Eltron – UbiQ

UbiQ Inc. announced Monday its UbiQlink smart-card personalization software has been selected by Eltron International. The Eltron P300 card printer will print full-color images on the Payflex microprocessor card and encode data through its ‘smart card contact station’ option.  UbiQlink software automates and simplifies the process by managing the interfaces between Eltron’s card printer contact station, the card-creation application software, and Schlumberger’s electronic purse stored-value function within the Payflex operating system.  For card issuers around the world, UbiQlink software simplifies the process of personalizing smart cards in a multi-operating system, multi-personalization equipment world.


IVI & Datagrams

International Verifact Inc. announced Monday that its Latin American joint venture, IVI Ingenico Inc., has entered into a strategic alliance with Datagrams S.A. to market Datagrams products in Latin America through IVI Ingenico’s distribution network.

Under the terms of the agreement, IVI Ingenico will become Master Distributor of Datagrams products – Dataloyalty and Datacash – in Latin America, while providing marketing, support and maintenance services on a local basis.

Dataloyalty is a smart card based turnkey system that allows a retailer or financial institution to implement a loyalty program. The Dataloyalty system includes all the logical components of a system, including host software, terminals, communications and cards.

Similarly, the Datacash system was designed to be a closed electronic purse scheme with targeted markets such as stadiums, parking garages, home delivery and tourist resorts. Like Dataloyalty, the Datacash system includes all the necessary components for operation. Both products run on Microsoft Windows 95/NT platforms.

Jorge Fernandez, Executive Vice President and General Manager, IVI Ingenico commented that the agreement with Datagrams is consistent with the company’s vision of providing turnkey systems and solutions, rather than just being a terminal vendor to its customers. “Our company is a world leader in providing smart card based systems, and we believe that this alliance establishes further our leadership in the fast growing market of smart card based applications,” added Mr. Fernandez. “We already have a very successful working relationship with Datagrams in Europe. We know their products well and believe this partnership to be a great opportunity for IVI Ingenico to penetrate new markets and expand our growth in the region, while providing loyalty solutions that are not available from any other vendor.”

Bruno Zysman, President of Datagrams, commented that his alliance with Groupe Ingenico has been very successful in Europe, and that he looks forward to extending this relationship to IVI Ingenico in Latin America. “IVI Ingenico brings to us a great deal of value, including their extensive network of distributors and their years of experience in the Latin America marketplace,” added Mr. Zysman.

Datagrams S.A., based in France, is an integrator and designer of software for smart card solutions. Setting standards for the electronic purse and loyalty field, Datagrams’ expertise also includes the design of database systems, communications protocol transferring data on products and developing interactive touch screen kiosks using smart card readers.

Groupe Ingenico is engaged in the design, development and sales of secured terminals and complete systems dedicated to electronic payments, loyalty and electronic benefits transfer and is the recognized leader in smart card technology in Europe, Africa and the Asia-Pacific areas. Further information is available at [http//www.datagrams.com][1]. ivi ingenico inc., based in miami, florida, is a joint venture between ivi and its strategic alliance partner, groupe ingenico, of paris, france.

IVI is engaged in the design, development and sale of electronic payment solutions for retailers, financial institutions, governments and other businesses. The company’s hardware and software products include solutions for point-of-sale debit/credit/EFT/EBT terminals, check readers, smart card readers, POS printers and secure PIN entry devices. Additional company information is available on IVI’s website at .

[1]: http://www.datagrams.com


Paymentech Recommended

Day Traders On-line said Monday that their senior market analyst and editor Ray Johns started First USA Paymentech, Inc with a near term bay rating and added the company to their recommended stock list. A one month price target of $21 to $22 a share was set, while longer term potential may be higher.

Key points

— On a technical trading basis, the stock has been in a nice overall uptrend since February of this year. It appears ready to break into the $20 plus trading range after a recent pull back at the beginning of April.

— First USA Paymentech is the nation’s third largest payment processor of credit cards.

— Company is likely benefiting from increased consumer confidence and spending from a strong economy. A possible ramp up in on-line Internet credit card processing and use may also help PTI’s growth and earnings over the coming quarters.

