NYC CityAccess Kiosks Expand

New Yorkers can use credit cards to obtain copies of birth certificates, and to renew, purchase, and apply for dog licenses as part of the expanded services offered on ObjectSoft CityAccess kiosks, the company announced Friday.

“No more waiting in line for key government services. The SmartStreet CityAccess kiosks are now fully automated,” said ObjectSoft Chairman David E. Y. Sarna. “The addition of credit card transactions combined with search capabilities makes getting information and services faster and easier than ever.”

While SmartStreet offers thousands of pages of information and services available through CityAccess, program improvements allow users to find what they need in seconds just be typing in a key word or phrase such as “dog” or “Chinese food-Upper East Side.”

Using Microsoft SiteBuilder, and its own software, ObjectSoft’s has made it easier for City agencies to commerce-enable, update or make additions to their own kiosk information directly from their own offices.

“Thanks to Microsoft SiteBuilder and the City’s Department of Information Technology & Telecommunications and the cooperation of other City agencies, we are able to provide the most up-to-date information to kiosk users,” said ObjectSoft Co-CEO and President George Febish.

“This cooperation between public and private sector information providers benefits the government and its citizens,” Febish added.

The addition of these services marks the successful completion of ObjectSoft’s development contract with the City of New York at the budget allotted by the City. The City has advised the Company of its intention to extend the contract through the end of its next Fiscal Year 1999. The Company says it will shift its focus to deployment of kiosks in additional locations. The first site is the Audubon Biomedical Science and Technology Park of Columbia University where ObjectSoft will deploy its new SmartSign kiosk with Interactive Public Access Terminal. ObjectSoft also expects to deploy at least 10 more within the area.

ObjectSoft also has released, for the first time, comprehensive page usage of the six kiosks it maintains for the City. On average, more than 3,000 people a week use the kiosks for a total of about 250,000 users since they were installed in August of 1996. The average visit is about 2 1/2 minutes long, for about 7.5 pages accessed per each user for a total of around 22,500 pages accessed per week. The most popular services accessed are maps, directions and tourist information. A close second is Department of Health Information, especially that which deals with AIDS and other sensitive issues where users are more comfortable seeking information by computer rather than in person.

As a part of a New York City Kiosk Demonstration Project, ObjectSoft currently maintains SmartStreet(TM) Kiosks at busy municipal government sites in each borough 125 Worth St. in Manhattan, Bronx, Brooklyn and Queens Municipal Buildings, the St. George Terminal in Staten Island and the New York Hall of Science in Queens.

SmartStreet(TM) kiosks also provide extensive restaurant, travel and tourism information, including customized maps with directions. An overhead video screen provides a message from Mayor Rudolph Giuliani and an introduction to the SmartStreet(TM) program from actor Tony Randall.

Through CityAccess, the kiosks also provide information from the Health Department and the Department of Buildings mainframe computer. Users can get detailed information on city services, including printouts listing publications and locations of hospitals, libraries and other facilities. Recently, Microsoft Corporation (NASDAQ MSFT) gave this application an award for Best BackOffice Server Suite Solution.

Separately, ObjectSoft announced that it had completed all of the requirements for its initial contract with King County in Seattle, and has turned the kiosks over to the County, which has accepted them.

About ObjectSoft

Founded in 1990, ObjectSoft is a leader in providing information and Internet-based services and has pioneered secure credit card processing of electronic commerce. ObjectSoft is a publicly held company listed on NASDAQ. For more information on ObjectSoft, visit their website at .

This press release contains certain forward-looking statements concerning ObjectSoft which are subject to a number of known and unknown risks that could cause actual results, performance and achievements to differ materially from those described or implied in the forward-looking statements. Among such risks are those discussed in the Company’s Registration Statement on Form SB-2 and its Quarterly Report on Form 10-QSB and include, but are not limited to, limited operating history, recent establishment of new business divisions, dependence on new and untested product, risks related to technological factors and potential manufacturing difficulties.

