TYME Switch

Firstar Corp. announced Monday it will switch all of its ATMs in Minneapolis and St. Paul to TYME. Firstar now is part of Norwest’s Instant Cash network. But by mid-May, Firstar’s 30 ATMs in the Twin Cities will carry the TYME logo. Firstar will be placing 75 to 100 additional ATMs in the market over the next few months that also will carry the TYME name. Of the 30 ATMs in Minneapolis and St. Paul, 29 are located at Firstar branches and one is off-premise.


ACI Goes Secure

ACI Worldwide announced the expansion of its product portfolio to include secure Internet payment solutions. The products enable financial institutions, retailers, Internet Service Providers and others to offer secure consumer shop-and-buy transactions over the Internet using SSL and SET(TM) (Secure Electronic Transaction) security protocols. Powered by GlobeSet, the solutions work hand-in-hand with ACI’s existing EFT systems to provide secure, end-to-end payment processing from consumer to merchant to financial institution.

The product suite joins ACI’s i24(TM) family of Internet banking and payment solutions and includes server-based Wallet software, SET Certificate Authority systems, server-based point-of-sale software and Gateway products. All support SSL, merchant-initiated SET and full SET transaction processing.

ACI acquired the products through a distributor agreement with GlobeSet, Inc. of Austin, Texas. GlobeSet will provide the underlying technology that ACI will distribute, install and support through ACI’s international network of offices and development centers. Additionally ACI has agreed to work with Compaq Computer Corporation to expand their delivery model for Compaq’s Internet payment solutions, also powered by GlobeSet.

“Our new relationship with GlobeSet enables us to offer a total Internet payment solution, from desktop to back office,” said Dave Russell, president of ACI Worldwide. “By combining ACI’s processing solutions with GlobeSet’s technology, we can give our customers the ability to process Internet transactions just as they process transactions initiated at a traditional point-of-sale terminal. We now have the ability to offer the technology needed to take full advantage of the potential that electronic commerce on the Internet offers.”

The Internet consumer payments products operate on Windows NT Server-based systems and have been awarded industry-first SET Marks signifying their compliance with the SET 1.0 specification.

“Our agreement with ACI speaks volumes about what we believe we can accomplish in the global marketplace with our combined technology and service offering,” said Michael K. Cation, chairman and CEO of GlobeSet, Inc. “As our relationship progresses, we will provide ACI with electronic commerce solutions that meet the demands of a dynamic and growing market in both the retail and the business-to-business markets.”

“Compaq was early to recognize the importance of securing Internet payments. With GlobeSet, the company installed many of the first solutions based on SET,” said Jerry Peterson, vice president, Financial Services and Electronic Commerce, Compaq. “Compaq is now expanding its delivery capability by aligning with long-time partner, ACI, the international leader in payment processing systems. We’ve extended our agreement with ACI to move Internet payment solutions into the higher volume, replicable market state.”

GlobeSet Inc., is the world’s largest OEM provider of software solutions for electronic commerce. The company’s server-based products enable e-commerce production deployment and offer a migration path across multiple evolving transaction/certificate standards. With offices in the United States, Europe, and Asia Pacific, GlobeSet’s OEM partners have implemented numerous electronic commerce solutions around the world for major banks, retailers and financial processors. Founded in 1994, GlobeSet Inc. is a privately held corporation headquartered in Austin, Texas. Additional information about GlobeSet can be found at

ACI Worldwide (Nasdaq: TSAI) is helping customers change the way the world works with software products developed for consumer banking, corporate banking, retail and system solutions. The company maintains operations in the Americas, Europe/Middle East/Africa and Asia/Pacific and is a leading international provider of software for electronic commerce and electronic payments. ACI Worldwide distributed solutions are used by more than 2,200 customers in 70 countries. Visit ACI Worldwide on the Internet at [www.aciworldwide.com][1].

[1]: http://www.aciworldwide.com


Berlin BVG Pilot

Motorola’s Worldwide Smartcard Solutions Division (WSSD) and its alliance partner, ERG, have been awarded a contract with the Transport Authority of Berlin, or BVG, to conduct a field trial for a smart card electronic ticketing system covering Berlin and the surrounding greater Brandenburg area. The S-Bahn Berlin GmbH (Rapid Train System of Berlin) and the VBB (Transport Authority of Berlin-Brandenburg) will also participate in the field trial.

Berlin transit riders ultimately are expected to benefit from the improved simplicity, trouble-free payment, enhanced security and other advantages offered by the smart card electronic ticketing system. The Motorola and ERG alliance designed the turnkey, integrated system solution that will provide the infrastructure for smart card and back office operations and will drive the installation and implementation of the entire system.

The field trial is scheduled to begin in October 1999 and will last three to six months. Approximately 25,000 participants will test the system, which includes two subway lines, two bus routes and one tram line. Up to 150,000 transactions per day are expected, including transfers between stations and modes of transport. The BVG expects full system implementation and general public availability by 2002.