— Company recently stated that they, “hired a well-known industry expert to direct strategic long-term initiatives.” This may help them to continue to increase top and bottom line growth over the coming months. Further, the company stated that their, “focus on expense reduction is also generating results”.

— Near term price target set at $21 to $22 a share based on technical chart and company fundamentals. Price target over 6-12 months may be as high as $25 or more.

“From a technical standpoint, this looks like a trading buy to us given the recent steady uptrend. We feel the stock may provide traders with some reduced volatility in a fairly pricey market as well”, said Johns. “We would consider PTI an attractive buying opportunity at current levels of $19 to $20 a share or less (if seen) and would expect continued positive momentum over the next few months to take the stock to higher levels.” Note that Day Traders On-line and their organization engages in active short term trading and investing which may different from standard long term investment strategies. For further information on this and other short to medium term trading and investing ideas, please visit the company’s website at [http//www.daytraders.com][1] or send e-mail to [info@daytraders.com][2] For all questions & customer service needs, e-mail to [support@daytraders.com][3]

[1]: http://www.daytraders.com/
[2]: mailto:info@daytraders.com
[3]: mailto:support@daytraders.com


Schlumberger Joins GCA

Schlumberger has joined the Global Chipcard Alliance, an organization formed to promote smart card inter-operability. Schlumberger brings a wealth of expertise in developing open standards to the alliance, to help accelerate the current industry trend towards multi-application smart cards. Schlumberger was the first in the industry to develop an open smart card platform — the JavaCard — and membership in the alliance is an extension of its commitment to standards.

![][1] “We believe the smart card industry’s future is intrinsically linked to the ability to deliver multi-application cards,” noted Jacques Cosnefroy, president, Schlumberger Smart Cards & Terminals. “Multi-application cards, which provide added value to the cardholder, can significantly increase consumer demand for this exciting new technology. The GCA provides a very valuable forum for working with other card manufacturers and users to ensure that smart card technologies fully meet market needs.” Schlumberger cards are being used everyday by a vast number of consumers worldwide. The company is at the forefront of multi-application card developments, with applications ranging across the spectrum of market sectors including financial cards based on the EMV specification, telecommunications cards using the SIM standard, and multi-application cards using the networking-oriented JavaCard standard.

The Global Chipcard Alliance was founded in October 1996 by US West Communications, PTT Telecom Netherlands/Unisource, GTE, Bell Canada and Telekom Malaysia. It now has nearly 20 members, committed to worldwide interoperable networks, increased chip card functionality and widespread installation of terminal systems.

About Schlumberger

Schlumberger Smart Cards & Terminals offers a flexible portfolio of smart card-based solutions for businesses and communities of all kinds. The company provides cards, terminals, development tools and support in open configurations for operators, developers, integrators and distributors worldwide. Under The Smart Village(R) brand, the Schlumberger offer includes the milestone Cyberflex(TM) card, the industry’s first Java(TM)-based smart card. The Smart Cards & Terminals group operates 45 facilities in 34 countries across the globe. Additional information is available on the World Wide Web at [http://www.slb.com/et/][2].

Schlumberger Smart Cards & Terminals is a business segment of Schlumberger Limited, a $10.65 billion global technology service company providing oilfield services, natural resource management, transactions based technology and associated systems, and semiconductor test equipment.

[1]: /graphic/globalchip/globalchip.gif
[2]: http://www.slb.com/et



DataCard unveiled a new card issuance solution designed for low-volume, centralized applications. DataCard WinLec card issuance software allows financial institutions and service bureaus to use DataCard’s mid- and low-volume card personalization systems to issue batches of credit, debit or stored value cards. The WinLec software drives a variety of DataCard card personalization systems, including the DataCard 280 Series System and the new DataCard 150i Instant Issuance System. The software allows these systems to accept the same batch data that is used for the DataCard 9000 and 7000 Series Systems.


CyberCash Germany

The hi-tech company COIN Corporate Interactive AG reached another important milestone at this year’s CeBIT .  Together with CyberCash GmbH, Frankfurt,, it has been agreed that the Internet payment system of the same name will be implemented within the interact! 2.0 technology.  Thus, Internet trading becomes reality.

