in Mexico. Banamex was
recently named Best Bank in Latin America, Safest Bank in Latin America and
Best Corporate Internet Bank in Latin America by LatinFinance magazine, and
Best Bank in Mexico by Global Finance. Visit Banamex at http// .

About NCR Corporation

NCR Corporation is a leader in providing Relationship Technology(TM)
solutions to customers worldwide in the retail, financial, communications,
manufacturing, travel and transportation, and insurance markets. NCR’s
Relationship Technology solutions include privacy-enabled Teradata(R)
warehouses and customer relationship management (CRM) applications, store
automation and automated teller machines (ATMs). The company’s business

solutions are built on the foundation of its long-established industry
knowledge and consulting expertise, value-adding software, global customer
support services, a complete line of consumable and media products, and
leading edge hardware technology. NCR employs 32,900 in more than
100 countries, and is a component stock of the Standard & Poor’s 500 Index.
More information about NCR and its solutions may be found at
http// .



Trintech has signed a contract to implement its dispute management software in
VISA Iceland, the sole processor of VISA transactions in Iceland.

The implementation of the PayWare ICS product is intended to streamline
Visa Iceland’s chargeback processing by using
Trintech’s advanced knowledge-based system technology.
Iceland is rapidly becoming a cashless society and the increased usage of
payment cards has led to increased chargeback
levels for all issuers, with Visa Iceland being no exception. “We needed a
solution to help us to fulfill our goal of reducing both the
time and money we spend processing chargebacks. Trintech is a specialist and
leader in this area and their expertise made them
the clear choice for Visa Iceland,” said Thordur Jonsson, Senior Manager for
Cardholder Services, Visa Iceland. “The
implementation of the PayWare ICS system will also allow us to significantly
improve the quality of service delivered to our
cardholders during the dispute resolution process.”

“Trintech’s ICS solution is a blend of Artificial Intelligence (AI),
workflow, Internet and transaction processing technologies
which gives Visa Iceland the power to increase productivity and significantly
reduce it’s processing costs. The PayWare ICS
solution is continually updated with changing regulations from Visa and
MasterCard/Europay which ensures accurate processing
of all types of disputed transactions.” said John Harte, Trintech’s Senior Vice
President for Marketing and Sales.

About Trintech

Trintech is a leading provider of secure electronic payment infrastructure
solutions for real world, Internet and wireless
transactions. The company, founded in 1987, offers a complete range of payment
software products for credit, debit, commercial
and procurement card applications. Trintech’s secure product range is deployed
in over 35 countries worldwide and covers the
payment requirements of consumers, card issuing banks, merchant acquiring
institutions, merchants, eMerchants, telcos, wireless
operators, ISPs/CSPs, Portals and large corporations. The Group’s range of
scalable, open systems architecture solutions for
UNIX(R) and Windows NT(TM) platforms covers consumer, merchant and financial
institution requirements for all card-based
payments, including eCommerce and the emerging world of mCommerce. Trintech can
be contacted in the U.S. at 2755 Campus
Drive, San Mateo, CA 94003 (Tel 650/227-7000) and in Ireland at Trintech
Building, South County Business Park,
Leopardstown, Dublin 18 (Tel 353-1-207-4000). Trintech can be reached on the
Web at http// Investor
information can be found at

ICS Product Overview

Trintech’s Issuer Chargeback System (ICS) automates the exception
management process from end-to-end, increasing
processing efficiency and creating more opportunities for greater customer

ICS combines a powerful decision-support environment with compliant dispute
regulations to enable optimum management of
the entire chargeback process using an easily understood graphical user
interface for swift and informed decision-making.
The essential difference between ICS and other exception management systems
is its built-in knowledge of national and
international chargeback regulations. The chargeback regulations for VISA and
MasterCard/Europay have been encoded into
the application so that the system can recommend the appropriate action and
chargeback reason codes for each case, replacing
the need to navigate a series of intricate paper trails and complex and
changing regulations. Combined with ICS’s ease of use, this

dramatically reduces the average training time for new staff to be fully

About Visa Iceland

Visa Iceland was formed in 1983 when 5 banks and 13 savings banks decided
to join forces and apply for group membership
to Visa International. All banking institutions in the country now hold a stake
in the company. The role of Visa Iceland is to be
responsible for card issuance, marketing, authorizations and operations of the
central card system, merchant acquiring and EftPos
system, while the member banks take care of card applications, customer
services and collections.