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Cold Fusion Card Processing

Allaire Corporation and ICVERIFY Thursday announced that Allaire has acquired software components from a third party that link Allaire’s popular Cold Fusion Web application development system with electronic commerce software from ICVERIFY, allowing developers to rapidly create electronic commerce applications.

The software components were previously available from Allaire’s Website for a fee.  The NetVERIFY components are now available to developers at no charge from the Allaire Tag Gallery .  The tags provide immediate integration between Cold Fusion applications and NetVERIFY, ICVERIFY’s web commerce software package.

Cold Fusion provides developers with the tools to rapidly integrate database, server and browser technologies into sophisticated applications on intranets, extranets and the Internet.  The product has been adopted by thousands of major corporations, government agencies and universities worldwide to create a range of collaborative, commerce and business systems on the Web.  Cold Fusion custom tags are custom markup language elements that allow developers to build reusable components that can easily be inserted into dynamic Web applications.

NetVERIFY offers the sophisticated transaction processing and management functionality that Internet merchants demand.  NetVERIFY can process transactions for all major credit card brands, including Visa, Mastercard, American Express, Discover Card, Diners Club, Carte Blanche, JCB and private- label cards as well.  ICVERIFY maintains more than 250 financial processor certifications enabling NetVERIFY to communicate with merchant accounts at 99% of U.S. banks, a majority in Canada, and an increasing number in Europe as well.

“Cold Fusion is an extremely popular development system among Web professionals,” said Karen Tate, director of Internet markets for ICVERIFY. “These custom tags make it especially easy for Cold Fusion developers to commerce-enable their sites with NetVERIFY.”

“As companies accelerate their efforts to develop electronic commerce applications, it is critical that the Cold Fusion development system supports the best solutions,” said Joe Baker, director of business development for Allaire.  “This link between Cold Fusion and NetVERIFY provides Web developers with additional industry-leading technology for creating sophisticated commerce applications, and is part of our overall strategy to make Cold Fusion the best platform for on-line commerce.”

NetVERIFY is garnering attention from Internet service providers (ISP’s) and commerce service providers because a single copy of the software can be licensed to control commerce for multiple merchants.  Additionally, NetVERIFY includes a Web interface that enables merchants to manage their own payment processing from a Web browser over the Internet or across a corporate intranet. Allaire acquired the NetVERIFY tags from veteran Web developer Elliott Rudisill, founder of  two regional ISPs Inter-Mountain Access and New York Internet.  Both services have used the tags to facilitate Web commerce for their own operations, as well as the businesses they host.

“As a professional developer, I choose the best available tools,” Rudisill said.  “Cold Fusion gives me a rich and flexible Web development environment. NetVERIFY is the most robust and easy-to-use real-time commerce software.  A recent survey indicated that leading barriers to developing electronic commerce applications are time and development costs.  Allaire’s decision to purchase these tags addresses these barriers.”

Rudisill’s custom tags previously have been used to support commerce applications for numerous Web businesses, including US Internet, a national ISP providing comprehensive Internet and Web services.

“The integration between Cold Fusion and NetVERIFY is an incredibly reliable, scalable, customizable approach to doing real-time commerce on the Web,” said Travis Carter, vice president for technology at US Internet Corporation

About ICVERIFY

ICVERIFY Inc. is a privately held, venture capital-funded corporation with U.S. headquarters in Oakland, California, and European headquarters in Munich, Germany.  Founded in 1988, the company is the leading provider of software solutions for authorizing credit card, purchasing card, debit/ATM card and check transactions for merchants.  More than a quarter-million points-of-sale including web commerce sites, Internet service providers, retail stores and catalog companies use ICVERIFY’s software products. For more information about ICVERIFY, visit or call 800-666-5777.

About Allaire     Allaire Corporation, founded in 1995 and based in Cambridge, Mass., is a leading Internet software company dedicated to providing developers with tools that maximize the potential of the Web as a platform for business computing. The company’s products are Cold Fusion, HomeSite and Forums.  Allaire can be reached at 617-761-2000, by  e-mail at info@allaire.com, or via the Web at .