Corporate Interactive will implement CyberCash — already functioning in a pilot project of Germany’s Dresdner Bank —  within the industry-specific solutions interact!/publish 2.0 and interact!/shopping 2.0.  Both these solutions, based on the transaction-oriented interact! 2.0 technology, are aimed at reliable, high-value transfer of editorial and business processes within the Internet, Intranet, and Extranet.  For example, interact!/publish 2.0 — particularly appropriate for use in publishing houses and media companies — enables micro payments via CyberCash in order to use content and services.  Small amounts of money can be transferred efficiently in this way for data base research in on-line archives, for example — and can be paid without delay.  Impeccable, uncomplicated processing is assured through the user administration of interact! solutions.  Interact!/shopping 2.0, developed for catalogue and other shopping applications, will use the CyberCash in providing fast and uncomplicated payment processing.  Secure payment is assured for customers and providers without additional procedures involving signature transfers or direct debit authority.

CyberCash makes easy and convenient payment transactions possible on the Internet.  Its particular focus is on security  —  no-problem flow of transaction payments is assured through coding algorithms which are recognized world-wide.  All sections of the three main applied software systems and all transactions are protected by crypto-technology.  Sensitive data (for example card numbers) is not transmitted to third parties — the user data is held on one’s own PC and is not stored centrally.  And using it is easy; payments are made very quickly via very few user initiatives.  Amongst the choices for payment methods are electronic coins (CyberCoins), an electronic direct debiting system, and SET credit cards.


Expanded Smart Card Interfaces

SCM Microsystems, Inc. announced Monday the extension of its smart card interface product line to include universal, standards-based smart card readers for RS-232 and USB interfaces. SCM Microsystems now provides complete solutions for enabling smart card use in virtually any computing environment. Several versions of the readers will be available, including Plug and Play RS-232 and USB readers, a B1 compliant RS-232 reader, and an RS-232 reader with the ability to attach a serial mouse. All of SCM Microsystems’ smart card interface products integrate SmartOS(TM) technology which maximizes interoperability while preventing obsolescence. The first production units of these new readers will ship in Q2 of 1998.

“Our product line is now more adaptable and cost-effective for our OEM customers,” explains Steven Humphreys President and CEO of SCM Microsystems. “By focusing on interface technology, SCM Microsystems frees our customers of ongoing development costs and worries of incompatibility.”

SCM Microsystems has recently announced two activities which will contribute to the success of its smart card interface product line. First, a plan to acquire Intellicard Systems of Singapore, the manufacturer of some SCM products, was announced on March 10, 1998.

This agreement will help the company manage costs. Next, a development and manufacturing agreement with Gemplus, the world’s leading provider of plastic and smart card-based solutions, was signed and announced on March 25, 1998. This agreement, along with several other OEM customers, help achieve economies of scale to reduce costs.

SCM Microsystems’ smart card interface products can communicate with all ISO 7816 smart cards, providing an ideal interface for multi-function environments.

The readers support open standards including PC/SC, OpenCard and CT-API and can be used on a wide variety of operating systems including Windows 95, Windows NT, Windows CE and JavaOS.

About the Company

SCM Microsystems, Inc., with headquarters in Los Gatos, California, European headquarters in Germany, research and development centers in Germany and France, and offices in Japan and Singapore, is a leading provider of products and technologies which give individuals the ability to quickly and securely control access to, and effect the exchange of, digital information. By bridging smart cards and other secure devices with PCs and workstations, SCM Microsystems provides cost-effective solutions for conditional access to mobile, handheld and desktop computers, workstations, digital video broadcasts, virtual private networks, electronic files, e-mail and Internet firewalls. For additional information, contact SCM Microsystems in the United States at 408/370-4888 or in Europe at 49-84-418960 or e-mail [adapter@scmmicro.com][1]. The company maintains a Web site at [http://www.scmmicro.com][2].

[1]: mailto:adapter@scmmicro.com
[2]: http://www.scmmicro.com/


Schlumberger Multos Cards

Schlumberger said Monday it will offer ‘Multos’ smart cards in its product portfolio and has acquired a license to develop applications for the MULTOS operating system. Schlumberger can now offer its large existing customer base applications such as loyalty, incentive programs, ID and ticketing, as well as the ability to convert or create application software for use on any MULTOS card. These applications can be loaded on the Multos platform beside Mondex e-purse and/or MasterCard EMV Debit/Credit application. These applications may be added to MULTOS cards after they have been issued.