“With the Motorola and ERG smart card solution, we will provide our customers with a fast and easy-to-use ticketing system,” said Dr. Joachim Niklas, chief financial officer of the BVG. “Furthermore, by simplifying ticket purchase and creating additional uses for tickets, the smart card electronic ticketing solution will further increase the attractiveness of the Berlin Public Transport System.”

“Motorola is pleased to work with its world-class partner, ERG, to provide this integrated, smart card solution to BVG,” says Francois Dutray, Motorola vice president and general manager, WSSD. “By leveraging the Motorola/ERG alliance’s total system solution and advanced operating system, multiple applications will be able to reside on a single card. BVG will be the first European public transport provider to offer its customers added value via their transit cards.”

The existing Berlin transport system operates on a flat fare, paper-based ticketing system. The new system will operate with a time- and distance-based fare structure where the smart card will serve as a reusable ticket. Individuals will buy public transport “units” with cash or electronic transfer payments at distribution outlets or through stationary and mobile ticketing machines. These units will be loaded directly onto their smart cards and can then be debited by special contactless check-in/check-out terminals at the stations or in buses and trams. Users will be able to keep track of their available units by inserting the cards through readers at points-of-sale, information terminals or with the help of pocket-sized balance readers. “Smart” kiosks also will inform travelers of the best route to take and how much it will cost to get there.

A key benefit of the Motorola and ERG smart card public transport solution is that it is not limited to public transport applications. In fact, the cards can be used by public transportation authorities to award discount points to frequent users, who then can “cash in” their points in the form of more public transport units or use them for reduced admission prices to area events. In addition, retailers could offer discount points or specials on goods to those shoppers using smart cards.

The Berlin transit electronic smart card ticketing system will be based on proven back-office technology provided by ERG that has been implemented in markets such as Hong Kong, where the current transit smart card system processes nearly 4 million transactions a day. Motorola’s M-Smart Venus(tm) card and reader platform will support the front end of the solution, providing enhanced security and the flexibility to support multiple applications.

ERG’s CEO Peter Fogarty said the Motorola/ERG alliance is able to deliver a superior ticketing solution. “ERG developed the benchmark in smart card-based electronic ticketing systems with its Hong Kong project,” Fogarty said. “Now, with the support of Motorola’s advanced smart card and reader platform, the alliance can take transit-based, multi-application smart card solutions to a new level.”

The Motorola and ERG Transit Systems alliance combines ERG’s world-leading smart card and magnetic ticket-based integrated fare collection application expertise with Motorola’s impressive systems integration, communications and operational management capabilities. Complementary strengths of the alliance include complete wireless voice and data communication systems, location tracking and management and electronic purse operating experience.

ERG Limited is a world leader in the development and supply of technologically advanced smart card systems and services; automated fare collection products and systems; and telecommunications products and services. ERG provides turnkey solutions to customers, from design and manufacture, to supply, installation, commissioning and ongoing service and maintenance. In 1997/98, Australian-based ERG’s revenue totaled A$242 million. For more information on ERG visit: [www.erg.com.au][1].

Motorola is a global leader in advanced electronic systems and services. It liberates the power of technology by creating software-enhanced products that provide integrated customer solutions and Internet access via wireless and satellite communications, as well as computing, networking, and automotive electronics. Motorola also provides essential digital building blocks in the form of embedded semiconductors, controls and systems. Sales in 1998 were $29.4 billion. For more information on Motorola visit [www.motorola.com][2].

[1]: http://www.erg.com.au
[2]: http://www.motorola.com


Intl I-Processing

Hong Kong-based First Ecom.com, Inc. announced Thursday it has commenced operations as an international Internet credit card processing services provider for merchants located outside North America. FEC’s primary business is approving merchants and processing credit card transactions in multiple currencies, made possible, in part, through an arrangement to use the First Data international gateway. FEC is one of the first companies to offer international credit card transaction processing for Internet merchants.Matt Mecke has been named SVP of systems and product development. Prior to joining FEC, Mecke was a management executive with First Data Asia in Hong Kong.


Wireless Upheaval

CA-based U.S. Wireless Data, Inc. has lost its CEO and is looking for capital. The company announced Thursday its efforts continue toward satisfying its critical near term capital requirements. The company says it is in discussions with a U.S. based institution to be a lead investor in a best efforts financing. USWD also announced yesterday that Roger Peirce, CEO and Chairman, has resigned for personal reasons. The firm says its Board of Directors is actively seeking a replacement.



Hypercom Corp. introduced a new transaction software featuring a POS application and C software development kit. ‘Tejas’ will provide VARs and third-party developers with an easy-to-use, C-based gateway to create custom applications to run on the Hypercom terminal platform.The company says by opening up its proprietary platform to third-party development they hope to increase the overall breadth and depth of features and applications running on Hypercom’s T7 and ICE terminals.


Diebold Columbia

Diebold announced it has acquired 55% of Richardson & Cia. Ltda., a financial technology company in Bogota which previously was a business associate of IBM. The company, renamed Diebold Colombia S.A., is based in Bogota and will handle sales and service for all Diebold product offerings in Colombia. In addition, Diebold agreed to purchase the ATM service business of Comware S.A., also based in Bogota. Comware has been a Diebold distributor since 1985.