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Signature Group’s New CEO

Montgomery Ward & Co., Incorporated announced that Worthington Linen has been named Chairman and Chief Executive Officer of The Signature Group, its wholly-owned direct marketing subsidiary. Linen, 47, formerly Senior Consultant to BMG Entertainment and Bertelsmann A.G., the international media and entertainment company, will join the company effective in April 1998.

“We are pleased to have an executive of Worth’s caliber leading The Signature Group,” Roger Goddu, Chairman and Chief Executive Officer of Montgomery Ward, said.  “The Signature Group is a premier direct marketer noted for its quality service and innovative marketing ideas.  The appointment of an industry expert like Worth emphasizes our commitment to build on Signature’s strengths and maximize its value.”

From 1991 to 1996, Linen served as President and Chief Executive Officer of BMG Direct, Bertelsmann’s direct marketing subsidiary and the parent company of the BMG Music Service with almost nine million members.  While at BMG Direct, he was responsible for a dramatic turnaround in the business which resulted in more than a three-fold increase in membership, revenues and profitability.

Before Bertelsmann, Worth held positions as Vice Chairman of Wunderman Worldwide, a direct marketing subsidiary of Young & Rubicam and as Executive Vice President of Wunderman, Ricotta, Kline.  During his 15 years at Wunderman, he was involved with direct marketing businesses ranging from AT&T’s Opportunity Calling and L.L. Bean to Time Life Books, Ford/Lincoln Mercury, General Foods and Readers’ Digest.

“I am very excited about joining The Signature Group, one of the premier direct marketing companies in America,” Linen said.  “Signature’s skill sets are such that it has tremendous growth potential in the rapidly expanding fields of both data-driven marketing and loyalty marketing.  I look forward to working with Signature’s strong team of professionals to quickly capitalize on these growth opportunities.”

Beyond Linen’s experience managing various direct marketing businesses, he has been very active in the direct marketing industry.  Currently, he serves on the executive committee of the Direct Marketing Association Board of Directors and also has served as the Chairman of the DMA Government Affairs Program.  Linen also serves on the Board of Directors for Dearfield Associates, one of the nation’s leading telemarketing services, and on the Advisory Board of Intellipost, a web-based advertising company.

The Signature Group, headquartered in Schaumburg, Ill., is a $870 million a year market leader in providing value-driven consumer products and services through direct response marketing.  The company provides a complete array of growing consumer clubs and services, including Dining a la Card, Auto Clubs, Dental and Legal Services Plans, as well as supplemental insurance products. For three consecutive years, The Signature Group has been ranked the number one service agency by Telemarketing Magazine, it is the top outbound telemarketer for the credit card industry, and was a winner of The International Customer Service Association Award of Excellence.  Principal clients include banks, independent credit card companies, airlines, major retailers and oil companies.

Wards is one of the largest privately held retailers in the United States and operates 294 full-line stores in 37 states.

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New FDC Board Member

First Data Corporation announced Thursday that Joan Edelman Spero has been named a board member of the Company, a leading provider of electronic payment services worldwide.

Mrs. Spero was named president of the Doris Duke Charitable foundation in January of 1997.  As president, she is responsible for establishing and directing the activities of the more than $1.3 billion foundation, which is dedicated to supporting a variety of charitable causes, including the performing arts, environmental preservation and the advancement of medical research.

Mrs. Spero was formerly Undersecretary of State for Economic, Business and Agricultural Affairs, a position to which she was appointed by President Clinton in 1993.  As Undersecretary, she played a central role in formulating the Clinton Administration’s foreign economic policy.  She advised Secretary of State Warren Christopher, and led the work of the State Department on issues ranging from the North American Free Trade Agreement (NAFTA) and the Uruguay Round Agreements, to the work of U.S. embassies around the world in promoting U.S. exports and investments.  She also served as a top advisor on the G7 Economic Summits.

