Chase Card Marketshare Top 4

Chase Card Marketshare Explodes 120 bps YOY as Top 4 Near 47%

Chase card marketshare, based on U.S. purchase dollar volume (PDV) of Visa [V], Mastercard [MA], American Express [AXP] and Discover [DFS] jumped to nearly 20% in the first-quarter (1Q/19). Chase, the nation’s largest credit card issuer on outstandings and the fastest growing issuer based on PDV among the top issuers, surged 90 bps (basis points)…

American Express Global Card

American Express Global Card GDV +7% FX YOY as Yield Nears 11%

American Express global card for the first-quarter posted a record yield, nearing 11%, as GDV (gross dollar volume) rose 7% on an FX (currency adjusted) basis but delinquency rose 10 bps (basis points) and charge-offs jumped 30 bps. American Express (AXP) GCSG (Global Card Services Group) reported an 8.6% YOY (year-on-year) gain with total revenues…

Visa Asia-Pacific Payment

Visa Asia-Pacific Payment Q1 Posts Garden-Variety Performance

Visa Asia-Pacific payment performance is unremarkable for the first-quarter with all metrics at, or below par, compared to the prior five quarters. While Visa Asia-Pacific is the only region reporting more than one billion cards, it is also the slowest growing in payment volume and payment transactions, among Visa’s five international regions. Visa Asia-Pacific posted…

Mastercard APMEA Payment

Mastercard APMEA Payment CIF to Top 1B in 2021 w/20% PTX CAGR

Mastercard APMEA payment transactions continued to roar in the first-quarter even though the momentum over the past five years has been slowing. Mastercard’s APMEA (Asia Pacific, Middle-East, Africa) region payment volume dipped below 10% YOY (year-on-year) for the first time since 3Q/17, on an FX (currency adjusted) basis. The APMEA customer base continues to grow…

Credit Card Profits

Credit Card Profits Wax in 2018 and Set to Wane in 2019

First-quarter credit card profits among the nation’s Top 4 U.S. card issuers edged up 60 basis points (bps) year-on-year (YOY), compared to a tax cut fueled surge of more than 50% one-year ago. Sequentially, credit card profits were down 3.7%. Since 2015, the compound annual growth rate (CAGR) is running about 1.48%. Profits (after tax)…

Visa CEMEA Payment

Visa CEMEA Payment TX Soar 29% CAGR as PDV Climbs 22% YOY Q1

Visa CEMEA payment transactions continued to skyrocket in the first-quarter even though the momentum over the past five years has been fading. Visa’s CEMEA (Central Europe, Middle East, Africa) payment volume remains solidly above 20% YOY (year-on-year) for six consecutive quarters. The CEMEA customer base has been expanding, but the slowest among Visa’s five international…

Mastercard Global Q2 Revenye

Mastercard Global Q2 Revenue to Top $4B with 16.24% Profit CAGR

Mastercard global Q2 revenue is expected to be as impressive as the first-quarter. Mastercard global performance posted double-digit gains across the board in the first-quarter. However, sequential and year-on-year (YOY) currency adjusted (FX) growth for purchase dollar volume (PDV) declined 370 basis points (bps) and 270 bps, respectively. Mastercard net income exploded by 31% FX…

U.S. Credit Card Share

U.S. Credit Card Share for Big 6 Adds 80 bps CAGR Slips to 5.56%

U.S. credit card share for the Big 6 peer group increased to 54.2% in the first-quarter, compared to 53.4% for the first-quarter 2018. American Express year-on-year (YOY) growth in U.S. credit card outstandings for the first-quarter (1Q/19) lead the peer group. On a Compound Annual Growth Rate (CAGR) basis, Capital One outpaced the other five…

First-Quarter Credit CIF

First-Quarter Credit CIF Rises 4% YOY & 5.27% CAGR for Top 4

First-quarter credit CIF (cards-in-force) among the Top 4 U.S. credit card issuers picked up some momentum adding 9.7 million cardholders over the past year. Based on current growth trends and economic patterns, the number of credit and charge cards, issued by the major issuers, will likely top 300 million in early 2023. The Top 4…

U.S. Credit Card Yield

U.S. Credit Card Yield Hits Record Level to Peak in 2020

U.S, credit card yield, among the nations’s Top 4 bank credit card issuers, rose 24 basis points (bps) sequentially at 12.34% and up 73 bps year-on-year (YOY) for the first-quarter (1Q/19), compared to 12.10% for the prior quarter, and 11.61% for 1Q/18, according to figures compiled by CardData. The U.S. Top 4 Issuers (Chase [JPM],…