Bankruptcy Retort

The Consumer Federation of America released a report yesterday crying foul over the credit card industry’s pushing of bankruptcy reform while at the same time pushing big credit lines to consumers. The CFA says data from Veribanc shows unused lines of credit on credit cards stood at $2.4 trillion at the end of 3Q/00 and that total consumer credit is growing 13% annually. The report also noted research from BAI Global which shows American consumers were hit with 2.5 billion credit card solicitations in the first nine months of 2000. The CFA also pointed to figures compiled by R.K. Hammer which shows credit card profits at a five year high. The CFA concludes that bankruptcy reform is the wrong bill at the wrong time. The report was released just as the U.S. House is gearing up for vote on bankruptcy reform. The vote may come on Thursday. The U.S. Senate is set to vote on the legislation next week.


Catalina’s Board

Catalina Marketing Corporation this week announced the election of Anne MacDonald, Managing Director of Global Marketing at Citibank, to its Board of Directors.

MacDonald joined Citibank, a division of Citigroup, in 1997 as Managing Director of Global Branding and Communication, moving to her current position in September 1999. Prior to joining Citibank, she spent five years with PepsiCo, where she was Vice President, Brand Marketing, for the Pizza Hut division. From 1983 through 1993, MacDonald worked for N.W. Ayer, Inc., a privately held advertising agency. At N.W. Ayer, she served in various senior management capacities and became the first woman elected to the Board of Directors. Prior to N.W. Ayer, MacDonald worked in the international division of Grey Advertising in New York. She began her advertising career in London, where she worked at Saatchi & Saatchi.

MacDonald received an undergraduate degree from Boston College and a master’s degree from Bath University in England.

Daniel D. Granger, Chairman and Chief Executive Officer, commented, “We are extremely pleased to add Anne to our Board of Directors. Her vast marketing, advertising and brand management experience is a perfect complement to Catalina Marketing’s Board, and she will provide us with valuable strategic insight as we pursue our goal to be the unmatched leader in targeted marketing.”

Based in St. Petersburg, Fla., Catalina Marketing Corporation ([][1]) provides a wide range of strategic, targeted marketing solutions for consumer goods companies and retailers. The targeted marketing services of the company are provided by interrelated operating groups that strive to influence the purchasing behavior of consumers wherever and whenever they make purchase decisions. Through these operating groups, Catalina Marketing is able to reach consumers internationally and domestically — in-store, using incentives, loyalty programs, sampling and advertising messages; at home, through direct mailings; and online. Personally identifiable data that may be collected from the company’s targeted marketing programs, as well as its research programs will not be sold or given to any outside party without the express permission of the consumer.



Smart-e-Card Merger

20/20 Web Design announced that it had executed a letter of intent to merge with Newport Beach based Smart-e-Card developer Inc., a majority owned subsidiary of Global TeleMedia International.

The merger will change the development stage status of 20/20 Web Design to a fully operational multi-national corporation with fully operating subsidiaries in Australia, Philippines and Malaysia. The Company will also change its name to In Australia, BentleyTel has the first VoIP/VPN/ISP and ITSP national frame relay network with POP’s (switches) in every capital city, offering Internet, Virtual Private Networks and Internet Telephony through its private network. BentleyTel is also a consortium partner with Cable & Wireless-Optus, Compaq, NEC and Nielsen in a 5-year $100 million contract to host the Australian Northern Territory Government Internet platform, offering ITSP, ISP and technical support. The contract, which has commenced on December 1st 2000, is generating revenues of approximately $1 million per year and plans to increase as more services come on line. ([][1]) is also the developer and distributor of the Smart-e-Card, Global Connexion Card ([][2]). These cards have advanced financial platform capabilities and operate as a stored value card/ATM/real-time International e-funds transfer/global unified messaging and information retrieval card. The BentleyTel-AcSys Card also carries the face recognition HNeT security technology which is patented in 20 countries. BentleyTel Australia also has a 3-year agreement with Ericsson to develop advanced billing and other advanced software. Under the agreement BentleyTel will have co-ownership of the software and products developed with Ericsson.

BentleyTel Philippines operates GSM wireless TeleCenters in the Philippines and is the only or dominant telephony provider to towns with a combined population of almost 2 million people. In Malaysia, BentleyTel offers Advanced IT training and computer sales. has Smart-e-Card and Smart-e-Cash machine national sales and distribution agreements with Nico Communications, Universal Express Inc. and AcSys Biometrics USA.

The proposed merger, of course, is subject to reciprocal due diligence, applicable corporate approvals and the successful negotiation and execution of a definitive merger agreement.



Sears Card Canada

Sears Canada yesterday announced a new partnership with Pharmasave, Canada’s fastest growing independent retail drugstore chain. Now, Sears Cardholders can use their card for their health and beauty essentials while earning valuable Sears Club points.

“At Sears Canada, we are constantly seeking new alliances to benefit our customers and better address their daily needs,” announced Ray Bird, Senior Vice-President, Credit, Sears Canada. “This exciting new partnership offers increased value and convenience for our more than 9.1 million Cardholders, and gives Pharmasave customers another payment option for their prescriptions and other health and beauty purchases.”