“Joan’s broad knowledge base, with experience in both international affairs and the financial services industry, will help us achieve our goal of establishing First Data as the leader in making electronic payments the payment method of choice worldwide,” said Ric Duques, president of First Data Corporation.

Mrs. Spero was an assistant professor at Columbia University from 1973 to 1979.  She is the author of The Politics of Economic Relations and The Failure of the Franklin National Bank  Challenge to the International Banking System. >From 1980 to 1981, during the Carter Administration, she served as U.S. Ambassador to the United Nations Economic and Social Council.  From 1981 to 1993, she was an executive at the American Express Company, where her last position was Executive Vice President for Corporate Affairs and Communications.

Mrs. Spero graduated Phi Beta Kappa from the University of Wisconsin.  She holds a Master’s degree in international affairs and a Ph.D. in political science from Columbia University.  She also studied at the Institute d’Etudes Politiques in Paris and is fluent in French.

Active in professional associations in foreign affairs and economics, Mrs. Spero is a member of the Council on Foreign Relations and the Council of American Ambassadors.  She serves as a trustee of the Wisconsin Alumni Research Foundation and the Brookings Institution.

Hackensack, N.J.-based First Data Corporation is a global leader in payment systems, electronic commerce and information management products and services.  First Data and its principal operating units process the information that allows millions of consumers to pay for goods and services by credit, debit or smart card at the point of sale or over the Internet; by check or wire money.  For further information about First Data, please visit the Company on the Internet at .

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Online Awakening

Fifty percent more Americans have made a personal on-line purchase than one year ago. According to a study released this morning by San Francisco-based Odyssey, 30% of on-line households have made a purchase from home in the last six months. Odyssey’s semi-annual ‘Homefront’ survey also found that 23% of U.S. households are now on-line compared to 17% a year ago. Odyssey says this means 7.0 million households made a purchase on-line in the last six months of 1997, or more than double the 3.2 million households making on-line purchases in the last six months of 1996. The study of 6,000 consumers also found that 55% of on-line households reviewed information about a product or service on-line prior to making a purchase through a traditional retail channel, and that 41% of on-line households indicated they have made a purchase decision, in the last six months, because of something they learned on-line.

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HawaiianMiles MC

Wells Fargo Bank and Hawaiian Airlines announced yesterday they are about to launch a co-branded MasterCard that will permit cardholders to pool their earned frequent flyer miles. The ‘HawaiianMiles MasterCard’ will be released this coming Monday, March 16, with take-one applications available at all Hawaiian Airlines ticket counters. The new program allows up to three individuals to pool their frequent flyer miles toward free travel awards. Cardholders will earn one air mile for each dollar charged. Hawaiian Airlines operates 12 daily widebody flights from the U.S. mainland and Hawaii.

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Bill Collect + CommercePay

Priority One Electronic Commerce Corporation of Akron, PA and Commerce Payment Systems Corporation of Orlando, FL today jointly announced the formation of a Strategic Alliance between the two Electronic Commerce  companies.

ABOUT PRIORITY ONE

Priority One’s proprietary BILL COLLECT(TM) system provides automatic collection of receivables and payment obligations via Electronic Funds Transfer (EFT) from checking accounts or credit cards.

Priority One’s target customers are businesses who need to collect regularly occurring accounts receivables from their customers.  This is accomplished through either a direct dial up phone gateway or an internet access gateway.

Priority One is a privately held corporation whose principal shareholder, Sid Lieberman, is a successful entrepreneur with a CPA background who saw the need and the opportunity to provide a more reliable, timely and cost effective way for businesses to collect their receivables.

ABOUT COMMERCEPAY

CommercePay provides INSURED real time processing of credit card payments over the Internet.  CommercePay is the only Transaction Service Provider (TSP) that provides fully insured Internet credit card processing.

CommercePay’s target customers are businesses who need to accept and process credit and debit card payments securely and in real-time from their online stores or from any location where Internet access is available.