MS NT 5.0 Smart Cards

Schlumberger today announced the introduction of smart card products that support the Microsoft NT5.0 platform.

The products, which include smart cards, readers and PC software enable software developers, value added resellers (VARs) and corporations to roll out comprehensive enterprise security solutions based on the Public Key Infrastructure (PKI) in Windows NT5.0. These products support the PC/SC Workgroup specifications providing opportunities to leverage new applications across a large platform base.

The Schlumberger products integrated with the NT5.0 platform include
—   Cryptoflex(TM), the industry’s leading cryptographic smart card
     with strong 1024-bit RSA security
—   Reflex(TM) 20 PCMCIA reader
—   SafePaK(TM), a client PC package for information security
     supporting Microsoft Internet Explorer 4.0, bundling the above
     card and readers and associated software to personalize/customize
     the smart card . This package, along with the Microsoft software
     developers kit (SDK), also serves as a development kit for VARs
     and other software developers.

Access software for Cryptoflex and Reflex 20 is included in the NT5.0 package. “We are pleased that Schlumberger is delivering smart card products for Microsoft NT5.0,” said Dave Thompson, director of development at Microsoft. “This will enable our mutual customers to take advantage of the enhanced security and convenience of smart cards to design and build unique new applications for a wide range of market segments based on the Windows NT5.0 platform.”

“Smart cards are the most personal, secure and portable computing device,” stated Paul Beverly, vice president of marketing, Schlumberger Smart Cards & Terminals.

“Integration of this product with NT5.0 enables implementation of scaleable IT security across the enterprise. The products that we are introducing show the power of smart card technology to bring the best security, privacy and portability to PC applications. The smart card-enabled PKI infrastructure will help drive growth of smart card usage in a range of markets, including electronic commerce, health and ID.”

Cryptoflex and Reflex 20 are being demonstrated at CardTech/SecurTech at Microsoft and Schlumberger booths. In addition, Litronic Industries, Inc., a Schlumberger associate, and SCM Microsystems are demonstrating the Windows NT5.0 single sign on application with the Cryptoflex card in their booths. “As a strategic partner of Schlumberger, this announcement is important to Litronic because it enables us to leverage Schlumberger technology in the development of our NETSIGN smart products on the NT5.0 and other Microsoft platforms,” stated Richard M. Depew, director, Strategic Markets, for Litronic Industries, Inc.

“As a Schlumberger Associate, we will build on their market-leading smart card technology to take network security applications for our customers to the next level.”

“While the single sign-on feature of Windows NT 5.0 demonstrates the benefits of smart cards in a PC environment, it also shows a real-world implementation of the efforts of Schlumberger, Microsoft, SCM Microsystems and the PC/SC Workgroup in general,” stated Aaron Zitzer, worldwide product manager — Smart Card Interface Products at SCM Microsystems. “We see this as the first in a new wave of smart card-based security and electronic commerce solutions for the PC.”

Each of these products is built on the PC/SC Workgroup specifications, developed by the leaders in smart cards and PC hardware and software. The specifications provide a uniform API for smart card readers and smart cards themselves when used with personal computers.

About Schlumberger

Schlumberger Smart Cards & Terminals offers a flexible portfolio of smart card-based solutions for businesses and communities of all kinds. The company provides cards, terminals, development tools and support in open configurations for operators, developers, integrators and distributors worldwide. Under The Smart Village(R) brand, the Schlumberger offer includes the milestone Cyberflex card, the industry’s first Java(TM)-based smart card. The Smart Cards & Terminals group operates 45 facilities in 34 countries across the globe. Additional information is available on the World Wide Web at [http//www.slb.com/et/][1].

Schlumberger Smart Cards & Terminals is a business segment of Schlumberger Limited, a $10.65 billion global technology service company providing oilfield services, natural resource management, transactions based technology and associated systems, and semiconductor test equipment.

[1]: http://www.slb.com/et