“Pharmasave is deeply committed to the communities it serves,” said Brad Bond, CEO, Pharmasave Drugs (National) Ltd. “We are proud to have forged an alliance with Sears, a company that shares our philosophy of community stewardship and we welcome Sears Cardholders.”

Sears Cardholders will earn one Sears Club point for almost every dollar they spend on their Sears Card at Pharmasave locations across Canada. Sears Club members can redeem their points and use them toward products offered through all Sears stores and catalogues and Sears services including travel. They can even donate their points to the Boys and Girls Clubs of Canada.

The Sears Card is the number one credit card in Canada with more card- carrying customers than any other single retail, bank or specialty card issuer in the country. More than 80 per cent of Canadian households are Sears Club members.

Since its inception in 1986, Sears Club has rapidly expanded its range of earning opportunities and rewards through alliances with Bell World, Ticketmaster Canada Ltd., Sympatico, Shell Canada, Choice Hotels Canada, AMJ Campbell Van Lines, and All-Purpose Realty, Roots and IBM.

Sears is a multi-channel retailer with a network that encompasses 118 Sears department stores, seven urban Eatons department stores and 33 furniture and appliances stores. The Company publishes Canada’s only general merchandise catalogue and has over 2,000 catalogue selling locations. Additionally, Sears has 128 dealer stores, 15 outlet stores, 34 floor covering centres, 66 auto centres and 107 Sears Travel branches and offers shopping online at [ and][1].

Pharmasave Drugs (National) Ltd. was started in 1981 when a visionary group of pharmacists formed a new association with a dream of independence under a strong new banner. Now celebrating 20 years of growth Pharmasave has approximately 290 drug stores in Canada – a vibrant independent family that stretches proudly from British Columbia to Nova Scotia. Pharmasave is a member- governed organization.



Fraud Bust

The purveyors of a well-organized scheme designed to defraud consumers through the sale of credit card protection insurance and debt consolidation programs were nailed yesterday by the Royal Canadian Mounted Police and the Federal Trade Commission. A TRO and an asset freeze were placed against Mark E. Wilson, the sole owner of all eight corporate entities used in the alleged fraud. The FTC contends that the defendants, when marketing credit card protection services, misrepresented their identity to imply an affiliation with consumers’ credit card issuers and used scare tactics to market their programs, telling consumers that their credit card numbers were accessible to criminals via the Internet, and that unless they purchased protection services, they could be held liable for unauthorized charges if thieves gained access to this information. The defendants typically charged $299 for their protection services. When marketing debt consolidation services, the defendants allegedly told consumers that for $397 they would obtain a low-interest loan that could be used to consolidate their credit card debt. In reality, all consumers received was a list of banks offering low-interest credit card loans.The eight corporations used for the alleged fraud included three Canadian based entities: OPCO International Agencies, Inc., Fraud Watch Services, Inc.; and Central Corporate Services. The other five entities were based in Nevada and include: American Fraud Watch Services, Inc.; Customer Services International Nevada, Inc.; Debt Services International, Inc; and Global Horizons, Inc.



MasterCard International launched a program that offers a web-based ratings system to foster trust between buyers and sellers in e-marketplaces and corporate exchanges. Through ‘Buyer Insight’, a co-developed solution from Open Ratings and Dun & Bradstreet, the ‘MasterSource’ program helps businesses using any MasterCard ‘Corporate Payment Solution’ to make informed e-procurement decisions. The program also provides access to detailed business and financial information about suppliers within a participating exchange network. For MasterCard ‘Corporate Payment Solutions’ cardholders, the fee to access this new program is waived.



The bank of the future may carry milk, bread, and coffee as well as cash checks and issue payment cards. The world’s largest convenience store chain is introducing a web-enabled, integrated financial services kiosk that merges the capabilities of an ATM with the benefits of the Internet. Initially, 7-Eleven’s ‘’ project will provide conventional ATM services as well as money orders, money transfers and check cashing. In the future, 7-Eleven anticipates that customers will be able to have touch-screen access to services such as bill payment, deposit capability, event ticketing, travel directions and road maps. ‘’ has been designed to allow customers online shopping and fulfillment options using 7-Eleven’s daily distribution infrastructure. Yesterday, 7-Eleven signed a seven-year exclusive agreement with Western Union Financial Services and Integrated Payment Systems for money transfer and money order services. Under the agreements, 7-Eleven will begin offering Western Union ‘Money Transfer’ services through its ‘’ units and continue to sell Western Union ‘Money Order’ services. Additionally, Western Union will rollout their ATM-based money transfer service to ATMs in 7-Eleven stores across the country. Late last year, American Express signed a pact with 7-Eleven to offer a reloadable, prepaid gift card and an Internet shopping card. (CF Library 2/6/01)