According to Abner Weintraub, President of CommercePay, “Fully insured transactions allow Internet consumers to use their credit cards with complete confidence against loss or fraud.”

The first joint usage of both CommercePay and Priority One’s services will be to process donations for the world’s largest charitable fund raising telethon The Children’s Miracle Network.  The jointly provided services of CommercePay and Priority One will enable the Children’s Miracle Network  to implement the new “Single Interface Solution(SM).”

The “Single Interface Solution(SM)” is a special web page that enables donors to quickly and safely contribute with their credit cards, debit cards, personal or business checking accounts using one simple form.  In addition, donors can apply these payment methods to a variety of recurring  payment plans (i.e. the “Dollar-A-Day Club”).  These automated payment options are easy for donors and will cost less to process, leaving more money to help the children.

Randall King, President of Priority One (formerly President of Premenos) stated that, “By forming this strategic alliance, Priority One and CommercePay can provide a full array of Electronic Payment Processing Services to any business.  Businesses can process payments in real time for purchases of goods or services that occur in both the regular course of their business or via a web page at their ‘electronic store.’  In addition, businesses can electronically collect recurring payments for goods and services, all at a fraction of the cost of traditional collection processes.”

A NEW NETWORK OF STRATEGIC PARTNERSHIPS

Last year Priority One and CitX formed a strategic partnership to provide Electronic Commerce solutions for businesses.  In this partnership Priority utilizes the CitX SETX network and Intrapay platform, exclusively for all Internet-based transactions. In turn CitX uses the Priority One Payment Collection service exclusively for EFT payment collection.

Last week NCR Corp. announced a strategic partnership with CitX Corporation.  This relationship involves exclusive embedding of the NCR’s TOP END Middleware and other related systems into the CitX Intrapay platform. Intrapay enables universal access to complete end-to-end Internet-based E Commerce services.  Priority One, as a strategic partner of CitX, will be involved in providing its Bill Collect service, via Intrapay, to the NCR clients who use the CitX Intrapay platform.

The Intrapay platform can be used by businesses to sell their products, and collect payment in the form of EFT or Credit Card, via the Internet.  In this example, CitX develops and maintains the secure Web Site for a merchant to sell their product on the Internet, and transports transactions via its unique SETX network, securely, between the customer, merchant and the Payment Processing Center operated by Priority One.

Priority One then processes the payment transaction, collecting money in the form of EFT or Credit Card payment. NCR provides the transaction servers and middleware engine that automates the entire order fulfillment process, enabling simplified interface to EDI platforms and any legacy system.

Bernie Roemmele, CEO of CitX, said, “We are in the business of Internet- based Electronic Commerce, and have established a coalition of interrelated high tech strategic partnerships to promote a universal platform that enables Internet-based Electronic Commerce.  This coalition will offer businesses a ‘total solution’ for electronic commerce and payment collection using EFT and credit card processing and our Intrapay Platform.”

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Online Phone Bills

AT&T rolled out its ‘One Rate Online’ service that offers customers a low, flat rate on long distance calls with the ability to order service, review billing and communicate with customer service over the Internet. The new service requires customers to have their long distance charges automatically billed to a credit card. There is also a $1 per month fee. AT&T is charging a flat rate of 10 cents-per-minute for direct dialed, state-to-state calls.

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Vital Record

Vital Processing Services announced it has installed the 5,000th merchant POS-partner PC system.  Power of ease is exactly what this desktop payment system provides to its end-users, merchants who have the power to manage their payments business with tremendous flexibility because POS-partner is Windows-based.

POS-partner easily accommodates the unique industry requirements of merchants across the United States, and was designed with retailers, restaurateurs, hotels, direct marketers and billers in mind.  Vital launched POS-partner in June of 1996, and the current software demand is approximately 500-600 merchant systems per month.  Currently, Vital has a total of 139 financial institutions utilizing POS-partner, including U.S. Bancorp and Harris Bank.

Supporting credit and ATM cards, POS-partner is tailored for mid-sized to higher-end merchants.  This software system operates on a personal computer, as a stand-alone authorization and settlement unit, in a local area network (LAN) of PCs, or with dial terminals linked throughout the merchant’s property (HUB).  It has the power to support every type of card payment transaction, including full point-of-sale, for Visa(R), MasterCard(R), Discover(R)/ NOVUS(sm), Diners Club(R), American Express(R), JCB(R) and private-label transactions.  In addition to taking advantage of standard dial technologies at speeds of up to 9600bps, POS-partner can take advantage of newer technologies such as ISDN and asynchronous lease lines.

“We are excited POS-partner is in such high demand among merchants and is bringing efficiencies to our financial institutions and their merchants,” said Fred Gumbel, president and CEO of Vital.  “Tailored for retailers, restaurants, hotels, direct marketers and billers, POS-partner has proven to provide outstanding service, control and flexibility to all merchants.  This product reinforces our position in the marketplace of understanding merchants’ most pressing business challenges and proactively providing the innovative technology solution.”

Linda DeLude, product manager at U.S. Bancorp said, “POS-partner offers us the first all-in-one, windows-based product for our merchants, and the fact it can be used as a stand alone PC as well as in a HUB or LAN environment creates a huge advantage over other systems available to us.  Merchants like the ease of installation and the flexibility POS-partner provides, including the dedicated POS-partner help desk access.  Equally as important is the comfort level merchants have knowing that Vital and U.S. Bancorp will update them with any future regulatory changes.”

Windsor Court Hotel in New Orleans, one of the preferred hotels in the world, was involved in Vital’s POS-partner pilot program, and has been using POS-partner since 1995.  Windsor Court Hotel is a merchant of Harris Bank, one of Vital’s largest clients and distributors of POS-partner.

“POS-partner has had a major impact on streamlining our payment operations.  It provides superior speed and accuracy for the transmission of our data.  We were literally a day behind with our old system,” said Alledia Tubbs, assistant comptroller for Windsor Court Hotel.  “Integrating and automating our systems by linking them into a central PC significantly decreases the amount of time our night audit staff would have normally spent manually reporting and submitting transaction data.  In addition, it helps curb the level of fraudulent activity.  Vital knows our needs and satisfies them with exceptional customer service.”

Minneapolis-based U.S. Bancorp (NYSE USB), is the result of a merger between First Bank System, Inc. of Minneapolis and U.S. Bancorp, formerly headquartered in Portland, Oregon.  With $72 billion in assets, USB is the 14th largest bank holding company in the nation operating more than 1,000 banking offices in 17 states Minnesota, Oregon, Washington, Colorado, California, Idaho, Nebraska, North Dakota, Nevada, South Dakota, Montana, Iowa, Illinois, Utah, Wisconsin, Kansas, and Wyoming.  The company provides comprehensive banking, trust, investment and payment systems products and services to consumers, businesses and institutions.  It operates a network of 4,500 ATMs throughout the U.S. and 24 hour, seven days a week telephone customer service centers.  The company is the largest provider of Visa corporate and purchasing cards in the world and one of the largest providers of corporate trust services in the U.S.

The Harris Bank provides banking, trust and investment services to individuals, small and mid-market businesses and not-for-profit and government entities within Chicago and surrounding communities.  With $21.5 billion in assets, Harris is a leading provider of corporate banking services, primarily in the Midwest, and trust, cash management, investment management, private banking and credit card services throughout the U.S.  Harris Bank is wholly owned by the Bank of Montreal, Canada’s oldest and one of North America’s largest banks.  With 140 locations open, Harris is one of Chicago’s largest community bank networks and its third largest banking organization.

Windsor Court Hotel is owned by Orient-Express Hotels, based in London, England.  It is part of a luxury group of hotels, restaurants, trains, and cruises.  As members of both Leading Hotels of the World and Preferred Hotels and Resorts Worldwide, Windsor Court Hotel has twice been named the number one hotel in America by Conde Nast Traveler Magazine.

Vital Processing Services (Vital) is a leading full-service merchant processing company.  Its clients include financial institutions that provide credit card processing to their merchant customers.  Headquartered in Tempe, Ariz., Vital offers financial institutions operational services that enhance business solutions without competing for their merchant business.  Its services include merchant POS products, electronic authorization and data capture; clearing, settlement and exception processing; merchant accounting, billing, and reporting; operational fulfillment services (including the outsourcing of chargeback and retrieval processing); risk management; and customer service.  Vital is a merchant processing joint venture of Visa(R) U.S.A. and Total System Services, Inc.(R) (NYSE TSS) (TSYS(R)) ().  Vital’s Internet address is .

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Connecting VRUs to IFS

Voice Integrators Inc. and Integrion Financial Network announced yesterday the availability of an engine that connects telephone voice response units to Integrion’s Interactive Financial Services platform.

Working closely with Integrion’s technology partner, IBM, Voice Integrators has developed the engine to enable the Direct Talk 6000 VRU system to deliver standard Gold messages to IFS.  Washington Mutual, Inc, an Integrion owner, will be the first bank to implement the Voice Integrator solution.  However, the Gold engine can be used with any VRU system and can be customized according to bank specifications.  Furthermore, the Gold engine allows for seamless connectivity between current VRU systems and IFS, causing no disruption to the bank customers’ experience.

As part of the Washington Mutual implementation, the Voice Integrator solution will become Gold-certified by Integrion.  This certification process ensures that a technology provider has conformed to the Gold standard and has properly employed Gold messages.

“While the personal computer is generally thought to be the instrument that will spur the development of home banking, the majority of remote transactions today are conducted over the telephone.  The Voice Integrators’ solution allows VRU systems to connect to IFS, allowing for the identical scalability and security that the PC channel enjoys today,” said Thomas Chisholm, President of Voice Integrators.  “The combined strengths of the IFS platform and this new engine will offer a unique competitive advantage to financial institutions using this new technology.  We are very excited and pleased about this strategic alliance with Integrion because of their leading position in electronic commerce services.”

David S. Fortney, Director of Product Development for Integrion, said, “Financial institutions will have to provide their customers multiple ways to do remote banking.  IFS allows financial institutions to give their customers both telephone and PC options without having to develop and manage multiple connections.  We are pleased to work with Voice Integrators, which has developed a valuable component of this system.”

About Integrion

Owned by 17 banks, IBM, and Visa USA, the Integrion Financial Network provides interactive banking and electronic commerce services to financial institutions.  Through the Interactive Financial Services (IFS) platform, Integrion offers financial institutions a network through which electronic transactions flow from multiple consumer access points to a bank’s host system and/or processor.

Integrion’s operating philosophy allows banks to determine the manner and format in which home banking and electronic commerce services are offered, ensuring consistency with the bank’s full range of services, effective branding by the bank and maximum customer benefit.

About Voice Integrators

Voice Integrators, Inc., is a supplier of enhanced electronic business call center solutions.  Voice Integrators’ solutions are found in a variety of industries, including banking, insurance, healthcare, utilities, and finance. Headquartered in Upper Saddle River, New Jersey, Voice Integrators is a global provider, and has been supplying enhanced call center solutions for more than 10 years.

For more information about Voice Integrators, Inc. and its products, please consult the World Wide Web at or call 201-818-6600.  For additional information on Integrion Financial Network and its products, please consult the World Wide Web at or call 215-575-4520.

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Smart Card Nigeria

The world’s largest multi-bank smart card payment program will be launched this summer by a consortium of 19 Nigerian banks. Smart Card Nigeria also announced yesterday it has awarded the technology contract for the program to Dublin-based Card Services International. CSI will supply its ‘CardBASE2000’, a multi- application smart card platform, and will also supply the smart cards and POS devices. The first phase of the program, to get underway this summer, will involve 22,000 cardholders and 200 merchants. CSI says the program will be extended to millions of cardholders.

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